Palo Alto’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Palo Alto. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Palo Alto)

Electric Capital

Founders	Avichal Garg, Curtis Spencer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Electric Capital is a venture capital firm that focuses on the cryptocurrency, blockchain, fintech, and marketplaces industries.

Deserve

Founders	Kalpesh Kapadia, Michael Hallinan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Deserve offers fair credit products for young people and a cloud-based credit card platform for businesses.

Ladder

Founders	Jack Dubie, Jamie Hale, Jeff Merkel, Laura Hale
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Ladder is a digital life insurance company that offers flexible term coverage in minutes saving policyholders up to 40%.

Drip Capital

Founders	Neil Kothari, Pushkar Mukewar
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Drip Capital offers trade financing product targeted towards SMEs in developing markets.

Ulu Ventures

Founders	Clint Korver, Miriam Rivera
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Ulu Ventures provides early-stage investments to enterprise cloud and smart data companies.

Olivia

Founders	Cristiano Oliveira, Lucas Moraes
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Olivia is an AI financial assistant that learns your spending patterns, predict your purchases and recommend ways to get more for your money

Highland Capital Partners

Founders	Bob Higgins, Paul Maeder
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Highland Capital Partners is a venture capital firm that offers seed, early, and growth-stage funding solutions.

HashCash Consultants

Founders	Raj Chowdhury
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HashCash Consultants is a software company offering Blockchain, AI, Big Data and IoT products, platforms and services.

Hourly

Founders	Shay Litvak, Tom Sagi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Hourly, is a insurtech/fintech that simplifies workers’ comp insurance, payroll, and time tracking for small business owners.

SVB Capital

Founders	Aaron Gershenberg
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SVB Capital is the investment platform of SVB Financial Group.

Costanoa Ventures

Founders	Greg Sands
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Costanoa Ventures leads seed and series A investments in companies that change the way business is done.

MovoCash

Founders	Eric Solis
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MovoCash is a financial services company that specializes in P2P Payments, Mobile Banking, Fintech, and Finserv.

Graph Ventures

Founders	Julio Vasconcellos, Matt Wyndowe, Omar Siddiqui, Razmig Hovaghimian, Sarah Smith, Sebastien de Halleux, Serkan Piantino
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Early stage investment group of operators/founders with experience starting and scaling technology companies globally. 200+ investments.

Simplee

Founders	Roberto Rabinovich, Tom Tsarfati, Tomer Shoval
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Simplee specializes in developing payment software intended for the health care industry.

Propy

Founders	Denitza Tyufekchieva, Maria Angelova, Natalia Karayaneva
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Propy is an end-to-end real estate transaction management platform that facilitates real estate transactions online.

Hippo Insurance

Founders	Assaf Wand, Eyal Navon
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Hippo Insurance is an InsurTech company that uses technology to help homeowners maintain their properties.

SignalRank Corporation

Founders	Jonathan Gottehrer, Kayvan Baroumand, Keith Teare, Matt Melkonian, Rob Hodgkinson, Shawn Purcell
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SignalRank is a FinTech that allocates capital to seed stage managers leveraging data analytics

Fintor

Founders	Farshad Yousefi, Masoud Jalali
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Fintor is a platform for buying and selling fractional equity shares in real estate properties.

Streetbeat

Founders	Damian Scavo, Darren Voges
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StreetBeat offers a solution that is a combination of online brokerage and hybrid Robo-advisor.

Step

Founders	Alexey Kalinichenko, CJ MacDonald
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Step is a financial services company that builds mobile-based banking for teenagers.

String Labs

Founders	Dominic Williams, Tom Ding
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Crypto Protocol Studio / Incubator / Investor in Decentralized Internet

Maicoin

Founders	Alex Liu, Danny Yang
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MaiCoin is a Bitcoin platform providing trading and payment services.

GLMX

Founders	Glenn Havlicek
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GLMX is an electronic securities financing trading platform that offers integrated trading solutions designed for money market participants.

Swarm Fund

Founders	Philipp Pieper, Timo Lehes
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Swarm Fund is the blockchain for private equity, opening up access to the new digital economy.

Pledge Finance

Founders	Unknown
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Pledge Finance provides a lending platform for decentralized & open finance allowing crypto holders and investors to take a fixed-rate loan.

9th Gear

Founders	Maryanne Morrow
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9th Gear offers an innovative engine powering foreign exchange (FX) trades with intraday lending and the benefits of same day settlement.

Avidbank

Founders	William W Phillips
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Avidbank specializes in commercial, industrial, corporate finance, real estate construction, and bridge financing.

GSR Ventures

Founders	Richard Lim, Sonny Wu
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GSR Ventures focuses on early-stage technology companies developing AI-enabled technology.

EMX

Founders	Craig Austin, Jim Bai
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EMX: The Future of Derivatives Trading

Citizen VC

Founders	Emilio DiSanluciano, Jared Carmel, Venu Javarappa, Zain Khan
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Citizen.VC is a principal investor in seed and Series A venture investments focusing on FinTech, AI analytics and health tech.

StakerDAO

Founders	Jonas Lamis
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StakerDAO is a platform for governing financial assets in a decentralized, secure, and compliant manner.

RealCrowd

Founders	Adam Hooper, Andy Norborg, JD Conley, Roman Rosario
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RealCrowd builds relationships with commercial real estate companies and invests directly in their investment opportunities.

Boom Financial

Founders	Bill Barhydt
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Boom Financial is a smartphone app that provides its users with financial services.

Zeni

Founders	Snehal Shinde, Swapnil Shinde
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Zeni is an AI-powered finance concierge for startups and small businesses.

Mirror Contracts

Founders	Avish Bhama, Daniel Mattio, Sean Lavine
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Mirror is a financial contracts platform that provides hedging instruments to OTC markets

Maven Ventures

Founders	Jim Scheinman
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Maven Ventures is a venture capital firm investing in seed-stage consumer software companies.

CRV

Founders	Dave Salvant, Rick Burnes, Songe LaRon
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CRV is a venture capital firm that invests in early-stage investments in technology companies.

Lemon

Founders	Matthew Murphy, Meyer Malka
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Lemon offers a digital wallet that organizes and stores IDs, credit cards, loyalty cards, receipts, coupons, and more.

Foundation Capital

Founders	Bill Elmore, Kathryn Gould
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Foundation Capital is a venture capital firm made up of former entrepreneurs and helps companies and businesses grow.

Poynt

Founders	Osama Bedier
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Poynt is a technology company that builds hardware and software tools for businesses.

Moneytis

Founders	Christophe Lassuyt, Etienne Tatur
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Moneytis compares the cheapest ways to send money between 2 countries, and let the user transfer easily.

CRiskCo

Founders	Amit Eisenthal, Erez Saf
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CRiskCo provide fraud detection and credit management platform for vendors and FI’s using Artificial Intelligence and behavior analyses

JC2 Ventures

Founders	John Chambers
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JC2 Ventures is a venture firm that helps global startups scale, grow, and create inclusive jobs for the digital future.

Amberdata

Founders	Shawn Douglass, TongTong Gong
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Amberdata is a blockchain and cryptoasset data company that offers tools for exchanges, wallets, traders, and developers.

Plastc

Founders	Cal Leeming
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Plastc is dedicated to re-inventing the way you pay and re-imagining the traditional wallet.

SafetyWing

Founders	Hans Nyvold Kjellby, Sarah Beyahte Sandnes, Sondre Rasch
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SafetyWing is a startup that provides travel medical insurance solutions to remote and gig economy workers.

FinSight Ventures

Founders	Alexey Garyunov
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FinSight focuses on FinTech & Enterprise Software companies bringing digital transformation to Banking/Finance/Insurance & related sectors.

LEAP Global Partners

Founders	Daniel Coppel Garcia, Leticia Jáuregui Casanueva, Lorenzo Barrera, Roberto Aguayo, Roman Leal
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Catalyzing the next wave of global innovation by investing in underrepresented founders across the Americas.

Pureloan

Founders	Unknown
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Fintech

SecuredTouch

Founders	Ran Shulkind, Yair Finzi
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SecuredTouch is a platform that provides bot attack prevention, identity risk, and fraud intelligence services.

Wilson Sonsini Goodrich & Rosati

Founders	Larry Sonsini
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Wilson Sonsini Goodrich & Rosati provides legal services for technology, life sciences, and other growth enterprises.

Sageview Capital

Founders	Edward Gilhuly, Scott Stuart
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Sageview provides growth capital to small and mid-sized companies in the business services, financial services and technology sectors.

Ribbit Capital

Founders	Meyer Malka
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Ribbit Capital is a venture capital firm that invests in early-stage companies.

SOTE

Founders	Felix Orwa, Meka Este-McDonald, Scott Yacko
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Sote is building the digital logistics infrastructure and largest B2B marketplace for Africa.

Moomoo

Founders	Leaf Li
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Moomoo is a free-commission online trading platform. With moomoo, you can trade stocks, options, and ETFs without paying any commissions.

HODL Media

Founders	Justus Ohlhaver
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HODL Media is the publisher of the popular HODL app, a real-time crypto & stock market tracker.

Ubiquity Ventures

Founders	Sunil Nagaraj
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Ubiquity Ventures is a “nerdy and early” venture capital firm that invests in “software beyond the screen” (typically ML or smart hardware).

Centana Growth Partners

Founders	Ben Cukier, Eric Byunn
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Centana Growth Partners is a growth equity firm that invests in companies within the fintech and related enterprise software eco-systems.

Engineering Capital

Founders	Ashmeet Sidana
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Engineering Capital partners with great entrepreneurs driven by technical insights—before traditional venture firms are willing.

Wolfpack

Founders	George Parthimos
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Fintech, Mobile, SaaS

Aeldra

Founders	Anil Kumar NS, Sukeert Shanker, Venkat Gopalakrishnan
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Aeldra is a silicon valley neo-bank fintech with a mission to become the world’s first truly global consumer bank.

The Hive

Founders	Sumant Mandal, T.M. Ravi
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The Hive is an online startup data forum that provides information to help with funding and networking.

Capricorn Investment Group

Founders	Ion Yadigaroglu, Stephen George
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Capricorn Investment Group invests in the public equity, fixed income, private equity, and real assets markets.

PocketGuard

Founders	Artem Seredyuk, Igor Kuznetsov
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PocketGuard allows users to create budgets, track bills, categorize and organize expenses, and detect recurring charges and billing errors.

Founder Friendly Labs

Founders	Mendel Chuang, Samantha Quist
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Founder Friendly Labs (FFL) is the equity-free startup accelerator for experienced professionals.

Carbonbase

Founders	Max Song
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Carbonbase is building a fintech platform to facilitate sustainable investments for a global audience

RealtyBits

Founders	Ola Wiberg, Umed Latifov
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RealtyBits is a digital marketplace to for real asset offerings.

Next47

Founders	Lak Ananth
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Next47 invests in groundbreaking enterprise entrepreneurs and accelerates revenue growth by opening doors to customers around the world.

Versai

Founders	Nishitha Viswanathan, Soham Tikekar, Tobel Thomas
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The world’s first all-in-one solution to bring the creator economy confidently into the future of work, with the best online experience yet.

Tracti.on

Founders	Fred Tanada
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Tracti-on is a Palo Alto-based company that aggregates startup and company information for accredited and institutional investors

Knomsy Inc.

Founders	Artur Prokopenko, Denis Kozminykh, Ivan Gusev, Konstantin Eliseev, Oleg Gushul
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An advanced ecosystem for the startup industry. The largest data platform of Startups.

Splitsub

Founders	Ankur Solanki, Dhruv Goel
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Splitsub is an app to share online subscriptions with friends, family and others.

Race Capital

Founders	Alfred Chuang, Chris McCann, Edith Yeung, Phil Chen
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Race Capital is an early stage venture capital firm based in Silicon Valley.

IncomeClub

Founders	Sergey Sanko, Vlad Kozlov
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Reliable Investing For Smart People

obiwon

Founders	Fred Tanada, M.G. Dockery, Sung Wu
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obiwon is a web and mobile financial platform for iOS and Android that allows startups and companies to manage their financial information.

Zyudly Labs

Founders	Prasath Venkatramanan, Suhas Ghante, Vivek Ganesan
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Zyudly Labs provides deep learning powered fraud and cybersecurity solutions for the financial services industry.

iwallet.com

Founders	Dmitriy (Jim) Kolchin
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Simple & secure mobile payment

GrowthPoint Technology Partners

Founders	Bob Horstmeyer, John Cromwell, John Savage, Michael Shepherd
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Provide M&A for technology companies

Rebalance

Founders	Mitch Tuchman, Scott Puritz
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Rebalance is an investment firm that provides its clients with access to a fundamentally different and better set of investment options.

Excelsior Dynamic

Founders	Unknown
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PE/VC Firm focused on FinTech, PropTech, LegalTech, and MAdTech. Provides active support in data science, applied analytics, and marketing.

InvestorFlow

Founders	Todd E. Glasson
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Fundraising and Investor Reporting Platform for Private Equity and Hedge Funds

TangoTrade

Founders	Diego Sabaris, Sam Hayes, Scott Reynolds
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TangoTrade is a B2B fintech company that expands global trade for SMBs by providing payment assurance and trade finance.

WGD Partners, LLC

Founders	Unknown
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Investor & advisor to emerging growth and middle-market technology companies

Trustlab

Founders	Unknown
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Trustlab, formerly known as 9Needs, is a South African homegrown venture studio focused on blockchain applications for social development.

Zeuss Technologies

Founders	Mei Chuong, Patrick Chung
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Zeuss Technologies Blockchain-based KYC and AML solution for cash intensive industries.

Whillet

Founders	Dmitry Panov
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Baas, SaaS, Financial solution

Finfox

Founders	Armand Mignot, Dmitry Zhdankin
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Finfox takes care of finance functions for startups and SMBs saving them time and money.

Bitleague

Founders	Unknown
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Bitleague is the world’s first and only one-stop crypto financial services platform.

Claimly

Founders	Dana Buchbut
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Claimly helps healthcare providers accept out-of-network clients by instantly reducing their bills.

Data Simply

Founders	John Sawers, Michelle Bonat
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Data Simply helps people and firms align their beliefs with their investments by automating research for sustainable investing (ESG).

VEVA

Founders	Yann Ngongang
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Decentralized Token Ratings

Merlyn.AI

Founders	Unknown
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Merlyn.AI is a Palo Alto-based exchange-traded fund sponsor.

Ripe Hub

Founders	Anup Basrurkar
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Global Technology Platform & Payment Transformation Solutions for B2B segment and Banks

American Credit, Inc

Founders	Lei Li
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Silicon Valley based fintech secure business loan provider, focusing on equipment financing and invoice financing.

Motif

Founders	Allan Jiang
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This startup aims to let customer service reps easily and immediately take over the screen of a user who needs help.

minMax Optimization Inc.

Founders	Frida Yu, Jack Wang, John Gunnar Carlsson, Yinyu Ye, Yinyu Ye
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Geo-spatial and financial optimization solvers.

PoundWise

Founders	Clinton Brownley, Kevin Shaw, Ryan Kruger
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PoundWise is a Big Data, FinTech solution that helps individuals to feel less anxiety about money.

MarketRiders, Inc.

Founders	Mitch Tuchman, Ryan Pfenninger, Stephen Beck
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MarketRiders is an online robo-advisor.

WOA

Founders	Unknown
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A cognitive computing Quantum Ai Trading System – fusing Machine Learning with Quantum Computing based in Silicon Valley and London

CapsicoHealth

Founders	Dan Riskin, Laurent Hasson, Ramesh Sairamesh, Ravi Nemana
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CapsicoHealth offers a web-based AI & risk technology platform to manage payments, design bundles for care, and forecast revenue.

SmartStops.net

Founders	Unknown
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Smartstops.net is a next-gen risk management service that helps stock market participants protect profits and minimize losses.