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Nigeria’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Nigeria. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Nigeria)


Credpal

FoundersFehintolu Olaogun, Olorunfemi Jegede
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Credpal is a tech company that allows consumers buy anything across various online and offline merchants and pay for it in installments


Float

FoundersJesse Ghansah
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Float is the next-generation cash management platform for businesses and startups in Africa.


Carbon

FoundersChijioke Dozie, Ngozi Dozie
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Carbon ignites personal growth through financial innovation


Indicina

FoundersCarlos del Carpio, Jacob Ayokunle, Yemi Ajao, Yvonne Johnson
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Indicina is a digital lending platform that provides analytics-driven credit decision for lenders.


PayHippo

FoundersChioma Ruky Okotcha, Uche Nnadi, Zach Bijesse
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

PayHippo is an AI-Driven lending platform making it easier to finance small and medium sized businesses.


Appzone Group

FoundersEmeka Emetarom, Obi Emetarom, Wale Onawunmi
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin, Instagram

Payments, Payment Infrastructure, Banking Software as a Service


OnePipe

FoundersOpe Adeoye
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OnePipe builds and maintains APIs that enable banks to partner with modern digital services and fintech.


Lidya

FoundersErcin Eksin, Tunde Kehinde
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Lidya is a financial services platform to improve access to credit and finance across frontier and emerging markets starting with Nigeria.


Global Accelerex Limited

FoundersObiora Atuokwu, Stanley Peters
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Global Accelerex facilitates payments on physical and virtual channels with the use of debit and/or credit cards, USSD and account transfers


Okra

FoundersDavid Peterside, Fara Ashiru Jituboh
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Okra is the Open finance infrastructure that enables developers & businesses build personalised digital products/services.


Curacel

FoundersHenry Mascot, John Dada
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Modern insurance infrastructure for emerging markets


Paystack

FoundersEzra Olubi, Shola Akinlade
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Paystack lets businesses accept payments via credit card, debit card, money transfer and mobile money on their websites or mobile apps.


Spleet

FoundersAkintola Adesanmi, Daniella Ajala
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Spleet is a financial services solutions making residential rental easier in Africa.


Trove

FoundersAustin Akagu, Desayo Ajisegiri, Oluwatomi Solanke
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Trove allows you invest in publicly traded stocks,cryptocurrency assets & bonds from a click of a button


Sparkle

FoundersUzoma Dozie
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Sparkle is a digital bank that provides lifestyle and financial solutions to help fulfill potential in their smartphones.


Get It Done Now

FoundersAkinbode Ademola Bamgboye, Alberto Rodriguez Fernandez
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Nigerian Fintech Platform. Loans and Cashless Service Payments


Brass

FoundersEmmanuel Okeke, Sola Akindolu
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Brass is a digital bank that provides small and medium businesses with a suite of products and tools designed to help them grow.


Kuda

FoundersBabs Ogundeyi, Musty Mustapha
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Kuda is a licensed digital bank that offers free full service banking services to Africans.


TeamApt

FoundersTosin Eniolorunda
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TeamApt is a financial technology company focused developing Digital Banking, Business Solutions and Payments Infrastructure.


PalmPay

FoundersUnknown
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PalmPay is a simple and secure payment app that give rewards.


Instantcoins.ng

Foundersjude mokey
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Instantcoins.ng is an automated cryptocurrencies trading platform in Nigeria.


Flex Finance

FoundersYemi Olulana
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Flex Finance is a simple mobile platform that allows SMEs manage and track their expenses, with little-to-no financial knowledge required.


Zilla

FoundersTolu Abiodun
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Zilla is an innovative firm that enables Africans to live their best lives today by providing cheap and convenient financial services.


Paylater

FoundersChijioke Dozie, Ngozi Dozie
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Paylater is a digital financial services platform that specializes in consumer lending.


Diamond Bank

FoundersPascal Dozie
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Diamond Bank is a Nigerian firm, driven by innovation and operating on the most advanced banking technology platform in the market.


Octamile

FoundersGbenro Dara
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Octamile in an Insurtech business enabling businesses to simplify access to insurance and protect Africans from financial loss.


Evolve Credit

FoundersAkan Nelson, Daniel Osineye
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A loan and financial product marketplace that allows African consumers to find, compare, and apply for loan offers from select lenders.


Fliqpay

FoundersWole Ayodele
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Fliqpay is a cross-border payment infrastructure for financial institutions and global businesses


Crop2Cash

FoundersEmem Essien, Michael Ogundare, Seyi Paul
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Making formal financing accessible to farmers.


Casava

FoundersBode Pedro
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Casava is an insurtech startup that focuses on making insurance for income earners.


Ojirehprime Financial Services

FoundersEdoka Idoko
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Building a more transparent and customer focused bank that offers free debit cards, loans & innovative products that help you save


Fundall

FoundersKolapo Joseph
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Fundall offers access to financial products and services that help individuals and businesses spend, grow, and manage their wealth smartly.


SureGroup

FoundersAdeoye Ojo, Babafemi Lawal, Olaoluwa Samuel-Biyi
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Powering employee & customer rewards in Africa.


Kudi

FoundersAdeyinka Adewale, Pelumi Aboluwarin
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Kudi is a financial service provider that focuses on providing access to electronic banking and financial services.


Mono

FoundersAbdulhamid Hassan, Prakhar Singh
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Mono creates an API financial platform that helps companies in collecting and managing bank transfer payments.


KiaKia

FoundersChiemeziem Anyadike, Olajide Abiola, Olajide Abiola
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AI powered online market place for credit scoring and matching lenders with borrowers in real-time


Flux

FoundersBen Eluan, Osezele Orukpe
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Flux is a mobile app that lets you send money, receive money, make and accept payments across Africa.


Glade

FoundersLiyi Victor
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Glade is a Fintech startup that provides banking services to small businesses to help them grow and manage their money more effectively.


Coinprofile

FoundersBashir Aminu, John Anisere
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Coinprofile is a FinTech firm that offers money exchange and cryptocurrency exchange services.


Skye Wallet

FoundersBamidele S. Ajayi, Olawale Ajayi
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Africa’s Simplest Cryptocurrency Wallet & Exchange App (Mobile & Web). Buy, Sell, Receive, Send, Hodl, Swap & Spend Cryptocurrency in minute


TopCheck

FoundersChristian Wiesner, Jose Figueiredo, Maciej Taranienko, Thomas v. Pilar
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TopCheck.com.ng is a platform for comparing financial services like insurance, credit cards or loans.


Cowrywise

FoundersEdward Popoola, Razaq Ahmed
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Cowrywise is a FinTech company that democratizes access to premium financial services by making these services available to the mass market.


Winich Farms

FoundersRiches Attai, Winner Itak-Attai
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Agritech Startup leveraging tech to connect rural farmers to Finance & Market, thus, increasing productivity and cutting post harvest loss.


i.Sec

FoundersKayode Disu
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i.Sec is a financial security service that allows its users to approve and decline unwanted and malicious transactions.


Joovlin

FoundersKingsley Nwose
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Joovlin Storefront provides e-commerce tools to help suppliers and retailers grow their businesses.


Kolopay

FoundersIfeoluwa Popoola
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KoloPay is a mobile App that enables targets savings towards planned goals and users achieve goals at amazing discounts


Allpro Technologies

FoundersAngela Essien, Henry Chibuzo
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Allpro Technologies is a fintech startup.


FLITBASE

FoundersPrecious Chukundah
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FLITBASE empowers people and businesses to accept and integrate blockchain infrastructure with ease.


Tomxcredit

FoundersTomilayo Akano
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Tomxcredit empowers individuals and business owners by providing access to quick and affordable credit and savings product.


FINT

FoundersChiwete John-Njokanma, Nnamdi Okeke
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

FINT is a fintech company that provides easy access to credit, loans and investment opportunities.


Middletrust

FoundersDipesh Mishra, Ojadua Efe, Peter Atenaga
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Africa’s most reliable escrow payment service provider.


Bitnob

FoundersAdeolu Akinyemi, Bernard Parah, Usman Majeed
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Bitnob builds Bitcoin payments solutions for African individuals and businesses.


CreditClan

FoundersFemi Bejide
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CreditClan provides technology, data and operations for lenders and borrowers across Africa.


Lendsqr

FoundersAdedeji Olowe
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Lendsqr is a cloud-based, lending platform designed for small and medium-sized lenders, providing smart features at a zero upfront cost


Wallet.ng

FoundersJohn Oluranti Oke, Joseph Benson-Aruna
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Wallet.ng is a fintech startup that allows people and companies to send, receive, and make payments, using their phone numbers.


Crowdyvest

FoundersIfeanyi Anazodo, Onyeka Akumah, Tope Omotolani
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Crowdyvest is an impact-driven cooperative society that creates financial solutions for individuals and businesses to achieve their goals.


DARA

FoundersBereobong Paul
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Fund raiser saving and contribution an online app that helps raise, save and contribute fund for long or short teams project


NowNow

FoundersUnknown
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NowNow aims to democratise the mobile money space in Nigeria & Africa.


Naijacrypto

FoundersChiagozie Iwu
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Cryptocurrency Exchange and Utility Platform.


Amplified Payment System Ltd (Amplify)

FoundersMaxwell Obi, Segun Adeyemi
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Amplify builds next-generation payment solutions for banks, businesses and consumers in Africa.


AjoMoney

FoundersChineye Ochem, Ibrahim Adepoju
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A digital savings, payment and credit platform for ROSCA, cooperative societies and their members.


Bantu Blockchain Foundation

FoundersErnest V.M.
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A non-profit entity that empowers individuals and organizations across all industries using its Bantu blockchain technology.


Tangerine Life

FoundersUnknown
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Tangerine Life is a financial technology company that consistently goes the extra mile to improve the financial security of our consumers.


PayedIn

FoundersAditya Padhi, Debo Shopade
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PayedIn is a digital marketplace powering the offline to online transition of merchants and customers through technology.


Lendigo

FoundersBenjamin Benaim
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Lendigo is a fintech company that provides loans and financing opportunities for SMEs.


Blockchain4Africa

FoundersOGUNSOLA GIDEON
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Blockchain4africa is building a financial ecosystem called KUDI Ecosystem using blockchain technology to boost Africa’s economic growth.


LinkCredit

FoundersUnknown
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LinkCredit is a mobile application that provides its users quick loans and credit services.


Bongalow

FoundersAbdulrahman Atta, Kelechi Nwokocha, Samuel Haruna
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Bongalow is a mobile-powered home financing marketplace that enables Africans at home and abroad shops for the best home loan.


ITEX Integrated Services

FoundersErnest Uduje
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ITEX Integrated Services is an innovative FinTech company that designs and deploys secure and convenient Online & Mobile payment solutions.


Unicorn.Ng

FoundersPrecious Chukundah
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Building the fastest and most intuitive way to store, buy, sell, trade and learn about blockchain tech and cryptocurrencies.


Angala fintech

FoundersUnknown
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Angala fintech provides offline and online payments, lending, agency banking, insurtech, market access, and other financial services.


Baxi Box

FoundersUnknown
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Baxi Box provides a cash-in/cash-out offering as well as value-added services – account opening, money transfer, bill payment and more.


Pepper Rest Africa

FoundersBankole Alao
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Social Payments provider


Credit Wallet

FoundersUnknown
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Credit Wallet is a mobile app that facilitates instant loan services for salaried individuals.


Nibox

FoundersGeorge Manuwuike
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Nibox is a merchant aggregator and mobile payments company that aims to simplify transactions via a self-service kiosk infrastructure.


Esusu Africa

FoundersUnknown
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Esusu Africa is the financial technology platform helping individuals save money and build credit.


HerVest

FoundersSolape Akinpelu
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HerVest is a social enterprise that promotes financial inclusion for women by employing a Gender Lens Investment (GLI) strategy.


BeepTool

FoundersAbraham Wright Enoh, John Enoh
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Affordable satellite & TV whitespace Internet Connectivity As a Service and Integrated Digital Inclusion Services for the Excluded Community


Parkway Projects

FoundersNnamdi Chineme
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Parkway is a leading financial technology provider creating modern banking experiences, proudly developed by Africans.


WazoMoney

FoundersUnknown
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WazoMoney provides simplified payment solutions as it sets to launch its payment and marketplace solutions for the mobility sector.


Chiji14xchange

FoundersUnknown
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Chiji14xchange is a Crypto fintech company, That creates solutions for real world problems through Blockchain Technology,


Aviv Wallet

FoundersAdio Abijo, Justin Ashon
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Aviv helps users to access cash without using the ATM or POS systems


Swipe

FoundersDami Rafael Jegede
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We build SaaS and B2B products for Banks, FinTechs and the finance sector in Africa.


Prophius

FoundersOlugbenga Adams
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Prophius brings in-person and online mobile payments to the storefront in a clean and zero contact way.


Payslice

Founderskelechi oleka
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The Easiest Way to Pay Your Employees & receive paycheck


REACH

FoundersJR Kanu
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REACH helps individuals master their personal finances and access credit responsibly.


Transfy

FoundersEmmanuel Ogidi
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Transfy is a Fintech startup on a mission to connect individuals and businesses across Africa financially.


OneWattSolar

FoundersUnknown
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OneWattSolar pays for, installs, owns and operates Solar Rooftop Energy Unit using via energy-as-a-service model in Sub-Saharan Africa.


Voltt (VolttPay)

FoundersJesse Benedict
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VolttPay is a Financial Technology company helping Africans send and receive money/cryptos globally.


eAjor ltd

FoundersUnknown
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Nigeria’s first digitalized co-opeerative helping members meet financial goals via periodic rotational contributions


Lendha

FoundersUnknown
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Lendha is a fintech company creating seamless access to financing for SMBs and Freelancers


Piggyvest

FoundersAyo Akinola, Joshua Chibueze, Nonso Eagle, Odunayo Eweniyi, Somto Ifezue
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Piggyvest is a platform that helps individuals and businesses manage their finances effectively.


Jiggle

FoundersUnknown
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Jiggle is a meal budgeting platform budgeting for meals and makes gain control spending.


Trade Lenda

FoundersAdeshina Adewumi
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Lending tech for MSMEs


Aladdin

FoundersUnknown
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Aladdin is an open digital bank that provides savings accounts, loans, payments, money transfers, trading, and other financial services.


SnapCredit

FoundersAmit Shur
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SnapCredit is an online lending platform that offers credit solutions to employees.


AFRICA FinTech

FoundersUnknown
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AFRICA FinTech is a agency, providing business news, financial market data, research and documentation about african stock markets.


Sumotrust

FoundersGT Igwe Chrisent
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A savings and investment company for low and middle class earners


Fundit

FoundersUnknown
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An e-deposit system that to deposit into bank account via USSD, mobile and web channel using fundit scratch card or airtime credit.


SureCredit

FoundersUnknown
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SureCredit is a voucher financing platform for employees of selected companies


Clane Company

FoundersUnknown
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Clane Company offers digital payment solutions, easy-to-use financial products, and services for individuals and businesses.

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