Lagos’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Lagos. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Lagos)

Credpal

Founders	Fehintolu Olaogun, Olorunfemi Jegede
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Credpal is a tech company that allows consumers buy anything across various online and offline merchants and pay for it in installments

Float

Founders	Jesse Ghansah
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Float is the next-generation cash management platform for businesses and startups in Africa.

Carbon

Founders	Chijioke Dozie, Ngozi Dozie
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Carbon ignites personal growth through financial innovation

Indicina

Founders	Carlos del Carpio, Jacob Ayokunle, Yemi Ajao, Yvonne Johnson
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Indicina is a digital lending platform that provides analytics-driven credit decision for lenders.

PayHippo

Founders	Chioma Ruky Okotcha, Uche Nnadi, Zach Bijesse
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

PayHippo is an AI-Driven lending platform making it easier to finance small and medium sized businesses.

Appzone Group

Founders	Emeka Emetarom, Obi Emetarom, Wale Onawunmi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin, Instagram

Payments, Payment Infrastructure, Banking Software as a Service

OnePipe

Founders	Ope Adeoye
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

OnePipe builds and maintains APIs that enable banks to partner with modern digital services and fintech.

Lidya

Founders	Ercin Eksin, Tunde Kehinde
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Lidya is a financial services platform to improve access to credit and finance across frontier and emerging markets starting with Nigeria.

Global Accelerex Limited

Founders	Obiora Atuokwu, Stanley Peters
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Global Accelerex facilitates payments on physical and virtual channels with the use of debit and/or credit cards, USSD and account transfers

Okra

Founders	David Peterside, Fara Ashiru Jituboh
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Okra is the Open finance infrastructure that enables developers & businesses build personalised digital products/services.

Curacel

Founders	Henry Mascot, John Dada
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Modern insurance infrastructure for emerging markets

Paystack

Founders	Ezra Olubi, Shola Akinlade
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Paystack lets businesses accept payments via credit card, debit card, money transfer and mobile money on their websites or mobile apps.

Spleet

Founders	Akintola Adesanmi, Daniella Ajala
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Spleet is a financial services solutions making residential rental easier in Africa.

Trove

Founders	Austin Akagu, Desayo Ajisegiri, Oluwatomi Solanke
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Trove allows you invest in publicly traded stocks,cryptocurrency assets & bonds from a click of a button

Sparkle

Founders	Uzoma Dozie
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Sparkle is a digital bank that provides lifestyle and financial solutions to help fulfill potential in their smartphones.

Get It Done Now

Founders	Akinbode Ademola Bamgboye, Alberto Rodriguez Fernandez
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Nigerian Fintech Platform. Loans and Cashless Service Payments

Brass

Founders	Emmanuel Okeke, Sola Akindolu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Brass is a digital bank that provides small and medium businesses with a suite of products and tools designed to help them grow.

Kuda

Founders	Babs Ogundeyi, Musty Mustapha
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Kuda is a licensed digital bank that offers free full service banking services to Africans.

TeamApt

Founders	Tosin Eniolorunda
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

TeamApt is a financial technology company focused developing Digital Banking, Business Solutions and Payments Infrastructure.

PalmPay

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

PalmPay is a simple and secure payment app that give rewards.

Instantcoins.ng

Founders	jude mokey
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Instantcoins.ng is an automated cryptocurrencies trading platform in Nigeria.

Flex Finance

Founders	Yemi Olulana
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Flex Finance is a simple mobile platform that allows SMEs manage and track their expenses, with little-to-no financial knowledge required.

Zilla

Founders	Tolu Abiodun
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Zilla is an innovative firm that enables Africans to live their best lives today by providing cheap and convenient financial services.

Paylater

Founders	Chijioke Dozie, Ngozi Dozie
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Paylater is a digital financial services platform that specializes in consumer lending.

Diamond Bank

Founders	Pascal Dozie
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Diamond Bank is a Nigerian firm, driven by innovation and operating on the most advanced banking technology platform in the market.

Octamile

Founders	Gbenro Dara
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Octamile in an Insurtech business enabling businesses to simplify access to insurance and protect Africans from financial loss.

Evolve Credit

Founders	Akan Nelson, Daniel Osineye
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

A loan and financial product marketplace that allows African consumers to find, compare, and apply for loan offers from select lenders.

Fliqpay

Founders	Wole Ayodele
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fliqpay is a cross-border payment infrastructure for financial institutions and global businesses

Casava

Founders	Bode Pedro
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Casava is an insurtech startup that focuses on making insurance for income earners.

Ojirehprime Financial Services

Founders	Edoka Idoko
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Building a more transparent and customer focused bank that offers free debit cards, loans & innovative products that help you save

Fundall

Founders	Kolapo Joseph
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fundall offers access to financial products and services that help individuals and businesses spend, grow, and manage their wealth smartly.

SureGroup

Founders	Adeoye Ojo, Babafemi Lawal, Olaoluwa Samuel-Biyi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Powering employee & customer rewards in Africa.

Kudi

Founders	Adeyinka Adewale, Pelumi Aboluwarin
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Kudi is a financial service provider that focuses on providing access to electronic banking and financial services.

Mono

Founders	Abdulhamid Hassan, Prakhar Singh
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Mono creates an API financial platform that helps companies in collecting and managing bank transfer payments.

Flux

Founders	Ben Eluan, Osezele Orukpe
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Flux is a mobile app that lets you send money, receive money, make and accept payments across Africa.

Glade

Founders	Liyi Victor
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Glade is a Fintech startup that provides banking services to small businesses to help them grow and manage their money more effectively.

Coinprofile

Founders	Bashir Aminu, John Anisere
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Coinprofile is a FinTech firm that offers money exchange and cryptocurrency exchange services.

Skye Wallet

Founders	Bamidele S. Ajayi, Olawale Ajayi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Africa’s Simplest Cryptocurrency Wallet & Exchange App (Mobile & Web). Buy, Sell, Receive, Send, Hodl, Swap & Spend Cryptocurrency in minute

TopCheck

Founders	Christian Wiesner, Jose Figueiredo, Maciej Taranienko, Thomas v. Pilar
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

TopCheck.com.ng is a platform for comparing financial services like insurance, credit cards or loans.

Cowrywise

Founders	Edward Popoola, Razaq Ahmed
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cowrywise is a FinTech company that democratizes access to premium financial services by making these services available to the mass market.

Winich Farms

Founders	Riches Attai, Winner Itak-Attai
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Agritech Startup leveraging tech to connect rural farmers to Finance & Market, thus, increasing productivity and cutting post harvest loss.

i.Sec

Founders	Kayode Disu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

i.Sec is a financial security service that allows its users to approve and decline unwanted and malicious transactions.

Joovlin

Founders	Kingsley Nwose
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Joovlin Storefront provides e-commerce tools to help suppliers and retailers grow their businesses.

Kolopay

Founders	Ifeoluwa Popoola
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

KoloPay is a mobile App that enables targets savings towards planned goals and users achieve goals at amazing discounts

Allpro Technologies

Founders	Angela Essien, Henry Chibuzo
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Allpro Technologies is a fintech startup.

FINT

Founders	Chiwete John-Njokanma, Nnamdi Okeke
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

FINT is a fintech company that provides easy access to credit, loans and investment opportunities.

Middletrust

Founders	Dipesh Mishra, Ojadua Efe, Peter Atenaga
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Africa’s most reliable escrow payment service provider.

Bitnob

Founders	Adeolu Akinyemi, Bernard Parah, Usman Majeed
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Bitnob builds Bitcoin payments solutions for African individuals and businesses.

CreditClan

Founders	Femi Bejide
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CreditClan provides technology, data and operations for lenders and borrowers across Africa.

Lendsqr

Founders	Adedeji Olowe
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Lendsqr is a cloud-based, lending platform designed for small and medium-sized lenders, providing smart features at a zero upfront cost

Wallet.ng

Founders	John Oluranti Oke, Joseph Benson-Aruna
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Wallet.ng is a fintech startup that allows people and companies to send, receive, and make payments, using their phone numbers.

Crowdyvest

Founders	Ifeanyi Anazodo, Onyeka Akumah, Tope Omotolani
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Crowdyvest is an impact-driven cooperative society that creates financial solutions for individuals and businesses to achieve their goals.

DARA

Founders	Bereobong Paul
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fund raiser saving and contribution an online app that helps raise, save and contribute fund for long or short teams project

Naijacrypto

Founders	Chiagozie Iwu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cryptocurrency Exchange and Utility Platform.

Amplified Payment System Ltd (Amplify)

Founders	Maxwell Obi, Segun Adeyemi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Amplify builds next-generation payment solutions for banks, businesses and consumers in Africa.

AjoMoney

Founders	Chineye Ochem, Ibrahim Adepoju
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

A digital savings, payment and credit platform for ROSCA, cooperative societies and their members.

Bantu Blockchain Foundation

Founders	Ernest V.M.
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

A non-profit entity that empowers individuals and organizations across all industries using its Bantu blockchain technology.

Tangerine Life

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Tangerine Life is a financial technology company that consistently goes the extra mile to improve the financial security of our consumers.

PayedIn

Founders	Aditya Padhi, Debo Shopade
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

PayedIn is a digital marketplace powering the offline to online transition of merchants and customers through technology.

Lendigo

Founders	Benjamin Benaim
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Lendigo is a fintech company that provides loans and financing opportunities for SMEs.

Blockchain4Africa

Founders	OGUNSOLA GIDEON
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Blockchain4africa is building a financial ecosystem called KUDI Ecosystem using blockchain technology to boost Africa’s economic growth.

LinkCredit

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

LinkCredit is a mobile application that provides its users quick loans and credit services.

Bongalow

Founders	Abdulrahman Atta, Kelechi Nwokocha, Samuel Haruna
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Bongalow is a mobile-powered home financing marketplace that enables Africans at home and abroad shops for the best home loan.

ITEX Integrated Services

Founders	Ernest Uduje
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

ITEX Integrated Services is an innovative FinTech company that designs and deploys secure and convenient Online & Mobile payment solutions.

Baxi Box

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Baxi Box provides a cash-in/cash-out offering as well as value-added services – account opening, money transfer, bill payment and more.

Pepper Rest Africa

Founders	Bankole Alao
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Social Payments provider

Credit Wallet

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Credit Wallet is a mobile app that facilitates instant loan services for salaried individuals.

Esusu Africa

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Esusu Africa is the financial technology platform helping individuals save money and build credit.

HerVest

Founders	Solape Akinpelu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

HerVest is a social enterprise that promotes financial inclusion for women by employing a Gender Lens Investment (GLI) strategy.

BeepTool

Founders	Abraham Wright Enoh, John Enoh
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Affordable satellite & TV whitespace Internet Connectivity As a Service and Integrated Digital Inclusion Services for the Excluded Community

Parkway Projects

Founders	Nnamdi Chineme
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Parkway is a leading financial technology provider creating modern banking experiences, proudly developed by Africans.

WazoMoney

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

WazoMoney provides simplified payment solutions as it sets to launch its payment and marketplace solutions for the mobility sector.

Chiji14xchange

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Chiji14xchange is a Crypto fintech company, That creates solutions for real world problems through Blockchain Technology,

Aviv Wallet

Founders	Adio Abijo, Justin Ashon
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Aviv helps users to access cash without using the ATM or POS systems

Swipe

Founders	Dami Rafael Jegede
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

We build SaaS and B2B products for Banks, FinTechs and the finance sector in Africa.

Prophius

Founders	Olugbenga Adams
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Prophius brings in-person and online mobile payments to the storefront in a clean and zero contact way.

Payslice

Founders	kelechi oleka
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The Easiest Way to Pay Your Employees & receive paycheck

REACH

Founders	JR Kanu
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REACH helps individuals master their personal finances and access credit responsibly.

Transfy

Founders	Emmanuel Ogidi
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Transfy is a Fintech startup on a mission to connect individuals and businesses across Africa financially.

OneWattSolar

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

OneWattSolar pays for, installs, owns and operates Solar Rooftop Energy Unit using via energy-as-a-service model in Sub-Saharan Africa.

eAjor ltd

Founders	Unknown
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Nigeria’s first digitalized co-opeerative helping members meet financial goals via periodic rotational contributions

Lendha

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Lendha is a fintech company creating seamless access to financing for SMBs and Freelancers

Piggyvest

Founders	Ayo Akinola, Joshua Chibueze, Nonso Eagle, Odunayo Eweniyi, Somto Ifezue
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Piggyvest is a platform that helps individuals and businesses manage their finances effectively.

Trade Lenda

Founders	Adeshina Adewumi
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Lending tech for MSMEs

Aladdin

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Aladdin is an open digital bank that provides savings accounts, loans, payments, money transfers, trading, and other financial services.

SnapCredit

Founders	Amit Shur
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SnapCredit is an online lending platform that offers credit solutions to employees.

AFRICA FinTech

Founders	Unknown
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AFRICA FinTech is a agency, providing business news, financial market data, research and documentation about african stock markets.

Fundit

Founders	Unknown
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An e-deposit system that to deposit into bank account via USSD, mobile and web channel using fundit scratch card or airtime credit.

SureCredit

Founders	Unknown
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SureCredit is a voucher financing platform for employees of selected companies

Clane Company

Founders	Unknown
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Clane Company offers digital payment solutions, easy-to-use financial products, and services for individuals and businesses.

CowriePay

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CowriePay is dedicated to deepening financial services in emerging markets.

ComiBlock

Founders	Dennismary Ejimnkeonye
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The World’s Most Human Crypto Robo Advisor.

CoinNewsExtra

Founders	Unknown
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CoinNewsExtra is a media platform that covers events on Fintech, AI, Blockchain, and Emerging Technologies.

Globasure

Founders	Chris Ife
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Globasure develops and provides effective end to end payment solutions that make living simpler. Our clients include FINTECH, banks & telcos

swap.ng

Founders	Emmanuel Ogidi, Gloria Ogidi
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Swap.ng is a platform with various extensions enabling users and businesses to send, receive payment and pay bills.

Botmecash™

Founders	Unknown
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CRYPTOCURRENCY(bitcoin, altcoin) + DIGITAL ASSETS(airtime2cash, giftcard2cash) + PAYMENTS(cards, transfers, ussd codes, QR-code)

VAHLID

Founders	Dayo Gbede, Sola Agbele and Timi Onibon
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VAHLID offers escrow services to buyers and sellers to ensure safe, secure and risk-free resolution of payments.

Pettysave

Founders	Unknown
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Pettysave is a financial service-based company.

Kanz Invest

Founders	Unknown
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Kanz Invest is a mobile app that allows Muslim investors in Africa access expert-managed US Dollars denominate investment securities.

Kobolet

Founders	Opeyemi Awoyemi, Uchenna Uzoma, Ukeme Okuku
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Kobolet is a lending company building an ecosystem to enable people use crypto assets as collateral to secure cash loans.

Biyabot

Founders	Unknown
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Payment chatbot