Fintech Energy - Team
At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 95 FinTech companies in Kenya. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top FinTech Companies & Startups (Kenya)
Credrails
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Credrails delivers the infrastructure that connects bank, mobile money, and offline data into a single API.
DPO Group
| Founders | Eran Feinstein, Offer Gat |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
An online payments processing company
Pezesha
| Founders | Hilda Moraa |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Pezesha is Africa-focused digital financial marketplace.
Zanifu
| Founders | Sebastian Kilimo, Steve Biko |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Zanifu provides working capital for MSME’s in Africa
Paylend
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Paylend is a FinTech startup focused on providing access to finance and digitizing MSMEs in Kenya.
Kopo Kopo
| Founders | Ben Lyon, Dylan Higgins |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kopo Kopo is a US-based company that offers solutions to help businesses grow and prosper through payments.
Kotani Pay
| Founders | Felix Macharia, Samuel Kariuki, Keith Mandela, Brian Kimotho, Jonathan Morgan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kotani Pay is a technology stack that enables Blockchain protocols, dapps and blockchain FinTechs to on-ramp and off-ramp between digital assets and fiat currencies through payment channels in Africa
Tulaa
| Founders | Hillary Miller-Wise |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Mobile commerce solution for smallholder farmers in Africa
ImaliPay
| Founders | Oluwasanmi Akinmusire, Tatenda Furusa |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
ImaliPay is a financial health platform offering financial products to freelancers and blue collar gig workers.
Lendable
| Founders | Arjun Batra, Daniel Goldfarb, Dylan Fried |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Lendable provides debt financing to fintechs in emerging and frontier markets.
Fingo Africa
| Founders | Gitari Tirima, Ian Waiguru, James da Costa, Kiiru Muhoya |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fingo Africa provides a digital banking platform.
Naivera Holdings Ltd
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fintech Company digitizing Lenders and fostering wealth creation by enabling people to own affordable income-generating assets affordably
Catalyst Fund
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Catalyst Fund supports early-stage startups building innovative Fintech solutions for the 3 billion underserved in emerging markets.
Digiduka
| Founders | Lovell Larbie, Roy Njoka |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Digiduka provides digital financial services and social commerce solutions to informal retailers in Africa
Alvin
| Founders | Winston D. Reid |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Alvin is a personal finance app and API company thats helps people balance their daily spending with their savings goals.
Vooli
| Founders | Allan Wafula, Brian Baliat, Joel Kipkorir, Maureen kiboi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Vooli is an Insurtech that focuses on offering on-demand general insurance through App and a website.
WayaWaya
| Founders | Teddy Ogallo |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
WayaWaya is a one Account combining your bank, mobile wallet, savings & payments services through Apps, Social platforms and APIs.
BlockchainCybertech Limited
| Founders | Granville Wafula, Shariff Abdulwalli |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Develops smart blockchain solutions for Supply chain and Financial services
Jackfruit Finance
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Jackfruit Finance is FinTech for education, increasing access to low-cost African private schools.
PesaKit
| Founders | Andrew Mutua |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PesaKit is an Artificial Intelligence (AI) powered virtual assistant for mobile money agents.
RePay Africa
| Founders | Yurie Walter |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
RePay Africa API’s driven platform serves as electronic alternative to Cash, Cheques & Banks for the un-banked Sub-Saharan Africa.
Mobile Decisioning
| Founders | Julian Kyula |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Mobile Decisioning is a technology company providing mobile value added services to mobile network operators in emerging nations.
Cherehani Africa
| Founders | Nasreen Ali, Robert Mboya, Wesley Owiti |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cherehani leverages technology to provide credit bundled with market information and financial education to women micro-entrepreneurs.
Shield
| Founders | Kenny Kinako |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Easing short term, urgent cash flow needs.
Alternative Circle
| Founders | Kevin Mutiso |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
It has the stamina to succeed in this competitive market, and we look forward to winning new markets with them
Mywagepay
| Founders | Beth Wambui, Johnson Mwangi, Moses Gathecha |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Make everyday a payday.
Ubawa Technologies
| Founders | Wesley Masinde |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Payment Processing Platform
Kiba
| Founders | Arnold Roy |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kiba is the fastest way for Fintechs to connect to banks across Africa and quickly build smart, personalized financial services.
The Kueq Limited
| Founders | Aristarichus Weru |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Africa’s; Virtual Bank, Neo Bank, Digital Bank, Mobile Bank, Challenger Bank.
Tulix
| Founders | Alistair Gould, Brian Muriu |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Tulix is a smart, new way for Kenyans anywhere to share money, budget and manage finances better. The app enables users globally to instantly pay a business in Kenya from anywhere in the world using mobile money.
Saada
| Founders | Gerishon Mwaniki |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Saada helps businesses automate sales and process payments via messaging platforms and USSD.
Finplus Group
| Founders | Bernard Banta |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A new credit & commerce infrastructure to turn supply chains into demand chains and unlock financing for 10 Million+ SMEs.
Orion Fintech Africa – Orion ImageCapital Communication Ltd
| Founders | Alex Mwaura |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Orion ImageCapital Communication (Orion Fintech Africa)provides diverse financial solutions powered through technology across Africa.
Afrigroups
| Founders | Henry Makubuya |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A single platform for Founders, Co-founders, Investors, Entrepreneurs, Tech Developers coming together to develop businesses
Tanda
| Founders | Alex Wilson, Geoffrey Mulei |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Tanda is a fintech startup working to revolutionize access to essential digital financial services for micro-retilers across Africa.
Scale
| Founders | Brian Mung’ei 🇰🇪, Comark Onani, Marvin Tumbo |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Scale connects buyers, suppliers and financial institutions by digitising the procurement process and enabling supply chain financing.
Paytree
| Founders | James Munyeria Kaguamba |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Paytree is a full stack payments platform that enables businesses to accept mobile, bank and card payments in-app or on their websites.
SUPERFLUID LABS
| Founders | Timothy Kotin |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Superfluid Labs delivers Africa’s Consumer Credit Risk Analytics platform using AI technologies and alternative data sets
OCharge
| Founders | Pratik Kumar |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Airtime recharge & mobile payments app with benefits.
Eastpesa
| Founders | Charles Imo, Javan Owino |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Eastpesa is an online company that offers Instant Cross border payments in Africa.
Pesatalk
| Founders | Joel Macharia |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
financial website
Abacus
| Founders | Joel Macharia, Kevin Omwega |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Abacus helps investors make and execute decisions in African capital markets.
Zenka
| Founders | Krzysztof Łodykowski |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Zenka is a fintech company that offers a non-banking mobile loan platform that provides financial services to its users.
Chamasoft
| Founders | Martin Njuguna, Martin Njuguna |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Microsavings and microinvestments record management system
Umati Capital
| Founders | Ivan Mbowa, Munyutu Waigi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Umati Capital is a non-bank financial institution focused on the provision of credit and related payment technologies.
Gladys
| Founders | David Maduri |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Virtual wallet infrastructure for financial services in Africa
FarmDrive
| Founders | Peris Bosire, Rita Kimani |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
FarmDrive applies data science to build software and credit models that increases access to meaningful financial services.
ChamaPesa
| Founders | Michael Kimani |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
ChamaPesa help chamas to get a better return on their investments by providing information and access to investment options.
Alliance Premium Services Limited
| Founders | Kevin Githae, Steve Mutinda |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fintech Company
Ryanada Limited
| Founders | David Murimi, David Murimi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Big Data Company on Mission to Empower People via Technology. Ryanada leverages on Cloud Computing, IoT and AI Technologies to empower SMEs.
Afri Kash
| Founders | Branislav Cika, Dayo Ogunyemi, Ezana Assefa, Kennedy Omondi Ogweyo, Lucas Lukaso Talunge, Miroslav Vignjevic, Robin Matharu |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Afri Kash is a microloan platform based on unique customer insights gained from careers in network development and operations management.
myNGOVO
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
myNGOVO is a fintech platform in Kenya that allows employers to give salary advances as a benefit to their employees.
Vikali
| Founders | Yonis Hassan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A freemium digital ledger built for the small businesses of Africa to manage their daily transactions.
Amica Savings & Credit Cooperative Society
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Amica seeks to revolutionize access to finance via credit and related payment systems for agro-processing, retail, and FMCG.
Professional Digital Systems Limited
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Our core business is to provide solutions in I.C.T. & Fintech (hardware and software), installations, maintenance and services.
Valuraha
| Founders | Betty Mutimba, Njoroge Kinyanjui, Wangechi Mwangi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The Valuraha Trader is a virtual trading platform that simulates the Nairobi Securities Exchange & the larger financial ecosystem.
Kanjwa
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kanjwa is an online platform that talks about finance and money in Kenya.
PesaGuide
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Finance, Fintech, Platform
ImpalaCoin
| Founders | Elsie Njane, John Mbindyo |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Digital Currency Kenya
Kyanda
| Founders | Collins Kathuli |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kyanda is a Kenyan Fintech startup that offers Digital financial services to both Businesses; SMEs and common Mwananchi (citizen).
Sokohela
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Short term working capital, fresh food produce and financial literacy provider for MSEs in the urban agricultural value chain.
Paysap
| Founders | Helen Zec, Lawrence Maina |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
M-Pesa Payments Automation, Financial Systems
Mobile Financial Solutions
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Mobile Financial Solutions is a fintech company that engages in payment solution and financial services.
Zoa Tech Limited
| Founders | Jean Muga |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fintech company in the business of developing technology based solutions that impact how customers interact with money.
Afya Plan
| Founders | Derrick Gakuu, Ethredah Chao |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Afya Plan is a health wallet for members in savings groups to save affordably , pool resources and be able to afford healthcare.
Quoxient Ltd
| Founders | Dennis Munyua |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Quoxient is a fintech company in Kenya. It delivers technology solutions to support SMEs in Financial Services.
Finserve Africa
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Finserve is a fintech company that develops consumer-focused financial technology solutions.
Zipwallet
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
payment service provider
Moripesh
| Founders | Mark Moriama, Peter Okata, Shem Oyombe |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Integrated Mobile Technologies, Centralized Digital Currencies Fair Trade, Asset Management, Internet Distribution. Africa Centered
Boya
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Boya enables the user to create a virtual card that can be loaded with e-cash and helps to manage the expenses on a single dashboard.
Jumuisha
| Founders | James Chege, Marvin Makau |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Jumuisha is a fintech startup that helps churches and non-profit organisations receive donations.
Lipa Card
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Enabling Financial services to teenagers and high school students.
PesaBot
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
We help companies enhance their customer support through instant messaging powered by AI and make it easy for them to collect payments.
Chase Iman
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Chase Iman is a combination of traditional Islamic values with a technology and innovation to provide Islamic finance and banking products.
Jamii Bora Bank
| Founders | Ingrid Munro |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Jamii Bora Bank is dedicated to entrepreneurship and savings, with a focus on innovation and relationship banking.
SILQU
| Founders | Bramwell Kipkoskei, Ronald Mutuku |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Africa’s most advanced PropTech platform in real estate
Zege Technologies
| Founders | Kariuki Gathitu |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A software development firm that focuses on building financial solutions for daily living with mobile, web and money interaction.
Brij
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Brij is a fintech app that offers a complete range of cross-border payment solutions for frictionless trade between people and businesses.
ImpalaPay
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
ImpalaPay is a fintech company that offers mass payouts, merchant payments and mobile top-up services.
Aspira
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Aspira is a product financing platform that enables financing of customer retail purchases with the option to pay later and in installments.
Savekubwa
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Savekubwa is a web aggregator that gets users insurance policy options and comparisons for effective pricing.
Loniwa Sacco
| Founders | Charles Imo |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Loniwa Sacco is a digital savings & credit company. We offer both short & long term loans to individuals and SMEs in Kenya
Sevisure Africa
| Founders | Vincent Onyango |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Sevisure Africa is an insurtech company that offers on-demand digital and mobile-based health insurance.
FeePlan
| Founders | Wachira Ndege |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
An innovative fintech solution to bridge school fees instalments and make private school more attainable for parents in East African markets
Airpesa
| Founders | Segeni Ng’ethe |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Airpesa is a service that provides Kenyans, Tanzanians & Ugandans living abroad (Diaspora) and locally a way to send airtime instantly.
Pi Consulting
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
We are providers of end-to-end payments automation services for a growing and diverse clientele that
includes International money transfer organizations, banks, corporates, Small and Medium Enterprises
(SMEs), SACCOs and Fintech companies (financial technology firms) under the following key
service areas:
- Mobile Money Payments
- Bank Account Transfers
- Single and Bulk Payments
- Mobile Banking and Lending Solutions
- International Remittances
- Mobile Money Integrations
- Merchant Collections and Aggregation
- Bulk Messaging and USSD
Spin Mobile
| Founders | Jonah Mwogi, Victor Kiplagat |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PaaS for next generation financial services targeted at mobile money dominant markets
Finite Intelligence
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A tech startup looking to invest in the intelligence and IOT market
BT Africa
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
BT Africa provides customer-centric digital solutions for digital transformation and FinTech enablement initiatives.
Joly Ventures
| Founders | David Stevens |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Private investment group, early to mid stage high tech startup companies.
Zemo
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Zemo includes features such as reporting and analysis, spend management, and corporate cards that help businesses save money.
Okolea International
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Okolea International is a fintech company that provides financial solutions for small and medium businesses.
Afriagrimark
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Geolocation, logistics Agricultural marketplace connecting driver and vegetable vendors
ADAPTA.EARTH
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Adapta.Earth is a transforming capital for agriculture adaptation.
M-KOPA
| Founders | Chad Larson, Jesse Moore, Nick Hughes |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
M-KOPA provides connected asset financing solutions for underbanked customers.
GIPHY App Key not set. Please check settings