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Berlin’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Berlin. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Berlin)


Monite

FoundersAndrey Korchak, Ivan Maryasin
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Monite lets B2B brands embed Invoicing, AP Automation, Expense Management, and more, into their existing interface in 3-4 weeks.


Moonfare

FoundersAlexander Argyros, Heinrich von Liechtenstein, Steffen Pauls, Steffen Pauls
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Moonfare provides access to top-tier private markets investment opportunities through a technology-enabled platform.


wefox

FoundersDario Fazlic, Fabian Wesemann, Jonathan Seoane, Julian Teicke, Teodoro Martino
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wefox is a digital insurance company with tech enabled human agents.


Forget Finance

FoundersJurek Herwig, Konradin Breyer
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Forget Finance provides a personal finance coach that manages your entire financial life – with personalized guidance and automation.


Zeitgold

FoundersJan Deepen, Kobi Eldar, Stefan Jeschonnek
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Zeitgold is a Berlin-based AI company providing a complete solution for financial administration of small businesses.


Myos

FoundersBenjamin Schickert, Frane Bandov, Mark Hartmann, Nikolaus Hilgenfeldt, Tim von Hörsten
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Rethinking working capital | Myos helps merchants of all kind grow to scale, fully digital, flexible and without personal guarantees


Kadmos

FoundersJustus Schmueser, Sasha Makarovych
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Cross-border blue-collar salary payments


CANDIS

FoundersChristian Ritosek, Christopher Becker, Garik Suess
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CANDIS is Berlin-based company that offers an intelligent platform for automated accounting.


Spotcap

FoundersJens Woloszczak, Toby Triebel
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Spotcap empowers SMEs with tailored finance, allowing them to focus on their business.


Finiata

FoundersDaniel Schlotter, Kenan Deniz, Naveen Prasad, Sebastian Diemer
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Finiata provides working capital financing for freelancers and SME’s over a fully automated data driven scoring technology.


Airbank

FoundersChristopher Zemina, Patrick de Castro Neuhaus
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Airbank is an all-in-one finance platform for SMBs in Europe.


Elinvar

FoundersChris Bartz, Marco Neuhaus, Sebastian Böttner
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Elinvar enables asset and wealth managers to digitalize their business models by providing the required Platform as a Service.


OptioPay

FoundersMarcus Borner, Mike Rötgers, Moritz Claussen, Oliver Neumann, Oliver Oster
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OptioPay is an open banking technology provider for customer-centric and value-add solutions based on bank account data.


FinCompare – Smarter Business Finance

FoundersNicolay Ofner, Sarp Dag Demirel, Stephan Heller
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FinCompare is a SaaS enabled marketplace. Helping advisors and businesses to find, compare, and close the financing solutions.


simplesurance

FoundersFelix Jankowski, Ismail Asci, Joachim von Bonin, Patrick Frey, Robin von Hein
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Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.


Vane

FoundersChristopher Vogt, Gregor Dimitriou
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Vane is a technology-enabled finance provider dedicated to global digital media companies.


Unstoppable Finance

FoundersMaximilian von Wallenberg-Pachaly, Omid Aladini, Peter Grosskopf
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Unstoppable Finance is building a next-gen crypto wallet to bring DeFi to retail investors globally.


wajve

FoundersBastian Krautwald, David Meyer
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wajve offers all financial services like banking, advice and education in one app.


Remagine

FoundersJulia Profeta Johansson, Sebastian Dienst
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Remagine offers the world’s first purpose-driven, digital business accounts


topi

FoundersCharlotte Pallua, Estelle Merle
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Topi is a fintech company that offers digital payment solutions for business sellers and buyers.


PAIR Finance

FoundersChristine Kiefer, Stephan Stricker
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PAIR Finance is the leading AI-based Fintech for debt collection and receivables management in Germany.


Bitbond

FoundersJürgen Walter, Radoslav Albrecht, Robert Nasiadek
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Compliant tokenization and digital asset custody enterprise software.


bonify

FoundersAndreas Bermig, Gamal Moukabary, Jan Ortmann, Josef Korte
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Bonify is a Fintech startup based in Berlin that offers credit scoring tools and services to its users.


getquin

FoundersChristian Rokitta, Raphael Steil
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getquin is the social network for investors.


IONIQ

FoundersHanno Fichtner, Hendrik Krawinkel, Jan Beckers, Ruben Haas, Tim Koschella
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IONIQ is an internationally active platform builder with the mission of shaping Europe’s digital future.


Penta

FoundersAleksandar Orlic, Igor Kuschnir, Jessica Holzbach, Lav Odorovic, Luka Ivicevic, Matteo Concas, Sir Gabriel Holbach
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Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking.


Invesdor Deutschland (Kapilendo AG)

FoundersChristopher Gratz
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Invesdor (formally Kapilendo) offers investors to invest online in selected and audited investment projects of companies.


Carl

FoundersKurosch Daniel Habibi, Pascal Stichler
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Carl Finance provides a platform for the acquisition and divestment of small and medium-sized businesses.


CURE

FoundersAlexander Bernstein, Martin Buhl, Stefan Weiss
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CURE – Digital Banking for Health Professionals


RIDE Capital

FoundersChristine Kiefer, Felix Schulte
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Digital wealth management for the next 9%


Atlantic Labs

FoundersChristophe Maire
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Atlantic Labs is an early-stage venture capital investment firm that is based in Berlin, Germany.


Brickblock

FoundersJakob Drzazga, Martin Mischke
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Providing a full suite SaaS solution to setup, raise and manage an alternative investment fund e.g. Real estate, Private Equity, Hedge Fund


Companisto

FoundersDavid Rhotert, Tamo Zwinge
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Companisto is an equity crowdinvesting platform for startups.


Modifi

FoundersJan Wehrs, Nelson Holzner, Sven Brauer
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Modifi empowers small and medium-sized businesses to trade internationally with digital trade financing.


Moss

FoundersAnte Krsanac, Ante Spittler, Anton Rummel, Max Meyer, Stephan Haslebacher
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The corporate credit card built for your entire spend.


Prestatech

FoundersChristian Nothacker, Luca Terragni
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Prestatech offers to leading European Banks a variety of credit services from data enrichment to end-to-end instant lending solutions.


Raisin

FoundersFrank Freund, Michael Stephan, Tamaz Georgadze
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Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach.


Evercity

FoundersAlexey Shadrin, Elizaveta Romanova
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Digital platform for impact measurement & investment. Techstars + ABN AMRO Future of Finance Accelerator alumni.


Denario

FoundersUnknown
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Denario is an integrated B2B Payments experience that helps SMBs & Startups improve their cash flow.


Vantik

FoundersLara Hammerle, Til Klein
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Vantik is the first mobile retirement account to boost your confidence in your financial future.


Vantik

FoundersLara Hammerle, Til Klein
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Vantik is the first mobile retirement account to boost your confidence in your financial future.


DingoDot

FoundersPeter Capkovic, Peter Fusek
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Virtual CFO for SMBs: Time is Money. Get Both. Automate payments nad make cash work. #fintech #SaaS #AI #crypto #B2B #openbanking #PSD2


Tapline

FoundersDean Hastie, Peter Grouev
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SaaS Finance Platform


re:cap

FoundersJonas Tebbe, Paul Becker
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re:cap creates a subscription economy financial marketplace.


Fraugster

FoundersChen Zamir, Max Laemmle
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Fraugster is a German-Israeli anti-fraud company that uses artificial intelligence to eliminate fraud and increase customers’ profits.


Nuri

FoundersBenjamin Jones, Jan Goslicki, Jorg von Minckwitz, Niels Doerje
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Nuri empowers people to manage and grow their wealth through innovative technologies.


CrossLend

FoundersOliver Schimek
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CrossLend designs a cross-border marketplace lending platform that makes pan-European investments possible via a single platform.


iFunded

FoundersMichael Stephan
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iFunded is a marketplace for global online real estate investments for institutional and private investors.


VAI Trade

FoundersGarry Krugljakow
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VAI is a digital supply chain financing solution company in Europe for SMEs.


Acatus

FoundersBernd Schmid, Christoph Schellkes, Daniel Wigbers, Marie Louise Seelig
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Acatus is a financial services company that offers a debt capital markets platform for banks and other organizations.


Revent

FoundersBenjamin Otto
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Revent is a tech fund backing mission-driven founders addressing the biggest challenges of our time.


Savedo

FoundersChristian Tiessen, Steffen Wachenfeld
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Savedo is the one-stop-shop for retail investment products in Europe.


finleap

FoundersHendrik Krawinkel, Jan Beckers, Ramin Niroumand
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finleap is Europe’s #1 fintech ecosystem. In addition to access to capital, it offers a network of investors as well as partners and talent.


FinMarie

FoundersKarolina Decker, Leitha Matz
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FinMarie is Europe’s first financial platform by and for women.


ProNoblis AG

FoundersStefan Schmidt
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ProNoblis AG – Speedy finance solutions for SMEs.


Shelf.Network

FoundersLasha Antadze, Pavel Kravchenko
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Arbitrage network for cross-border vehicle trades, providing best matching by synchronizing trades across online marketplaces and brokers.


Finoa

FoundersChristopher May, Henrik Gebbing
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Finoa is a regulated custodian for digital assets offering custody and staking services to institutional investors and corporations.


finmid

FoundersAlexander Talkanitsa, Max Schertel
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Financial services infrastructure for software businesses.


refive

FoundersAntonio Nicotra, Cristian Martin Pelaez, Mitul Jain
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refive transforms our understanding of how, when and where humans consume products and services, by digitizing every POS transaction


Cringle

FoundersFrane Bandov, Joschka Friedag, Konrad Maruszewski, Malte Klussmann
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Cringle is the most modern way to send money, safe, convenient and free.


BERGFÜRST

FoundersDennis Bemmann, Guido Sandler
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Let’s use technology to open up professional asset classes to everyone!


finreach solutions

FoundersRoman Leicht
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finreach solutions is the fintech platform for financial institutions, brokers and non-financial organizations.


N26

FoundersMaximilian Tayenthal, Valentin Stalf
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N26 offers mobile banking solutions to customers in the European Union through its subsidiary.


Mondu

FoundersGil Danziger, Malte Huffmann, Philipp Povel
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Mondu is a B2B payment fintech company


Mambu

FoundersEugene Danilkis, Frederik Pfisterer, Sofia Nunes
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Mambu is a software-as-a-service banking engine provider that powers lending and deposit services.


Coya

FoundersAndrew Shaw, Peter Hagen, Sebastian Villarroel
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Coya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover.


Hrmony

FoundersDeniz Caglayan, Dennis Ortmann, Jan Christian Saupe, Sebastian Blautzik
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Hrmony is a platform for smart employer branding, motivating and retaining employees with tax-free subsidies for lunch and shopping.


Redstone

FoundersSamuli Siren
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Redstone is a Berlin-based Venture Capital firm, managing investment funds structured around various sector verticals.


Upvest

FoundersIvan Morozov, Jesper Noehr, Martin Kassing, Tobias Auferoth
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Upvest empowers financial institutions to offer investment products in their app with a modular, scalable, and accessible API.


Centrifuge

FoundersLucas Vogelsang, Markus Ament, Martin Quensel, Philip Stehlik
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Centrifuge is an open, decentralized operating system to connect the global financial supply chain.


Vivid Money

FoundersAlexander Emeshev, Artem Yamanov
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Vivid Money is a financial platform and mobile banking app that helps customers save and invest their money.


FinList

FoundersFlorian Hollm
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Find commercial real estate financing with ease


RECHNUNG.de

FoundersAndreas Dubrow, Philipp Kalwies
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RECHNUNG.de offers factoring services to freelancers and SMEs.


DH Ventures

FoundersLars Niklas Östberg
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DH Ventures is a venture capital fund backed by Delivery Hero investing in founder-led technology companies around the world.


Forexfix

FoundersGeeshan Willink, Gerhard Maringer, Jonathan Loesing, Ludolf Ebner, Robert Kröber
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Forexfix provides easy, fast, and transparent international money transfers.


Banxware

FoundersFabian Heiß, Jens Röhrborn, Miriam Wohlfarth, Nicolas Kipp
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Banxware provides the technology and the funds for business financing of any kind: fully embedded in platforms or as an affiliate solution


LIQID

FoundersArne Zeising, Christian Schneider-Sickert, Jonas Tebbe, Kyros Khadjavi, Paul Becker
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LIQID is a digital asset manager focused on the investment needs of affluent private clients.


Herdius

FoundersBalazs Deme
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Herdius intends to build a highly performant decentralized financial platform.


Dandelin

FoundersFelipe Burattini, Mara Redigolo
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Dandelin is a FinTech startup that’s using sharing economy principles in order to democratise health care.


10K Ventures

FoundersKim Diocampo, Lily Hansol Joo
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​We invest fast and early in exceptional founders tackling big problems in emerging markets globally


embedded/capital

FoundersMichael Hock, Ramin Niroumand
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Early stage fintech investors


Confido

FoundersJoost van Doorn
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Confido is a payment solution developed to be used by both businesses and individuals.


heyfina

FoundersLeonie Riviere, Tim Oliver Pietsch
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heyfina is building a new Fintech experience enabling anyone to make smart, long-term decisions around their financial well-being.


seed + speed Ventures

FoundersCarsten Maschmeyer
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Seed + Speed Ventures is a venture capital firm that focuses on seed investments.


AAZZUR

FoundersMartin Damaske, Philipp Buschmann
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AAZZUR is an open banking platform that facilitates the exchange of data, messages and transactions.


getmomo

FoundersMarcel Meitza
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getmomo is a vertical payment platform for real estate. Guaranteeing on-time rent for landlords & offering tenants a zero-deposit solution


Hypoport AG

FoundersRonald Slabke
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Hypoport Group is an internet-based financial service provider.


LINUS Digital Finance

FoundersDavid Neuhoff
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Linus Digital Finance AG is a Real Estate FinTech providing data and technology-driven financing solutions for real estate projects.


Viafintech

FoundersAchim Bönsch, Sebastian Seifert
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Viafintech provides digital payment solutions that help to pay invoices, deposits and withdrawals using barcodes with value-added services.


Cryptlatteral

FoundersIan McAfee
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Cryptlatteral provides margin trading infrastructure to investors and crypto-exchanges via collateralized blockchain contracts


Hypofriend

FoundersNick Mulder
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Hypofriend helps homeowners & brokers make smarter home-buying decisions. We’re Germany’s fastest growing online mortgage advisor.


Coyno

FoundersErasmus Hagen, Levin Keller
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The Bitcoin Bookkeeper. Bookkeeping software-as-a-service for Bitcoin.


tokenstreet

FoundersAlexander Borowski, Vincent Amm
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tokenstreet enables everyone to invest 100% digitally, easily and transparently in diversified real estate portfolios


TNX Logistics

FoundersAlex Hoffmann, Jonah Mclntire, Joshua Bryan
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TNX Logistics is a procure-to-pay platform lowering transport spend and introducing zero-touch invoicing for major users of road transport.


AUTO1 Fintech

FoundersTaimur Andre R.
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AUTO1 Fintech is a platform offering instant financing and insurance products to automobile dealerships buying and selling used vehicles.


Raisin DS

FoundersFrank Freund, Michael Stephan
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Raisin DS is a trailblazer for open banking in the deposits and investments space.


RI Digital Ventures

FoundersUnknown
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Raffay is an investment group with early stage venture capital and real estate as its primary focus.


Skytale

FoundersEnrico Mariotti, Michal Geci
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Enterprise-grade crypto asset tracking and financial platform


YUKKA Lab

FoundersAndreas Pusch, Christian Richter, Oliver Berchtold
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YUKKA Lab turns unstructured news data into actionable insights, scores and predictive signals for your business!


Estating

FoundersDaniel Vegue Dominguez, Martin Halblaub, Matthias Oetken, Vahe Andonians
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Estating democratizes real estate investments and opens the door to picking premium properties for everybody inside the financial system.


EMIL

FoundersBastian Knutzen, Chris Maslowski
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EMIL operates as a pay-per-mile vehicle insurance platform in Germany.

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