At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 45 FinTech companies in Cape Town. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top FinTech Companies & Startups (Cape Town)
PayGate
Founders | David Beukes, Dick Arudo |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PayGate offers leading payment services to enterprise companies worldwide.
StartX
Founders | Arash Rezaei |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The Success EcoSystem.
Lulalend
Founders | Neil Welman, Trevor Gosling |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Lulalend is an online lending company that provides fast and easy working capital funding to small businesses in South Africa.
Zoona
Founders | Brad Magrath, Brett Magrath, Mike Quinn |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Zoona is a mobile technology company developing products such as money transfers, electronic voucher payments, and agent payments.
Stitch
Founders | Kiaan Pillay, Natalie Cuthbert, Priyen Pillay |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Stitch is an API fintech that makes it easier for businesses to connect to users’ financial accounts to access data and enable payments.
Wala
Founders | Samer Saab, Tricia Martinez |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Wala is built a community-driven and gamified personal financial management tool for cash-based consumers in emerging markets.
Root
Founders | Jonathan Stewart, Louw Hopley |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A financial services platform – programmable banking and insurance
Nomanini
Founders | Vahid Monadjem |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fintech SaaS platform to deliver digital financial services to the informal retail trade.
Inclusivity Solutions
Founders | Jeremy Leach |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
We design, build and operate digital insurance businesses in emerging markets
Crossfin Technology
Founders | Anton Gaylard, Dean Sparrow |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Crossfin invests in FINTECH solutions to enable growth for economies in Africa and beyond.
JUMO
Founders | Andrew Watkins-Ball |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
JUMO is the market leading Banking as a Service platform that uses AI to power financial services in emerging markets.
CTSX
Founders | Phillip Sebole Masango, Ruan Van Wyk |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Private Equity
Prospa
Founders | Carl Ngwenya, Dhanyal Davidson |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Prospa is a mobile savings wallet with no monthly fees and no required minimum account balance.
Whiteside Capital Group
Founders | Peter Krause, Raymond Cornish |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Information Technology Firm
Nona Digital
Founders | Ed O’Reilly, Gordon Angus, Mike Scott |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
We design and build intuitive software for FinTech companies.
Meerkat
Founders | David O’Brien |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Meerkat is a financial wellness business committed to making a real difference in the financial lives of its customers.
Nobuntu
Founders | Ross Tasker, 博克斯 博西 |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A community driven savings product which pays you more as you grow older.
Sygnia
Founders | Magda Wierzycka |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Sygnia is a FinTech company that provides asset management, stockbroking, and administration services.
Bettr
Founders | Andrzej Stempowski, Tobie van Zyl |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The Digital Banking App for Creators
Payfast
Founders | Andy Higgins, Jonathan Smit |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Our focus is on driving adoption of digital payments in South Africa by fostering ecommerce and helping businesses grow.
Positive Earth
Founders | Jo-Anne King, Schalk Kearney |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Web3 Fundraising Platform for Impact Startups
Mama Money
Founders | Raphael Grojnowski |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Mama Money is the world’s first social business for remittances.
Netcash
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Netcash specialises in providing secure, online transaction processing services for SMEs in South Africa.
Fundamo (Proprietary)
Founders | Hannes van Rensburg |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fundamo provides mobile financial solutions for banks, financial organizations and mobile network operators.
Startupbootcamp Cape Town
Founders | Zachariah George |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Startupbootcamp Cape Town is a leading accelerator focused on scouting for startups in blockchain, connected devices.
ooba
Founders | Saul Geffen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
ooba pioneered mortgage origination in South Africa and now offers a range of solutions to homebuyers.
Electrum
Founders | Dave Glass, Dirk Potgieter, Eon Joubert |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Electrum builds software that represents the next generation of payments technology.
Simply Financial Services
Founders | Anthony Miller, Simon Nicholson |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Simply is a #fintech #insurtech company, providing mass market life insurance combos (life + disability + funeral) for South Africans.
SASA Solutions
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SASA is a digital FinTech company that leverage data and tech to take friction out of finance.
Peniel
Founders | bk ngejane |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Accelerating the acceleration of data insights within the sustainability markets with a robo advisor
Uprise.Africa
Founders | Patrick Schofield, Tabassum Qadir, Vuyisa Qabaka |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The first Equity Crowdfunding platform in South Africa
Slide Financial
Founders | Alon Stern, Irshad Kathrada, Terence Goldberg |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Slide Financial offers customizable mobile payment solutions for platforms and marketplaces.
Maxxo
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Maxxo is a Croatian cloud-based file sharing, synchronization, and backup tool.
Cenfri
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Centre for Financial Regulation and Inclusion. Independent think tank focused on financial sector development,
Addendum Financial Technologies
Founders | Willem le Roux and Emuel Schoeman |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Addendum Financial Technologies specializes in supply chain finance, working capital, receivables, marketplace, and debt funding solutions.
wanna loan?
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
wanna loan? is a short-term lender of choice. For fast, paperless applications. Apply in minutes and get paid within an hour.
BoE Asset Management
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
BoE Asset Management
Virtual Actuary
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Virtual Actuary is a consulting firm that provides insurtech, advanced analytics and fintech actuarial services to businesses.
Mobicred
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Mobicred is a pioneering credit facility platform that allows its users to shop safely online with a real-time secure facility.
Africa Trust Academy
Founders | Sandras Phiri |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Africa Trust Academy is an education company dedicated to inspiring and educating people for economic transformation
Candystick
Founders | Nikolai von Stackelberg |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Candystick is a safe online money box.
Hadeda
Founders | Jen McKay, Nina Lowes, Duncan Bussio |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
HaDeDa is a marketplace that connects financial advisors in need of the latest software for the business with technology providers.
WealthPro
Founders | Gustav Neethling |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
WealthPro is a cutting edge financial planning software solution for wealth managers.
Zone Fitness
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Zone Fitness is a Wellness and Fitness.
Yoco
Founders | Bradley Wattrus, Carl Wazen, Katlego Maphai, Lungisa Matshoba |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Yoco is the market leader for small business payments in Africa.
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