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California’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in California. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (California)


Credit Sesame

FoundersAdrian Nazari
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Credit Sesame is a credit and loan company that makes consumer credit and loan management simple and automated.


Electric Capital

FoundersAvichal Garg, Curtis Spencer
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Electric Capital is a venture capital firm that focuses on the cryptocurrency, blockchain, fintech, and marketplaces industries.


Affirm

FoundersJeffrey Kaditz, Max Levchin, Nathan Gettings
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Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.


B Capital Group

FoundersEduardo Saverin, Howard Morgan, Raj Ganguly
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B Capital Group is a venture capital firm that backs global entrepreneurs in the field of information technology.


Plate IQ

FoundersBhavuk Kaul, Ram Jayaraman
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Plate IQ saves restaurants time and money by automating their invoice processing and accounts payable.


Neo.Tax

FoundersAhmad Ibrahim, Firas Abuzaid, Stephen Yarbrough
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Neo.Tax builds a tax filing and automation software for businesses to claim the R&D tax credit.


Aspiration

FoundersAndrei Cherny, Joseph N. Sanberg
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Aspiration offers retail banking and investing services that enable customers to spend and save their money in ways that protect the planet.


Kyriba

FoundersJean-Luc Robert
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Kyriba offers SaaS-based treasury solutions that enable treasury departments to plan for market volatility, regulation, and opportunities.


Block

FoundersBuzz Andersen, Jack Dorsey, Jim McKelvey
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Block is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.


Empower

FoundersJustin Ammerlaan, Warren Hogarth
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Empower is building the best mobile-banking experience in the world.


HomeLight

FoundersBC Broussard, Drew Uher, Jason Zhang
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HomeLight is a real estate platform where users can buy or sell homes.


Incode Technologies

FoundersRicardo Amper
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Incode Technologies is a real-life verification company that specializes in omnichannel biometric identity.


Multis

FoundersThibaut Sahaghian, Théophile Villard
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Multis is an all-in-one application to help Web3 organizations manage their crypto finances.


Secfi

FoundersFrederik Mijnhardt, Wouter Witvoet
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Secfi works with startup employees and founders to provide equity planning and stock option financing.


Deserve

FoundersKalpesh Kapadia, Michael Hallinan
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Deserve offers fair credit products for young people and a cloud-based credit card platform for businesses.


Plastiq

FoundersDaniel Choi, Eliot Buchanan
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Plastiq offers a bill pay service for businesses to better manage their cash flow.


Sunbit

FoundersArad Levertov, Ornit Dweck-Maizel, Tal Riesenfeld, Tamir Hazan
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Sunbit is a buy now, pay later technology of local service providers and retailers.


Even.com

FoundersCem Kent, Jon Schlossberg, Quinten Farmer, Ryan Gomba
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Even is the leading responsible on-demand pay platform helping companies reimagine the way they pay so people can live the lives they want.


Eco

FoundersAndy Bromberg, Garrett Camp, Henry Ault, Joey Krug, Ryne Saxe
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Eco provides a digital cryptocurrency platform that can be used as a payment tool for daily-use transactions.


Wells Fargo

FoundersPeggy Reingold, Perry Abbonzino
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Wells Fargo & Company is a diversified financial services company with $1.3 trillion assets providing banking, insurance, and investments.


Truework

FoundersEthan Winchell, Ryan Sandler, Victor Kabdebon
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Truework is a one-stop platform that helps banks, lenders, and others verify income and employment.


Ladder

FoundersJack Dubie, Jamie Hale, Jeff Merkel, Laura Hale
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Ladder is a digital life insurance company that offers flexible term coverage in minutes saving policyholders up to 40%.


Alt

FoundersLeore Avidar
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Alt is an alternative asset platform that allows people to buy, sell, and store sports cards.


Branch International

FoundersDaniel Jung, Matt Flannery, Random Bares
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Branch offers mobile financial services across emerging markets to spur human potential.


SFOX

FoundersAkbar Thobhani, George Melika
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SFOX is a cryptocurrency prime dealer for professional traders and institutional investors.


Rain

FoundersAlex Bradford, Gilberto Garcia, Jennifer Terrell
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Rain offers early wage access and financial wellness benefit for mid market to enterprise employers.


Drip Capital

FoundersNeil Kothari, Pushkar Mukewar
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Drip Capital offers trade financing product targeted towards SMEs in developing markets.


Listo

FoundersSam Ulloa
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Listo is a consumer financial services company offering insurance and loans via retail and mobile experience.


ProducePay

FoundersBen Dusastre, Pablo Schwarzbeck
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ProducePay is an agriculture fin-tech start-up providing financing, analytics, and marketplace tools for the fresh produce market.


Sureify

FoundersDavid Belgum, Dustin Yoder, Greg Yoder, Jacob Ruiz, Mark Radanovich, Philip Blatt, Ryan Swanson, Sulu Velugu, Vijay Kumar Thoduponoori
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Sureify is an industry leading SaaS platform for Life and Annuity companies.


Payactiv

FoundersIjaz Anwar, Safwan Shah, Sohail Aslam
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Payactiv helps put financial wellness within reach.


One

FoundersBill Harris, Brian Hamilton
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One is a provider of banking services intended to make banking experience better.


Xignite

FoundersStephane Dubois
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Xignite provides cloud-based financial market data distribution solutions to fintech companies and financial services providers.


Riskalyze

FoundersAaron Klein, Matt Pistone
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Riskalyze helps investment advisors to capture a quantitative measurement of client risk tolerance to find investments that fit them.


LunarCrush

FoundersJoe Vezzani, Jon Farjo
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Social Intelligence for Crypto


Northstar

FoundersMatt Matteson, William Peng
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Northstar is a financial wellness benefit that makes it easy for companies to offer personalized financial advice about comp and benefits.


agentero

FoundersInaki Berenguer, Luis Pino
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Agentero enables agents to do digital customer servicing, cross-selling and up-selling.


Karus

FoundersAaron Travis, James Harrison, Paul Kostoff
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The AI Engine for Auto Finance


Symphony AyasdiAI

FoundersGunnar Carlsson, Gurjeet Singh, Harlan Sexton
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Symphony AyasdiAI empowers financial institutions with a complete picture of customers through unparalleled, predictive insight


Hummingbot

FoundersCarlo Las Marias, Martin Kou, Michael Feng, Yvonne Zhang
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Hummingbot is an open-source crypto trading bot that enables decentralized market making; liquidity mining for centralized exchanges.


Kiva

FoundersJessica Jackley, Matt Flannery
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Kiva is an international non-profit organization that enables families to make small loans to entrepreneurs in developing countries.


Juvo

FoundersSteve Polsky
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Juvo is a developer of mobile identity scoring software designed to establish financial identities who are creditworthy.


Perch Credit

FoundersAyush Jain, Michael Broughton
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Perch helps users build their credit score for free by turning recurring payments (like rent) into creditworthy payments.


Swan Bitcoin

FoundersCory Klippsten, Yan Pritzker
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SwanBitcoin is the best place to buy Bitcoin with your bank account using automated savings plans.


OppJar

FoundersDaniel Castro, Noramay Cadena
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Fintech


Corevest

FoundersAndrew Drauschak
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Brokerage-Validated Social Trading Platform


interface.ai

FoundersSrinivas Njay
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interface.ai is an award-winning out-of-the-box Intelligent Virtual Assistant(IVA) for Banks & Credit Unions.


Midas League

FoundersVeronica Lee
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Midas League is a technology platform that connects family offices with venture capital funds for co-investments.


Simple Disability Insurance

FoundersAmanda Lettmann, Ted Stearns
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We use technology and big data analytics to disrupt the way disability insurance is sold.


Ondot Systems

FoundersBharghavan Vaduvur, Rachna Ahlawat
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Ondot enables card issuers to offer in-the-moment convenience with control and transparency to their physical and virtual cards.


Remote

FoundersJob van der Voort, Marcelo Lebre
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Remote offers international payroll, benefits, and compliance services for employees and contractors.


Auditoria.AI

FoundersAdina Simu, Gaurav Bhatia, Rohit Gupta
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Auditoria is a provider of AI-driven automation solutions for finance teams.


Lofty AI

FoundersJerry Chu, Mark Keane, Max Ball
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Lofty AI lets you invest in tokenized rental properties for only $50 and sell any time


Gusto

FoundersEdward Kim, Joshua Reeves, Tomer London
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Gusto provides a cloud-based payroll, benefits, and human resource management solution for businesses.


Chisos Capital

FoundersWilliam Stringer
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Chisos Capital writes checks of $15K-50K to invest in idea-and early stage-startup businesses.


Aella

FoundersAkin Jones, Wale Akanbi
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Aella helps africans get credit, invest, get health insurance, and make payments.


Productfy

FoundersDuy Vo
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Productfy is a secure and advanced platform for building financial applications.


Carpay

FoundersBrandon Cavalier, Nick Swezey
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Lending enablement platform for BHPH


Coin

FoundersKanishk Parashar
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Coin is a consumer electronics and financial technology company.


BrightPlan

FoundersMarthin De Beer, Robert Wallace
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BrightPlan provides Total Financial Wellness for all employees by creating a plan to achieve their financial goals.


Cloud Lending

FoundersDarpan Saini, Rajendra Badadare, Snehal Fulzele
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Cloud Lending is a company that develops software for the financial lending industry.


Kava Labs

FoundersBrian Henning Kerr, Ruaridh O’Donnell, Scott Stuart
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Kava Labs is a developer of Kava, is the most trusted DeFi platform by financial institutions


Long Game

FoundersAshby Monk, Lindsay Holden
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Long Game is the mobile personal finance app that uses games with cash prizes to help users win the savings game.


Keeper Tax

FoundersDavid Kang, Paul Koullick
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Discover the tax write-offs you’ve been missing


FalconX

FoundersPrabhakar Reddy, Raghu Yarlagadda
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FalconX is a blockchain, cryptocurrency, and fintech-focused cryptocurrency brokerage and digital asset trading platform.


Ulu Ventures

FoundersClint Korver, Miriam Rivera
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Ulu Ventures provides early-stage investments to enterprise cloud and smart data companies.


ThreatMetrix

FoundersAlisdair Faulkner, David Jones, Scott Thomas
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ThreatMetrix is an integrated digital identity platform that allows its users to transact their businesses without friction.


River Financial

FoundersAlexander Leishman, Andrew Benson
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River Financial is a Bitcoin financial institution allowing long-term investors to buy, sell, and manage Bitcoin.


Olivia

FoundersCristiano Oliveira, Lucas Moraes
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Olivia is an AI financial assistant that learns your spending patterns, predict your purchases and recommend ways to get more for your money


Donut

FoundersNeel Popat
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Donut is the easiest way to save and earn a high yield with DeFi.


Pngme

FoundersBrendan Playford, Cate Rung
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Pngme, they believe everyone deserves equal access to finance.


Wholesail

FoundersChristopher Pennello, Corey Reese
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Wholesail modernizes the invoicing and payment process for food distributors and their buyers.


Arca

FoundersPhil Liu, Rayne Steinberg
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Arca is an asset management firm that creates and manages institutional grade products using crypto and blockchain technology.


Draper Goren Holm

FoundersAlon Goren, Josef Holm
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Draper Goren Holm is a fintech venture studio focused on incubating and accelerating early-stage blockchain startups.


Neighborly

FoundersJase Wilson, Josemar Luedke, Patrick Hosty, Patrick Hosty
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Neighborly designs, finances, and constructs open access fiber-optic networks to connect communities across the United States.


Charlie Finance Co.

FoundersIlian Georgiev, Ivo Parashkevov, Robert Luedeman
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Charlie Finance is a financial services company that helps ordinary Americans worry less about money and get out of debt faster.


PrizePool

FoundersFranklyn Chien, Joe Woo
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PrizePool is a savings startup that offers savings account that makes saving money fun and even exciting.


Omniex

FoundersHu Liang, John Burnett, Kamal Mokeddem
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Omniex develops software infrastructure that integrates front, middle, and back-office services to simplify access and remove fragmentation.


BOSONIC

FoundersRosario Ingargiola
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BOSONIC is a Fintech platform that eliminates counterparty credit and settlement risk in digital assets trading.


Onramp Invest

FoundersEric R. Ervin, Tyrone Ross
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Onramp Invest is a digital comprehensive crypto-asset management solution that helps financial advisors to invest in cryptocurrency.


Good Money

FoundersAndrew Masanto, Bear Kittay, Brooke Solis, Gunnar Lovelace, Katiyana Kittay, Nick Sullivan
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Good Money is a digital banking platform that provides banking and financial services.


FarmRaise

FoundersAlbert Abedi, Jayce Hafner, Sami Tellatin
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FarmRaise is a digital platform that offers financial resources for farmers and ranchers to make on-farm improvements.


Ando Money

FoundersJ. P. McNeill
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Ando Money enables customers to join and drive a transformative movement to combat the climate crisis through carbon-reducing banking.


Trim

FoundersThomas Smyth
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Trim is a financial health company that empowers customers across the United States to improve their financial lives.


Bento for Business

FoundersFarhan Ahmad, Sean Anderson
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Bento offers a complete B2B payments solution that helps SMBs gain full control and visibility over their cash on one platform


SharesPost

FoundersGreg Brogger
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SharesPost is a company that provides liquidity solutions in the private growth asset market.


inDinero

FoundersAndrea Barrica, Andy Su, Jessica Mah
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inDinero develops software that assists its users in tracking and managing their finance.


Figure

FoundersGeoffrey Tisserand, Miles Hobby
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Figure is a compensation platform that helps companies figure out how to pay their employees by making data driven decisions.


Round

FoundersRon Rojany, Saul Cohen
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Round is a fintech firm that provides active investment management services.


Highland Capital Partners

FoundersBob Higgins, Paul Maeder
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Highland Capital Partners is a venture capital firm that offers seed, early, and growth-stage funding solutions.


FlyFin AI

FoundersJaideep Singh, Sachin Rajendra
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FlyFin is a consumer startup that focuses on automating the financial lives.


Dapi

FoundersAhmed Mo, Hesham Ghandour, Mohammed Aziz
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Dapi is a platform that enables any application to accept payments instantly at near to 0 fees directly from bank accounts.


Tally

FoundersJason Brown, Jasper Platz
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Tally is a financial automation company that helps members payoff credit card debt.


Data Mynt

FoundersAlex Christian, Alex Christian
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Data Mynt enables business stable, simple, secure crypto solutions including acquiring and payroll.


ThankUCash

FoundersHarshal Gandole, Madonna Ononobi, Simeon Ononobi, Suraj Supekar
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ThankUCash is a rewards and loyalty infrastructure for banks and businesses in Africa.


Cloudvirga

FoundersBill Dallas, Kyle Kamrooz, Mark Attaway
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Cloudvirga offers a digital SaaS platform that engages customers, empowers originators, and removes friction out of the home loan process.


Treasure Financial

FoundersBenjamin Verschuere, Sam Strasser
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Using automation and machine learning to help companies identify, manage and monetize their idle cash


Renew Financial

FoundersCisco DeVries
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Renew Financial is a provider of district legislation financing to assist in property assessed clean energy (PACE) improvement financing.


Peachy

FoundersLex Oiler, PJ Santoro
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With Peachy, healthcare providers get paid faster by making patient payments quicker, easier, and more affordable.


Risk Harbor

FoundersDrew Patel, Raouf Ben-Har
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The only objective, transparent, and fully automated risk management marketplace for decentralized finance (DeFi).


HashCash Consultants

FoundersRaj Chowdhury
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HashCash Consultants is a software company offering Blockchain, AI, Big Data and IoT products, platforms and services.

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United States’s 101 Fastest Growing FinTech Startups

United Kingdom’s 101 Fastest Growing FinTech Startups