in

Kenya’s 95 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 95 FinTech companies in Kenya. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Kenya)


Credrails

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Credrails delivers the infrastructure that connects bank, mobile money, and offline data into a single API.


DPO Group

FoundersEran Feinstein, Offer Gat
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

An online payments processing company


Pezesha

FoundersHilda Moraa
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pezesha is Africa-focused digital financial marketplace.


Zanifu

FoundersSebastian Kilimo, Steve Biko
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Zanifu provides working capital for MSME’s in Africa


Paylend

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Paylend is a FinTech startup focused on providing access to finance and digitizing MSMEs in Kenya.


Kopo Kopo

FoundersBen Lyon, Dylan Higgins
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kopo Kopo is a US-based company that offers solutions to help businesses grow and prosper through payments.


Kotani Pay

FoundersFelix Macharia, Samuel Kariuki, Keith Mandela, Brian Kimotho, Jonathan Morgan
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kotani Pay is a technology stack that enables Blockchain protocols, dapps and blockchain FinTechs to on-ramp and off-ramp between digital assets and fiat currencies through payment channels in Africa


Tulaa

FoundersHillary Miller-Wise
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Mobile commerce solution for smallholder farmers in Africa


ImaliPay

FoundersOluwasanmi Akinmusire, Tatenda Furusa
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

ImaliPay is a financial health platform offering financial products to freelancers and blue collar gig workers.


Lendable

FoundersArjun Batra, Daniel Goldfarb, Dylan Fried
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Lendable provides debt financing to fintechs in emerging and frontier markets.


Fingo Africa

FoundersGitari Tirima, Ian Waiguru, James da Costa, Kiiru Muhoya
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fingo Africa provides a digital banking platform.


Naivera Holdings Ltd

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fintech Company digitizing Lenders and fostering wealth creation by enabling people to own affordable income-generating assets affordably


Catalyst Fund

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Catalyst Fund supports early-stage startups building innovative Fintech solutions for the 3 billion underserved in emerging markets.


Digiduka

FoundersLovell Larbie, Roy Njoka
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Digiduka provides digital financial services and social commerce solutions to informal retailers in Africa


Alvin

FoundersWinston D. Reid
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Alvin is a personal finance app and API company thats helps people balance their daily spending with their savings goals.


Vooli

FoundersAllan Wafula, Brian Baliat, Joel Kipkorir, Maureen kiboi
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Vooli is an Insurtech that focuses on offering on-demand general insurance through App and a website.


WayaWaya

FoundersTeddy Ogallo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

WayaWaya is a one Account combining your bank, mobile wallet, savings & payments services through Apps, Social platforms and APIs.


BlockchainCybertech Limited

FoundersGranville Wafula, Shariff Abdulwalli
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Develops smart blockchain solutions for Supply chain and Financial services


Jackfruit Finance

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Jackfruit Finance is FinTech for education, increasing access to low-cost African private schools.


PesaKit

FoundersAndrew Mutua
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

PesaKit is an Artificial Intelligence (AI) powered virtual assistant for mobile money agents.


RePay Africa

FoundersYurie Walter
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

RePay Africa API’s driven platform serves as electronic alternative to Cash, Cheques & Banks for the un-banked Sub-Saharan Africa.


Mobile Decisioning

FoundersJulian Kyula
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Mobile Decisioning is a technology company providing mobile value added services to mobile network operators in emerging nations.


Cherehani Africa

FoundersNasreen Ali, Robert Mboya, Wesley Owiti
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Cherehani leverages technology to provide credit bundled with market information and financial education to women micro-entrepreneurs.


Shield

FoundersKenny Kinako
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Easing short term, urgent cash flow needs.


Alternative Circle

FoundersKevin Mutiso
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

It has the stamina to succeed in this competitive market, and we look forward to winning new markets with them


Mywagepay

FoundersBeth Wambui, Johnson Mwangi, Moses Gathecha
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Make everyday a payday.


Ubawa Technologies

FoundersWesley Masinde
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Payment Processing Platform


Kiba

FoundersArnold Roy
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kiba is the fastest way for Fintechs to connect to banks across Africa and quickly build smart, personalized financial services.


The Kueq Limited

FoundersAristarichus Weru
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Africa’s; Virtual Bank, Neo Bank, Digital Bank, Mobile Bank, Challenger Bank.


Tulix

FoundersAlistair Gould, Brian Muriu
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Tulix is a smart, new way for Kenyans anywhere to share money, budget and manage finances better. The app enables users globally to instantly pay a business in Kenya from anywhere in the world using mobile money.


Saada

FoundersGerishon Mwaniki
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Saada helps businesses automate sales and process payments via messaging platforms and USSD.


Finplus Group

FoundersBernard Banta
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A new credit & commerce infrastructure to turn supply chains into demand chains and unlock financing for 10 Million+ SMEs.


Orion Fintech Africa – Orion ImageCapital Communication Ltd

FoundersAlex Mwaura
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Orion ImageCapital Communication (Orion Fintech Africa)provides diverse financial solutions powered through technology across Africa.


Afrigroups

FoundersHenry Makubuya
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A single platform for Founders, Co-founders, Investors, Entrepreneurs, Tech Developers coming together to develop businesses


Tanda

FoundersAlex Wilson, Geoffrey Mulei
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Tanda is a fintech startup working to revolutionize access to essential digital financial services for micro-retilers across Africa.


Scale

FoundersBrian Mung’ei 🇰🇪, Comark Onani, Marvin Tumbo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Scale connects buyers, suppliers and financial institutions by digitising the procurement process and enabling supply chain financing.


Paytree

FoundersJames Munyeria Kaguamba
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Paytree is a full stack payments platform that enables businesses to accept mobile, bank and card payments in-app or on their websites.


SUPERFLUID LABS

FoundersTimothy Kotin
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Superfluid Labs delivers Africa’s Consumer Credit Risk Analytics platform using AI technologies and alternative data sets


OCharge

FoundersPratik Kumar
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Airtime recharge & mobile payments app with benefits.


Eastpesa

FoundersCharles Imo, Javan Owino
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Eastpesa is an online company that offers Instant Cross border payments in Africa.


Pesatalk

FoundersJoel Macharia
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

financial website


Abacus

FoundersJoel Macharia, Kevin Omwega
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Abacus helps investors make and execute decisions in African capital markets.


Zenka

FoundersKrzysztof Łodykowski
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Zenka is a fintech company that offers a non-banking mobile loan platform that provides financial services to its users.


Chamasoft

FoundersMartin Njuguna, Martin Njuguna
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Microsavings and microinvestments record management system


Umati Capital

FoundersIvan Mbowa, Munyutu Waigi
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Umati Capital is a non-bank financial institution focused on the provision of credit and related payment technologies.


Gladys

FoundersDavid Maduri
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Virtual wallet infrastructure for financial services in Africa


FarmDrive

FoundersPeris Bosire, Rita Kimani
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

FarmDrive applies data science to build software and credit models that increases access to meaningful financial services.


ChamaPesa

FoundersMichael Kimani
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

ChamaPesa help chamas to get a better return on their investments by providing information and access to investment options.


Alliance Premium Services Limited

FoundersKevin Githae, Steve Mutinda
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fintech Company


Ryanada Limited

FoundersDavid Murimi, David Murimi
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Big Data Company on Mission to Empower People via Technology. Ryanada leverages on Cloud Computing, IoT and AI Technologies to empower SMEs.


Afri Kash

FoundersBranislav Cika, Dayo Ogunyemi, Ezana Assefa, Kennedy Omondi Ogweyo, Lucas Lukaso Talunge, Miroslav Vignjevic, Robin Matharu
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Afri Kash is a microloan platform based on unique customer insights gained from careers in network development and operations management.


myNGOVO

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

myNGOVO is a fintech platform in Kenya that allows employers to give salary advances as a benefit to their employees.


Vikali

FoundersYonis Hassan
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A freemium digital ledger built for the small businesses of Africa to manage their daily transactions.


Amica Savings & Credit Cooperative Society

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Amica seeks to revolutionize access to finance via credit and related payment systems for agro-processing, retail, and FMCG.


Professional Digital Systems Limited

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Our core business is to provide solutions in I.C.T. & Fintech (hardware and software), installations, maintenance and services.


Valuraha

FoundersBetty Mutimba, Njoroge Kinyanjui, Wangechi Mwangi
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

The Valuraha Trader is a virtual trading platform that simulates the Nairobi Securities Exchange & the larger financial ecosystem.


Kanjwa

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kanjwa is an online platform that talks about finance and money in Kenya.


PesaGuide

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Finance, Fintech, Platform


ImpalaCoin

FoundersElsie Njane, John Mbindyo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Digital Currency Kenya


Kyanda

FoundersCollins Kathuli
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kyanda is a Kenyan Fintech startup that offers Digital financial services to both Businesses; SMEs and common Mwananchi (citizen).


Sokohela

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Short term working capital, fresh food produce and financial literacy provider for MSEs in the urban agricultural value chain.


Paysap

FoundersHelen Zec, Lawrence Maina
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

M-Pesa Payments Automation, Financial Systems


Mobile Financial Solutions

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Mobile Financial Solutions is a fintech company that engages in payment solution and financial services.


Zoa Tech Limited

FoundersJean Muga
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fintech company in the business of developing technology based solutions that impact how customers interact with money.


Afya Plan

FoundersDerrick Gakuu, Ethredah Chao
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Afya Plan is a health wallet for members in savings groups to save affordably , pool resources and be able to afford healthcare.


Quoxient Ltd

FoundersDennis Munyua
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Quoxient is a fintech company in Kenya. It delivers technology solutions to support SMEs in Financial Services.


Finserve Africa

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Finserve is a fintech company that develops consumer-focused financial technology solutions.


Zipwallet

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

payment service provider


Moripesh

FoundersMark Moriama, Peter Okata, Shem Oyombe
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Integrated Mobile Technologies, Centralized Digital Currencies Fair Trade, Asset Management, Internet Distribution. Africa Centered


Boya

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Boya enables the user to create a virtual card that can be loaded with e-cash and helps to manage the expenses on a single dashboard.


Jumuisha

FoundersJames Chege, Marvin Makau
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Jumuisha is a fintech startup that helps churches and non-profit organisations receive donations.


Lipa Card

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Enabling Financial services to teenagers and high school students.


PesaBot

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

We help companies enhance their customer support through instant messaging powered by AI and make it easy for them to collect payments.


Chase Iman

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Chase Iman is a combination of traditional Islamic values with a technology and innovation to provide Islamic finance and banking products.


Jamii Bora Bank

FoundersIngrid Munro
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Jamii Bora Bank is dedicated to entrepreneurship and savings, with a focus on innovation and relationship banking.


SILQU

FoundersBramwell Kipkoskei, Ronald Mutuku
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Africa’s most advanced PropTech platform in real estate


Zege Technologies

FoundersKariuki Gathitu
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A software development firm that focuses on building financial solutions for daily living with mobile, web and money interaction.


Brij

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Brij is a fintech app that offers a complete range of cross-border payment solutions for frictionless trade between people and businesses.


ImpalaPay

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

ImpalaPay is a fintech company that offers mass payouts, merchant payments and mobile top-up services.


Aspira

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Aspira is a product financing platform that enables financing of customer retail purchases with the option to pay later and in installments.


Savekubwa

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Savekubwa is a web aggregator that gets users insurance policy options and comparisons for effective pricing.


Loniwa Sacco

FoundersCharles Imo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Loniwa Sacco is a digital savings & credit company. We offer both short & long term loans to individuals and SMEs in Kenya


Sevisure Africa

FoundersVincent Onyango
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Sevisure Africa is an insurtech company that offers on-demand digital and mobile-based health insurance.


FeePlan

FoundersWachira Ndege
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

An innovative fintech solution to bridge school fees instalments and make private school more attainable for parents in East African markets


Airpesa

FoundersSegeni Ng’ethe
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Airpesa is a service that provides Kenyans, Tanzanians & Ugandans living abroad (Diaspora) and locally a way to send airtime instantly.


Pi Consulting

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

We are providers of end-to-end payments automation services for a growing and diverse clientele that
includes International money transfer organizations, banks, corporates, Small and Medium Enterprises
(SMEs), SACCOs and Fintech companies (financial technology firms) under the following key
service areas:

  • Mobile Money Payments
  • Bank Account Transfers
  • Single and Bulk Payments
  • Mobile Banking and Lending Solutions
  • International Remittances
  • Mobile Money Integrations
  • Merchant Collections and Aggregation
  • Bulk Messaging and USSD

Spin Mobile

FoundersJonah Mwogi, Victor Kiplagat
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

PaaS for next generation financial services targeted at mobile money dominant markets


Finite Intelligence

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A tech startup looking to invest in the intelligence and IOT market


BT Africa

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

BT Africa provides customer-centric digital solutions for digital transformation and FinTech enablement initiatives.


Joly Ventures

FoundersDavid Stevens
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Private investment group, early to mid stage high tech startup companies.


Zemo

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Zemo includes features such as reporting and analysis, spend management, and corporate cards that help businesses save money.


Okolea International

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Okolea International is a fintech company that provides financial solutions for small and medium businesses.


Afriagrimark

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Geolocation, logistics Agricultural marketplace connecting driver and vegetable vendors


ADAPTA.EARTH

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Adapta.Earth is a transforming capital for agriculture adaptation.


M-KOPA

FoundersChad Larson, Jesse Moore, Nick Hughes
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

M-KOPA provides connected asset financing solutions for underbanked customers.

Leave a Reply

Your email address will not be published. Required fields are marked *

GIPHY App Key not set. Please check settings

Nairobi’s 93 Fastest Growing FinTech Startups

Colombia’s 96 Fastest Growing FinTech Startups