California’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in California. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (California)

Credit Sesame

Founders	Adrian Nazari
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Credit Sesame is a credit and loan company that makes consumer credit and loan management simple and automated.

Electric Capital

Founders	Avichal Garg, Curtis Spencer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Electric Capital is a venture capital firm that focuses on the cryptocurrency, blockchain, fintech, and marketplaces industries.

Affirm

Founders	Jeffrey Kaditz, Max Levchin, Nathan Gettings
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.

B Capital Group

Founders	Eduardo Saverin, Howard Morgan, Raj Ganguly
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B Capital Group is a venture capital firm that backs global entrepreneurs in the field of information technology.

Plate IQ

Founders	Bhavuk Kaul, Ram Jayaraman
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Plate IQ saves restaurants time and money by automating their invoice processing and accounts payable.

Neo.Tax

Founders	Ahmad Ibrahim, Firas Abuzaid, Stephen Yarbrough
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Neo.Tax builds a tax filing and automation software for businesses to claim the R&D tax credit.

Aspiration

Founders	Andrei Cherny, Joseph N. Sanberg
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Aspiration offers retail banking and investing services that enable customers to spend and save their money in ways that protect the planet.

Kyriba

Founders	Jean-Luc Robert
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Kyriba offers SaaS-based treasury solutions that enable treasury departments to plan for market volatility, regulation, and opportunities.

Block

Founders	Buzz Andersen, Jack Dorsey, Jim McKelvey
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Block is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.

Empower

Founders	Justin Ammerlaan, Warren Hogarth
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Empower is building the best mobile-banking experience in the world.

HomeLight

Founders	BC Broussard, Drew Uher, Jason Zhang
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

HomeLight is a real estate platform where users can buy or sell homes.

Incode Technologies

Founders	Ricardo Amper
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Incode Technologies is a real-life verification company that specializes in omnichannel biometric identity.

Multis

Founders	Thibaut Sahaghian, Théophile Villard
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Multis is an all-in-one application to help Web3 organizations manage their crypto finances.

Secfi

Founders	Frederik Mijnhardt, Wouter Witvoet
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Secfi works with startup employees and founders to provide equity planning and stock option financing.

Deserve

Founders	Kalpesh Kapadia, Michael Hallinan
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Deserve offers fair credit products for young people and a cloud-based credit card platform for businesses.

Plastiq

Founders	Daniel Choi, Eliot Buchanan
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Plastiq offers a bill pay service for businesses to better manage their cash flow.

Sunbit

Founders	Arad Levertov, Ornit Dweck-Maizel, Tal Riesenfeld, Tamir Hazan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Sunbit is a buy now, pay later technology of local service providers and retailers.

Even.com

Founders	Cem Kent, Jon Schlossberg, Quinten Farmer, Ryan Gomba
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Even is the leading responsible on-demand pay platform helping companies reimagine the way they pay so people can live the lives they want.

Eco

Founders	Andy Bromberg, Garrett Camp, Henry Ault, Joey Krug, Ryne Saxe
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Eco provides a digital cryptocurrency platform that can be used as a payment tool for daily-use transactions.

Wells Fargo

Founders	Peggy Reingold, Perry Abbonzino
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Wells Fargo & Company is a diversified financial services company with $1.3 trillion assets providing banking, insurance, and investments.

Truework

Founders	Ethan Winchell, Ryan Sandler, Victor Kabdebon
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Truework is a one-stop platform that helps banks, lenders, and others verify income and employment.

Ladder

Founders	Jack Dubie, Jamie Hale, Jeff Merkel, Laura Hale
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Ladder is a digital life insurance company that offers flexible term coverage in minutes saving policyholders up to 40%.

Alt

Founders	Leore Avidar
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Alt is an alternative asset platform that allows people to buy, sell, and store sports cards.

Branch International

Founders	Daniel Jung, Matt Flannery, Random Bares
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Branch offers mobile financial services across emerging markets to spur human potential.

SFOX

Founders	Akbar Thobhani, George Melika
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SFOX is a cryptocurrency prime dealer for professional traders and institutional investors.

Rain

Founders	Alex Bradford, Gilberto Garcia, Jennifer Terrell
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Rain offers early wage access and financial wellness benefit for mid market to enterprise employers.

Drip Capital

Founders	Neil Kothari, Pushkar Mukewar
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Drip Capital offers trade financing product targeted towards SMEs in developing markets.

Listo

Founders	Sam Ulloa
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Listo is a consumer financial services company offering insurance and loans via retail and mobile experience.

ProducePay

Founders	Ben Dusastre, Pablo Schwarzbeck
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ProducePay is an agriculture fin-tech start-up providing financing, analytics, and marketplace tools for the fresh produce market.

Sureify

Founders	David Belgum, Dustin Yoder, Greg Yoder, Jacob Ruiz, Mark Radanovich, Philip Blatt, Ryan Swanson, Sulu Velugu, Vijay Kumar Thoduponoori
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Sureify is an industry leading SaaS platform for Life and Annuity companies.

Payactiv

Founders	Ijaz Anwar, Safwan Shah, Sohail Aslam
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Payactiv helps put financial wellness within reach.

One

Founders	Bill Harris, Brian Hamilton
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One is a provider of banking services intended to make banking experience better.

Xignite

Founders	Stephane Dubois
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Xignite provides cloud-based financial market data distribution solutions to fintech companies and financial services providers.

Riskalyze

Founders	Aaron Klein, Matt Pistone
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Riskalyze helps investment advisors to capture a quantitative measurement of client risk tolerance to find investments that fit them.

LunarCrush

Founders	Joe Vezzani, Jon Farjo
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Social Intelligence for Crypto

Northstar

Founders	Matt Matteson, William Peng
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Northstar is a financial wellness benefit that makes it easy for companies to offer personalized financial advice about comp and benefits.

agentero

Founders	Inaki Berenguer, Luis Pino
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Agentero enables agents to do digital customer servicing, cross-selling and up-selling.

Karus

Founders	Aaron Travis, James Harrison, Paul Kostoff
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

The AI Engine for Auto Finance

Symphony AyasdiAI

Founders	Gunnar Carlsson, Gurjeet Singh, Harlan Sexton
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Symphony AyasdiAI empowers financial institutions with a complete picture of customers through unparalleled, predictive insight

Hummingbot

Founders	Carlo Las Marias, Martin Kou, Michael Feng, Yvonne Zhang
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Hummingbot is an open-source crypto trading bot that enables decentralized market making; liquidity mining for centralized exchanges.

Kiva

Founders	Jessica Jackley, Matt Flannery
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Kiva is an international non-profit organization that enables families to make small loans to entrepreneurs in developing countries.

Juvo

Founders	Steve Polsky
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Juvo is a developer of mobile identity scoring software designed to establish financial identities who are creditworthy.

Perch Credit

Founders	Ayush Jain, Michael Broughton
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Perch helps users build their credit score for free by turning recurring payments (like rent) into creditworthy payments.

Swan Bitcoin

Founders	Cory Klippsten, Yan Pritzker
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SwanBitcoin is the best place to buy Bitcoin with your bank account using automated savings plans.

OppJar

Founders	Daniel Castro, Noramay Cadena
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Fintech

Corevest

Founders	Andrew Drauschak
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Brokerage-Validated Social Trading Platform

interface.ai

Founders	Srinivas Njay
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interface.ai is an award-winning out-of-the-box Intelligent Virtual Assistant(IVA) for Banks & Credit Unions.

Midas League

Founders	Veronica Lee
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Midas League is a technology platform that connects family offices with venture capital funds for co-investments.

Simple Disability Insurance

Founders	Amanda Lettmann, Ted Stearns
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We use technology and big data analytics to disrupt the way disability insurance is sold.

Ondot Systems

Founders	Bharghavan Vaduvur, Rachna Ahlawat
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Ondot enables card issuers to offer in-the-moment convenience with control and transparency to their physical and virtual cards.

Remote

Founders	Job van der Voort, Marcelo Lebre
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Remote offers international payroll, benefits, and compliance services for employees and contractors.

Auditoria.AI

Founders	Adina Simu, Gaurav Bhatia, Rohit Gupta
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Auditoria is a provider of AI-driven automation solutions for finance teams.

Lofty AI

Founders	Jerry Chu, Mark Keane, Max Ball
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Lofty AI lets you invest in tokenized rental properties for only $50 and sell any time

Gusto

Founders	Edward Kim, Joshua Reeves, Tomer London
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Gusto provides a cloud-based payroll, benefits, and human resource management solution for businesses.

Chisos Capital

Founders	William Stringer
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Chisos Capital writes checks of $15K-50K to invest in idea-and early stage-startup businesses.

Aella

Founders	Akin Jones, Wale Akanbi
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Aella helps africans get credit, invest, get health insurance, and make payments.

Productfy

Founders	Duy Vo
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Productfy is a secure and advanced platform for building financial applications.

Carpay

Founders	Brandon Cavalier, Nick Swezey
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Lending enablement platform for BHPH

Coin

Founders	Kanishk Parashar
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Coin is a consumer electronics and financial technology company.

BrightPlan

Founders	Marthin De Beer, Robert Wallace
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BrightPlan provides Total Financial Wellness for all employees by creating a plan to achieve their financial goals.

Cloud Lending

Founders	Darpan Saini, Rajendra Badadare, Snehal Fulzele
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Cloud Lending is a company that develops software for the financial lending industry.

Kava Labs

Founders	Brian Henning Kerr, Ruaridh O’Donnell, Scott Stuart
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Kava Labs is a developer of Kava, is the most trusted DeFi platform by financial institutions

Long Game

Founders	Ashby Monk, Lindsay Holden
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Long Game is the mobile personal finance app that uses games with cash prizes to help users win the savings game.

Keeper Tax

Founders	David Kang, Paul Koullick
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Discover the tax write-offs you’ve been missing

FalconX

Founders	Prabhakar Reddy, Raghu Yarlagadda
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FalconX is a blockchain, cryptocurrency, and fintech-focused cryptocurrency brokerage and digital asset trading platform.

Ulu Ventures

Founders	Clint Korver, Miriam Rivera
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Ulu Ventures provides early-stage investments to enterprise cloud and smart data companies.

ThreatMetrix

Founders	Alisdair Faulkner, David Jones, Scott Thomas
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ThreatMetrix is an integrated digital identity platform that allows its users to transact their businesses without friction.

River Financial

Founders	Alexander Leishman, Andrew Benson
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River Financial is a Bitcoin financial institution allowing long-term investors to buy, sell, and manage Bitcoin.

Olivia

Founders	Cristiano Oliveira, Lucas Moraes
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Olivia is an AI financial assistant that learns your spending patterns, predict your purchases and recommend ways to get more for your money

Donut

Founders	Neel Popat
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Donut is the easiest way to save and earn a high yield with DeFi.

Pngme

Founders	Brendan Playford, Cate Rung
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Pngme, they believe everyone deserves equal access to finance.

Wholesail

Founders	Christopher Pennello, Corey Reese
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Wholesail modernizes the invoicing and payment process for food distributors and their buyers.

Arca

Founders	Phil Liu, Rayne Steinberg
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Arca is an asset management firm that creates and manages institutional grade products using crypto and blockchain technology.

Draper Goren Holm

Founders	Alon Goren, Josef Holm
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Draper Goren Holm is a fintech venture studio focused on incubating and accelerating early-stage blockchain startups.

Neighborly

Founders	Jase Wilson, Josemar Luedke, Patrick Hosty, Patrick Hosty
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Neighborly designs, finances, and constructs open access fiber-optic networks to connect communities across the United States.

Charlie Finance Co.

Founders	Ilian Georgiev, Ivo Parashkevov, Robert Luedeman
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Charlie Finance is a financial services company that helps ordinary Americans worry less about money and get out of debt faster.

PrizePool

Founders	Franklyn Chien, Joe Woo
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PrizePool is a savings startup that offers savings account that makes saving money fun and even exciting.

Omniex

Founders	Hu Liang, John Burnett, Kamal Mokeddem
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Omniex develops software infrastructure that integrates front, middle, and back-office services to simplify access and remove fragmentation.

BOSONIC

Founders	Rosario Ingargiola
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BOSONIC is a Fintech platform that eliminates counterparty credit and settlement risk in digital assets trading.

Onramp Invest

Founders	Eric R. Ervin, Tyrone Ross
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Onramp Invest is a digital comprehensive crypto-asset management solution that helps financial advisors to invest in cryptocurrency.

Good Money

Founders	Andrew Masanto, Bear Kittay, Brooke Solis, Gunnar Lovelace, Katiyana Kittay, Nick Sullivan
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Good Money is a digital banking platform that provides banking and financial services.

FarmRaise

Founders	Albert Abedi, Jayce Hafner, Sami Tellatin
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FarmRaise is a digital platform that offers financial resources for farmers and ranchers to make on-farm improvements.

Ando Money

Founders	J. P. McNeill
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Ando Money enables customers to join and drive a transformative movement to combat the climate crisis through carbon-reducing banking.

Trim

Founders	Thomas Smyth
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Trim is a financial health company that empowers customers across the United States to improve their financial lives.

Bento for Business

Founders	Farhan Ahmad, Sean Anderson
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Bento offers a complete B2B payments solution that helps SMBs gain full control and visibility over their cash on one platform

SharesPost

Founders	Greg Brogger
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SharesPost is a company that provides liquidity solutions in the private growth asset market.

inDinero

Founders	Andrea Barrica, Andy Su, Jessica Mah
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inDinero develops software that assists its users in tracking and managing their finance.

Figure

Founders	Geoffrey Tisserand, Miles Hobby
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Figure is a compensation platform that helps companies figure out how to pay their employees by making data driven decisions.

Round

Founders	Ron Rojany, Saul Cohen
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Round is a fintech firm that provides active investment management services.

Highland Capital Partners

Founders	Bob Higgins, Paul Maeder
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Highland Capital Partners is a venture capital firm that offers seed, early, and growth-stage funding solutions.

FlyFin AI

Founders	Jaideep Singh, Sachin Rajendra
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FlyFin is a consumer startup that focuses on automating the financial lives.

Dapi

Founders	Ahmed Mo, Hesham Ghandour, Mohammed Aziz
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Dapi is a platform that enables any application to accept payments instantly at near to 0 fees directly from bank accounts.

Tally

Founders	Jason Brown, Jasper Platz
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Tally is a financial automation company that helps members payoff credit card debt.

Data Mynt

Founders	Alex Christian, Alex Christian
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Data Mynt enables business stable, simple, secure crypto solutions including acquiring and payroll.

ThankUCash

Founders	Harshal Gandole, Madonna Ononobi, Simeon Ononobi, Suraj Supekar
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ThankUCash is a rewards and loyalty infrastructure for banks and businesses in Africa.

Cloudvirga

Founders	Bill Dallas, Kyle Kamrooz, Mark Attaway
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Cloudvirga offers a digital SaaS platform that engages customers, empowers originators, and removes friction out of the home loan process.

Treasure Financial

Founders	Benjamin Verschuere, Sam Strasser
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Using automation and machine learning to help companies identify, manage and monetize their idle cash

Renew Financial

Founders	Cisco DeVries
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Renew Financial is a provider of district legislation financing to assist in property assessed clean energy (PACE) improvement financing.

Peachy

Founders	Lex Oiler, PJ Santoro
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With Peachy, healthcare providers get paid faster by making patient payments quicker, easier, and more affordable.

Risk Harbor

Founders	Drew Patel, Raouf Ben-Har
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The only objective, transparent, and fully automated risk management marketplace for decentralized finance (DeFi).

HashCash Consultants

Founders	Raj Chowdhury
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HashCash Consultants is a software company offering Blockchain, AI, Big Data and IoT products, platforms and services.