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The Netherlands’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in The Netherlands. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (The Netherlands)


in3

FoundersUnknown
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in3 is a Dutch FinTech offering BNPL to consumers in three instalments with 0% interest.


bunq

FoundersAli Niknam
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Bunq is an independent neobank that helps users save time, money, and the environment.


BUX

FoundersEgbert Pronk, Joost van de Wijgerd, Kai Kaïn Bennink, Nick Bortot, Robbert Bos, Zowie Langdon
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BUX specializes in the fields of fintech, mobile apps, investments, stocks, and zero-commission.


Dusk Network

FoundersEmanuele Francioni, Jelle Pol
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Dusk Network is the blockchain platform for global financial applications.


Ohpen

FoundersBas Wouwenaar, Chris Zadeh, Erik Drijkoningen, Ilco van Bolhuis
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Ohpen is a cloud-based core-banking engine


Mollie

FoundersAdriaan Mol
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Mollie is a payments platform that offers an easy-to-implement process for integrating payments into a site or app.


Fourthline

FoundersChris van Straeten, Krik Gunning
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The new market standard in KYC. Fourthline verifies millions of customers for banks, fintechs, and more.


CarePay International

FoundersMichiel Slootweg
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CarePay has developed a mobile health data & payment distribution platform that has the potential to fundamentally change healthcare.


Payaut

FoundersErnst Van Niekerk
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Payaut is an automated payment solution for online marketplaces.


Silverflow

FoundersAnne Willem De Vries, Paul Buying, Robert Kraal
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Silverflow is a cloud-based processing platform that provides an upgrade for payment-providers to accelerate technological innovation.


Change

FoundersGustav Liblik, Kristjan Kangro
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Change is an investment solution on a mission to enable everyone to take part in the world’s success.


payconiq

FoundersAntoine Larmanjat
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Easy and fast payment with your smartphone.


DEGIRO

FoundersGijs Nagel, Jasper Anderluh, Niels Klok, Stef Keetman
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DEGIRO provides an online broker platform for all types of investors, clients trade with incredibly low fees on markets worldwide.


Bitfury Group

FoundersValery Nebesny, Valery Vavilov
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Bitfury is the leading full service bitcoin and blockchain technology company.


FiveDegrees

FoundersBjörn Holmthorsson, Marianne Tijssen, Martijn Hohmann
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Five Degrees is a financial technology provider offering real alternative to banks and other financial institutions.


Cobase

FoundersJorge Schafraad
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Cobase offers a multibank platform that makes working with multiple banks more efficient.


PayU

FoundersJosé Fernando Velez, Martin Schrimpff, Nitin Gupta, Shailaz Nag, Yunus Emre Güzer
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PayU operates as an online payment service provider in global growth markets.


Ikbenfrits.nl

FoundersJoost Schulze, Michiel Lensink, Thomas de Leeuw
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Ikbenfrits.nl is an online mortgage company.


Owlin

FoundersBas van Ooyen, Richard Kraaijenhagen, Sjoerd Leemhuis
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Owlin is a news and text- analytics company, which helps monitoring of large portfolios and detect early warning signals.


Beequip

FoundersGiel Claes, Joris Linders, Peter Loef
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Equipment lease with fintech approach to help SMEs grow


Finch Capital

FoundersHans de Back, Radboud Vlaar
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Finch Capital is a series A/B investor in high-growth financial technologies companies run by exceptional entrepreneurs with EUR 2-5m in ARR


Flow

FoundersDaan van Klinken, Danny Wilson, Niels Mulder
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Flow is a FinTech startup that focuses on money automation solutions.


Lendahand

FoundersKoen The, Peter Heijen, Peter Stolze
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Lendahand is an online impact investing platform regulated in the Netherlands.


MobiFi

FoundersUnknown
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The NextGen Mobility as a Service platform to tackle urban challenges.


Startup Stock Exchange

FoundersBrian Niessen, Ian Haet
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The Startup Stock Exchange provides a regulated marketplace for start-ups and small businesses to sell ownership shares to investors.


WE.VESTR

FoundersFloris Van Hoogenhuyze, Maarten Graven, Marc Wesselink
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WE.VESTR is Where Entrepreneurs Manage Their Equity. Manage Your Cap Table, Performance & Shareholders. All in One Platform.


Backbase

FoundersGerbert Kaandorp, Jouk Pleiter
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Backbase empowers financial institutions to accelerate their digital transformation and effectively compete in a digital-first world.


Finturi

FoundersJohannes Brouwer
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Making invoice financing and business credit secure, low-cost, quick and easy using blockchain and artificial intelligence


TerraPay

FoundersAmbar Sur
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TerraPay is a global mobile-first payments service that allows anyone, anywhere, to send money to a mobile number instantly.


AdviceRobo

FoundersDiederick van Thiel, Rosali Steenkamer
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AdviceRobo provides intelligent alternative data solutions for credit to accelerate responsible growth


Prosus

FoundersBob van Dijk
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Prosus is a consumer internet group and a technology investor that operates and invests in markets with long-term growth potential.


Sentinels

FoundersJoost van Houten
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Sentinels is an AI-powered transaction monitoring startup.


Recharge.com

FoundersDirk Ueberbach, Robin Weesie
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Recharge provides a customer-branded online payment service.


Leapfunder

FoundersMatthias Havenaar, Merien ten Houten, Patrick Zeeuw, Tienko Rasker
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Leapfunder aims to help startups to find early stage financing.


PayAccept

FoundersChristiaan van Steenbergen
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PayAccept is a Blockchain technology company that combines traditional and Decentralized Finance (DeFi)


Anycoin Direct

FoundersBram Ceelen, Lennert Vlemmings
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Anycoin Direct: Easy, safe and fast


Peak

FoundersHein Siemerink, Heleen Dura – van Oord, Johan van Mil, Stefan Bary
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The early-stage VC fully backed by entrepreneurs – with the scars to prove it. Pre-Seed – Series A • SaaS, Marketplaces & Platforms • Europe


Revo Capital

FoundersBerkin Toktaş, Cenk Bayrakdar
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Largest VC of Turkey with $188M AUM. Investing €90M second fund in tech-driven Series A+ startups in Turkey, Eastern Europe & Baltics.


Factris

FoundersBrice Laurent, Marcel Meijer
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Factris specializes in the fields of SME financing, factoring, debt management, debtor insurance, and invoice finance.


2local

FoundersAntony Chang, Harry Donkers
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FinTech Cryptocurrency


Turff

FoundersDimitri Stallenberg, Henry Tang, Willem Li
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Financial platform for FMCG Accounting


Prosus & Naspers

FoundersBasil Sgourdos, Bob van Dijk, Emilian Popa
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Prosus is a global consumer internet group and one of the largest technology investors in the world.


Monyq

FoundersIgor Kluin, Marc van Putten
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We want to free people from out-dated banking by empowering people with simple and smart financial tools.


Buddy Payment

FoundersCamiel Kuiper, Marco van Etten, Ralph Oudshoorn
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Buddy Payment is a debt prevention app that helps users pay and manage their bills.


Internet of Coins

FoundersJoachim De Koning, Robert de Groot
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Internet of Coins is the source of this content. Virtual currency is not legal tender.


InvoiceSharing

FoundersJeroen Volk, Vincent Prooij
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InvoiceSharing is a Free Electronic Invoice Distribution Platform. In addition we help businesses to save costs and improve cash flow.


Fledgerr

FoundersArzu Hasanova, Ian Kars, Jason Stewart, Sadi Hasanov
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Fledgerr develops cutting-edge equity management solution.


Blanco

FoundersBernadette Wijnings, Dennis Overbeeke, Joost Walgemoed
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Blanco’s mission is to facilitate wealth and asset managers in growing their business, by letting them focus on clients and investments.


Finom

FoundersAlena Valovaya, Andrew Petrov, Andrey Varikov, Iakov Novikov, Ivo Dimitrov, Konstantin Stiskin, Oleg Laguta, Sergey Petrov
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Finom provides financial solutions for entrepreneurs, self-employed, and freelancers.


NPEX

FoundersUnknown
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NPEX offers a secure platform that enables companies and investors to trade securities.


AllianceBlock

FoundersAmber Ghaddar, Matthijs de Vries, Rachid Ajaja
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AllianceBlock leverages proprietary AI-technology to rate both corporates and investors.


henQ

FoundersCoen van Duiven, Herman Hintzen
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Funding for the odd ones out in European B2B.


TIIN Capital

FoundersMichiel Bloemer
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TIIN Capital invests in promising and innovative early-stage and later-stage companies in the Netherlands.


paywith.glass

FoundersAhmed N., Paul S., Женя L.
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Global Central Bank Digital Currency (CBDC) Infrastructure powered by A.I. and blockchain


Payplaza

FoundersEdgar Antonio Plasa
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Payplaza is an innovative omnichannel payment solution provider.


Fundsup

FoundersArjen Strijker, Niels Vugteveen
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Taking the friction out of early-stage fundraising through data-driven matchmaking.


CapitalT

FoundersJanneke Niessen
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CapitalT is a seed-stage venture capital fund investing in tech companies.


Vive

FoundersAlexander Brouwer, Rob Willems
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Vive is a smart goal-driven investment app offering smart, fully-managed investment services.


Paynote

FoundersJoshua van Londen
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Paynote gives you an overview of your finances while keeping a strict eye on the moral fiber of tech.


Biller

FoundersDerek Vreeburg
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A buy now, pay later platform


FWDPay

FoundersSven van der Zee
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Redefining paying, enable others to transact.


Gain.pro

FoundersFrister Haveman, Nicola Ebmeyer
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Gain pro is a fintech platform that specializes in private equity, advanced analytics, artificial intelligence, and investment banking.


Yolt

FoundersPauline Van Brakel
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Yolt is a platform to manage your money in a smart and easy way in one App, currently live in Beta in the UK.


IMC Financial Markets

FoundersRobert Defares
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Every day we challenge what’s possible, developing the systems and strategies that make us one of the world’s leading liquidity providers.


G2A.COM

FoundersBartosz Skwarczek, Dawid Rożek
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G2A.COM is a financial technology company and global transaction ecosystem, which houses the world’s largest marketplace for digital goods. 


Share Council

FoundersQuintus Willemse
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SaaS – Employee Participation (ESOP)


Velocity Capital Fintech Ventures

FoundersWillem Willemstein
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Velocity Capital Fintech Ventures is a venture capital invest in fintech companies .


WL Payments

FoundersSunil Jhamb
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An acquirer-agnostic payment gateway platform as a white-label solution for ISOs, PSPs, Acquirers, Banks, & Online Merchants


New10 B.V.

FoundersJaap Boersma, Joost Brouwer, Mark Schröder
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New10 sets the new norm in SME lending by offering a fully digital lending process. Fast, simple, and clear. Initiated by ABN AMRO Bank N.V.


Home Credit Group

FoundersUnknown
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Founded in 1997, Home Credit Group is an international consumer finance provider with operations in 11 countries.


Levenue

FoundersAnthony De Meulenmeester, Benjamin Rieder, Zahra Alubudi
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We are creating the largest European revenue-based finance marketplace that transforms recurring revenues into upfront cash instantly.


Cryptorefills

FoundersMassimiliano Silenzi, Simonluca Landi
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CryptoRefills is on a mission to enable people all over the world to spend bitcoin and other cryptocurrency for their everyday needs.


CleverCoin

FoundersChristian de Kok, Karsten Nilsen
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CleverCoin is a user-friendly bitcoin exchange.


LiteBit.eu

FoundersSven Gooshouwer
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LiteBit.eu is an online service that is active within the cryptocurrency trade.


Lendex

FoundersMiglena Dobreva
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Lendex is the provider of banking services for both investors and borrowers and helps in marketing the consumer loans.


Bondex

FoundersJos van Alphen
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Bondex provides a blockchain-based platform that companies can license in order to digitize their shareholder register.


Altrady

FoundersBenoist Claassen
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Altrady is a multi-exchange cryptocurrency trading platform where users can easily manage their trades in a single interface.


HaasOnline

FoundersStephan De Haas
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High-frequency trading products for cryptocurrency


EdoCH van Dijk BV

FoundersEdo van Dijk
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Financial Holding, Personal Holding, trademarks: Chartlr, Vis-à-Vie


Salarise

FoundersKalo Bagijn
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Het leningenplatform met de laagste rentes, op basis van de salarisstrook


AMDAX

FoundersLucas Wensing, Melvin Lazeron, Valentino Cremona
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With AMDAX, you are investing in the future of value and money.


Granpool Innovative Investments

FoundersMiklos Kobor
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Granpool Innovative Investments is a trusted partner of entrepreneurs.


Coinvert

FoundersGlenn Chiu, Randy Vanenburg, Thijs Weitkamp, Thomas van der Voort
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Coinvert is financial technology company which is democratizing digital assets by empowering anyone to transact using digital assets.


Propellant.digital

FoundersAllan Horgan, Vincent Grandjean
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A data analysis software SaaS solution which combines public and private data.


Holland FinTech

FoundersDon Ginsel
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Empowering global financial innovation


IG Netherlands

FoundersUnknown
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IG Nederlands is a website that allows users to track and trade the financial markets.


Fern Software

FoundersUnknown
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Fern Software is an international SaaS fintech solutions provider to hundreds of companies in 50+ countries.


Moneyou

FoundersUnknown
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Moneyou offer financial products that you immediately understand and can take online online.


CreditClick

FoundersJeroen Bosch van Rosenthal, Jeroen Mulder
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CreditClick is a new way of paying for your online purchases. CreditClick offers the possibility to spread the cost over several months.


Blanco Fintech

FoundersBernadette Wijnings, Joost Walgemoed
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Blanco Fintech develops software solutions for asset and wealth management that covers KYC compliance and investment suite.


Musoni System

FoundersCameron Goldie-Scot
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The award winning banking software for microfinance organisations


Davinci

FoundersUnknown
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Davinci develop functional loan and mortgage software in close partnership with their clients.


Ginger

FoundersJoachim de Boer, Roderick de Koning
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Ginger is a PaaS (Payments as a Service) company providing Banks and FI’s with modular online payment solutions


NEXT

FoundersEsther Gons, Timan Rebel
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Early stage investment fund with hands-on mentoring.


Coinmatic

FoundersDaniela Di Noi, Marcell de Vries, Mirko Lagattolla
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Coinmatic, an on-line cryptocurrency advisory service, is the easiest and most secure way to invest in the future of money.


Vectis

FoundersLudovico Palladino
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Vectis is a platform that enables younger generations to invest in a conscious, productive, and enjoyable manner.


c*funds B.V

FoundersUnknown
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c*funds – fully digitalised fundraising agency for venture funds. Fund Activator. GP-LP matchmaker. Initiating fast closing for new funds.


Jungo

FoundersJasper Laagland, Vincent van den Noort
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Jungo is building a brand new platform for people to crowdfund their mortgages.


AcceptEasy

FoundersUnknown
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AcceptEasy enables non shop payments for acquisition, billing and collections utilizing the power and reach of all digital channels.


FlowFund

FoundersAbdulla Alshahri, Jeroen Ponsioen
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FlowFund is an online platform for business loans, enabling small- and medium-sized enterprises to borrow money directly.


Bittiq

FoundersFederico Spiezia, Hidde Koning
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Bittiq helps people to become more financially fit and reach their goals.

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