At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 62 FinTech companies in Southern Finland. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top FinTech Companies & Startups (Southern Finland)
ReceiptHero
Founders | Joel Ojala, Saku Pihlajaniemi, Tommi Keränen, Tuomas Peippo |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Platform to for Merchants to engage with customers. Loyalty and receipts in one platform – respecting our data privacy
Mash
Founders | Tommi Lindfors |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
One of Europe’s fastest growing FinTech companies driving innovation in payments and lending.
CrediNord
Founders | Jan Forsbom, Jim Forsbom, Matias Peltoniemi, Roope Lindroos |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SME lending reinvented!
Enfuce
Founders | Denise Johansson, Monika Liikamaa, Niklas Apellund, Tom Gråhn, William Ekström |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Enfuce offers payment, open banking, and sustainability services to banks, fintechs, financial operators, and merchants.
Zervant
Founders | Mattias Hansson, Tuukka Koskinen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Zervant is a market leading pan-European provider of online invoicing solutions
Holvi
Founders | Kristoffer Lawson, Mikko Teerenhovi, Teemu Hukkanen, Tuomas Toivonen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Holvi is digital banking for freelancers and small business owners.
Loudspring
Founders | Tarja Teppo, Timo Linnainmaa |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Loudspring is focused on funding and commercializing companies rooted in the Finnish clean technology industry.
Cooler Future
Founders | Matti Rönkkö, Moaffak Ahmed |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cooler Future is a fintech startup developing transparent and effective impact investment solutions for the climate-conscious generation.
Inventure
Founders | Kevin Lösch, Sami Lampinen, Timo Tirkkonen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Inventure is a venture fund that specializes in helping its portfolio companies with talent and expansion.
Invesdor
Founders | Jouni Leskinen, Lare Lekman, Lasse Mäkelä, Miikka Poutiainen, Petteri Poutiainen, Timo Lappi |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A leading European fintech firm making participation in growth finance easy and fair for everyone.
Selma Finance
Founders | Kevin Linser, Mikael Roos, Patrik Schaer, Valeria Gasik |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
the easiest way to take care of your money.
Lifeline Ventures
Founders | Timo Ahopelto |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Lifeline Ventures is a team of serial entrepreneurs that invest in sectors we know by heart from our years as founders and startup leaders.
Business Finland
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Business Finland is a Finnish funding agency specialized in research communities, industry, and service sectors.
LVS Brokers
Founders | Jarkko Forsberg, Lauri Mäenpää, Lauri Sommarberg, Teemu Jokinen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fintech: AI based brokering – connecting banks and lenders to consumers
Comparables.ai
Founders | Markus Vesala, Martin Kangasniemi, Muhammad Ammad-ud-din, Niko Nalli |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Comparables.ai provides an AI-augmented company analysis platform for professionals to find and compare companies quickly and intelligently
Palofy Analytics Oy
Founders | Kustaa Valtonen, Maria Thandia Pomar Zurita, Peter Vesterbacka, Timo Uusi-Kerttula |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Palofy provides SMEs with customer loyalty and payment processing services and develops analysis and forecasting tools.
Bankify
Founders | Antti Tarakkamäki, Tero Lappalainen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
We specialise in customer-centric mobile banking solutions, which we offer as microservices to financial institutions.
Enterpay
Founders | Jarkko Anttiroiko |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Enterpay is a Finnish fintech startup
Skenario Labs
Founders | Hannu Nikupeteri, Topi Tiihonen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Skenario Labs offers intelligent property analytics for real estate owners, asset managers, and financial institutions.
B2B Pay
Founders | Neil Ambikar |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
B2B Pay provides virtual bank accounts for exporters receiving payments.
iconicchain
Founders | Andras Vajda |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
We turn regulatory compliance into an automated, real time process by using private, high speed, secure distributed ledgers
United Finance
Founders | Marko Roivainen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Smartcontract, Fintech, Subscription, Payment, Financing, Invoicing
Book Salon
Founders | Harri Myllyla, Jonne Castren |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Book Salon is an exciting new Fintech and Platform Economy startup offering free digital tools for Hair, Beauty and Wellness companies.
Inside Secure
Founders | Markku Mehtälä |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Meontrust provides banking grade security for online identities and payments.
OpenOcean
Founders | Michael Widenius, Patrik Backman, Ralf Wahlsten |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
OpenOcean is an early-stage venture capital firm investing in B2B software across Europe.
KleverApp
Founders | Jeanette Samuelsson, Simon Sandvik |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Klever is a smartphone application that allows you to receive and pay all your bills in one secure application.
kontoor
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kontoor reads all news and while monitoring markets learns to think like a trader combining human intuition with machine intelligence.
LocalBitcoins
Founders | Jeremias Kangas |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
At LocalBitcoins.com, people from different countries can exchange their local currency to bitcoins.
Fellow Finance Plc
Founders | Harri Tilev, Jouni Hintikka, Teemu Nyholm |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fellow Finance is a peer-to-peer lending platform.
DaySave
Founders | Calvin Otewa, Kasper Nevalainen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
DaySave is a FinTech company that allows tailored saving solutions for individuals with no time commitment from the user.
Enable Banking
Founders | Fedor Tyurin, Joonas Tomperi |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Enable Banking is a financial connectivity platform which is providing direct access to banks payments and account information APIs
Voima Gold
Founders | Marko Viinikka |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Voima Gold is a fintech company offering gold-backed accounts that allow clients to securely buy, sell, store, deposit and withdraw gold.
Fudge Token
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
FUDGE tokens is the most talked about altcoin project: it’s the. high-tech blockchain-based digital currency broadly similar to BTC & ETH.
Kredit Finance
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kredit Finance is a Finland-based fintech company that focuses on AI-based SME lending in the Nordic countries.
Valega Chain Analytics
Founders | Jonathan Pallares, Sven Martinsson |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Valega Chain Analytics offers compliance tools to analyze and prevent illegal activities in crypto and blockchain-related transactions.
The Ferratum Group
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
TFG is a pioneer in the area of financial technology and mobile lending listed in The Prime Standard of The Frankfurt Stock Exchange.
Aion Sigma
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Aion Trust Score enables the 2.1 billion underbanked to access fair finance and pay-as-you-go smartphones
P3 Cloudasset
Founders | Hasan Malik |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
P3 Cloudasset offers platforms for digital payments, future commerce, insurance, and banking.
YellowMay
Founders | Jussi Tommola, Kristin Schombel |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Unique Data and Quality for insurance insights powered by global online comparison platform
ZenTreasury
Founders | Lars Nevalainen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
ZenTreasury is a FinTech and SaaS company. We provide cloud treasury and lease accounting software.
riskrate
Founders | Päivi Kangasmäki, Tuomas Ritola and Jussi Pyörre |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
riskrate picks up all invoices and bank data you need and lets you create live reports in seconds.
Norvestia Growth Equity
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Norvestia Growth Equity are made in Nordic unlisted companies, growth-oriented listed companies and private equity funds.
Axinoss
Founders | Andreas Urbanski, Topias Nurminen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
AI-algorithmic trading and tail-risk hedging
Startup Sauna
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Startup Sauna is an accelerator focusing on raising the valuation of seed-stage startups.
Finnish Fintech Ecosystem
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Finnish Fintech Ecosystem is to develop innovative, value added services for the end- customers.
Nordic XR Startups
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Nordic XR Startups offers participating startups equity investment, mentorship opportunities, workspaces, and back-office services.
Exidio
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Exidio is a Fintech company with a focus on improving cashflow and treasury control and management
GF Money Oyj
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
GF Money Oyj is a fintech versatile finance firm.
Fair PtP cover
Founders | Johannes Hirvaskoski, Tero Weckroth |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fair PtP strives to create a global consumer brand, applying a new disruptive insurtech model, and sharing economy principles.
Euroloan Consumer Finance PLC
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Euroloan Consumer Finance PLC provides instant consumer credit (short-term financing for private customers).
InvestPost.com
Founders | Gian-Luca Cioletti |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Financial social platform
Salaxy
Founders | Janne Isosävi, Jukka Kiiskinen, Olli Perttilä |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Salary Payment Operator. Open API and services to integerate salary payment into your internet service.
Education Finland
Founders | Ruby Rose |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Not available.
VertaaEnsin.fi
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
VertaaEnsin.fi is the leading financial comparison platform in Finland.
Fintech Finland
Founders | Harry Brade |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fintech services in Finland and help Fintech companies grow internationally.
Get Mezzanine Financing
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Get Mezzanine Financing is an information hub for all your mezzanine financing needs.
Mobey Forum
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Mobey Forum is the global, non-profit industry association empowering banks.
Emittor
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Emittor is a fintech company that offers money market platforms and solutions for the investment sector.
InvestorEye
Founders | Antti Kuittinen, Laura Kuittinen, Naseer Ahmad |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
InverstorEye is a Finnish fintech startup
New Rose
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
New Rose is a financial institution that specializes in business development, financing, P2P technologies, insurance, and lending services.
Teemuaho
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Teemuaho offers accounting services and firmware for financial planning.
Avotage
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Avotage is a powerful credit card verification solution against online fraud.
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