Sydney’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Sydney. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Sydney)

Slyp

Founders	Mike Boyd, Paul Weingarth, Spiro Rokos
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Slyp is a Company creates smart receipt that links receipts to customers through their bank account and banking apps.

Lendi

Founders	David Hyman, Mark Kalajzich, Martin Lam, Sebastian Watkins
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Lendi is a home loan platform that matches borrowers and lenders.

Tyro Payments

Founders	Andrew Rothwell, Paul Wood, Peter Haig
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Tyro Payments is an Australian financial institution specializing in merchant credit, debit and EFTPOS acquisition.

Xinja Bank

Founders	Eric Wilson, Van Le
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Xinja Bank is an Australian digital neobank offering transactions and savings account products delivered through a mobile app.

mx51

Founders	Magnus Hsu, Steven Hadley, Victor Zheng
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mx51 empowers acquirers and payment providers to connect seamlessly with merchants and their customers.

Butn

Founders	Rael Ross, Walter Rapoport
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Butn offers a Funding Solution Suite that changes the way funding works in businesses.

ChronoBank

Founders	Sergei Sergienko
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ChronoBank.io is an ambitious and wide-ranging blockchain project

Practifi

Founders	Adrian Johnstone, Emily Wilcox, Glenn Elliott
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Practifi is a business management platform for financial services that provide financial advice for businesses and firms.

Parpera

Founders	Daniel Cannizzaro
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Parpera is a fintech focused on providing businesses, freelancers, and entrepreneurs with a better way to manage their money.

MC Payment

Founders	Anthony Koh, Moon Soo KIM
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

MC Payment is a fintech and business solutions provider.

Douugh

Founders	Andy Taylor, Mark Taylor
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A smart bank account, helping people live financially healthier.

Block Earner

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Block Earner is a blockchain-powered fintech that provides benefits of decentralized finance.

InDebted

Founders	Josh Foreman
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InDebted provides a debt collection software that allows customers to effectively manage the repayment of their overdue accounts.

Wisr

Founders	David Doust, Guy Baldwin
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DirectMoney launched a major company rebrand to Wisr offers a unified service platform that provides retail investment and lending services.

Octet

Founders	Clive Isenberg, Clive Isenberg
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Octet is an innovative Financial Technology Business specialising in Supply Chain Finance PAAS and Financing SMEs within Asia Pacific

WeMoney

Founders	Dan Jovevski
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WeMoney is a personal finance management app that allows you to see all your finances in one place.

Ignition Advice

Founders	Mark Fordree, Mike Giles
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Ignition Advice is a global advice platform , deploying solutions across the key verticals being Insurance, Pensions and Investments.

Paytron

Founders	Francois Henrion, Jaco Veldsman
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Paytron is a modern transaction account with builtin AP and AR

Payble

Founders	Elliott Donazzan, James Andrew-Smith, Jon White
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Fintech | The new benchmark for ending billxiety

Verteva

Founders	Andrew Walker, Chris Lumby
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Verteva is a Fintech company that uses data and digital expertise to disrupt the mortgage process

Athena

Founders	Michael Starkey, Nathan Walsh
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Athena is an Australian home loan platform that helps to get better home loans.

Flare

Founders	Colin Mierowsky, Daniel Cohen, James Windon, Jan Pacas, Saul Kaplan
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Flare is a financial service company that offers paperless onboarding, employee benefits, and employee management.

MoneyMe

Founders	Clayton Howes, Steve Bannigan
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MoneyMe is a platform providing unsecured personal loans to the tech-savvy, convenience-driven millennial market in Australia.

uno

Founders	Vincent Turner
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uno allows consumers to access real-time home loan rates based on their personal situation.

Rush Gold

Founders	Jodi Stanton, Mark Pey
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Rush Gold builds an open API Gold Bank for retail, sophisticated investors and business customers for savings, transactions, and lending.

Stockspot

Founders	Chris Brycki
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Stockspot is Australia’s growing automated investment adviser and fund manager

OnDeck Australia

Founders	Mitch Jacobs
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OnDeck Australia is a financial service company that lends financing for small business.

RelayPay

Founders	Charlie Karaboga, Jordan Momtazi, Radek Ostrowski
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RelayPay is a payment gateway that bridges the gap between traditional finance and digital currencies

Lakeba Group Pty Ltd

Founders	Giuseppe Porcelli
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Lakeba Group is a privately held global venture catalyst firm.

Upstreet

Founders	Christian Eckelmann, Sabine Tejerina
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Mobile Share Rewards App

Brighte

Founders	Katherine McConnell
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Brighte is a sustainable energy technology platform, offering sustainable energy financing solutions and energy for the home

PropHero

Founders	Mickael Roger, Pablo Brusola
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Online Property Investment Platform, powered by AI

Spaceship

Founders	Kaushik Sen, Paul Bennetts
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Investing, made easy

Arctic Intelligence

Founders	Anthony Quinn
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Arctic Intelligence is dedicated online financial crime risk assessment tool for AML/CFT, Anti-Bribery & Corruption, Fraud and Cyber Risks.

blueshyft

Founders	Kain Warwick, Matt Handbury
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

blueshyft is an iOS-based platform installed in 1500+ retail locations Australia-wide, allowing digital businesses to accept cash payments.

EFTsure

Founders	Ian Mirels, Mark Chazan, Mike Kontorovich
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EFTsure is dedicated to helping organizations identify and protect themselves against risk and error that occur in the payment process.

CryptoSpend

Founders	Andrew Grech, Richard Voice
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CryptoSpend is a FinTech mobile platform that allows you to spend crypto with ease

Skippr Cash Flow

Founders	Alistair Lamond, Patrick Crivelli
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Skippr is leveraging predictive analytics to simplify and automate cash flow management for SMB using finance and payment strategies.

Coverhero

Founders	Hyacinthe HAMON, Naby Mariyam
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We deliver relevant, hyperpersonalised coverage in moments of need for your lifestyle and wellbeing.

HashChing

Founders	Atul Narang, Mandeep Sodhi
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HashChing is an online marketplace for mortgage and commercial brokers and their customers.

Decimal Software Ltd

Founders	Jan Kolbusz
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Decimal is a 100% cloud technology for financial engagement, service and compliance that enables the democratisation of financial advice

Emmi

Founders	Ben McNeil, Michael Lebbon
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Emmi is an Australian fintech and carbon risk solutions company.

Jaaims

Founders	Reza Owliaei, Tui Eruera
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Jaaims is the first fully automated trading app that analyses, predicts and makes calculated trades on your behalf 24/7.

Effi

Founders	Mandeep Sodhi
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Smartest SaaS Platform for Mortgage Brokers

OctoFi

Founders	Octavius Octavius, OG OG
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OctoFi is a next generation open source platform providing decentralized finance tentacles.

Agate

Founders	Ali Dorri, Hamed Taghvaei, Hamid Ostad
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Agate is the world most comprehensive decentralized blockchain platform for instant payment without volatility risk.

Enteruptors

Founders	AjithKumar Perakathu Somasekharan, David Jordan, Jan Rautenbach
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Digitally transforming the middle office of financial services with a SaaS solution for risk, regulation, budgeting, reporting, analysis

Hubbe Pty Ltd.

Founders	Steve Soman
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Hubbe is Australia’s leading marketplace for business loans. We are helping Australian SMEs by offering flexible funding solutions.

Beforepay

Founders	Dean Mao, Tarek Ayoub
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Reinventing the way people access their wages, budget and manage their finances, to increase financial wellness and happiness

Cape

Founders	Edo O., Ryan Edwards-Pritchard
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The all-in-one spend management platform designing corporate cards to help every business strengthen their cashflow.

Bigstone Finance

Founders	Boyd R Pederson, Liam McLagan, Rob Morgan
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To support the growth plans of Australian businesses as the financing solution of choice.

Investfit

Founders	Ed de Salis, James Claridge
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A world-leading financial advice application that enables advisers to better engage with clients and improve their financial outcomes

Humaniti

Founders	Ben Dixon
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Humaniti is a personal finance app that helps people understand their financial position

FitSense

Founders	Alvaro Gauterin, Jan-Philipp Kruip, Pham Khanh
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Uses wearable data for the pricing & selection of risk in health & life insurance

SocietyOne

Founders	Andy Taylor, Greg Symons, Greg Symons, Matt Symons
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SocietyOne is a P2P lending platform connecting creditworthy borrowers with savvy investors.

Prospa

Founders	Beau Bertoli, Greg Moshal
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Prospa is an Australian owned and operated online lending service provider for small businesses within the region.

Simply Wall St

Founders	Al Bentley
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Simply Wall St turns complicated financial data into easy to understand infographics to helps investors make long term investment decisions.

Lumi Finance

Founders	Yanir Yakutiel
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Lumi Finance is a B2B fintech lending company.

Quicka

Founders	Nathan Carroll, Nick Glynn
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Solving cashflow stress for small business and freelancers.

ThinCats Australia

Founders	Sunil Aranha
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Online business marketplace lender

Skip Capital

Founders	Kim Jackson
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Skip Capital is a private investment fund that invests across multiple asset classes.

Plenti

Founders	Daniel Foggo, Glenn Riddell, Peter Behrens
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A more rewarding financial world. Helping everyone to make the right choices — about the choices that count

DiviPay

Founders	Daniel Kniaz, Russell Martin
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DiviPay is an all-in-one smart corporate card and expense management platform.

Complii Fintech Solutions Ltd

Founders	Unknown
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Complii FinTech Solutions is a secure digital platform that removes the need for paper based compliance.

Plastiq.it

Founders	Unknown
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Plastiq.it provide an easier way to manage store rewards cards and cashback accounts.

Upstreets

Founders	Christian Eckelmann, Sabine Tejerina, Shivani Gopal
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To make it easy, smart and exciting to earn shares from the brands you love for shoppers

H2 Ventures

Founders	Ben Heap, Toby Heap
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H2 Ventures is an early stage Venture Capital firm investing in Fintech, Data & A.I.

NAB Ventures

Founders	Unknown
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NAB Ventures is an Australian Venture Capital fund backed by National Australia Bank (one of the largest 20 banks globally).

Dcypher

Founders	David Bain, Jake Angulo
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Dcypher is an intelligent, commission free investing app that supports U.S. stocks and Cryptocurrencies.

Vistr

Founders	Alex Sze, Boyd Pederson, Mark Collins
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Vistr is online software that helps small business owners solve their cash flow problems.

MoneyLoop

Founders	Joshua Theeuf, Maxim Mattvey
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Receive healthcare today and pay later in five interest free instalments.

Microequities

Founders	Carlos Gil, Paul Kaplan, Sam Gutman
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Microequities is a boutique fund manager specialized in microcap listed stocks.

Your Financial Wellness

Founders	Adam Wan, Alexander Hassall
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YFW is a Sydney-based data analytics and financial wellness platform providing SaaS solutions to Australian financial institutions.

Sapien Ventures

Founders	Victor Jiang
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Sapien Ventures is a venture capital firm focused on fintech, blockchain and online marketplaces, with offices in Australia, USA and China

CurrencySpot

Founders	Daniel Wypler, Ricardo Davila
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CurrencySpot reimburses travelers for losses from exchange rate movements when they spend money abroad.

Basiq

Founders	Damir Cuca
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Basiq is an aggregation platform for acquiring financial data that provides access to financial institutions through APIs..

Bitpie

Founders	Wen Hao
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Bitpie is a safe and easy way to manage and trade your multi-blockchain assets.

Class

Founders	Unknown
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Class develops and delivers cloud software solutions for Australian wealth accounting firms.

OFX

Founders	Matthew Gilmour
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OFX is a global provider of online international payment services for personal and business customers.

Controlabill

Founders	Stephen Coulter
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Controlabill is a cloud based application enabling billers’ customers to establish, modify, suspend, or cancel direct debit authorities.

Frollo

Founders	Gareth Gumbley
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Frollo is a purpose driven Fintech on a quest to help people feel good about money, through the use of Open Banking data and AI.

Beam

Founders	Serdar Nurmammedov, Shezan Amiji
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Transforming payments and marketing for the 21st Century.

Pennybox

Founders	Adam Naor, Reji Eapen
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Pennybox is banking with training wheels. It’s a mobile app to teach kids about money, banking and finance in a fun and practical way.

Wholesale Investor

Founders	Steve Torso
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Wholesale Investor is a private investment platform connecting innovative private, pre-IPO and listed companies.

IC Markets

Founders	Andrew Budzinski
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IC Markets is the largest True ECN forex broker in Australia offering spreads from 0.0 pips.

Simple KYC

Founders	Eric Frost, Neil Smith
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Simple KYC is hassle free, business process management solution for large and small entities.

Humm Group

Founders	Unknown
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Humm Group provides digital interest-free finance solutions for shoppers, retailers, and SMEs.

wagetap

Founders	Mitchell Stevens
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Wagetap is a platform that enables employees to access their salary whenever they need it.

Biza.io

Founders	Stuart Low
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Leaders in technology to deliver Open Banking and the Consumer Data Right

Stone & Chalk

Founders	Alex Scandurra, Nicholle Lindner
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The centre of gravity for fintech in Australia

Betashares Capital

Founders	Alex Vynokur
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BetaShares is an Australian exchange traded fund issuer that manages over $4.5 billion in assets.

Cache

Founders	Caleb Gibbins
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The world’s most powerful everyday investment account

Avenue Bank

Founders	Unknown
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Avenue Bank builds a digital business bank engaged in providing cash flow solutions for small and medium-sized enterprises.

Futurerent

Founders	Unknown
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Futurerent is a tool that offers solutions to residential property investors for investment capital and cashflow needs.

Finty

Founders	Andrew Boyd, David Boyd, Jeremy Lim, Lucius Young, Zhongli Kwok
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Finty is a reward-based comparison platform that compares financial products.

Pearler

Founders	Unknown
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Pearler is an Aussie startup that simplifies investing for financial independence.

Loandesk

Founders	Leigh Dunsford, Simon Creighton
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Australian loan matching platform

Pay Later Travel

Founders	Unknown
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FinTech

QuickaPay

Founders	Nathan Carroll, Nick Glynn
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QuickaPay is a payments platform & financing hub designed to solve cashflow for small and medium businesses.

FE fundinfo (Australia) Pty Ltd

Founders	Unknown
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FE fundinfo facilitates more efficient investing across the globe by connecting fund managers and fund distributors.

#Yolo ex

Founders	Alan Gibbons
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#Yolo ex is a financial market for the Millennial investor.