Bayern’s 84 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 84 FinTech companies in Bayern. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Bayern)

Xempus AG

Founders	Martin Bockelmann
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Xempus is a leading European pension & life insurance distribution platform.

insureQ

Founders	Alexander Marius Le Prince, Iven Schorr, Johannes Breulmann, Laibing Yang, Luisa Müller-Wittmann
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

InsureQ is an insuretech startup that offers insurance tailored to SMEs’, freelancers’, and startups’ needs.

HAWK:AI

Founders	Tobias Schweiger, Wolfgang Berner
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Money-laundering detection & investigation platform. SaaS, Cloud, Artificial Intelligence, Machine Learning.

Payworks

Founders	Christian Deger, David Bellem, Johannes Lechner, Simon Eumes
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Payworks provides payment gateway technology for the POS.

FinTecSystems

Founders	Dirk Rudolf, Stefan Krautkrämer
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FinTecSystems is an infrastructure Fintech for open banking and account data analysis

wealthpilot

Founders	Daniel Juppe, Marco Richter, Matthias Schmitt, Stephan Schug
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wealthpilot enables professional advisors to deliver a data-driven and truly personal wealth management.

PAYMILL

Founders	Mark Henkel
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PAYMILL is a payment solution platform that enables online businesses to accept payments on their websites within a very short time.

finway

Founders	Csaba Krümmer, Jennifer Dussileck, Philipp Rieger
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finway provides financial guidence to SMEs, plan & control all expenses and budgets in one tool.

CRX Markets AG

Founders	Carlo Kölzer, Moritz von der Linden
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CRX Markets is Europe’s leading marketplace for working capital financing.

Acton Capital

Founders	Christoph Braun, Frank Seehaus, Jan-Gisbert Schultze, Paul-Bernhard Kallen
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Acton Capital is a leading growth venture capital investor in tech-enabled business models, headquartered in Munich, Germany.

anybill

Founders	Lea Frank, Tobias Gubo
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We provide technology and infrastructure to create smart added value for the connected POS of the future.

ryd

Founders	Johannes Martens
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ryd is a cross-brand solution for mobile payments directly at the gas pump.

ayondo

Founders	Fabian John
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RSQ Technology Ventures GmbH – Legacy heritage and since 2019 benefitial owner of the asset portfolio associated with the brand ayondo.

CryptoTax

Founders	Klaus Himmer, Magnus Berchtold, Vladimir Tosovic
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Tax reporting and compliance solutions for all digital assets.

Finanzchef24

Founders	Felix Schollmeier, Hendrik Rennert
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Finanzchef24 offers entrepreneurs and self-employed in Germany digital commercial insurance via its independent online comparison platform.

Quantumrock

Founders	Michael Morsch, Stefan Tittel
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Adaptive Investment Programs for the Asset Management Industry.

Bilendo

Founders	Florian Kappert, Jakob Beyer, Markus Haggenmiller
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Most companies waste resources to collect and manage their receivables. Bilendo helps to secure these resources and to make good decisions.

Tidely

Founders	Archibald Sheran, Jörg Haller, Niclas Storz, Stefan Tuschen
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Tidely is a liquidity planning software with artificial intelligence

Gini

Founders	Fabian Stehle, Holger Teske, Steffen Reitz
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Gini provides SaaS solution for extracting content from documents such as invoices, receipts, letters, contracts & offers.

treefin

Founders	Andreas Gensch, Reinhard Tahedl, Reinhard Tahedl
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treefin is a mobile appication that organizes aspects of your finances.

Saffe

Founders	André Coelho, Giovani Chiachia
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Saffe is a face recognition platform for payments and financial services.

Givve

Founders	Alexander Klaiber, Christoph Pietzsch, Patrick Löffler
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givve® is a FinTech company offering benefit solutions for employees and business partners

Werthstein

Founders	Bastian Lossen, Felix Röscheisen, Giles Keating
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Werthstein is a digital wealth manager which focuses on intelligent storytelling of investment ideas, called zeitgeists.

Ventury Analytics

Founders	Jakob Heyder, Patrick Hummer
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Ventury Analytics develops a cloud software for economic simulation and contract analysis for optimized decision making in investments.

CEPRES

Founders	Daniel Schmidt
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CEPRES is the first platform built for the age of digital transformation in private markets.

Bregal Unternehmerkapital

Founders	Jan-Daniel Neumann
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Bregal Unternehmerkapital is a private equity firm that invests in the automotive, industrial goods, healthcare and e-commerce sectors.

Digital+ Partners

Founders	Axel Krieger, Dirk Schmuecking, Patrick Beitel, Thomas Jetter
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Digital+ Partners is a growth equity investor focused on B2B technology companies.

FAAREN GmbH

Founders	Daniel Garnitz, Eike Ben Seifert, Fabian Hagen, Konstantin Stenzel, Maximilian Renoth
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FAAREN enables automotive companies to enter the subscription market

Fidor Solutions

Founders	Matthias Kröner
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Munich-based Fidor is the first digital-only bank in Germany and now commercializes its tech stack to banks and startups around the world

Fidor Bank

Founders	Matthias Kroener
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Fidor Bank is a digital bank an effort to re-establish lost confidence in banking with new and customer-focused services.

beatvest

Founders	Unknown
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An investment platform supporting do-it-yourself portfolio building with education and tools

AssetMetrix GmbH

Founders	Emmeram von Braun
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AssetMetrix is Europe’s leading next generation asset servicer for private capital investors.

QPLIX

Founders	Kai Linde, Mathias Lindermeir, Philipp Pötzl
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The Digital Wealth Management Platform for Family Offices, RIAs, Foundations, Investment Funds, Institutional Investors, and Private Banks

Billomat

Founders	Paul-Alexander Thies
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Billomat is a simple and efficient cloud accounting software and invoicing program for startups, freelancers and small businesses.

Zuper

Founders	Leitha Matz
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Zuper is an AI-driven finance coach that helps people improve their financial health with convenient mobile apps.

Bullfinch Asset

Founders	Robin Haack
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Bullfinch Asset is a FinTech platform that pools, finances, and operates green & sustainable building and plant infrastructure projects.

optile

Founders	Daniel Smeds
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The next-generation independent payment platform to scale, unify, and optimize your payment setup.

cleversoft group

Founders	Florian Clever
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The cleversoft group is cloud Based RegTech company providing regulatory document, reporting and marketing solutions for financial services.

Sub Capitals

Founders	Unknown
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Sub Capitals believe it is time to democratize artificial intelligence (AI) for private investors on the financial market.

Black Manta Capital Partners

Founders	Unknown
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Black Manta Capital Partners financial and investment services.

Cometum

Founders	Alexander Rennig, Alexander Schaetz, Marius Klein, Sascha Miller
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Cometum´s mission is to become Europe´s No.1 digital private bank for affluents and HNW-Millennials.

Betterfront

Founders	Michel Geolier, Sergi Case, Worathiti Manosroi
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Betterfront is a vertical SaaS company dedicated to private equity and venture capital.

BANKSapi Technology GmbH

Founders	Felix Baaken, Jan Wichmann, Paul Huber
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We empower innovators by delivering BaFin-licensed access to over 3,000 banks in Germany! #finanziellesblutbild

Paysafe Pay Later

Founders	Andreas Kern
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Paysafe Pay Later is an online platform that provides payment solutions for retail and travel businesses.

Divizend

Founders	Unknown
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Divizend is a wealth-tax FinTech platform used to reclaim foreign dividend withholding taxes.

dxFeed

Founders	Unknown
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dxFeed is a financial data provider, sourcing and storing direct market data feeds from a variety of exchanges in the US, Canada and Europe.

MyHomely

Founders	Charles Collet
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Breaking the barriers to homeownership

FinAPI

Founders	Unknown
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FinAPI offers a standardized API to enable multibanking and digital account management services that banks, savings banks.

innoscripta GmbH

Founders	Unknown
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innoscripta is Germany’s innovation agency & end-to-end fintech platform with automated access to funding grants & tax credits.

Zenmieter

Founders	Kiki Woehl, Maximilian Moehring, Tobias Frech
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Investment platform for private real estate investors.

Wachstumsfonds Bayern

Founders	Unknown
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Wachstumsfonds Bayern is a venture capital fund that provides equity capital for growth financing to SMEs.

mietwise

Founders	Jonathan Liemann, Storm Farrell
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mietwise offers a simple payments management platform for landlords, property managers and tenants.

Finconomy AG

Founders	Paul Huber, Reinhard Tahedl, Rolf Henning Hackel
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B2B Fintech and Insurtech Company Builder

Masterpayment

Founders	Michael Morsch, Stefan Tittel
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Masterpayment is the provider of the online Zahlungsabdevelopments.

Current Ventures

Founders	Markus Rinderer, Tobias Schweiger, Wolfgang Berner
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Current Ventures provides a platform for entrepreneurs to build & grow B2B fintech ventures.

WeAdvise

Founders	Christian Ropel, Markus Klems, Rolf Henning Hackel
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WeAdvise is an independent provider of digital wealth management technology solutions

Quant IP

Founders	Lucas von Reuss
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Quant IP is an AI-enabled financial service provider that offers software for asset management, venture capital, and consulting solutions.

efonds

Founders	Unknown
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Efonds arranges participations in closed-end investment funds issued under the German Investment.

extraETF.com

Founders	Markus Jordan
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extraETF.com helps investors to successfully invest in ETFs.

kontoblick

Founders	Christopher Cederskog, Philipp Erler
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German Online personal finance service

SYNTRIX

Founders	Theofanis Alexandropoulos
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Natively Digital Value Exchange

Fidor TecS AG

Founders	Unknown
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Fidor TecS AG develops, implements and operates the digital banking platform fidorOS for Fidor Group and further white label partners.

YOUKI

Founders	Martin Stoussavljewitsch, Michael Stoussavljewitsch
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YOUKI GmbH integrates, highly decentralized and secure hardware nodes into a platform, offering access to blockchain business ready services

finenso

Founders	Max Knicker, Simon Zachau, Thomas Bauer
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Finenso offers retail investors a web solution to easily create, test, apply and share investment strategies.

Paylobby GmbH

Founders	Ivan Zargorchev, Julia Houben, Nils Wietelmann, Peter Petridis
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Paylobby.com is an innovative platform that helps merchants find a suitable Payment Provider.

Pigtie

Founders	Unknown
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Pigtie is an app that does financial planning without much effort and on the side.

United Mobility Technology

Founders	Robert Schmiedler
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United Mobility Technology is a company that provides mobile technology solutions for sales.

YIELCO Investments

Founders	Unknown
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YIELCO Investments generates attractive and stable returns for its institutional investors with a focus on running yield.

Lenzio

Founders	Marcus Franzen
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Lenzio – Your next generation finance coach.

Black Pearl Digital AG

Founders	Unknown
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Blockchain beyond Bitcoin

Finatra.de

Founders	Unknown
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Finatra provides free financial check for your private household.

CAPVERIANT

Founders	Unknown
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CAPVERIANT is a fintech company in the field of public investment finance.

e-profound

Founders	Unknown
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e-profound is an online platform where decision makers find first-class German lawyers and finance experts for efficient project work.

AlleAktien

Founders	Jonathan Neuscheler, Michael Jakob
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AlleAktien focuses on high quality company analyses and long-term investment ideas for private investors, who are serious about their wealth

InvestWall

Founders	Edouard Soutzo, samuel benichou
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Investwall is an easy-to-use information technology platform to radically change the way investors make decisions about their investments.

CrowdPatent

Founders	Unknown
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Platform for investments into intellectual property, like crowdfunding for patents.

Payment Universe

Founders	Unknown
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Payment Universe provides payment consulting & interim management services for banks, merchants, PSD2 SCA, fintech, and risk providers.

PBA Experts

Founders	Unknown
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PBA Experts focuses on financial technologies, mobile payment methods, banking and digitization as well as finance and economics.

INOVIS Capital GmbH

Founders	Unknown
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INOVIS Capital is an independent corporate finance and M&A boutique

BrokerCheck

Founders	Unknown
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The best way to compare forex & CFD brokers

CDF Technologies

Founders	Kai Schmidt, Philipp Lesche, Simon Scholz
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CDF Technologies offers an investment process management tool for investors, corporates, and accelerators to streamline their dealflow.

iAutofinance

Founders	Unknown
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iAutofinance is an innovative and growth-oriented FinTech company.

Scalable Capital

Founders	Adam French, Erik Podzuweit, Florian Prucker, Manuela Rabener, Patrick Poschl, Simon Miller, Stefan Mittnik
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Scalable Capital is on its way to becoming Europe’s leading digital investment platform.

techvalid consulting

Founders	Unknown
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techvalid consulting provide outsourced provider management and compliance support to financial institutions and Fintechs.