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Sweden’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Sweden. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Sweden)


Insurely

FoundersCharlotta Rauséus, Eric Lövinder-Sevelius, Johan Forsman, Martin Einemo
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SaaS, Open Insurance platform


iZettle

FoundersJacob De Geer, Magnus Nilsson
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iZettle, a mobile payments company, offers small businesses with portable point-of-sale solutions and free sales overview tools.


Billhop

FoundersErik Malm, Sebastian Andreescu
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Billhop is a Payment Institution which enables businesses and consumers to Pay bills and invoices with your credit card.


Zimpler

FoundersDavid Vrensk
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Zimpler is a Swedish technology platform focused on creating fluently connected payment solutions. It just works!


Mitigram

FoundersMarjon Wohlén
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Trade finance. Made seamless.


Vinter

FoundersHåkan Holmberg, Jacob Lindberg, Marco Poblete
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Making smarter indexes for crypto ETF issuers.


Lendify

FoundersJohn-Christian de Champs, José Cartro, Nicholas Sundén-Cullberg
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In June 2021, Lendify was acquired by the Danish challenger bank Lunar. We’re now working as one to build the leading bank of the Nordics.


Qred

FoundersEmil Sunvisson, Jason Francis, Thomas Jansson
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Qred brings accessible, fast and frictionless financing to small businesses using digital processes.


Wrapp

FoundersAage Reerslev, Andreas Ehn, Aurore Belfrage, Carl Fritjofsson, Hjalmar Winbladh, Leo Giertz, Magnus Hult
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Wrapp is The New Standard for rewarding purchases and customer loyalty.


Safello

FoundersFrank Schuil, Ludvig Öberg
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Safello operates a bitcoin exchange and related services in the European market.


Greater Than

FoundersAnders Lindelof, Sten Forseke
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Greater Than is an AI and insurtech company, providing predictive risk insights, services and apps for car sharing, fleets and new mobility.


TRINE

FoundersAndreas Lehner, Christian Genne, Christoffer Falsen, Sam Manaberi
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Financing energy access through innovative ways of funding.


ZignSec

FoundersJonas Ingelström, Markus Andersson
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ZignSec is a cloud based verification service provider enabling its customers to in real-time identify their users to comply with KYC.


Bynk

FoundersDaniel Laiti, Dennis Ahlsen, Jonas Hultin, Mathias Johansson
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Bynk is a fintech company that provides personal loans, in a data-driven manner.


Lysa

FoundersEmilie Andersson, Henrik Littecke, Patrik Adamson
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Lysa is a digital portfolio management service that allows you to invest as a Nobel Prize winner.


Mynt

FoundersBaltsar Sahlin
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Mynt is a financial partner for high growth SMBs. Mynt offers a credit based spend management solution with accounting automation for SMBs


Zaver

FoundersAmir Marandi, Linus Malmen
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Zaver develops innovative payment solutions to accelerate the revolution in mobile payments.


Rebtel

FoundersHjalmar Winbladh, Jonas Lindroth
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Rebtel is a tech company building services to


Medius

FoundersUnknown
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Medius is a provider of AP invoice automation solutions in the Cloud.


Capcito

FoundersHenrik Dyberg, Mattias Axlind, Michael Hansen, Niklas Möller
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Capcito takes invoice financing and SME lending to the next level through technology and applying data-driven decision making.


Datia

FoundersJuan Manuel Serruya, Manne Larsson
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Accelerating the world’s transition towards sustainable finance.


Trustly

FoundersAlexandre Gonthier, Carl Wilsson, Joel Jacobsson, Lukas Gratte
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Pay directly from your online bank


Kreditz

FoundersArlen Rios, Magnus Källhager, Roni Zacharion
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Kreditz makes sense out of open banking/PSD2-data with their proprietary Analytics Categorization Engine


norbloc

FoundersAstyanax Kanakakis, Sam Saatchi, Vitalii Demianets
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KYC platforms on distributed ledgers


Betalo

FoundersEli Daniel Keren, Johan Lundberg, Stefan Salomonsson
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Betalo offers everyday payment services in an easy to use mobile app.


Pliance

FoundersAdam Fürtenbach, Siam Choudhury, Tomas Einarsson
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Pliance is a finTech start up.


Open Payments

FoundersJonas Kjellin, Louise Brandt, Per Westin
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Open Payments is a PSD2-compliant infrastructure platform that allows users to access diverse banks through a single API.


Toborrow

FoundersAndreas Thorstensson, Sofie Lundström
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Toborrow is an online marketplace that aggregates consumer savings, connecting it to small and medium-sized businesses in need of financing.


Ark Kapital

FoundersAxel Bruzelius, Henrik Landgren, Oliver Hildebrandt
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ArK is a precision financing company that empowers technology businesses to grow faster.


Moank

FoundersGustav Ek, Peter Lange
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Moank is reshaping the heart of banking


Plexian

FoundersSami Sulieman
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Re-imagines what it means to have a loyalty program and how to become a loyalty company.


Anyfin

FoundersFilip Polhem, Mikael Hussain, Sven Perkmann
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Anyfin puts a stop to overpriced financial products to save money on private loans by taking a photo.


Savr

FoundersDaniel Aarenstrup, Hannes Arthursson
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SAVR is the fund distributor that challenges the conventional banking industry and price model by offering the same funds as banks, but at up to half the price.


Altpocket

FoundersEdwin Flataunet, Jonathan Svensson
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Altpocket is the best social portfolio tracker available for showcasing digital assets and cryptocurrency investments.


Qvalia

FoundersHenri Taipale
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The platform for finance teams to automate processes


Waizer

FoundersMarkus Kullendorff, Michael Lindskog
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Waizer offers digital investment advice and discretionary portfolio management.


Näktergal

FoundersErik Engstrom Bennerhult, Mikael Abrahamsson
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The truly digitised lending platform. Our digitised lending platform is the fastest way to scale, boost efficiency and enter new markets.


Brocc

FoundersClaes Melander
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A fintech company in peer-to-peer lending that allows individuals to lend money to other individuals through an online-based platform.


Tink

FoundersDaniel Kjellén, Fredrik Hedberg
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Tink is a cloud-based platform providing infrastructure and data products to enable the future of financial services.


Dooer

FoundersSam Nurmi
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Dooer Fintech is a startup that was founded with the goal of accounting in the future


Nordkap

FoundersChrister Bois, Thomas Hjelm
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Nordkap is a cloud-based treasury platform.


Bricknode

FoundersStefan Willebrand
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A SaaS provider of a financial securities platform and provider of B2B Brokerage services


Sanctify Financial Technologies

FoundersErik Dahlberg, Gustav Johnsson Henningsson, Henrik Ljunger, Magnus Midholt, Michal Stala, Oscar Dahlblom, Tobias Mähl
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SaaS, Fintech, Sustainability, Machine learning, Artificial Intelligence


Stabelo

FoundersHampus Brodén, Michael Ingelog, Wilhelm Moberg
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Stabelo is a fintech Company working with Avanza Bank on automating housing loans.


Goobit

FoundersChristian Ander
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Goobit’s creates financial freedom by making crypto currencies available to and useful for everyone.


Froda

FoundersOliver Mohseni, Olle Lundin
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Fintech company making business financing both available and affordable.


Sigmastocks

FoundersCarl Lindberg, Mai Thai, Nanna Stranne
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Sigmastocks develops and distributes stock portfolios to individuals and businesses in Sweden.


Cappy

FoundersAndreas Hallingström
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Cappy is the new, and modern, way to manage pay.


Doconomy

FoundersJohan Pihl, Mathias Wikstrom
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Doconomy is a Sweden-based fintech company that offers digital banking services.


VEF

FoundersDavid Nangle
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The emerging market fintech investor


Cinnober Financial Technology

FoundersPar Bertilsson
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Cinnober delivers fintech solutions to trading and clearing venues, including exchanges, clearinghouses, banks and brokers.


Monetise

FoundersKristina Kockum, Oliver Mohseni
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Monetise is a Stockholm-based fin-tech startup that creates a service that makes it easier for small businesses to borrow money.


Invoier AB

FoundersAnders Råge, Fredrik Mistander, Fredrik Severin
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Invoier AB is founded with the ambition to simplify financial services & create a transparent marketplace for invoice trading.


Econans

FoundersDavid Klamer, Tobias Lewandowski
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Econans provides digital simulation and advice services for personal finances.


Stoer

FoundersPär Isaksson
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A smart solution that enables us to solve mortgage lending from the bank’s existing IT system environment.


Bofink

FoundersJoachim Ronneback, Petter Aronsson
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Bofink wants to help Swedes choose the right term of bonding and amortization rate on their mortgages.


Pensionera.se

FoundersAlexander Pärleros, Henrik Sigland
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Pensionera.se is an efficient marketplace for retirement.


Strawpay

FoundersJarl Fransson, Martin Zachrison
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Strawpay makes micropayments from 1 cent possible.


Minna Technologies

FoundersJoakim Sjöblom, Jonas Karles, Marcus Lönnberg
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World’s leading subscription management solution, integrated with retail banks.


Nesta

FoundersRandy Cottin
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Nesta is personal finance aggregator with the mission of helping the younger generations to fast-track their way into homeownership


Eucaps.com

FoundersHenrik Wagenius, Kristof De Buysere
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Eucaps offers a one-stop-shop for trading and investing in European SME securities.


Lanbyte

FoundersArvid Gunnarsson
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Lånbyte negotiates the interest rate discount for mortgages.


A-KRDO

FoundersUnknown
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A-KRDO is the parent company of Akredo, a fintech company that provides web-based loan service.


Dreams

FoundersHenrik Rosvall & Johan Hemminger
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Dreams is a Neo-bank that makes saving, spending and lending money easy, engaging, and social.


Billogram

FoundersCesar Sangchi, Jonas Suijkerbuijk
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Billogram’s smart invoicing & payments platform automates customer management, prevents churn and increases revenue


SEB Venture Capital

FoundersAndré Oscar Wallenberg
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SEB Venture Capital is a Fintech investor that helps entrepreneurs and innovators launch and grow profitable businesses.


Direkto

FoundersHemad Razavi
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Direkto should be the natural starting point when private individuals want assistance in seeking private loans.


Red Flash Mobile AB

FoundersHans Becker
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SaaS, Payment, FinTech, GovTech


Brightly Ventures

FoundersAndy Johnston, John Elvesjo, Katja Bergman, Kerstin Cooley
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Brightly Ventures is an investment firm supporting technology teams and companies who push the world forward, transforming industries.


Pensionskraft

FoundersMagnus Oestvall, Tobias Lejnerborn, Tommy Wahlund
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Pensionskraft runs an internet scheduling website for pension financing.


Itiviti

FoundersNils Nilsson
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Itiviti provides technology and services that enable financial institutions to consolidate their trading infrastructure.


Bostadskreditinstitutet Alma AB

FoundersDan-Alp Lindberg, Per-Olov Carlsson
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Alma offers simple and fairly priced mortgages to consumers in urban areas.


Gigapay

FoundersDavid Hansson, Gustav Malmqvist, Raiha Buchanan, Thomas Brunner
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Gigapay is building a global salary payments infrastructure for a sustainable gig economy.


On The Flea

FoundersStephanie Sheldon
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On The Flea is a financial services company that specializes in the fields of fintech mobile and retail.


Instantor

FoundersJohn Grundström, Niklas Bergman
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Instantor is a Swedish FinTech that utilises transactional data from bank accounts to make tough calls easy within credit risk management.


DBT

FoundersAlexis Kopylov
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DBT fintech is dedicated to providing great SMEs with the financing solutions they need to enable innovation and growth.


TriOptima

FoundersPer Sjöberg
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Financial Technology OTC Derivatives


Zmarta Group

FoundersUnknown
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Zmarta Group offers a range of services for personal finance.


Upptec

FoundersUnknown
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Upptec is an insurtech company, leading the way for automated claim valuation of all content within Home & Travel Insurance.


Quickbit eu AB

FoundersUnknown
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QuickBit eu AB is a Swedish public fintech company that provides cryptocurrency and blockchain technology to the global online market.


Aptic

FoundersFredrik Ekengren, Joakim Rickardson
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Aptic is a product and services company enabling the fintech and financial industry with a platform for credit management innovation.


Surfboard Payments

FoundersChristopher Lindfeldt
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Swedish-based FinTech developing next-generation payment solutions for the in-store setting allowing for a better customer experience.


Peyya

FoundersDaniel Dahlström, Daniel Mårtensson, Peter Börjeson
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We are bridging the gap between traditional banking and decentralized finance, turning money into programmable code.


Banxt

FoundersAhmad Ghazawneh, Ph.D.
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Banxt is the next generation AI banking experience


Green Assets Wallet

FoundersUnknown
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Green Assets Wallet is a global trust platform that helps clients make increasingly impactful asset allocation decisions.


CRM Treasury Systems

FoundersUnknown
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CRM Finance Web is an important tool that facilitates control and well-founded decisions in treasury management.


Corpia Group AB

FoundersAndrew Karmy, Jacob Malmborg
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Corpia is a true SME-lender, providing long-term loans to small and medium-sized businesses at competitive rates and long-term funding.


Qredit

FoundersNayiem Willems
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Fintech and Blockchain


Driftio

FoundersLukas Bergström, Peter Montgomery, Simon Finnman
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Driftio is a GDPR/CCPA tool for users to share their selected financial data to get personalized offers/advices and better pricing


P27 Nordic Payments

FoundersUnknown
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P27 Nordic Payments digital platform that will allow businesses and consumers to make real-time, cross-border payments to one another.


Navian Investment Group

FoundersSergey Kazachenko
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Making Real Estate Development more Inclusive & Efficient. Our Digital platform optimises development projects making them more profitable.


Hubins.com

FoundersCarl-Johan Nyrén
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Hubins is a Swedish FinTech company offering a unique platform for an exclusive and tax efficient unit-linked insurance.


Aktiespararna

FoundersUnknown
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They are your voice in the stock market.


Vourity AB

FoundersHans Nottehed
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Fintech SaaS platform for Unattended and Self-service Sales, Payments and Delivery.


Finmate

FoundersUnknown
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Finmate is a fintech and insurtech company.


GRC WATCH

FoundersLinda Hellström
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GRC WATCH is a RegTech company.


Funder

FoundersUnknown
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Crowdfunding and fundraising platform for charities and organisations.


Orc Group

FoundersUlrika Hagdahl
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Orc is the global market leader in trading technology for listed derivatives


Pepicon

FoundersAnders Sjunnesson
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Pepicon is a digital tool that optimizes the investment processes for companies and investors.


Abonea AB

FoundersOscar Watz
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Fintech, transactions, payments. We make payments better!


Krea

FoundersFredrik Lundahl, Kristoffer Lindqvist, Fredrik Stockman, Pascal Chatterjee
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Krea helps SMEs get easy access to financing with the best possible terms. 

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