Fintech Energy - Team
At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 101 FinTech companies in United Arab Emirates. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top FinTech Companies & Startups (United Arab Emirates)
NymCard
| Founders | Ayman Chalhoub, Omar Onsi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
NymCard is a cloud-based issuer processor enabling financial institutions to build virtual and plastic card programs for their customers.
Hubpay
| Founders | Kevin Kilty |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Hubpay is an independently regulated provider of cross-border money services designed to increase financial inclusion in emerging markets.
Channel VAS
| Founders | Bassim Haidar |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The premium Fintech provider of Mobile Financial Services, Airtime Credit & Airtime Advance Services, Handset Loans and Big Data Analytics
NOW Money
| Founders | Ian Dillon, Katharine Budd |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
NOW Money uses mobile banking technology to bring accounts and remittance to the unbanked population of the Middle East.
Cashew Payments
| Founders | Ammar Afif, Ibtissam Ouassif |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cashew is a buy now, pay later platform that allows its customers to shop now and pay later in equal monthly installments.
Ziina
| Founders | Andrew Gold, Faisal Toukan, Sarah Toukan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Ziina is bringing the next generation of financial services to the Middle East. Ziina is the UAE’s first peer-to-peer payment app.
Beehive
| Founders | Craig Moore |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Beehive connect businesses looking for finance with investors, building mutually beneficial partnerships for growth.
Telr
| Founders | Elias Ghanem, Harveen Narulla, Khaldoon Tabaza, Khalil Alami, Sirish Kumar, Sridhar Gorantla |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
An award-winning, Dubai-based start-up offering payment gateway solutions.
Datacultr
| Founders | Neel Juriasingani, Sujoy Ghosh |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Datacultr is the Global OS for Debt Collections for High Risk Lending, reduces defaults & NPAs
BECO Capital
| Founders | Amir Farha, Dany Farha |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
BECO Capital provides growth capital and hands-on operational support for early-stage technology companies.
Mamo
| Founders | Asim Janjua, Imad Gharazeddine, Mohammad El Saadi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A bold and inclusive FinTech committed to empowering people to effortlessly access their money through simpler, faster, friendlier finance.
yallacompare
| Founders | Jon Richards |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
yallacompare is a Middle-East-based financial comparison platform that enables its users to compare banks and financial institutions.
Klaim
| Founders | Ghafoor Ahmad, Karim Dakki |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Klaim is an InsureTech platform offering a SaaS medical claim management and financing platform all in one.
Stake
| Founders | Manar Mahmassani, Rami Tabbara, Ricardo Brizido |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Stake Properties is a digital real estate investment platform.
SimpliFi
| Founders | Ali Amin Sattar |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SimpliFi is on a mission to democratize payments by building the leading Cards as a Service (CaaS) platform for MENA and Pakistan.
Loyyal
| Founders | Gregory Simon, Sean Dennis, Shannon Code |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Loyyal is a loyalty and rewards platform that brings interoperability to the currently fragmented industry.
Foloosi
| Founders | Mohan Karuppiah, Omar Bin Brek |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Foloosi facilitating consumer-to-business card payments by enabling the business to display QR code to scan & pay.
Xpence
| Founders | Konstantin Danilkov, Saad Ansari |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Xpence is the MENAP region’s first smart business spend platform for freelancers, startups, SMEs, and corporates.
Mashreq Bank
| Founders | Abdul Aziz Abdulla Al Ghurair |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Mashreq is a banking and financial services platform.
Magnitt
| Founders | Philip Bahoshy |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Magnitt is a startup directory that connects investors, mentors, and emerging companies in the Middle East.
Mubadala
| Founders | HH Shaikh Mohamed Bin Zayed Al Nahdha Bin Sultan bin Zayed bin Khalifa bin Shakhbut bin Dhiyab bin Issa Al Nahyan Al Falahi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Mubadala is a sovereign investor managing a global portfolio, aimed at generating sustainable financial returns for its shareholder.
PaySky
| Founders | Waleed Sadek |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Next-generation electronic payment solutions provider
Distichain
| Founders | Haisam Jamal, Wassim Merheby |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SaaS B2B marketplaces, integrated ecosystem of service providers, blockchain-based verification, supply-chain, trade finance.
Wally
| Founders | Saeid Hejazi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The easiest and fastest way to manage your financial life in one place. Get clarity. Get smarter. Get in-control.
Cashee
| Founders | Brad Whittfield, Gups Jutla, Smeetha Ghosh Jorgensen |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cashee provides a prepaid card and digital platform to kids and teens.
Raseed
| Founders | Abdel Sallam Qatshan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Raseed makes investing in the US Stock Market simple, easy and affordable.
Kamel Pay
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kamel Pay is a fintech and digital financial solutions provider.
ADAB Solutions
| Founders | Rustam Turzhan, Sulaiman Al Fahim, Timur Turzhan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
We align the crypto assets with the moral and cultural values of Islam by creating a cryptocurrency platform for Muslims and the world
BitOasis
| Founders | Daniel Robenek, Ola Doudin |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
BitOasis is a cryptocurrency trading platform offering a digital asset wallet and exchange to buy, sell, and trade.
Sarwa
| Founders | Jad Sayegh, Mark Chahwan, Nadine Mezher |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Sarwa is an online platform that makes investing in global markets simple and affordable for investors in the Middle East.
Pyypl
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Pyypl (pronounced as “people”) enables digital payments for the approaching 1 billion smartphone users in the Middle East and Africa.
Clearly
| Founders | Fara Remtulla |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Clearly is a digital bank in the Middle East.
Shorooq Partners
| Founders | Mahmoud Adi, Shane Shin, Tamer Azer, Tarek Fouad |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Early stage Venture Capital & Debt fund focused on the MENAP region. Invested in 45+ companies. Portfolio generated $1.5+bn of equity value.
Stake
| Founders | Manar Mahmassani, Rami Tabbara, Ricardo Brizido |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Real Estate Fintech / Investment Platform
Invoice Bazaar
| Founders | Anand Nagaraj |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Invoice Bazaar is a Fintech company that is focused on the financial inclusion of under-served Small and Mid-sized Enterprises (SME).
Remitex Technologies Ltd
| Founders | Abhishek Jajoo, Abhishek Jajoo |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
DIGI is a financial institution’s digital compliance officer.
Zywa (YC W22)
| Founders | Alok Kumar, Nuha Hashem |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Zywa is the first neobank for teenagers in the Middle East and North Africa region
McLedger
| Founders | Alaa Amer, Khaled Atia, Private Investor |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Online bookkeeping services using technology to give businesses access to low-cost, accurate and fast accounting services.
Alaan
| Founders | Karun Kurien, Parthi Duraisamy |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Alaan is a multi-currency spend management platform enabling SMEs to digitise their business expenses.
Gulf Capital
| Founders | Hareb Al Darmaki, Karim El Solh |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Gulf Capital is an investment firm with experience in Growth Markets across Private Equity, Private Debt, Growth Capital, and Real Estate.
PointCheckout
| Founders | Bashar Saleh |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A digital payment method for reward points and miles
FinFlx
| Founders | Amr Yussif, Matthieu Capelle |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Flexible pension plans for SMEs in the MENA region.
Felix
| Founders | Edmond Husseini, Taline Vahanian |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Felix is a technology platform to seamlessly connects UAE insurers, intermediaries and their customers.
Codebase Technologies
| Founders | Raheel Iqbal, Rizwan Warsi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
One of the world’s fastest-growing open API banking solutions providers with a vision of “utilizing technology for a greater purpose”.
MenaPay
| Founders | Kader Kutun |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Blockchain-based, fully backed cryptocurrency to provide a secure and transparent payment gateway
Springbox AI
| Founders | Fayze Bouaouid, Kassem Lahham |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Springbox AI is an AI-powered financial forecasting application designed to replace financial market investment service.
Shuaa Capital psc
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SHUAA Capital psc is a leading asset management and investment banking platform, with c. US$14 billion in assets under management.
Baraka
| Founders | Feras Jalbout |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Baraka develops a commission-free investment app for the GCC.
Monami Tech
| Founders | Ammar Afif |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Monami Tech helps financial institutions to build efficiency and streamlines operations.
DepositBook
| Founders | Siddharth Bhandari |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
DepositBook is an online platform and an open banking network which connects Banks and Depositors globally.
Money Protects™ of MAB Innovations ROFR Co.
| Founders | Farooq A., Mirza Ashraf Beg |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Financial Services – FinTech
Bridg
| Founders | Moussa Beidas, Nadim Jarudi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
An advanced consumer-to-merchant smartphone payment platform harnessing the power of bluetooth.
QFIL Solutions
| Founders | Ahmed Al Bayati, Hani AlAita, Jubran Rahal, Samer Jafari |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
AI driven FinTech solutions
Qashio
| Founders | Jonathon Lau |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Qashio is a spend management platform that allows people to monitor costs, make payments with app credit cards, and handle payables.
Encore Pay
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Encore Pay is a UAE-based FinTech and Payment solutions provider.
Durise
| Founders | Maher Osman, Waleed Esbaitah |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The First Platform To Crowdfund Real Estate In The Middle East
Tarabut Gateway
| Founders | Abdulla Almoayed |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
MENA’s first and largest regulated Open Banking platform (AISP & PISP) that connects a regional network of banks and FinTechs via API.
Fintech Galaxy
| Founders | Mirna Sleiman |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fintech | Open Banking | Open Finance
InstaVal
| Founders | Akram El Youssi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Data Driven Investment Readiness Platform made to promote equity investments in startups and scaleups.
Lnddo
| Founders | Adham Azzam, Ashraf Ghazaly |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Digital Lending for SMEs
Funding Souq
| Founders | Martin Jaouni |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Funding Souq ia digital lending platform that connects investors with established SMEs that are seeking business loans.
Huspy
| Founders | Jad Antoun, Khalid Ashmawy |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Huspy is a proptech company that simplifies the home financing process.
Edfundo
| Founders | Andrew Toward, Simon Wing |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Edfundo provides a money management app and prepaid card giving kids and teens an unrivalled banking experience.
PowerErn
| Founders | Jaskaran Singh Sethi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Financing Solar Energy Solutions for High-Impact Communities via blockchain-based Micro-Investing Ecosystem
The Accounter
| Founders | Fadi Elghattis |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Innovative Mobile App founded to solve Accounting & Taxation need of SMEs & Startups. While employing Ai, Cloud & machine learning.
Arabtizor
| Founders | Ivan Nickolaev |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Arabtizor Holdings Inc. we are the Arab digital asset network and blockchain technology partners in Arab world
Spotii
| Founders | Anuscha Iqbal, Ziyaad Ahmed |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Spotii is a provider of Shop Now and Pay Later with no interest, no cost and no catch.
YAP
| Founders | Marwan Hachem |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Digital Banking Mobile App
Dalma Capital
| Founders | Zachary Cefaratti |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Hedge fund manager, accelerator, pioneer in the institutionalization of crypto asset management, custody and investment banking
Majid Al Futtaim Holdings LLC.
| Founders | Majid Al Futtaim |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Majid Al Futtaim is an Emirati holding company based in Dubai.
Jingle Pay
| Founders | Amir Fardghassemi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Jingle Pay offers social payment solutions for individuals and businesses on mobile & desktop platforms.
CASHU
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CASHU is a safe payment method designed for and customized to suit, serve, and support online shoppers.
DIFC FinTech Hive
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
DIFC FinTech Hive connects startups with the region’s largest financial industry stakeholders and institutions.
Savii – Banking for Teens
| Founders | Jane Harvey, Nichola Collinson |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The first neobank for teens in the GCC
Satowallet
| Founders | Samuel Benedict |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Satowallet is a secured multi-asset cryptocurrency and Exchange app for Storing, Mining, Trading, Swapping and transacting crypptocurries.
MidChains
| Founders | Basil Al Askari, Chris Ryan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
MidChains is an upcoming regulated digital asset exchange and custodian
Digital Spring Ventures
| Founders | Andrew Dalton, Arman Alibekov, Patrick Vosgimorukian, Zhanibek Sydykov |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Digital Spring Ventures is a growth stage venture capital investor supporting innovation in emerging markets
CallowBlue
| Founders | Tarmo Korela |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CallowBlue is a data analysis company providing programming services for banking sector.
Cashew
| Founders | Saniya Shaikha |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Savings Ledger Platform
Bitex
| Founders | Monark Modi |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Bitex is a digital currency trading platform and a multi-signature wallet service.
Global Millennial Capital
| Founders | Andreea Danila |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The first venture capital investor to use artificial intelligence and deep learning to make global early stage investments
BankSocial
| Founders | John Wingate |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
We’re social consensus Banking and Finance secured on the blockchain for the world. The first bank built for the people.
Bankiom
| Founders | Danny Abla |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Bankiom is a digital bank for millennials and mobile natives.
Ali Cloud Investment
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Ali Cloud Investment is a Dubai-based boutique investment banking firm.
Neo Technologies
| Founders | Abdullah Razooqi, Fahad Al Bader |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Neo Technologies is a UAE based, leading technology services company focused on digital wealth management solutions in the MENA region.
Finllect
| Founders | Maimoona Mohammed |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Better financial health for the next gen.
Trade Capital Partners
| Founders | Bill Crawley, Troels Andersen |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Trade Capital Partners provides working capital to regional importers, exporters, traders, distributors, wholesalers, and SMEs.
Exirio
| Founders | David Martínez de Lecea |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Track all your wealth. In one place.
Splintr
| Founders | Abdulrahman AlJumah, Badr AlBadr, Mohammad AlMajid AlMheiri |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Splintr is the first Buy Now Pay Later company in the GCC region, offering customers multiple payment options at the point of checkout.
Wethaq Capital Markets
| Founders | Mohammed Alsehli |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Wethaq Capital leading regulated venture in Islamic Capital Markets
Finablr
| Founders | Bavaguthu Raghuram Shetty, Promoth Manghat |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Finablr is a global platform for Payments and Foreign Exchange solutions underpinned by modern and proprietary technology.
GameChange Solutions
| Founders | Shailesh Tiwari |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
GameChange Solutions is a FinTech operating company.
Holo.ae
| Founders | Arran Summerhill, Michael Hunter |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Holo is the first web-based Digital mortgage advice and application platform in the Middle East.
Noor Bank
| Founders | Mohammed bin Rashid Al Maktoum |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Noor Bank (formerly Noor Islamic Bank) was established in January 2008, in Dubai – United Arab Emirates.
CNS
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CNS deals with innovations and technology in areas like digital banking, cybersecurity, cloud, IT, data and analytics.
Soulwallet
| Founders | Deepak Kumar, Rahul Surendran |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A unique UAE based comparison site which helps customers make well informed personal finance decisions.
Funder.ai Technologies
| Founders | Siddhartha Agarwal |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Digital Financing Platform for SMEs and Salaried Personnel enabling early payment solutions creating liquidity and lowering financial stress
Acquico
| Founders | Sultan AlMasri |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fundraising
TFL TECH
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Software development company
FINMAAL
| Founders | Muhammad Ashfaq-Ur-Rehman |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Finmaal is a fintech venture on a mission to simplify financial products for making people lives easier.
Jaib
| Founders | Fouad Jeryes, Sinan Taifour |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Jaib is an intelligent, quick, card-less and bank-less payment method.
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