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Warsaw’s 45 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 45 FinTech companies in Warsaw. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Warsaw)


Nethone

FoundersKacper Szcześniak
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Know Your Users™ to resolve fraud. Gain more loyal customers, reject only fraudsters.


Revo Technologies

FoundersFernando Silva, George Chesakov, Irene Shvakman
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Revo Technologies is a leading fintech company in Russia and CEE


Ramp

FoundersPrzemek Kowalczyk, Szymon Sypniewicz
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Ramp connects blockchain with banks using open banking APIs.


Creamfinance

FoundersDāvis Barons, Matiss Ansviesulis
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Creamfinance is a financial services company based on cutting edge financial technology instruments.


SPOKO

FoundersAliaksandr Horlach, EVGENY CHAMTONAU
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Stress-free global money transfers at the interbank exchange rates


CashDirector

FoundersPatrycja Strzelecka, Rafał Strzelecki, Robert Kaliszuk
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CashDirector SA is a technology company providing banks with Virtual CFO & real-time accounting platforms for SME clients.


TransactionLink

FoundersMarek Lewandowski, Mateusz Pniewski
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We integrate tech and fintech solutions under one API and provide our clients with all of them under 1 tech integration and with 1 invoice.


Tar Heel Capital Pathfinder

FoundersArkadiusz Seńko, Radosław Czyrko
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An experienced venture builder and a venture capital fund, investing in Poland and globally.


Flexee

FoundersAndrzej Nowak
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Flexee is a fintech company. We give our users a unique app that provides permanent access to the salary in a flexible,


Verestro (formerly uPaid)

FoundersKrzysztof Drzyzga
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Verestro provides multifunctional digital products and wallets with a set of remote, contactless payment, loyalty modules etc.


SMEO

FoundersMichal Pawlik, Monika Woźniak
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SMEO offers online factoring services for micro, small and medium businesses.


Ninja Lender

FoundersAlexey Zinchenko, Dmitry Shurkayev, Valery Yurikov, Yaroslav Dubov, Yurii Fomin
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Ninja Lender is a B2B marketplace for credit institutions to buy and sell rejected loans


BillTech

FoundersBartosz Petryński, Jędrzej Małolepszy, Michał Kaciuba
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Aggregate and automate your bill payments


Algopolis.Ai

FoundersPiotr Warsicki
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AI-driven quantitative investment management company


Beesfund

FoundersArkadiusz Regiec
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Equity crowdfunding platform, the largest in CEE


Akredo

FoundersPawel Weber
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Akredo lets customers apply for cash loans with only one application and receive several offers from participating banks on the platform.


LeasLink

FoundersWojciech Kazimierski
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Leasing as a method of payment for online shopping entrepreneurs.


DoxyChain

FoundersGabriel Dymowski, Marcin Lorenc
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Next-generation blockchain document management system (DMS)


More Money

FoundersBlazo Crvenica, Bojan Tesic, Djuro Stojanovic, Itana Prljevic
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A platform powering a new generation of financial AI advisors


MCI Capital SA

FoundersTomasz Czechowicz
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Leading Digital Private Equity in Central Europe


Positiverse

FoundersBartlomiej Klinger
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Positiverse focuses on blockchain solutions implementation, especially for identity management and privacy protection areas.


Belitsoft

FoundersAlexander Beresnyakov, Vladimir Tursin
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Belitsoft is a software development company with 400+ software developers, testers, project managers, business analysts, DevOps.


TDJ Pitango Ventures

FoundersDani Star, Wojciech Fedorowicz
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TDJ Pitango Ventures is a venture capital fund that invest in technologically, innovative startups with global potential.


Value4Capital

FoundersUnknown
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Value4Capital is a private equity firm focused on investments in mid-market Central European companies.


SILBA Venture Capital

FoundersJacek Adamski, Marcin Leszczyłowski, Rafał Pierzchlewicz
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SILBA VC invests in Martech, Fintech, ICT, IOT, Industry 4.0, Automotive, Construction Industry, Production Automation, Logistics


Dirlango

FoundersLukasz Wejchert, Maciej Zak
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Dirlango builds, buys and invests in Internet and technology businesses globally


Neontri

FoundersMaciej Stępień, Wojciech Zatorski
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Neontri is a fintech providing innovative B2B solutions for banks and other financial institutions.


Neutvault

FoundersVitalik Buterin
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Neutvault Stateless wallet, crypto wallet, Smart swap,Earn


Atsora

FoundersAnna Ciesielska, Krzysztof Pulkiewicz
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Atsora aims to provide financial institutions with an ecosystem of services for SMEs called Momentum.


Kwot.app

FoundersDaria Barilo, Yuliya Shumak
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Mobile App, new payment method,fintech


BeamUp Payments S.A.

FoundersUnknown
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BeamUp Payments S.A. is a Fintech startup. We deliver innovative B2C mobile payment solutions.


Try Codnet

FoundersLukasz Kiszuk, Luke Ozimski
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We are the first company in the world, that combine marketing solutions with software development in the Blockchain & Fintech industry.


Finsurfer

FoundersAliaksei Krasouski
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Finsurfer specializes in development of software products for Banking and Micro Lending.


CreamFinance

FoundersUnknown
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Creamfinance is a company belonging to the leading loan companies specializing in granting micro-loans through mobile devices and more.


Curex.Co

FoundersUnknown
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In 2014, the founder created an innovative Currency Trading Platform called CUREX.


Curex.Co

FoundersUnknown
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In 2014, the founder created an innovative Currency Trading Platform called CUREX.


Kantor

FoundersUnknown
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Kantor.pl is a 24/7 modern currency exchange platform that allows for cost-effective and fast currency transactions.


GammaRebels

FoundersUnknown
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GammaRebels operates as an accelerator program for technology startups based in Warsaw, Poland.


Tecracoin

FoundersKrzysztof Podolski, Lukasz Gromek, Przemysław Karda, Robert Anacki
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Our goal is to streamline this irreversible process and mark our role in transforming the civilization.


Kontomierz

FoundersMarcin Truszel
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Kontomierz is an API do the banks in CEE. Thanks to data aggregation platform we enhance creditscoring process and PFM tools.


FinTech Poland

FoundersUnknown
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FinTech Poland is the financiers, lawyers and people and technology.


MAM

FoundersAymeric Monod-Gayraud, Marcin Walaszczyk, Michael Niemczycki
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MAM is a transformational FinTech platform that brings monthly utility bills to ZERO !


98elements

FoundersUnknown
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98elements is a group of fintech experts helping customers develop complete backend solutions.


Dual Core

FoundersUnknown
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Dual Core is a fintech firm that offers solutions for the loan industry.


HEUTHES

FoundersUnknown
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HEUTHES exists on the market of banking and financial institution software.

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