Fintech Energy - Team
At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 101 FinTech companies in Lagos. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top FinTech Companies & Startups (Lagos)
Credpal
| Founders | Fehintolu Olaogun, Olorunfemi Jegede |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Credpal is a tech company that allows consumers buy anything across various online and offline merchants and pay for it in installments
Float
| Founders | Jesse Ghansah |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Float is the next-generation cash management platform for businesses and startups in Africa.
Carbon
| Founders | Chijioke Dozie, Ngozi Dozie |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Carbon ignites personal growth through financial innovation
Indicina
| Founders | Carlos del Carpio, Jacob Ayokunle, Yemi Ajao, Yvonne Johnson |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Indicina is a digital lending platform that provides analytics-driven credit decision for lenders.
PayHippo
| Founders | Chioma Ruky Okotcha, Uche Nnadi, Zach Bijesse |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PayHippo is an AI-Driven lending platform making it easier to finance small and medium sized businesses.
Appzone Group
| Founders | Emeka Emetarom, Obi Emetarom, Wale Onawunmi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin, Instagram |
Payments, Payment Infrastructure, Banking Software as a Service
OnePipe
| Founders | Ope Adeoye |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
OnePipe builds and maintains APIs that enable banks to partner with modern digital services and fintech.
Lidya
| Founders | Ercin Eksin, Tunde Kehinde |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Lidya is a financial services platform to improve access to credit and finance across frontier and emerging markets starting with Nigeria.
Global Accelerex Limited
| Founders | Obiora Atuokwu, Stanley Peters |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Global Accelerex facilitates payments on physical and virtual channels with the use of debit and/or credit cards, USSD and account transfers
Okra
| Founders | David Peterside, Fara Ashiru Jituboh |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Okra is the Open finance infrastructure that enables developers & businesses build personalised digital products/services.
Curacel
| Founders | Henry Mascot, John Dada |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Modern insurance infrastructure for emerging markets
Paystack
| Founders | Ezra Olubi, Shola Akinlade |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Paystack lets businesses accept payments via credit card, debit card, money transfer and mobile money on their websites or mobile apps.
Spleet
| Founders | Akintola Adesanmi, Daniella Ajala |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Spleet is a financial services solutions making residential rental easier in Africa.
Trove
| Founders | Austin Akagu, Desayo Ajisegiri, Oluwatomi Solanke |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Trove allows you invest in publicly traded stocks,cryptocurrency assets & bonds from a click of a button
Sparkle
| Founders | Uzoma Dozie |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Sparkle is a digital bank that provides lifestyle and financial solutions to help fulfill potential in their smartphones.
Get It Done Now
| Founders | Akinbode Ademola Bamgboye, Alberto Rodriguez Fernandez |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Nigerian Fintech Platform. Loans and Cashless Service Payments
Brass
| Founders | Emmanuel Okeke, Sola Akindolu |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Brass is a digital bank that provides small and medium businesses with a suite of products and tools designed to help them grow.
Kuda
| Founders | Babs Ogundeyi, Musty Mustapha |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kuda is a licensed digital bank that offers free full service banking services to Africans.
TeamApt
| Founders | Tosin Eniolorunda |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
TeamApt is a financial technology company focused developing Digital Banking, Business Solutions and Payments Infrastructure.
PalmPay
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PalmPay is a simple and secure payment app that give rewards.
Instantcoins.ng
| Founders | jude mokey |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Instantcoins.ng is an automated cryptocurrencies trading platform in Nigeria.
Flex Finance
| Founders | Yemi Olulana |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Flex Finance is a simple mobile platform that allows SMEs manage and track their expenses, with little-to-no financial knowledge required.
Zilla
| Founders | Tolu Abiodun |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Zilla is an innovative firm that enables Africans to live their best lives today by providing cheap and convenient financial services.
Paylater
| Founders | Chijioke Dozie, Ngozi Dozie |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Paylater is a digital financial services platform that specializes in consumer lending.
Diamond Bank
| Founders | Pascal Dozie |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Diamond Bank is a Nigerian firm, driven by innovation and operating on the most advanced banking technology platform in the market.
Octamile
| Founders | Gbenro Dara |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Octamile in an Insurtech business enabling businesses to simplify access to insurance and protect Africans from financial loss.
Evolve Credit
| Founders | Akan Nelson, Daniel Osineye |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A loan and financial product marketplace that allows African consumers to find, compare, and apply for loan offers from select lenders.
Fliqpay
| Founders | Wole Ayodele |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fliqpay is a cross-border payment infrastructure for financial institutions and global businesses
Casava
| Founders | Bode Pedro |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Casava is an insurtech startup that focuses on making insurance for income earners.
Ojirehprime Financial Services
| Founders | Edoka Idoko |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Building a more transparent and customer focused bank that offers free debit cards, loans & innovative products that help you save
Fundall
| Founders | Kolapo Joseph |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fundall offers access to financial products and services that help individuals and businesses spend, grow, and manage their wealth smartly.
SureGroup
| Founders | Adeoye Ojo, Babafemi Lawal, Olaoluwa Samuel-Biyi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Powering employee & customer rewards in Africa.
Kudi
| Founders | Adeyinka Adewale, Pelumi Aboluwarin |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kudi is a financial service provider that focuses on providing access to electronic banking and financial services.
Mono
| Founders | Abdulhamid Hassan, Prakhar Singh |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Mono creates an API financial platform that helps companies in collecting and managing bank transfer payments.
Flux
| Founders | Ben Eluan, Osezele Orukpe |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Flux is a mobile app that lets you send money, receive money, make and accept payments across Africa.
Glade
| Founders | Liyi Victor |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Glade is a Fintech startup that provides banking services to small businesses to help them grow and manage their money more effectively.
Coinprofile
| Founders | Bashir Aminu, John Anisere |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Coinprofile is a FinTech firm that offers money exchange and cryptocurrency exchange services.
Skye Wallet
| Founders | Bamidele S. Ajayi, Olawale Ajayi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Africa’s Simplest Cryptocurrency Wallet & Exchange App (Mobile & Web). Buy, Sell, Receive, Send, Hodl, Swap & Spend Cryptocurrency in minute
TopCheck
| Founders | Christian Wiesner, Jose Figueiredo, Maciej Taranienko, Thomas v. Pilar |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
TopCheck.com.ng is a platform for comparing financial services like insurance, credit cards or loans.
Cowrywise
| Founders | Edward Popoola, Razaq Ahmed |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cowrywise is a FinTech company that democratizes access to premium financial services by making these services available to the mass market.
Winich Farms
| Founders | Riches Attai, Winner Itak-Attai |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Agritech Startup leveraging tech to connect rural farmers to Finance & Market, thus, increasing productivity and cutting post harvest loss.
i.Sec
| Founders | Kayode Disu |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
i.Sec is a financial security service that allows its users to approve and decline unwanted and malicious transactions.
Joovlin
| Founders | Kingsley Nwose |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Joovlin Storefront provides e-commerce tools to help suppliers and retailers grow their businesses.
Kolopay
| Founders | Ifeoluwa Popoola |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
KoloPay is a mobile App that enables targets savings towards planned goals and users achieve goals at amazing discounts
Allpro Technologies
| Founders | Angela Essien, Henry Chibuzo |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Allpro Technologies is a fintech startup.
FINT
| Founders | Chiwete John-Njokanma, Nnamdi Okeke |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
FINT is a fintech company that provides easy access to credit, loans and investment opportunities.
Middletrust
| Founders | Dipesh Mishra, Ojadua Efe, Peter Atenaga |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Africa’s most reliable escrow payment service provider.
Bitnob
| Founders | Adeolu Akinyemi, Bernard Parah, Usman Majeed |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Bitnob builds Bitcoin payments solutions for African individuals and businesses.
CreditClan
| Founders | Femi Bejide |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CreditClan provides technology, data and operations for lenders and borrowers across Africa.
Lendsqr
| Founders | Adedeji Olowe |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Lendsqr is a cloud-based, lending platform designed for small and medium-sized lenders, providing smart features at a zero upfront cost
Wallet.ng
| Founders | John Oluranti Oke, Joseph Benson-Aruna |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Wallet.ng is a fintech startup that allows people and companies to send, receive, and make payments, using their phone numbers.
Crowdyvest
| Founders | Ifeanyi Anazodo, Onyeka Akumah, Tope Omotolani |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Crowdyvest is an impact-driven cooperative society that creates financial solutions for individuals and businesses to achieve their goals.
DARA
| Founders | Bereobong Paul |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fund raiser saving and contribution an online app that helps raise, save and contribute fund for long or short teams project
Naijacrypto
| Founders | Chiagozie Iwu |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cryptocurrency Exchange and Utility Platform.
Amplified Payment System Ltd (Amplify)
| Founders | Maxwell Obi, Segun Adeyemi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Amplify builds next-generation payment solutions for banks, businesses and consumers in Africa.
AjoMoney
| Founders | Chineye Ochem, Ibrahim Adepoju |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A digital savings, payment and credit platform for ROSCA, cooperative societies and their members.
Bantu Blockchain Foundation
| Founders | Ernest V.M. |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A non-profit entity that empowers individuals and organizations across all industries using its Bantu blockchain technology.
Tangerine Life
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Tangerine Life is a financial technology company that consistently goes the extra mile to improve the financial security of our consumers.
PayedIn
| Founders | Aditya Padhi, Debo Shopade |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PayedIn is a digital marketplace powering the offline to online transition of merchants and customers through technology.
Lendigo
| Founders | Benjamin Benaim |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Lendigo is a fintech company that provides loans and financing opportunities for SMEs.
Blockchain4Africa
| Founders | OGUNSOLA GIDEON |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Blockchain4africa is building a financial ecosystem called KUDI Ecosystem using blockchain technology to boost Africa’s economic growth.
LinkCredit
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
LinkCredit is a mobile application that provides its users quick loans and credit services.
Bongalow
| Founders | Abdulrahman Atta, Kelechi Nwokocha, Samuel Haruna |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Bongalow is a mobile-powered home financing marketplace that enables Africans at home and abroad shops for the best home loan.
ITEX Integrated Services
| Founders | Ernest Uduje |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
ITEX Integrated Services is an innovative FinTech company that designs and deploys secure and convenient Online & Mobile payment solutions.
Baxi Box
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Baxi Box provides a cash-in/cash-out offering as well as value-added services – account opening, money transfer, bill payment and more.
Pepper Rest Africa
| Founders | Bankole Alao |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Social Payments provider
Credit Wallet
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Credit Wallet is a mobile app that facilitates instant loan services for salaried individuals.
Esusu Africa
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Esusu Africa is the financial technology platform helping individuals save money and build credit.
HerVest
| Founders | Solape Akinpelu |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
HerVest is a social enterprise that promotes financial inclusion for women by employing a Gender Lens Investment (GLI) strategy.
BeepTool
| Founders | Abraham Wright Enoh, John Enoh |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Affordable satellite & TV whitespace Internet Connectivity As a Service and Integrated Digital Inclusion Services for the Excluded Community
Parkway Projects
| Founders | Nnamdi Chineme |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Parkway is a leading financial technology provider creating modern banking experiences, proudly developed by Africans.
WazoMoney
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
WazoMoney provides simplified payment solutions as it sets to launch its payment and marketplace solutions for the mobility sector.
Chiji14xchange
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Chiji14xchange is a Crypto fintech company, That creates solutions for real world problems through Blockchain Technology,
Aviv Wallet
| Founders | Adio Abijo, Justin Ashon |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Aviv helps users to access cash without using the ATM or POS systems
Swipe
| Founders | Dami Rafael Jegede |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
We build SaaS and B2B products for Banks, FinTechs and the finance sector in Africa.
Prophius
| Founders | Olugbenga Adams |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Prophius brings in-person and online mobile payments to the storefront in a clean and zero contact way.
Payslice
| Founders | kelechi oleka |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The Easiest Way to Pay Your Employees & receive paycheck
REACH
| Founders | JR Kanu |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
REACH helps individuals master their personal finances and access credit responsibly.
Transfy
| Founders | Emmanuel Ogidi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Transfy is a Fintech startup on a mission to connect individuals and businesses across Africa financially.
OneWattSolar
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
OneWattSolar pays for, installs, owns and operates Solar Rooftop Energy Unit using via energy-as-a-service model in Sub-Saharan Africa.
eAjor ltd
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Nigeria’s first digitalized co-opeerative helping members meet financial goals via periodic rotational contributions
Lendha
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Lendha is a fintech company creating seamless access to financing for SMBs and Freelancers
Piggyvest
| Founders | Ayo Akinola, Joshua Chibueze, Nonso Eagle, Odunayo Eweniyi, Somto Ifezue |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Piggyvest is a platform that helps individuals and businesses manage their finances effectively.
Trade Lenda
| Founders | Adeshina Adewumi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Lending tech for MSMEs
Aladdin
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Aladdin is an open digital bank that provides savings accounts, loans, payments, money transfers, trading, and other financial services.
SnapCredit
| Founders | Amit Shur |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SnapCredit is an online lending platform that offers credit solutions to employees.
AFRICA FinTech
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
AFRICA FinTech is a agency, providing business news, financial market data, research and documentation about african stock markets.
Fundit
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
An e-deposit system that to deposit into bank account via USSD, mobile and web channel using fundit scratch card or airtime credit.
SureCredit
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SureCredit is a voucher financing platform for employees of selected companies
Clane Company
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Clane Company offers digital payment solutions, easy-to-use financial products, and services for individuals and businesses.
CowriePay
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CowriePay is dedicated to deepening financial services in emerging markets.
ComiBlock
| Founders | Dennismary Ejimnkeonye |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The World’s Most Human Crypto Robo Advisor.
CoinNewsExtra
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CoinNewsExtra is a media platform that covers events on Fintech, AI, Blockchain, and Emerging Technologies.
Globasure
| Founders | Chris Ife |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Globasure develops and provides effective end to end payment solutions that make living simpler. Our clients include FINTECH, banks & telcos
swap.ng
| Founders | Emmanuel Ogidi, Gloria Ogidi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Swap.ng is a platform with various extensions enabling users and businesses to send, receive payment and pay bills.
Botmecash™
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CRYPTOCURRENCY(bitcoin, altcoin) + DIGITAL ASSETS(airtime2cash, giftcard2cash) + PAYMENTS(cards, transfers, ussd codes, QR-code)
VAHLID
| Founders | Dayo Gbede, Sola Agbele and Timi Onibon |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
VAHLID offers escrow services to buyers and sellers to ensure safe, secure and risk-free resolution of payments.
Pettysave
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Pettysave is a financial service-based company.
Kanz Invest
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kanz Invest is a mobile app that allows Muslim investors in Africa access expert-managed US Dollars denominate investment securities.
Kobolet
| Founders | Opeyemi Awoyemi, Uchenna Uzoma, Ukeme Okuku |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kobolet is a lending company building an ecosystem to enable people use crypto assets as collateral to secure cash loans.
Biyabot
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Payment chatbot
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