Berlin’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Berlin. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Berlin)

Monite

Founders	Andrey Korchak, Ivan Maryasin
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Monite lets B2B brands embed Invoicing, AP Automation, Expense Management, and more, into their existing interface in 3-4 weeks.

Moonfare

Founders	Alexander Argyros, Heinrich von Liechtenstein, Steffen Pauls, Steffen Pauls
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Moonfare provides access to top-tier private markets investment opportunities through a technology-enabled platform.

wefox

Founders	Dario Fazlic, Fabian Wesemann, Jonathan Seoane, Julian Teicke, Teodoro Martino
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

wefox is a digital insurance company with tech enabled human agents.

Forget Finance

Founders	Jurek Herwig, Konradin Breyer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Forget Finance provides a personal finance coach that manages your entire financial life – with personalized guidance and automation.

Zeitgold

Founders	Jan Deepen, Kobi Eldar, Stefan Jeschonnek
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Zeitgold is a Berlin-based AI company providing a complete solution for financial administration of small businesses.

Myos

Founders	Benjamin Schickert, Frane Bandov, Mark Hartmann, Nikolaus Hilgenfeldt, Tim von Hörsten
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Rethinking working capital | Myos helps merchants of all kind grow to scale, fully digital, flexible and without personal guarantees

Kadmos

Founders	Justus Schmueser, Sasha Makarovych
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cross-border blue-collar salary payments

CANDIS

Founders	Christian Ritosek, Christopher Becker, Garik Suess
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CANDIS is Berlin-based company that offers an intelligent platform for automated accounting.

Spotcap

Founders	Jens Woloszczak, Toby Triebel
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Spotcap empowers SMEs with tailored finance, allowing them to focus on their business.

Finiata

Founders	Daniel Schlotter, Kenan Deniz, Naveen Prasad, Sebastian Diemer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Finiata provides working capital financing for freelancers and SME’s over a fully automated data driven scoring technology.

Airbank

Founders	Christopher Zemina, Patrick de Castro Neuhaus
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Airbank is an all-in-one finance platform for SMBs in Europe.

Elinvar

Founders	Chris Bartz, Marco Neuhaus, Sebastian Böttner
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Elinvar enables asset and wealth managers to digitalize their business models by providing the required Platform as a Service.

OptioPay

Founders	Marcus Borner, Mike Rötgers, Moritz Claussen, Oliver Neumann, Oliver Oster
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

OptioPay is an open banking technology provider for customer-centric and value-add solutions based on bank account data.

FinCompare – Smarter Business Finance

Founders	Nicolay Ofner, Sarp Dag Demirel, Stephan Heller
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

FinCompare is a SaaS enabled marketplace. Helping advisors and businesses to find, compare, and close the financing solutions.

simplesurance

Founders	Felix Jankowski, Ismail Asci, Joachim von Bonin, Patrick Frey, Robin von Hein
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.

Vane

Founders	Christopher Vogt, Gregor Dimitriou
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Vane is a technology-enabled finance provider dedicated to global digital media companies.

Unstoppable Finance

Founders	Maximilian von Wallenberg-Pachaly, Omid Aladini, Peter Grosskopf
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Unstoppable Finance is building a next-gen crypto wallet to bring DeFi to retail investors globally.

wajve

Founders	Bastian Krautwald, David Meyer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

wajve offers all financial services like banking, advice and education in one app.

Remagine

Founders	Julia Profeta Johansson, Sebastian Dienst
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Remagine offers the world’s first purpose-driven, digital business accounts

topi

Founders	Charlotte Pallua, Estelle Merle
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Topi is a fintech company that offers digital payment solutions for business sellers and buyers.

PAIR Finance

Founders	Christine Kiefer, Stephan Stricker
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

PAIR Finance is the leading AI-based Fintech for debt collection and receivables management in Germany.

Bitbond

Founders	Jürgen Walter, Radoslav Albrecht, Robert Nasiadek
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Compliant tokenization and digital asset custody enterprise software.

bonify

Founders	Andreas Bermig, Gamal Moukabary, Jan Ortmann, Josef Korte
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Bonify is a Fintech startup based in Berlin that offers credit scoring tools and services to its users.

getquin

Founders	Christian Rokitta, Raphael Steil
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

getquin is the social network for investors.

IONIQ

Founders	Hanno Fichtner, Hendrik Krawinkel, Jan Beckers, Ruben Haas, Tim Koschella
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

IONIQ is an internationally active platform builder with the mission of shaping Europe’s digital future.

Penta

Founders	Aleksandar Orlic, Igor Kuschnir, Jessica Holzbach, Lav Odorovic, Luka Ivicevic, Matteo Concas, Sir Gabriel Holbach
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking.

Invesdor Deutschland (Kapilendo AG)

Founders	Christopher Gratz
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Invesdor (formally Kapilendo) offers investors to invest online in selected and audited investment projects of companies.

Carl

Founders	Kurosch Daniel Habibi, Pascal Stichler
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Carl Finance provides a platform for the acquisition and divestment of small and medium-sized businesses.

CURE

Founders	Alexander Bernstein, Martin Buhl, Stefan Weiss
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CURE – Digital Banking for Health Professionals

RIDE Capital

Founders	Christine Kiefer, Felix Schulte
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Digital wealth management for the next 9%

Atlantic Labs

Founders	Christophe Maire
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Atlantic Labs is an early-stage venture capital investment firm that is based in Berlin, Germany.

Brickblock

Founders	Jakob Drzazga, Martin Mischke
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Providing a full suite SaaS solution to setup, raise and manage an alternative investment fund e.g. Real estate, Private Equity, Hedge Fund

Companisto

Founders	David Rhotert, Tamo Zwinge
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Companisto is an equity crowdinvesting platform for startups.

Modifi

Founders	Jan Wehrs, Nelson Holzner, Sven Brauer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Modifi empowers small and medium-sized businesses to trade internationally with digital trade financing.

Moss

Founders	Ante Krsanac, Ante Spittler, Anton Rummel, Max Meyer, Stephan Haslebacher
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

The corporate credit card built for your entire spend.

Prestatech

Founders	Christian Nothacker, Luca Terragni
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Prestatech offers to leading European Banks a variety of credit services from data enrichment to end-to-end instant lending solutions.

Raisin

Founders	Frank Freund, Michael Stephan, Tamaz Georgadze
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach.

Evercity

Founders	Alexey Shadrin, Elizaveta Romanova
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Digital platform for impact measurement & investment. Techstars + ABN AMRO Future of Finance Accelerator alumni.

Denario

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Denario is an integrated B2B Payments experience that helps SMBs & Startups improve their cash flow.

Vantik

Founders	Lara Hammerle, Til Klein
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Vantik is the first mobile retirement account to boost your confidence in your financial future.

Vantik

Founders	Lara Hammerle, Til Klein
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Vantik is the first mobile retirement account to boost your confidence in your financial future.

DingoDot

Founders	Peter Capkovic, Peter Fusek
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Virtual CFO for SMBs: Time is Money. Get Both. Automate payments nad make cash work. #fintech #SaaS #AI #crypto #B2B #openbanking #PSD2

Tapline

Founders	Dean Hastie, Peter Grouev
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

SaaS Finance Platform

re:cap

Founders	Jonas Tebbe, Paul Becker
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

re:cap creates a subscription economy financial marketplace.

Fraugster

Founders	Chen Zamir, Max Laemmle
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fraugster is a German-Israeli anti-fraud company that uses artificial intelligence to eliminate fraud and increase customers’ profits.

Nuri

Founders	Benjamin Jones, Jan Goslicki, Jorg von Minckwitz, Niels Doerje
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Nuri empowers people to manage and grow their wealth through innovative technologies.

CrossLend

Founders	Oliver Schimek
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CrossLend designs a cross-border marketplace lending platform that makes pan-European investments possible via a single platform.

iFunded

Founders	Michael Stephan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

iFunded is a marketplace for global online real estate investments for institutional and private investors.

VAI Trade

Founders	Garry Krugljakow
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

VAI is a digital supply chain financing solution company in Europe for SMEs.

Acatus

Founders	Bernd Schmid, Christoph Schellkes, Daniel Wigbers, Marie Louise Seelig
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Acatus is a financial services company that offers a debt capital markets platform for banks and other organizations.

Revent

Founders	Benjamin Otto
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Revent is a tech fund backing mission-driven founders addressing the biggest challenges of our time.

Savedo

Founders	Christian Tiessen, Steffen Wachenfeld
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Savedo is the one-stop-shop for retail investment products in Europe.

finleap

Founders	Hendrik Krawinkel, Jan Beckers, Ramin Niroumand
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

finleap is Europe’s #1 fintech ecosystem. In addition to access to capital, it offers a network of investors as well as partners and talent.

FinMarie

Founders	Karolina Decker, Leitha Matz
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

FinMarie is Europe’s first financial platform by and for women.

ProNoblis AG

Founders	Stefan Schmidt
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

ProNoblis AG – Speedy finance solutions for SMEs.

Shelf.Network

Founders	Lasha Antadze, Pavel Kravchenko
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Arbitrage network for cross-border vehicle trades, providing best matching by synchronizing trades across online marketplaces and brokers.

Finoa

Founders	Christopher May, Henrik Gebbing
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Finoa is a regulated custodian for digital assets offering custody and staking services to institutional investors and corporations.

finmid

Founders	Alexander Talkanitsa, Max Schertel
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Financial services infrastructure for software businesses.

refive

Founders	Antonio Nicotra, Cristian Martin Pelaez, Mitul Jain
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

refive transforms our understanding of how, when and where humans consume products and services, by digitizing every POS transaction

Cringle

Founders	Frane Bandov, Joschka Friedag, Konrad Maruszewski, Malte Klussmann
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cringle is the most modern way to send money, safe, convenient and free.

BERGFÜRST

Founders	Dennis Bemmann, Guido Sandler
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Let’s use technology to open up professional asset classes to everyone!

finreach solutions

Founders	Roman Leicht
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

finreach solutions is the fintech platform for financial institutions, brokers and non-financial organizations.

N26

Founders	Maximilian Tayenthal, Valentin Stalf
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

N26 offers mobile banking solutions to customers in the European Union through its subsidiary.

Mondu

Founders	Gil Danziger, Malte Huffmann, Philipp Povel
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Mondu is a B2B payment fintech company

Mambu

Founders	Eugene Danilkis, Frederik Pfisterer, Sofia Nunes
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Mambu is a software-as-a-service banking engine provider that powers lending and deposit services.

Coya

Founders	Andrew Shaw, Peter Hagen, Sebastian Villarroel
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Coya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover.

Hrmony

Founders	Deniz Caglayan, Dennis Ortmann, Jan Christian Saupe, Sebastian Blautzik
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Hrmony is a platform for smart employer branding, motivating and retaining employees with tax-free subsidies for lunch and shopping.

Redstone

Founders	Samuli Siren
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Redstone is a Berlin-based Venture Capital firm, managing investment funds structured around various sector verticals.

Upvest

Founders	Ivan Morozov, Jesper Noehr, Martin Kassing, Tobias Auferoth
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Upvest empowers financial institutions to offer investment products in their app with a modular, scalable, and accessible API.

Centrifuge

Founders	Lucas Vogelsang, Markus Ament, Martin Quensel, Philip Stehlik
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Centrifuge is an open, decentralized operating system to connect the global financial supply chain.

Vivid Money

Founders	Alexander Emeshev, Artem Yamanov
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Vivid Money is a financial platform and mobile banking app that helps customers save and invest their money.

FinList

Founders	Florian Hollm
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Find commercial real estate financing with ease

RECHNUNG.de

Founders	Andreas Dubrow, Philipp Kalwies
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

RECHNUNG.de offers factoring services to freelancers and SMEs.

DH Ventures

Founders	Lars Niklas Östberg
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

DH Ventures is a venture capital fund backed by Delivery Hero investing in founder-led technology companies around the world.

Forexfix

Founders	Geeshan Willink, Gerhard Maringer, Jonathan Loesing, Ludolf Ebner, Robert Kröber
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Forexfix provides easy, fast, and transparent international money transfers.

Banxware

Founders	Fabian Heiß, Jens Röhrborn, Miriam Wohlfarth, Nicolas Kipp
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Banxware provides the technology and the funds for business financing of any kind: fully embedded in platforms or as an affiliate solution

LIQID

Founders	Arne Zeising, Christian Schneider-Sickert, Jonas Tebbe, Kyros Khadjavi, Paul Becker
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

LIQID is a digital asset manager focused on the investment needs of affluent private clients.

Herdius

Founders	Balazs Deme
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Herdius intends to build a highly performant decentralized financial platform.

Dandelin

Founders	Felipe Burattini, Mara Redigolo
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Dandelin is a FinTech startup that’s using sharing economy principles in order to democratise health care.

10K Ventures

Founders	Kim Diocampo, Lily Hansol Joo
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We invest fast and early in exceptional founders tackling big problems in emerging markets globally

embedded/capital

Founders	Michael Hock, Ramin Niroumand
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Early stage fintech investors

Confido

Founders	Joost van Doorn
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Confido is a payment solution developed to be used by both businesses and individuals.

heyfina

Founders	Leonie Riviere, Tim Oliver Pietsch
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

heyfina is building a new Fintech experience enabling anyone to make smart, long-term decisions around their financial well-being.

seed + speed Ventures

Founders	Carsten Maschmeyer
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Seed + Speed Ventures is a venture capital firm that focuses on seed investments.

AAZZUR

Founders	Martin Damaske, Philipp Buschmann
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AAZZUR is an open banking platform that facilitates the exchange of data, messages and transactions.

getmomo

Founders	Marcel Meitza
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

getmomo is a vertical payment platform for real estate. Guaranteeing on-time rent for landlords & offering tenants a zero-deposit solution

Hypoport AG

Founders	Ronald Slabke
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Hypoport Group is an internet-based financial service provider.

LINUS Digital Finance

Founders	David Neuhoff
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Linus Digital Finance AG is a Real Estate FinTech providing data and technology-driven financing solutions for real estate projects.

Viafintech

Founders	Achim Bönsch, Sebastian Seifert
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Viafintech provides digital payment solutions that help to pay invoices, deposits and withdrawals using barcodes with value-added services.

Cryptlatteral

Founders	Ian McAfee
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Cryptlatteral provides margin trading infrastructure to investors and crypto-exchanges via collateralized blockchain contracts

Hypofriend

Founders	Nick Mulder
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Hypofriend helps homeowners & brokers make smarter home-buying decisions. We’re Germany’s fastest growing online mortgage advisor.

Coyno

Founders	Erasmus Hagen, Levin Keller
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

The Bitcoin Bookkeeper. Bookkeeping software-as-a-service for Bitcoin.

tokenstreet

Founders	Alexander Borowski, Vincent Amm
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tokenstreet enables everyone to invest 100% digitally, easily and transparently in diversified real estate portfolios

TNX Logistics

Founders	Alex Hoffmann, Jonah Mclntire, Joshua Bryan
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TNX Logistics is a procure-to-pay platform lowering transport spend and introducing zero-touch invoicing for major users of road transport.

AUTO1 Fintech

Founders	Taimur Andre R.
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AUTO1 Fintech is a platform offering instant financing and insurance products to automobile dealerships buying and selling used vehicles.

Raisin DS

Founders	Frank Freund, Michael Stephan
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Raisin DS is a trailblazer for open banking in the deposits and investments space.

RI Digital Ventures

Founders	Unknown
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Raffay is an investment group with early stage venture capital and real estate as its primary focus.

Skytale

Founders	Enrico Mariotti, Michal Geci
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Enterprise-grade crypto asset tracking and financial platform

YUKKA Lab

Founders	Andreas Pusch, Christian Richter, Oliver Berchtold
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YUKKA Lab turns unstructured news data into actionable insights, scores and predictive signals for your business!

Estating

Founders	Daniel Vegue Dominguez, Martin Halblaub, Matthias Oetken, Vahe Andonians
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Estating democratizes real estate investments and opens the door to picking premium properties for everybody inside the financial system.

EMIL

Founders	Bastian Knutzen, Chris Maslowski
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EMIL operates as a pay-per-mile vehicle insurance platform in Germany.