Sweden’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Sweden. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Sweden)

Insurely

Founders	Charlotta Rauséus, Eric Lövinder-Sevelius, Johan Forsman, Martin Einemo
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

SaaS, Open Insurance platform

iZettle

Founders	Jacob De Geer, Magnus Nilsson
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

iZettle, a mobile payments company, offers small businesses with portable point-of-sale solutions and free sales overview tools.

Billhop

Founders	Erik Malm, Sebastian Andreescu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Billhop is a Payment Institution which enables businesses and consumers to Pay bills and invoices with your credit card.

Zimpler

Founders	David Vrensk
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Zimpler is a Swedish technology platform focused on creating fluently connected payment solutions. It just works!

Mitigram

Founders	Marjon Wohlén
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Trade finance. Made seamless.

Vinter

Founders	Håkan Holmberg, Jacob Lindberg, Marco Poblete
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Making smarter indexes for crypto ETF issuers.

Lendify

Founders	John-Christian de Champs, José Cartro, Nicholas Sundén-Cullberg
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

In June 2021, Lendify was acquired by the Danish challenger bank Lunar. We’re now working as one to build the leading bank of the Nordics.

Qred

Founders	Emil Sunvisson, Jason Francis, Thomas Jansson
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Qred brings accessible, fast and frictionless financing to small businesses using digital processes.

Wrapp

Founders	Aage Reerslev, Andreas Ehn, Aurore Belfrage, Carl Fritjofsson, Hjalmar Winbladh, Leo Giertz, Magnus Hult
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Wrapp is The New Standard for rewarding purchases and customer loyalty.

Safello

Founders	Frank Schuil, Ludvig Öberg
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Safello operates a bitcoin exchange and related services in the European market.

Greater Than

Founders	Anders Lindelof, Sten Forseke
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Greater Than is an AI and insurtech company, providing predictive risk insights, services and apps for car sharing, fleets and new mobility.

TRINE

Founders	Andreas Lehner, Christian Genne, Christoffer Falsen, Sam Manaberi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Financing energy access through innovative ways of funding.

ZignSec

Founders	Jonas Ingelström, Markus Andersson
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ZignSec is a cloud based verification service provider enabling its customers to in real-time identify their users to comply with KYC.

Bynk

Founders	Daniel Laiti, Dennis Ahlsen, Jonas Hultin, Mathias Johansson
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Bynk is a fintech company that provides personal loans, in a data-driven manner.

Lysa

Founders	Emilie Andersson, Henrik Littecke, Patrik Adamson
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Lysa is a digital portfolio management service that allows you to invest as a Nobel Prize winner.

Mynt

Founders	Baltsar Sahlin
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Mynt is a financial partner for high growth SMBs. Mynt offers a credit based spend management solution with accounting automation for SMBs

Zaver

Founders	Amir Marandi, Linus Malmen
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Zaver develops innovative payment solutions to accelerate the revolution in mobile payments.

Rebtel

Founders	Hjalmar Winbladh, Jonas Lindroth
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Rebtel is a tech company building services to

Medius

Founders	Unknown
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Medius is a provider of AP invoice automation solutions in the Cloud.

Capcito

Founders	Henrik Dyberg, Mattias Axlind, Michael Hansen, Niklas Möller
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Capcito takes invoice financing and SME lending to the next level through technology and applying data-driven decision making.

Datia

Founders	Juan Manuel Serruya, Manne Larsson
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Accelerating the world’s transition towards sustainable finance.

Trustly

Founders	Alexandre Gonthier, Carl Wilsson, Joel Jacobsson, Lukas Gratte
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Pay directly from your online bank

Kreditz

Founders	Arlen Rios, Magnus Källhager, Roni Zacharion
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Kreditz makes sense out of open banking/PSD2-data with their proprietary Analytics Categorization Engine

norbloc

Founders	Astyanax Kanakakis, Sam Saatchi, Vitalii Demianets
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KYC platforms on distributed ledgers

Betalo

Founders	Eli Daniel Keren, Johan Lundberg, Stefan Salomonsson
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Betalo offers everyday payment services in an easy to use mobile app.

Pliance

Founders	Adam Fürtenbach, Siam Choudhury, Tomas Einarsson
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Pliance is a finTech start up.

Open Payments

Founders	Jonas Kjellin, Louise Brandt, Per Westin
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Open Payments is a PSD2-compliant infrastructure platform that allows users to access diverse banks through a single API.

Toborrow

Founders	Andreas Thorstensson, Sofie Lundström
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Toborrow is an online marketplace that aggregates consumer savings, connecting it to small and medium-sized businesses in need of financing.

Ark Kapital

Founders	Axel Bruzelius, Henrik Landgren, Oliver Hildebrandt
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ArK is a precision financing company that empowers technology businesses to grow faster.

Moank

Founders	Gustav Ek, Peter Lange
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Moank is reshaping the heart of banking

Plexian

Founders	Sami Sulieman
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Re-imagines what it means to have a loyalty program and how to become a loyalty company.

Anyfin

Founders	Filip Polhem, Mikael Hussain, Sven Perkmann
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Anyfin puts a stop to overpriced financial products to save money on private loans by taking a photo.

Savr

Founders	Daniel Aarenstrup, Hannes Arthursson
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SAVR is the fund distributor that challenges the conventional banking industry and price model by offering the same funds as banks, but at up to half the price.

Altpocket

Founders	Edwin Flataunet, Jonathan Svensson
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Altpocket is the best social portfolio tracker available for showcasing digital assets and cryptocurrency investments.

Qvalia

Founders	Henri Taipale
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The platform for finance teams to automate processes

Waizer

Founders	Markus Kullendorff, Michael Lindskog
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Waizer offers digital investment advice and discretionary portfolio management.

Näktergal

Founders	Erik Engstrom Bennerhult, Mikael Abrahamsson
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The truly digitised lending platform. Our digitised lending platform is the fastest way to scale, boost efficiency and enter new markets.

Brocc

Founders	Claes Melander
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A fintech company in peer-to-peer lending that allows individuals to lend money to other individuals through an online-based platform.

Tink

Founders	Daniel Kjellén, Fredrik Hedberg
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Tink is a cloud-based platform providing infrastructure and data products to enable the future of financial services.

Dooer

Founders	Sam Nurmi
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Dooer Fintech is a startup that was founded with the goal of accounting in the future

Nordkap

Founders	Christer Bois, Thomas Hjelm
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Nordkap is a cloud-based treasury platform.

Bricknode

Founders	Stefan Willebrand
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A SaaS provider of a financial securities platform and provider of B2B Brokerage services

Sanctify Financial Technologies

Founders	Erik Dahlberg, Gustav Johnsson Henningsson, Henrik Ljunger, Magnus Midholt, Michal Stala, Oscar Dahlblom, Tobias Mähl
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SaaS, Fintech, Sustainability, Machine learning, Artificial Intelligence

Stabelo

Founders	Hampus Brodén, Michael Ingelog, Wilhelm Moberg
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Stabelo is a fintech Company working with Avanza Bank on automating housing loans.

Goobit

Founders	Christian Ander
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Goobit’s creates financial freedom by making crypto currencies available to and useful for everyone.

Froda

Founders	Oliver Mohseni, Olle Lundin
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Fintech company making business financing both available and affordable.

Sigmastocks

Founders	Carl Lindberg, Mai Thai, Nanna Stranne
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Sigmastocks develops and distributes stock portfolios to individuals and businesses in Sweden.

Cappy

Founders	Andreas Hallingström
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Cappy is the new, and modern, way to manage pay.

Doconomy

Founders	Johan Pihl, Mathias Wikstrom
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Doconomy is a Sweden-based fintech company that offers digital banking services.

VEF

Founders	David Nangle
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The emerging market fintech investor

Cinnober Financial Technology

Founders	Par Bertilsson
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Cinnober delivers fintech solutions to trading and clearing venues, including exchanges, clearinghouses, banks and brokers.

Monetise

Founders	Kristina Kockum, Oliver Mohseni
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Monetise is a Stockholm-based fin-tech startup that creates a service that makes it easier for small businesses to borrow money.

Invoier AB

Founders	Anders Råge, Fredrik Mistander, Fredrik Severin
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Invoier AB is founded with the ambition to simplify financial services & create a transparent marketplace for invoice trading.

Econans

Founders	David Klamer, Tobias Lewandowski
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Econans provides digital simulation and advice services for personal finances.

Stoer

Founders	Pär Isaksson
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A smart solution that enables us to solve mortgage lending from the bank’s existing IT system environment.

Bofink

Founders	Joachim Ronneback, Petter Aronsson
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Bofink wants to help Swedes choose the right term of bonding and amortization rate on their mortgages.

Pensionera.se

Founders	Alexander Pärleros, Henrik Sigland
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Pensionera.se is an efficient marketplace for retirement.

Strawpay

Founders	Jarl Fransson, Martin Zachrison
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Strawpay makes micropayments from 1 cent possible.

Minna Technologies

Founders	Joakim Sjöblom, Jonas Karles, Marcus Lönnberg
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World’s leading subscription management solution, integrated with retail banks.

Nesta

Founders	Randy Cottin
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Nesta is personal finance aggregator with the mission of helping the younger generations to fast-track their way into homeownership

Eucaps.com

Founders	Henrik Wagenius, Kristof De Buysere
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Eucaps offers a one-stop-shop for trading and investing in European SME securities.

Lanbyte

Founders	Arvid Gunnarsson
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Lånbyte negotiates the interest rate discount for mortgages.

A-KRDO

Founders	Unknown
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A-KRDO is the parent company of Akredo, a fintech company that provides web-based loan service.

Dreams

Founders	Henrik Rosvall & Johan Hemminger
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Dreams is a Neo-bank that makes saving, spending and lending money easy, engaging, and social.

Billogram

Founders	Cesar Sangchi, Jonas Suijkerbuijk
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Billogram’s smart invoicing & payments platform automates customer management, prevents churn and increases revenue

SEB Venture Capital

Founders	André Oscar Wallenberg
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SEB Venture Capital is a Fintech investor that helps entrepreneurs and innovators launch and grow profitable businesses.

Direkto

Founders	Hemad Razavi
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Direkto should be the natural starting point when private individuals want assistance in seeking private loans.

Red Flash Mobile AB

Founders	Hans Becker
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SaaS, Payment, FinTech, GovTech

Brightly Ventures

Founders	Andy Johnston, John Elvesjo, Katja Bergman, Kerstin Cooley
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Brightly Ventures is an investment firm supporting technology teams and companies who push the world forward, transforming industries.

Pensionskraft

Founders	Magnus Oestvall, Tobias Lejnerborn, Tommy Wahlund
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Pensionskraft runs an internet scheduling website for pension financing.

Itiviti

Founders	Nils Nilsson
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Itiviti provides technology and services that enable financial institutions to consolidate their trading infrastructure.

Bostadskreditinstitutet Alma AB

Founders	Dan-Alp Lindberg, Per-Olov Carlsson
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Alma offers simple and fairly priced mortgages to consumers in urban areas.

Gigapay

Founders	David Hansson, Gustav Malmqvist, Raiha Buchanan, Thomas Brunner
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Gigapay is building a global salary payments infrastructure for a sustainable gig economy.

On The Flea

Founders	Stephanie Sheldon
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On The Flea is a financial services company that specializes in the fields of fintech mobile and retail.

Instantor

Founders	John Grundström, Niklas Bergman
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Instantor is a Swedish FinTech that utilises transactional data from bank accounts to make tough calls easy within credit risk management.

DBT

Founders	Alexis Kopylov
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DBT fintech is dedicated to providing great SMEs with the financing solutions they need to enable innovation and growth.

TriOptima

Founders	Per Sjöberg
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Financial Technology OTC Derivatives

Zmarta Group

Founders	Unknown
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Zmarta Group offers a range of services for personal finance.

Upptec

Founders	Unknown
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Upptec is an insurtech company, leading the way for automated claim valuation of all content within Home & Travel Insurance.

Quickbit eu AB

Founders	Unknown
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QuickBit eu AB is a Swedish public fintech company that provides cryptocurrency and blockchain technology to the global online market.

Aptic

Founders	Fredrik Ekengren, Joakim Rickardson
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Aptic is a product and services company enabling the fintech and financial industry with a platform for credit management innovation.

Surfboard Payments

Founders	Christopher Lindfeldt
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Swedish-based FinTech developing next-generation payment solutions for the in-store setting allowing for a better customer experience.

Peyya

Founders	Daniel Dahlström, Daniel Mårtensson, Peter Börjeson
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We are bridging the gap between traditional banking and decentralized finance, turning money into programmable code.

Banxt

Founders	Ahmad Ghazawneh, Ph.D.
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Banxt is the next generation AI banking experience

Green Assets Wallet

Founders	Unknown
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Green Assets Wallet is a global trust platform that helps clients make increasingly impactful asset allocation decisions.

CRM Treasury Systems

Founders	Unknown
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CRM Finance Web is an important tool that facilitates control and well-founded decisions in treasury management.

Corpia Group AB

Founders	Andrew Karmy, Jacob Malmborg
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Corpia is a true SME-lender, providing long-term loans to small and medium-sized businesses at competitive rates and long-term funding.

Qredit

Founders	Nayiem Willems
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Fintech and Blockchain

Driftio

Founders	Lukas Bergström, Peter Montgomery, Simon Finnman
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Driftio is a GDPR/CCPA tool for users to share their selected financial data to get personalized offers/advices and better pricing

P27 Nordic Payments

Founders	Unknown
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P27 Nordic Payments digital platform that will allow businesses and consumers to make real-time, cross-border payments to one another.

Navian Investment Group

Founders	Sergey Kazachenko
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Making Real Estate Development more Inclusive & Efficient. Our Digital platform optimises development projects making them more profitable.

Hubins.com

Founders	Carl-Johan Nyrén
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Hubins is a Swedish FinTech company offering a unique platform for an exclusive and tax efficient unit-linked insurance.

Aktiespararna

Founders	Unknown
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They are your voice in the stock market.

Vourity AB

Founders	Hans Nottehed
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Fintech SaaS platform for Unattended and Self-service Sales, Payments and Delivery.

Finmate

Founders	Unknown
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Finmate is a fintech and insurtech company.

GRC WATCH

Founders	Linda Hellström
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GRC WATCH is a RegTech company.

Funder

Founders	Unknown
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Crowdfunding and fundraising platform for charities and organisations.

Orc Group

Founders	Ulrika Hagdahl
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Orc is the global market leader in trading technology for listed derivatives

Pepicon

Founders	Anders Sjunnesson
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Pepicon is a digital tool that optimizes the investment processes for companies and investors.

Abonea AB

Founders	Oscar Watz
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Fintech, transactions, payments. We make payments better!

Krea

Founders	Fredrik Lundahl, Kristoffer Lindqvist, Fredrik Stockman, Pascal Chatterjee
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Krea helps SMEs get easy access to financing with the best possible terms.