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United States’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in United States. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (United States)


Credit Sesame

FoundersAdrian Nazari
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Credit Sesame is a credit and loan company that makes consumer credit and loan management simple and automated.


Mesh Payments

FoundersEran Katoni, Oded Zehavi
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Mesh empowers finance teams with a whole new level of visibility and control with one centralized and automated spend platform.


Electric Capital

FoundersAvichal Garg, Curtis Spencer
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Electric Capital is a venture capital firm that focuses on the cryptocurrency, blockchain, fintech, and marketplaces industries.


Affirm

FoundersJeffrey Kaditz, Max Levchin, Nathan Gettings
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Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.


B Capital Group

FoundersEduardo Saverin, Howard Morgan, Raj Ganguly
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B Capital Group is a venture capital firm that backs global entrepreneurs in the field of information technology.


Sila

FoundersAlexander Lipton, Angela Angelovska-Wilson, Isaac Hines, Shamir Karkal
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Sila is an API platform that provides banking and payment infrastructure-as-a-service for software teams.


Spiff

FoundersAlbert Candari, Casey Crouch, Jean-Philippe Maitre, Jeron Paul, Matt Stapleton, Mike Ries, Tanner Lacey, Travis Ashby
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Spiff is a compensation platform for revenue and sales organizations that helps automate complex commission processes and motivate sales.


Plate IQ

FoundersBhavuk Kaul, Ram Jayaraman
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Plate IQ saves restaurants time and money by automating their invoice processing and accounts payable.


Hopscotch

FoundersReed Switzer, Rick Kleczkowski
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Hopscotch is an Instant, fee-free payments for small businesses & solopreneurs.


Neo.Tax

FoundersAhmad Ibrahim, Firas Abuzaid, Stephen Yarbrough
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Neo.Tax builds a tax filing and automation software for businesses to claim the R&D tax credit.


Thinknum

FoundersGregory Ugwi, Justin Zhen
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Thinknum is a web platform that allows investors to get data driven investment ideas by monitoring companies’ websites.


Mantl

FoundersBenjamin Conant, Nathaniel Harley, Raj Patel
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Mantl is a banking technology company that provides workflow management and automation tools for banks and credit unions.


Aspiration

FoundersAndrei Cherny, Joseph N. Sanberg
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Aspiration offers retail banking and investing services that enable customers to spend and save their money in ways that protect the planet.


Kyriba

FoundersJean-Luc Robert
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Kyriba offers SaaS-based treasury solutions that enable treasury departments to plan for market volatility, regulation, and opportunities.


Uphold

FoundersHalsey Minor
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Uphold’s technology enables individuals and businesses to invest, exchange, spend and transfer currencies, commodities, equities, and more.


Block

FoundersBuzz Andersen, Jack Dorsey, Jim McKelvey
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Block is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.


Empower

FoundersJustin Ammerlaan, Warren Hogarth
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Empower is building the best mobile-banking experience in the world.


Lendio

FoundersBrett Child, Brock Blake, Levi King, Trent Miskin
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Lendio is a platform that helps small business owners find lenders and secure loans.


HomeLight

FoundersBC Broussard, Drew Uher, Jason Zhang
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HomeLight is a real estate platform where users can buy or sell homes.


Incode Technologies

FoundersRicardo Amper
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Incode Technologies is a real-life verification company that specializes in omnichannel biometric identity.


YipitData

FoundersJames Moran, Vinicius Vacanti
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YipitData is the market research firm that analyzes data points to provide accurate insights for the disruptive economy.


Splitit

FoundersAlon Feit, Gil Don
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A completely new way to pay. 0% interest monthly payments, right on your credit card.


Sure

FoundersJarod Kolman, Wayne Slavin
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Sure is an insurance technology company that powers API-based digital insurance programs for brands and carriers.


Passthrough

FoundersAlexandre Laplante, Ben Doran, Tim Flannery
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Passthrough provides fund workflow automation, starting with fund closing software.


iCapital Network

FoundersDan Vene, John Robertshaw, Nick Veronis, Phil Pool
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iCapital Network is an online platform for alternative investments and investors.


Multis

FoundersThibaut Sahaghian, Théophile Villard
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Multis is an all-in-one application to help Web3 organizations manage their crypto finances.


Lithic

FoundersBoling Jiang, David Nichols, Jason Kruse
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Lithic is a financial technology startup that provides virtual cards and a card issuing platform for businesses and consumers.


TrueAccord

FoundersNadav Samet, Nadav Sr. Samet, Ohad Samet
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TrueAccord uses behavioral analytics, machine learning and an omni-channel digital approach to collections.


Casa

FoundersBlake Carter, Santo Leo, Tyler Munnilal
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Casa helps contractors run more efficiently, get paid faster, and make more money per project.


Secfi

FoundersFrederik Mijnhardt, Wouter Witvoet
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Secfi works with startup employees and founders to provide equity planning and stock option financing.


Built Technologies

FoundersAndrew Sohr, Chase Gilbert
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Built Technologies is an enterprise technology company that provides cloud-based construction lending software.


Boopos

FoundersJavier Zurita Núñez, Juan Garcia
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Boopos operates a lending platform for acquiring Amazon FBA, e-commerce and SaaS businesses


NYMBUS

FoundersAlex Lopatine, Scott W. Killoh
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NYMBUS is a provider of banking technology solutions for financial institutions to innovate and grow.


LoanStreet

FoundersChristopher Wu, Ian Lampl
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LoanStreet is a marketplace that enables the efficient syndication of loans and loan pools.


Deserve

FoundersKalpesh Kapadia, Michael Hallinan
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Deserve offers fair credit products for young people and a cloud-based credit card platform for businesses.


Plastiq

FoundersDaniel Choi, Eliot Buchanan
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Plastiq offers a bill pay service for businesses to better manage their cash flow.


Betterment

FoundersEli Broverman, Jon Stein
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Betterment is an online investment company that offers investing and retirement solutions for their current clients and clients-to-be.


Sunbit

FoundersArad Levertov, Ornit Dweck-Maizel, Tal Riesenfeld, Tamir Hazan
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Sunbit is a buy now, pay later technology of local service providers and retailers.


Envestnet

FoundersBill Crager, Brandon Thomas, James Lumberg, Judson Bergman
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Envestnet is a provider of technology-enabled investment and practice management solutions to financial advisors.


AvidXchange

FoundersChris Tinsley, Michael Praeger
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AvidXchange is a software company specializing in automating invoice and payment processes for mid-market businesses.


Even.com

FoundersCem Kent, Jon Schlossberg, Quinten Farmer, Ryan Gomba
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Even is the leading responsible on-demand pay platform helping companies reimagine the way they pay so people can live the lives they want.


Eco

FoundersAndy Bromberg, Garrett Camp, Henry Ault, Joey Krug, Ryne Saxe
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Eco provides a digital cryptocurrency platform that can be used as a payment tool for daily-use transactions.


Wells Fargo

FoundersPeggy Reingold, Perry Abbonzino
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Wells Fargo & Company is a diversified financial services company with $1.3 trillion assets providing banking, insurance, and investments.


Exodus

FoundersDaniel Castagnoli, JP Richardson
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Exodus gives blockchain asset investors a platform to secure, exchange and manage wealth inside one application.


Truework

FoundersEthan Winchell, Ryan Sandler, Victor Kabdebon
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Truework is a one-stop platform that helps banks, lenders, and others verify income and employment.


Ladder

FoundersJack Dubie, Jamie Hale, Jeff Merkel, Laura Hale
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Ladder is a digital life insurance company that offers flexible term coverage in minutes saving policyholders up to 40%.


Alt

FoundersLeore Avidar
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Alt is an alternative asset platform that allows people to buy, sell, and store sports cards.


Branch International

FoundersDaniel Jung, Matt Flannery, Random Bares
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Branch offers mobile financial services across emerging markets to spur human potential.


SFOX

FoundersAkbar Thobhani, George Melika
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SFOX is a cryptocurrency prime dealer for professional traders and institutional investors.


Unbanked

FoundersDaniel Gouldman, Ian Kane
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Unbanked provides banking services built on blockchain, allowing easy on and off ramps for digital currencies.


GreenScreens AI

FoundersFelix Lubashevskiy
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Greenscreens.ai is a freight market dynamic pricing infrastructure.


CrowdStreet

FoundersDarren Powderly, Michael Taus, Tore C. Steen
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CrowdStreet is a provider of online commercial real estate investment offerings and technology connecting investors with CRE firms.


Rain

FoundersAlex Bradford, Gilberto Garcia, Jennifer Terrell
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Rain offers early wage access and financial wellness benefit for mid market to enterprise employers.


Bestow

FoundersJonathan Abelmann, Melbourne O’Banion
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Bestow is an insurance technology company offering term life insurance that is accessible and affordable to families.


SIMON

FoundersUnknown
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SIMON develops an online distribution platform for financial professionals that focuses on structured investments.


Drip Capital

FoundersNeil Kothari, Pushkar Mukewar
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Drip Capital offers trade financing product targeted towards SMEs in developing markets.


Listo

FoundersSam Ulloa
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Listo is a consumer financial services company offering insurance and loans via retail and mobile experience.


ProducePay

FoundersBen Dusastre, Pablo Schwarzbeck
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ProducePay is an agriculture fin-tech start-up providing financing, analytics, and marketplace tools for the fresh produce market.


Sureify

FoundersDavid Belgum, Dustin Yoder, Greg Yoder, Jacob Ruiz, Mark Radanovich, Philip Blatt, Ryan Swanson, Sulu Velugu, Vijay Kumar Thoduponoori
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Sureify is an industry leading SaaS platform for Life and Annuity companies.


Lili

FoundersLilac Bar David, Liran Zelkha
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Lili is an all-in-one mobile banking service designed for freelance workers.


Jump Capital

FoundersMichael McMahon, Sach Chitnis
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Jump Capital is a venture capital firm specializing in Series A and B expansion stage investments in technology and software.


Payactiv

FoundersIjaz Anwar, Safwan Shah, Sohail Aslam
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Payactiv helps put financial wellness within reach.


One

FoundersBill Harris, Brian Hamilton
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One is a provider of banking services intended to make banking experience better.


Xignite

FoundersStephane Dubois
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Xignite provides cloud-based financial market data distribution solutions to fintech companies and financial services providers.


Riskalyze

FoundersAaron Klein, Matt Pistone
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Riskalyze helps investment advisors to capture a quantitative measurement of client risk tolerance to find investments that fit them.


RenoFi

FoundersJustin Goldman, Lee Miller, Robert Shedd
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RenoFi helps homeowners discover a smart way to finance their renovation and tackle everything on their wishlist.


LunarCrush

FoundersJoe Vezzani, Jon Farjo
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Social Intelligence for Crypto


Northstar

FoundersMatt Matteson, William Peng
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Northstar is a financial wellness benefit that makes it easy for companies to offer personalized financial advice about comp and benefits.


Embedded Financial Technologies

FoundersMichael Giles
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Embed develops securities execution, clearing, settlement, and custody APIs for the financial services industry.


SaaSOptics

FoundersDavid Ryan
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SaaSOptics is a B2B subscription management platform.


Walnut

FoundersRoshan Patel, Yash Joshi
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Walnut is a point-of-sale lending platform that wants to make healthcare more affordable for patients.


Lynx

FoundersUnknown
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Lynx is an API-connected healthcare payments, banking, and e-commerce platform.


agentero

FoundersInaki Berenguer, Luis Pino
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Agentero enables agents to do digital customer servicing, cross-selling and up-selling.


NextCapital

FoundersDirk Quayle, John Patterson, Jon Hagen, Rob Foregger
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NextCapital provides a personal benchmarking tool to help clearly understand how investments are performing.


Karus

FoundersAaron Travis, James Harrison, Paul Kostoff
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The AI Engine for Auto Finance


Symphony AyasdiAI

FoundersGunnar Carlsson, Gurjeet Singh, Harlan Sexton
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Symphony AyasdiAI empowers financial institutions with a complete picture of customers through unparalleled, predictive insight


Fundraise Up

FoundersAnton Isaykin, Peter Byrnes, Yuriy Smirnov
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The new standard in online giving.


Melio

FoundersIlan Atias, Matan Bar, Ziv Paz
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Melio is a fintech company that gives small businesses a way to digitally manage their business-to-business payments and receivables.


Traive

FoundersAline Pezente, Fabricio Pezente
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Traive is a lending platform that connects lenders to farmers to provide financial products and services for the agricultural supply chain.


Intelligo Group

FoundersDana Rakovsky, Nadav Ellinson, Shlomo Mirvis
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Background checks powered by AI & human intelligence. In only one click.


Paymerang

FoundersSteve Winston
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Paymerang is expanding use of e-payments for cost savings and the environment. We enable governments and businesses to expand e-payment


FutureFuel.io

FoundersLaurel Taylor
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FutureFuel.io empowers employers and financial institutions to deploy digital solutions designed to crush student debt.


Hummingbot

FoundersCarlo Las Marias, Martin Kou, Michael Feng, Yvonne Zhang
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Hummingbot is an open-source crypto trading bot that enables decentralized market making; liquidity mining for centralized exchanges.


Ordway

FoundersSameer Gulati
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Ordway is a smart billing and revenue automation platform for growing businesses.


Simplist

FoundersAnthony Sherman, Chris de la Motte, Randy Sutton
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The modern mortgage marketplace embracing the unique paths of the next generation of homeowners.


Paytient

FoundersBrian Whorley
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Healthcare fintech, payment


Kiva

FoundersJessica Jackley, Matt Flannery
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Kiva is an international non-profit organization that enables families to make small loans to entrepreneurs in developing countries.


Homee

FoundersDave Theus, Doug Schaedler
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The leading InsurTech platform for connecting insurers, policyholders and skilled service providers in a property claim.


Finclusion Group

FoundersTimothy Nuy
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Finclusion, with its portfolio of companies, drives financial inclusion in Sub-Saharan Africa using AI powered and data driven lending.


TradeBlock

FoundersGreg Schvey, Jeff Schvey
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TradeBlock is the world’s leading provider of institutional trading tools for digital currencies.


Juvo

FoundersSteve Polsky
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Juvo is a developer of mobile identity scoring software designed to establish financial identities who are creditworthy.


Perch Credit

FoundersAyush Jain, Michael Broughton
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Perch helps users build their credit score for free by turning recurring payments (like rent) into creditworthy payments.


Capital Markets Gateway

FoundersGreg Ingram, Michael Wilcox, Stamo Hadjiyski
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CMG is a fintech firm offering an integrated digital workflow and analytics platform for capital markets professionals.


Battery Ventures

FoundersRick Frisbie
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Battery Ventures finances technology sector companies with venture capital, private equity, and debt financing investments.


BOND.AI

FoundersUday Akkaraju
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BOND.AI is a human-centered AI platform for banks, powered by its proprietary empathy engine.


Rellevate

FoundersGreg Schneider, Mark Forster, Stewart Stockdale
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Rellevate is a fintech company that provides innovative financial and payment services.


Swan Bitcoin

FoundersCory Klippsten, Yan Pritzker
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SwanBitcoin is the best place to buy Bitcoin with your bank account using automated savings plans.


Apiture

FoundersChristopher Cox
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Apiture combined their APIs into frustration-shattering digital banking solutions to address the hurdles today’s banks & credit unions face.


Spiral

FoundersDan Blumenfeld, Shawn Melamed
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Spiral is a provider of a banking solution for the charitable sector.


Abaxto

FoundersBeatrice Dellepiane, Emilio Navarro, Jaron Navarro
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Abaxto is a technological platform that specializes in helping the growth of small businesses.


Dream Forward

FoundersBrendan Sweet, Grant Easterbrook
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A new kind of 401(k) plan designed to make the whole experience less painful & to get employees over their concerns for why they don’t save.

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