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Cape Town’s 45 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 45 FinTech companies in Cape Town. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Cape Town)


PayGate

FoundersDavid Beukes, Dick Arudo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

PayGate offers leading payment services to enterprise companies worldwide.


StartX

FoundersArash Rezaei
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

The Success EcoSystem.


Lulalend

FoundersNeil Welman, Trevor Gosling
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Lulalend is an online lending company that provides fast and easy working capital funding to small businesses in South Africa.


Zoona

FoundersBrad Magrath, Brett Magrath, Mike Quinn
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Zoona is a mobile technology company developing products such as money transfers, electronic voucher payments, and agent payments.


Stitch

FoundersKiaan Pillay, Natalie Cuthbert, Priyen Pillay
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Stitch is an API fintech that makes it easier for businesses to connect to users’ financial accounts to access data and enable payments.


Wala

FoundersSamer Saab, Tricia Martinez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Wala is built a community-driven and gamified personal financial management tool for cash-based consumers in emerging markets.


Root

FoundersJonathan Stewart, Louw Hopley
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A financial services platform – programmable banking and insurance


Nomanini

FoundersVahid Monadjem
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fintech SaaS platform to deliver digital financial services to the informal retail trade.


Inclusivity Solutions

FoundersJeremy Leach
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

We design, build and operate digital insurance businesses in emerging markets


Crossfin Technology

FoundersAnton Gaylard, Dean Sparrow
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Crossfin invests in FINTECH solutions to enable growth for economies in Africa and beyond.


JUMO

FoundersAndrew Watkins-Ball
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

JUMO is the market leading Banking as a Service platform that uses AI to power financial services in emerging markets.


CTSX

FoundersPhillip Sebole Masango, Ruan Van Wyk
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Private Equity


Prospa

FoundersCarl Ngwenya, Dhanyal Davidson
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Prospa is a mobile savings wallet with no monthly fees and no required minimum account balance.


Whiteside Capital Group

FoundersPeter Krause, Raymond Cornish
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Information Technology Firm


Nona Digital

FoundersEd O’Reilly, Gordon Angus, Mike Scott
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

We design and build intuitive software for FinTech companies.


Meerkat

FoundersDavid O’Brien
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Meerkat is a financial wellness business committed to making a real difference in the financial lives of its customers.


Nobuntu

FoundersRoss Tasker, 博克斯 博西
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A community driven savings product which pays you more as you grow older.


Sygnia

FoundersMagda Wierzycka
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Sygnia is a FinTech company that provides asset management, stockbroking, and administration services.


Bettr

FoundersAndrzej Stempowski, Tobie van Zyl
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

The Digital Banking App for Creators


Payfast

FoundersAndy Higgins, Jonathan Smit
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Our focus is on driving adoption of digital payments in South Africa by fostering ecommerce and helping businesses grow.


Positive Earth

FoundersJo-Anne King, Schalk Kearney
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Web3 Fundraising Platform for Impact Startups


Mama Money

FoundersRaphael Grojnowski
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Mama Money is the world’s first social business for remittances.


Netcash

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Netcash specialises in providing secure, online transaction processing services for SMEs in South Africa.


Fundamo (Proprietary)

FoundersHannes van Rensburg
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fundamo provides mobile financial solutions for banks, financial organizations and mobile network operators.


Startupbootcamp Cape Town

FoundersZachariah George
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Startupbootcamp Cape Town is a leading accelerator focused on scouting for startups in blockchain, connected devices.


ooba

FoundersSaul Geffen
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

ooba pioneered mortgage origination in South Africa and now offers a range of solutions to homebuyers.


Electrum

FoundersDave Glass, Dirk Potgieter, Eon Joubert
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Electrum builds software that represents the next generation of payments technology.


Simply Financial Services

FoundersAnthony Miller, Simon Nicholson
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Simply is a #fintech #insurtech company, providing mass market life insurance combos (life + disability + funeral) for South Africans.


SASA Solutions

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

SASA is a digital FinTech company that leverage data and tech to take friction out of finance.


Peniel

Foundersbk ngejane
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Accelerating the acceleration of data insights within the sustainability markets with a robo advisor


Uprise.Africa

FoundersPatrick Schofield, Tabassum Qadir, Vuyisa Qabaka
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

The first Equity Crowdfunding platform in South Africa


Slide Financial

FoundersAlon Stern, Irshad Kathrada, Terence Goldberg
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Slide Financial offers customizable mobile payment solutions for platforms and marketplaces.


Maxxo

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Maxxo is a Croatian cloud-based file sharing, synchronization, and backup tool.


Cenfri

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Centre for Financial Regulation and Inclusion. Independent think tank focused on financial sector development,


Addendum Financial Technologies

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Addendum Financial Technologies specializes in supply chain finance, working capital, receivables, marketplace, and debt funding solutions.


wanna loan?

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

wanna loan? is a short-term lender of choice. For fast, paperless applications. Apply in minutes and get paid within an hour.


BoE Asset Management

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

BoE Asset Management


Virtual Actuary

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Virtual Actuary is a consulting firm that provides insurtech, advanced analytics and fintech actuarial services to businesses.


Mobicred

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Mobicred is a pioneering credit facility platform that allows its users to shop safely online with a real-time secure facility.


Africa Trust Academy

FoundersSandras Phiri
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Africa Trust Academy is an education company dedicated to inspiring and educating people for economic transformation


Candystick

FoundersNikolai von Stackelberg
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Candystick is a safe online money box.


Hadeda

FoundersJen McKay, Nina Lowes, Duncan Bussio
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

HaDeDa is a marketplace that connects financial advisors in need of the latest software for the business with technology providers.


WealthPro

FoundersGustav Neethling
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

WealthPro is a cutting edge financial planning software solution for wealth managers.


Zone Fitness

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Zone Fitness is a Wellness and Fitness.


Yoco

FoundersBradley Wattrus, Carl Wazen, Katlego Maphai, Lungisa Matshoba
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Yoco is the market leader for small business payments in Africa.

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