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Madrid’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Madrid. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Madrid)


Pagantis

FoundersMarta Plana, Pascal Pegaz-Paquet, Rolf Cederström
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Pagantis, an established fintech founded in 2011, provides automated, friction-free consumer finance for e-commerce transactions in Europe.


Lana

FoundersAlvaro Jara Chavarría, Carla Cardoso, Juan Camilo Pineda, Juan De Antonio, Mark Villacampa, Pablo Muniz, René Galindo, Sam Lown
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Lana is a technology platform for Gig Economy workers that operates as a financial marketplace in LATAM


StudentFinance

FoundersMariano Kostelec, Marta Palmeiro, Miguel Santo Amaro, Sergio Pereira
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StudentFinance is a Fintech company that aims to solve the skills gap, while transforming the trillion dollar education industry.


Atani

FoundersHaydee Barroso Bañales, Paul Barroso
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Atani is the one-stop crypto trading platform: trading on 20+ exchanges, integrates technical analysis tools and automates tax reporting.


TaxDown

FoundersAlvaro Falcones Muñoz, Enrique García Moreno, Joaquin Fernandez
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TaxDown is a Spanish startup that eases the income tax return filing process for taxpayers.


Ninety Nine

FoundersJavier Sanz Álvarez
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Ninety Nine is a developer of financial trading platform intended to charge no commission fees.


Arbor Fintech

FoundersIgnacio Bautiste Cuervo, Nicholas Edward Salguero, Samuel Benelbas
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Arbor is a 360 degree financial wellness platform helping users to save, invest and cut debt through


Finizens

FoundersAlfonso de Leon, Francisco Velazquez, Giorgio Semenzato, Martin Huete
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Wealth management firm offering a 100% digital robo-advisor investment service through globally diversified, low-cost index fund portfolios.


Alma Mundi Ventures

FoundersJavier Santiso, Rajeev Singh-Molares
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Alma Mundi Ventures is a venture capital firm that funds primarily technology-based companies with B2B and B2B2C business models.


Aplazame

FoundersDaniel Molina, Fernando Cabello, François Derbaix
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Aplazame is a consumer credit company that provides instant financing service for online purchases.


EthicHub

FoundersGabriela Chang, Jori Armbruster, Raul Martinez
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Blockchain-based P2P platform connecting profitable small farming communities with lenders and product buyers.


Uelz

FoundersMaria Luque, Xandra Etxabe Arroyo
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Uelz automate & route payment collection by integrating the solution with multiple payment gateways.


Afterbanks

FoundersDavid Lozano
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Subsidiary of Minsait, an Indra company, aggregates bank data and initiate payments. Authorized by the UK FCA to operate as PISP and AISP.


Fuell

FoundersDaniel Seijo, Eduardo Ortiz de Lanzagorta Gonzalez
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A radically better corporate card for your business. Say goodbye to expense reports while you get credit limits that grow with you


Divilo

FoundersJuan Guruceta
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Divilo is a B2B financial platform for companies and the self-employed.


Fellow Funders

FoundersFrancisco Mariscal, Guillermo Azqueta
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Fellow Funders is an independent firm with the goal of accompanying SMEs and Startups in their plans for expansion and consolidation.


2gether

FoundersLuis Estrada, Salvador Casquero Algarra
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2gether is a collaborative financial platform that accelerate the world’s transition to decentralized finance.


Housers

FoundersAlvaro Luna, Antonio Brusola
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Housers is a crowdfunding and crowdlending platform that enables individuals to invest in real estate, green and corporate projects.


Lucas

FoundersJorge Arturo Cáceres, Steven Aitkenhead
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Lucas is introducing a new and accessible way into homeownership to millennials through a Rent to Buy model


LIBEEN Smart Housing

FoundersJosé Manuel Cartes González, Sofía Iturbe Cobos
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We make homeownership flexible and affordable for millennials thanks to the #SmartHousing model.


Bewater Funds

FoundersFrançois Derbaix, Ramon Blanco Duelo, Unai Ansejo
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Private securities investment for professional investors, with liquidity


IDC Ventures

FoundersBobby Aitkenhead
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IDC Ventures is a venture capital fund investing in early and growth-stage Internet and technology-enabled companies.


HeyTrade

FoundersBenito Méndez Sánchez, Luis Maldonado, Ramiro Martinez-Pardo
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Next gen open banking investment platform


Card Dynamics

FoundersMario Cantero
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Card Dynamics is a Issuer and Merchant partner for the subscription economy.


Finanbest

FoundersAsier Uribeechebarria, Frederic Dupuy
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Finanbest is a B2C and B2B robo advisor that provides financial advice and online portfolio management.


elsa.care

FoundersAlvaro Martinez Esteban, Ignacio Jimenez LaIglesia, Luis Jimenez de Laiglesia, Teresa Basterra Martinez
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elsa.care is a platform that offers migrant workers commission-less services and cash remittances for their loved ones back home.


Ritmo

FoundersIvan Peña Uribe, Iñaki Mediavilla, Pablo Gasalla, Raimundo Burguera
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Ritmo helps digital entrepreneurs grow faster, through non-dilutive funding and growth tools.


CryptoTechFin

FoundersGonzalo Del Cerro Avalos, Miguel Pagán Murphy
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We are an R&D incorporated company that applies its technological development (investment algorithms, big data solutions) to obtain profits.


Zank

FoundersLeonardo Ramírez, Luis Reig, Oriol Chimenos
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Zank is a platform where borrowers and lenders come together to make intelligent use of their money.


Wenalyze

FoundersCarlos Albo, Roger Ferrandis
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Wenalyze, works for the Banking and Insurance sector based on AI to better know their SMEs clients and better rate their risks


ADA IMPACTO

FoundersAlexa Varsavsky, Isabel Oriol
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Conversational financial companion for unbanked women


SEGO FINANCE

FoundersJavier Villaseca Sánchez
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Sego Finance is a fintech company that provides digitalized solution for investments in startups, real estate and SMEs.


Micappital

FoundersBorja Nieto, Carlos Bernabeu Juan, Miguel Camiña
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Micappital automated savings and investments manager in Spain


Rebellion Pay

FoundersSergio Cerro
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Neobank of the Gen Z and Millenial generations


Cobee

FoundersBorja Aranguren Herrera, Daniel Olea Martin, Nacho Travesi
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Cobee is a Spanish fintech startup that develops an online platform that automates and simplifies employee benefits management.


Tickendy

Founderscesar de pablo huete
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Tickendy is the world’s first contactless digital receipt processing & analytics platform.


Zero1

FoundersErnesto Corral, Jose Antonio Fernandez, Ramiro Martinez-Pardo
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Early Supply Chain financing to help businesses thrive


Socilen

FoundersAitor Ruiz de Alegria Galparsoro, Alvaro Castrejana Irazola, Javier Quetglas
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Socilen is collective funding platform that connects families or SMEs that need financing with investors willing to finance.


fintonic

FoundersAitor Chinchetru, Lupina Iturriaga, Marcos Icardo, Sergio Chalbaud
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Fintonic is a free application that enables anyone to organize accounts and saving money.


Fintech Payments | The first marketplace of Fintech & Insurtech solutions

FoundersFrancisco Romero de Ávila
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Fintech Payments is a Fintech & Insurtech solutions marketplace with a presence in more than 33 countries.


MYMOID

FoundersUnknown
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MYMOID is a mobile payment service characterized by its ease of use and security of all your transactions.


Feelcapital

FoundersAntonio Banda
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Feelcapital is an advisor theft and web platform that provides personalized advice in investment funds and pension funds.


Besepa

FoundersAlberto Molpeceres, Gonzalo Valverde
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Besepa is a FinTech startup that offers a technology platform.


SeeDCash

FoundersIgnacio Avila Nunez, Teresa Nunez
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SeeDCash is a liquidity management for small businesses, startups and freelancers.


Bankinter

FoundersHéctor Esteban Moreno
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Bankinter is a commercial bank with a Venture Capital program investing in startups


Pibisi

FoundersAlejandro D. Caneda
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Automatised KYC for regulated companies


Coinffeine

FoundersAlberto Gómez, Alvaro Polo, Sebastián Ortega, Ximo Guanter
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Coinffeine provides financial institutions a solution to offer their clients crypto services with a decentralized exchange and self custody.


Gastro Cloud Ventures

FoundersDavid Suárez, Jorge Suárez Martínez
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Saas and payment solution for the Restaurants Industry.


Segguroo

FoundersIgor Fernandez, Suilem Fernandez
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Segguroo is an insurance management app that economizes and manages all insurance without changing companies.


HandCash

FoundersAlex Agut, Rafa Jimenez
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HandCash is a Bitcoin mobile wallet.


Conexo Ventures

FoundersDamien Balsan
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We invest in exceptional individuals with the passion for solving hard challenges and bringing disruptive innovation to high growth markets.


Vent Finance

FoundersAironas Šeputis, Alexander Kunzmann, Lucas Mateu, Tigran Ghazaryan
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The Community Launchpad Ecosystem. First full-stack Cardano-Polygon platform that enables sustainable growth.


GourmetPay

FoundersBorja Serra, Jorge Bodas Lobato, Matthieu Heusch
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GourmetPay is an app that allows customers to pay faster at bars and restaurants.


BrickFunding

FoundersJuancho Arregui
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BrickFunding is a platform of platforms specialized in online crowdfunding investments (equity, lending, and crypto)


Flipsimply

FoundersBorja Blanco Méndez, Gregorio Lopez-Triviños Barras, Ko Onozawa
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Flipsimply is an inventory crowd-financing platform where brands can offer exclusive investment opportunities.


VAS Ventures

FoundersMartin Varsavsky
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VAS Ventures is an early stage investment fund looking for companies in the mobility, mobile and SaaS space.


TransferZero Money Transfer EP SA

FoundersLuis Cambronero Perez
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The TransferZero API is hybrid financial infrastructure across Africa/Europe offering wholesale foreign exchange & last mile distribution.


Finnovista

FoundersAndres Fontao, Fermin Bueno
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Finnovista is an impact organization that empowers Fintech and Insurtech ecosystems in Latin American and Spain.


Finnovating

FoundersRodrigo García de la Cruz
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FinTech Open Innovation Platform that accelerates the collaboration between more than 30.000 FinTech with Corporates & Investors worldwide.


Fides Capital

FoundersAlejandro Santana
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Fides Capital is an investment firm focused on seed and early-stage technology-based companies with scalable and tested B2B business models.


TechRules

FoundersJaime Bolivar
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TechRules is a leading consultancy and wealth management software provider for financial entities.


7r Ventures

FoundersCarlos Gomez
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7r Ventures is a Technology holding company.


Vivus.es

FoundersUnknown
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Vivus.es is a major financial company specializing in online microlending.


Solvesting

FoundersRon Ben-Chaim, Ronen Rayten
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Solvesting is an investment marketplace where retail investors participate in loans to small- to medium-sized businesses.


Evicertia

FoundersUnknown
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Contracts, Invoices, Payments, Claims


Eurobits Technologies

FoundersUnknown
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Eurobits Technologies is a European leader in PSD2 & Financial Aggregation Services.


Onyze

FoundersAngel Luis Quesada Nieto, Eneko Knorr, Álvaro Alcañiz
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Digital assets custody platform & Crypto-assets as a Service that offers security & tech infrastructure for third parties.


Hipoo

FoundersUnknown
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Hipoo is the first digital platform for comparison and concession of mortgage loans


Acierto.com

FoundersCarlos Brüggemann, Mario Bruggemann
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Acierto.com is a price comparison website that helps users compare insurance packages in Spain.


Web Financial Group

FoundersAlejandro Bueso, Julio Bueso
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Web Financial Group continues is data-driven managed service solutions provider.


Bolsas y Mercados Españoles

FoundersUnknown
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Bolsas y Mercados Españoles operates stock markets and financial systems in Spain together with its subsidiaries.


Lendismart

FoundersUnknown
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Lendismart is a leading financial technology platform providing fast and easy point-of-sale lending for retailers in Spain and Portugal


Suscrip

FoundersGabriel Ayala
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For any shared service or asset, like Netflix, electricity or a flat, Suscrip removes the hassle out of the recurring collection process!


ICE (Investment Club Europe)

FoundersMaksim Shymanovich
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ICE is an all-encompassing investment platform, on a mission to build wealth sustainably for millions of people.


Openfinance

FoundersGonzalo de la Peña, Salvador Mas Casado
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We offer front-office solutions for financial advisory and portfolio management.


Finect

FoundersUnknown
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Finect owns and operates an online network catering to the financial industry.


La Bolsa Social

FoundersJose Moncada
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La Bolsa Social wants to become the main financial market for investors and companies with positive values.


TALENTOMOBILE

FoundersRaul Repiso
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TALENTOMOBILE creates innovative solutions and products based on mobile first strategy by using AI and machine learning. Digital onboarding


Kineox

FoundersUnknown
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Kineox is a fintech specializes company that offers digital transformation risk & credit processes.


Creditea

FoundersUnknown
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Creditea is a fintech company that specializes in tailor-made financing services.


Seguros.es

FoundersUnknown
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Seguros.es is a true online insurance broker.


Reffinance.es

FoundersSalvador Loscertales
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Consumer Finance Fintech: Cards pay off and loan reffinance. P2P Technology to small lenders


Faraday Venture Partners

FoundersGonzalo Tradacete
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Faraday Venture Partners is a private investors club that actively searches for innovative projects and teams with high potential.


Icofunding

FoundersUnknown
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Icofunding is an Asset Digitization Platform on which companies can issue digitized equity, debt and other assets to raise funds.


Dexva

FoundersElizabeth Bolaños
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A SaaS that help freelancers solve their lack of cash flow visibility and good financial planning. Launched at Founders Institute.


MyValue

FoundersUnknown
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Manage all your accounts, your expenses, your savings and your investments from one screen.


Iobuilders

FoundersUnknown
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Iobuilders focuses on digital assets, custom payments workflows, blockchain product building, and enterprise blockchain guidance services.


UFeed

FoundersAlejandro de Leon Moreno, Kasia Gozdzikowska-Gaztelu
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Ufeed is a platform that allows financing of food assistance projects through the dissemination of messages on social networks.


15k Angels

FoundersCarlos Contreras, Fernando Rodriguez, Juan Luis Aguilera, Luis Fernández Medina
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15k Angels invests smart capital in equipment to power seed and early stage projects.


Lendmarket

FoundersUnknown
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Lendmarket is an alternative investment platform that offers a secondary market for corporate debt assets.


Lignum Capital

FoundersAlvaro Faustino Gonzalez, Rafael Gonzalez de Abreu, Roberto Carlos Roldán Notario
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Lignum Capital is an equity crowdfunding financing platform that organizes financing and enables investment in innovative companies.


Pich Technologies

FoundersMunya Gwisai
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Pich Technologies helps businesses and developers build new financial services with easy to use products and services.


GoMadrid

FoundersArancha Riestra, Eduardo Martínez Garcia, José Nistal
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GoMadrid is a technological ecosystem and innovation hub focused on venture building projects in fintech and blockchain areas.


Finletic

FoundersUnknown
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Finletic is a financial technology company that offers technology and wealth management services.


iQapla

FoundersAlexander de León, Horacio Lupi
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iQapla is a Spanish B2C automated trading marketplace designed to help investors manage their risks.


Excelend

FoundersUnknown
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Excelend is a crowdlending platform for borrowers and investors in search of a common benefit.


Crowdbros

FoundersUnknown
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Crowdbros is a Todo sobre Startups y rondas de financiación


ADNRY ADVISORY

FoundersAdrian Martinez
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We invest in facilitating expansion towards new markets for unique companies, creating realistic opportunities for success.


Fundaia

FoundersJavier Carrera, Luis Herrera
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Fundaia built a mobile robo-advisory service that helps individuals to easily identify and quantify their financial goals.


LICUOS

FoundersLander González Larrea
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LICUOS is the global B2B payment platform where businesses can compensate and pay their commercial debts.


Comunitae

FoundersArturo Cervera
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Comunitae is the pioneer platform to offer individuals a new way to save more profitably than traditional financial products.

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