At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 42 FinTech companies in Ghana. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top FinTech Companies & Startups (Ghana)
OZÉ
Founders | Dave Emnett, Meghan McCormick |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
OZÉ is a habit-forming mobile app that makes it easy for SMEs in Africa to keep digital records, make better decisions and access capital.
Fido
Founders | Nadav Topolski, Nir Zepkowitz, Tomer Edry |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A credit first neobank for the unbanked
Zeepay
Founders | Andrew Takyi-Appiah |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Zeepay is the fastest growing fintech focusing on digital rails to connect digital assets.
BezoMoney
Founders | Kenneth Simpson, Mubarak Sumaila |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Savings platform for low-income earners and millennials
KudiGo
Founders | Bright Ahedor, Gideon Boateng, Kingsley Abrokwah |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kudigo is an end to end retail POS designed for micro smes in sub-saharan africa.
Zuberi Technologies Limited
Founders | Julian Owusu |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
HR-Fintech Payments System
FXkudi
Founders | Abioye Oyetunji, Adetunji Afeez |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
We are democratizing cross-border money transfer for Africans.
Nvoicia
Founders | Kelvin Tyron, Ndifreke Anwanakak |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Nvoicia is a invoice discounting startup compnay.
Pavelon (Afford)
Founders | Gerard Yitamkey |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Consumer-centric payments platform that allows users to buy items and pay in monthly installments.
Inclusive Financial Technologies
Founders | Jonathan Dela Ayivor, Paul Damalie |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Inclusive is a pan-African financial data API that helps financial services onboard.
Bace Group
Founders | Arinze Christopher, Charlette Desire, Jean Cedric Attiembonon, Samuel Sowah Mensah |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
BACE is a platform helping financial institutions increase customer experience with facial recognition technology.
Pennysmart
Founders | Joshua Oguntade, Richard Yao Baku |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Pennysmart is a FinTech company.
Motito
Founders | Tobi Martins |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Motito promotes financial inclusion and increased access to credit across Africa.
Bosea
Founders | Samuel Bamfo |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Bosea Micro Credit is a financial technology company on a mission to democratize credit and accelerate financial independence in Ghana.
Naa Sika
Founders | Ralph Menz |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A Cross-Platform for all things money; Everyday spending to planning your future with savings, investments, insurance, and access to credit.
DreamOval
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
DreamOval is a company from Ghana providing data transfer and cloud service solutions worldwide.
Bloom Impact
Founders | Carol Caruso, David Hutchful |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fintech platform that is digitizing access to financial services for emerging market MSMEs. Currently operating in Sub-Saharan Africa.
Nsano
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Nsano Ltd is one of Africa’s pioneering fintech companies with a specialty in mobile financial services, mobile money aggregation, etc.
Credit Locus
Founders | Isaac Quainoo, Richard Mensah-Baah |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Digital lending for small businesses
Triva
Founders | Emmanuel Mbalam, Suleiman Ampo Mohammed, Valerie Naana Asmah |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Triva is leverages data and analytics to deliver an intelligent financial and consumers services aggregation marketplace for millennials
Onango
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Onango is a fintech firm that provides working capital and lending services to money merchants.
Eganow
Founders | Louis Amenyo Adanuty |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Eganow enable people build healthy financial lives and participate in today’s connected economy by facilitating access to financial services
SliceBiz
Founders | Heather Cochran |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SliceBiz is an investment platform that provides alternative financing for startups in Africa and emerging markets.
Growth Factor
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Speed focused Supply Chain finance Fintech
Xpendly
Founders | Elorm Axolu |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Xpendly is a personal finance management app that enables users to manage their finances in one place.
Kadi
Founders | Paul-Miki Akpablie |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kadi is a Fintech solution that enables informal logistics providers in construction, mining, and oil & gas.
First Capital Plus
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
First Capital Plus (FCP) Bank is a wholly-owned Ghanaian operating under a Universal License from the Central Bank of Ghana
PulsePay
Founders | Oreoluwa Akanni, Solomon Igori, Victor Okech |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A peer-to-peer money transfer and exchange platform
Bethniel Financial Technology
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Bethniel Fintech builds seamless and intuitive platforms that help African learns, transact, and grow financially.
Kitiwa
Founders | Emmanuel Quartey, Falk Benke, Mawuli Adzoe, Nikunj Handa |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kitiwa is a site that provides a tool to exchange Ghana Cedis into Bitcoins.
flippify
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Digital financial services platform for millennials.
OyaPay Africa
Founders | George Lamptey |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
OyaPAY is a digital wallet payment platform. We enable fast and secure cross-border payments, with or without a bank account.
DreamBridge Ltd
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Our grassroot R&D approach & early stage startup financing model brings the wildest imagination of Africans to their ordinary service.
easyfin
Founders | Elo Eriri |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Diversified Technology Company
Wekplace
Founders | Frank Botwey |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A staffing and financial management software and service provider, actively modernizing the way people and companies work.
GP Business Associates – Ghana
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Business and Investment advisory services in Ghana
Kyrios Dougan
Founders | Kojo Dougan |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kyrios Dougan is a management consulting, FinTech and advisory company.
Duis Primo
Founders | Albert G., Didier Banlock, Terence Ankrah |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Duis Primo is a finance company that offers banking, e-payment, remittance, and advisory services based on advanced technology.
GhanaCompares.com
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
GhanaCompares.com is Ghana’s first comparison website for insurance and financial products
EziPay Ghana
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
EziPay is a financial service-based company.
Lending Square
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
LendingSquare is an online marketplace where individuals and small businesses access fast and simple finance.
JimahTech Limited
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Saas- digital banking platform, mobile app development,
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