Tokyo’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Tokyo. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Tokyo)

Coincheck

Founders	James Riney, Koiichiro Wada, Masakazu Sasaki, Yusuke Otsuka
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Coincheck operates a bitcoin and cryptocurrency exchange.

Gojo & Company

Founders	Sanjay Gandhi, Taejun Shin, Takeshi Nagashima
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Gojo extends financial inclusion to micro, small, and medium-sized enterprises.

Orb

Founders	Masa Nakatsu, Toshi Senoo, Yasuhiro Kobayashi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Orb is an enterprise software startup that helps businesses to define and configure their own coin economy.

Wealthnavi

Founders	Kazuhisa Shibayama
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Wealthnavi is wealth management of world-class on your side.

SoftBank Capital

Founders	Kiyoshi Ichimura
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

SoftBank Group is a holding company focused on artificial intelligence and other emerging technologies.

JustInCase

Founders	Hiroo Koizumi, Kazuya Hata, Shinichi Nasukawa
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

JustInCase is the first full-stack InsurTech company in Japan, offering P2P insurance and AI-based health & small-amount insurance online.

AlpacaJapan

Founders	Morifumi Yotsumoto, Osone Kazuhiko, Yuki Hayashi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Building cutting-edge capital markets AI technology working with number of financial institutions

Coiney

Founders	Naoko Samata, Shinnosuke Io, Yusuke Sato
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Coiney provides smarphone-based credit card processing services in Japan.

Kyash

Founders	Shinichi Takatori
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Kyash is a fintech platform providing mobile banking services with full-stack banking technology currently offering digital wallet app.

Liquid Global

Founders	Mario Gomez Lozada, Mike Kayamori, Tanaka Masaaki
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Liquid Global is a developer of a cryptocurrency trading platform designed to provide liquidity to the crypto economy.

CROWD CREDIT

Founders	Tomoyuki Sugiyama
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cross-border marketplace lending platform

STRIVE

Founders	Yusuke Amano
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

STRIVE invests in early stage (Seed to Series A) internet and mobile companies in Asia.

READYFOR

Founders	Mera Haruka, Takaho Miki, Yutaka Matsuo
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

READYFOR is a Japanese crowdfunding platform for the service sector.

Crowd Cast

Founders	Hoshikawa Takashi, Takashi Hoshikawa
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Crowd Cast is a company that simplifies payment between employees and organization.

Infcurion Group

Founders	Hiroki Maruyama, Jun Kanzawa
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Infucurion Group is a business development company that focuses on payment technologies.

bitbank

Founders	Kato Yorihiko, Minematsu Hiroki, Noriyuki Hirosue, Yuji Kusunoki
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Bitcoin wallet, payment processing, bitcoin reward service and news media

Payme Japan

Founders	Richiko Mori
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Payme provides a platform for mobile payments to help users in Japan.

izumi Finance

Founders	Unknown
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izumi Finance is a platform providing liquidity as a Service (LaaS) with Uniswap V3 .

Credit Engine

Founders	Seiichiro Uchiyama
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Credit Engine is a online lending platform enables financial institutions.

Robot Fund

Founders	Satoshi Noguchi, Satoshi Noguchi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Robot Fund is a provider of RPA (Robotic Process Automation) solutions for asset management businesses.

xenodata lab

Founders	Natsuki Yagi, Yojiro Seki
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

xenodata lab is a developing an AI-powered finance data analytics leveraging Natural Language Processing (NLP).

Huobi Japan

Founders	Leon Li
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Huobi Japan designs a digital asset trading platform that empowers financial service.

GVE

Founders	Koji Fusa
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GVE develops and operates a legal currency digitization platform.

Cryptact

Founders	Amin Azmoudeh, Amin Azumude, Gaku Saito, Masuda Shunsuke
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cryptact is a technology company providing solutions and platforms utilizing blockchains, smart contracts and virtual currencies.

Smart Trade

Founders	Guang Zhen Li, Nianhui Song, Sakugawa Tsuyoshi, Tomoyuki Uchida
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Smart Trade is an information technology company that offers full stack software development for investment strategy environment.

Emerada

Founders	Hiromichi Goto, Naoki Furukawa, Taiga Sawamura
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Emerada is a bank account aggregation and cashflow analytics platform for SMEs and banks for enhancing lending activity in Japan.

efit

Founders	Go Tobita, Miyahara Victory, Shori Miyahara
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Efit is an investment platform that makes it easy for anyone to make a technical investment automatically.

Kipp Financial Technologies

Founders	Unknown
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Kipp Financial Technologies provides BaaS products and system infrastructure in the form of SaaS.

Mikatus

Founders	Toshinao Morisaki
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Mikatus supports good tax accountants and contribute to the growth of enthusiastic SMEs.

SMART IDEA Japan

Founders	Shohei Ejiri
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

SMART IDEA is a financial technology company.

SusLab

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

SusLab is a data bank that uses AI technology to support SDG and ESG development goals and investments.

Timebank

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Time Bank is an application that allows you to experience a great deal with a little clearance time.

OsidOri

Founders	Takashi Miyamoto
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OsidOri is a financial app company will provide this mechanism with the new FinTech service.

PayPay

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

PayPay is an online payment app.

BrainCat

Founders	Kiichi Nakamura
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BrainCat is a Japanese company that specializes in developing FinTech platforms.

keychain

Founders	Jonathan Hope, Kazuyoshi Mishima
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Keychain is the decentralized authentication blockchain platform for finance, IoT, and enterprise.

Social Good Foundation Inc.

Founders	Soichiro Takaoka
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Crypto Back Rewards App

Credit Saison

Founders	Torajiro Okamoto
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Credit Saison is a Japanese financial services company.

BitFlyer

Founders	Masuda Rikiya, Takafumi Komiyama, Yuzo Kano
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

BitFlyer is a bitcoin exchange and marketplace that enables its customers to buy, sell, and spend bitcoins.

Money Forward

Founders	Chihiro Asano, Nakayama Shinichiro, Taki Toshio, Tanak Masaaki, Toshio Taki, Yosuke Tsuji
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Money Forward provides online personal accounting solutions that enable individuals to better manage their daily expenses.

Moneytree

Founders	Jonathan Epstein, Mark Makdad, Paul Chapman, Ross Sharrott
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Moneytree is a financial data aggregation platform that provides a personal finance app and a cloud-based accounting service.

MUFG Innovation Partners

Founders	Unknown
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MUFG Innovation Partners is a corporate venture capital (CVC) arm of Mitsubishi UFJ Financial Group (MUFG).

WebPay

Founders	Hiro Fukami, Kei Kubo
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Fluxflex develops an auto scaling cloud hosting platform for LAMP applications enabling automated file sync between clients and server ends.

SushiSwap

Founders	Ox Maki
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

SushiSwap is a peer-to-peer, decentralized exchange that allows users to swap tokens, provide liquidity, and other DeFi services.

Rakuten Capital

Founders	Unknown
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Rakuten Capital is a corporate venture capital group that provides funding, sector experience, and operational support.

Soramitsu

Founders	Ikkei Matsuda, Makoto Takemiya, Ryu Okada
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fintech company based in Tokyo, specializing in blockchain technology. Main contributor to Hyperledger Iroha.

INORU

Founders	Dan Peter
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

With INORU’s intuitive software for banking and finance, get the best start to your profitable lending business.

Kibidango, Inc.

Founders	Ryota Matsuzaki
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Leading reward-based crowdfunding platform in Japan helping entrepreneurs from all over the world succeed with the power of people.

Resona Capital

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Resona Capital is a micro-venture capital fund specialized in early-stage investments.

CrowdLoan

Founders	Daisuke Murata
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CrowdLoan is a platform that connects financial institutions and individuals with smooth loans.

Neoteny

Founders	Joi Ito
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Neoteny is an internet investment firm that holds a diversified financial portfolio.

Mercoin

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Mercoin is a fintech company which plans and develops services related to crypto assets and blockchain technology.

BANQ

Founders	Mark Elenowitz, Munetaka Takahashi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

BANQ is a FinTech company that provides on-demand salary services.

ICHI

Founders	Unknown
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ICHI creates a stable currency and economic stimulus platform that allows it to create and manage in-house, non-custodial tokens.

Prance Gold Holdings

Founders	Andre Gerald
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Prance Gold Holdings is a technology company that offers digital asset holders an opportunity to grow their portfolio.

SB Payment Service

Founders	Unknown
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SB Payment Service offers a wide range of payment methods and support for procedures related to payment, business agency, and contract work.

FINOLAB

Founders	Unknown
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FINOLAB is a fintech company that provides real estate and financial services.

ZAISAN Net

Founders	Ogino Shirabe, Shirabe Ogino
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

ZAISAN Net is a AI-Fintech startup specializing in stock price movement.

FinTech Global

Founders	Goro Takeda, Nobumitsu Tamai
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FinTech Global is a boutique investment bank that supports the growth of companies.

SoftBank Payment Service Corp.

Founders	Unknown
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SBPS is a Payment Service Provider and a subsidiary of SoftBank Corp.

Global Risk Exchange

Founders	Unknown
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Global Risk Exchange (or GRE) is a blockchain-based, decentralized global risk exchange market .

FGC Group

Founders	Tony Evans
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Fintech Global Consultants is an independent Fintech Consultants, with more than $150 million raised for ICO.

Japan Digital Design

Founders	Unknown
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Japan Digital Design is an AI technology company for financial industries.

Fidel Technologies

Founders	Sunil Kulkarni
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Fidel Technologies provides IT services for localisation and translation.

Another lane

Founders	Unknown
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Another lane is a credit card number handling contract conclusion company.

Digital Platformer

Founders	Unknown
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Digital Platformer provides platforms for digital currency using blockchain technology.

bitFlyer Holdings

Founders	Unknown
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bitFlyer Holdings is the parent company of bitFlyer.

Ayumi Trust Holdings Co.

Founders	Soichiro Takaoka
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The Ayumi Trust Group is an independent corporate group that develops fintech businesses globally.

Beta Catalyst

Founders	Unknown
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BetaCatalyst provides venture capital investment services in areas such as health care, lifestyle, AI, and IoT.

Invast Securities

Founders	Unknown
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Invast Securities provides online forex and ETF trading services and is listed on the JASDAQ market under the stock code 8709.

enigma Japan

Founders	Unknown
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Enigma is a FinTech services for various industries

COMTURE

Founders	Ono Ken, Shinichi Inoue
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COMTURE is a provider of Cloud, Big data, AI, IoT, Business system construction, ERP, Fintech, and Infrastructure construction solutions.

Bit One Group

Founders	Unknown
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Bit One Group is a fintech company.

CXR

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CXR is a fintech company.

THS

Founders	Unknown
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THS provides cloud services, smartphone application development and fintech services.

MILIZE INVESTMENT

Founders	Unknown
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MILIZE INVESTMENT is a financial consulting platform with AI and financial engineering.

Fintech Association of Japan

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fintech Association of Japan is a startup focusing on the health industry, fintech ecosystem, and accelerating open innovations.

Cygnos

Founders	Benjamin Smith, Hiroyuki Mihara
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cygnos is a crypto lending platform that provides fiat monthly direct interest payments for crypto loans.

Orient Corporation

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Orient Corporation is a consumer credit company that provides auto loans, credit cards, and direct cash loan services.

aiQ

Founders	Hiroki Yamamoto
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

aiQ offers AI technology and Big Data analysis using many Machine Learning techniques, Analysis experience in the Financial Industry.

Protoption

Founders	Masuda Shunsuke
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Protoption is a FinTech startup that provides crypto asset related services.

Smart Contract

Founders	Obata Kazuki
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Forefront of cryptocurrency trading and consulting

Phantom AI Japan

Founders	Ogino Shirabe
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Phantom AI is a fintech startup.

Money Forward Fine

Founders	Akira Ieda, Yosuke Tsuji, Yuki Kanahama
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Money Forward Fine provides fast funding with quick approvals, supporting the growth and the financial stability of the client’s business.

Daiwa Securities SMBC

Founders	Unknown
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Daiwa Securities SMBC is a comprehensive securities group representing Asia configured mainly Global Investment Banking.

ISI

Founders	Unknown
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IS Eye is a FinTech consulting company

Bitcrements

Founders	Unknown
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Bitcrements Bitcoin Exchange specializes in exchange of cryptocurrencies.

T&I Innovation Center

Founders	Unknown
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T & I Innovation Center is a Fintech research and research, financial service planning and development utilizing FinTech, etc.

Cross Bridge

Founders	Unknown
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XBRIDE is a leading fintech and blockchain technology provider

Profit Cube

Founders	Ka Akira Hagiwara
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Profit Cube is a fintech start up.

Pixel Companyz

Founders	Unknown
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Pixel company is a Japan-based company engaged in the renewable energy business, fintech, IoT, and integrated resort business.

Distributed Credit Chain

Founders	Unknown
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Distributed Credit Chain is an underlying public chain that deploys blockchain technology to construct distributed bank systems.

nCino K.K.

Founders	Unknown
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nCino K.K. is the Japanese subsidiary of nCino that offers an integrated platform for cloud-based banking operations.

Aisys

Founders	Unknown
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Aisys is a computer company that specializes in cloud, blockchain system development, system consult, and centering on Instec.

Health Media

Founders	Unknown
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Health Media is a healthcare and fintech company.

ANA Digital Gate

Founders	Unknown
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ANA Digital Gate is a joint-venture company for corporate settlement solutions business that leverages FinTech.

STAGE Japan

Founders	Unknown
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STAGE is a fintech venture company that develops services using blockchain technology.

i-call

Founders	Unknown
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i-call specializes in fintech, mobile games development, and website development services.

DMM FinTech

Founders	Unknown
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DMM FinTech is a Development and provision of financial services via the Internet company

Miraicrowd

Founders	Shibabu Alfa
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Miraicrowd is a social network for entrepreneurs and investors in Japan and Asia.

Crypto Square

Founders	Unknown
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Crypto Square operates “REVOL,” an initial coin offering platform for a company.