Walmart and Citi Launch Bridge Platform to Connect Suppliers and Lenders

Key Takeaways:

– Walmart has partnered with Citi to create a platform called Bridge, which connects Walmart’s small business suppliers with lenders.
– The platform aims to streamline the loan process for suppliers and lenders, providing greater choice, convenience, and access to capital.
– Citi has focused on including Minority Depository Institutions and Community Development Financial Institutions on the platform.
– Over 70 lenders offer loans of up to $10 million through the Bridge platform.
– The platform includes over 20 Minority Depository Institutions and four women-owned institutions.
– 15 of the 20 Black-owned banks in the US are lenders on the platform.


Walmart, one of the largest retail giants in the world, has joined forces with Citi, a leading global bank, to create a groundbreaking platform called Bridge. This platform aims to bridge the gap between Walmart’s extensive network of small business suppliers and lenders, providing them with easier access to capital and streamlining the loan process.

The Bridge Platform: Connecting Suppliers and Lenders

The Bridge platform serves as a digital marketplace where Walmart’s suppliers can connect with over 70 lenders. It acts as a central hub for suppliers to submit loan requests and interact with lenders, making the loan process more efficient and convenient for both parties involved. This innovative platform leverages technology to simplify and expedite the lending process, ultimately benefiting Walmart’s suppliers.

Streamlining the Loan Process

Traditionally, obtaining a loan for small businesses can be a complex and time-consuming process. However, the Bridge platform aims to change that. By digitizing the loan application and approval process, suppliers can save valuable time and effort. The platform provides a user-friendly interface where suppliers can easily submit loan requests and track their progress. This streamlining of the loan process allows suppliers to focus on growing their businesses rather than getting caught up in paperwork and bureaucracy.

Greater Choice and Convenience for Suppliers

One of the key advantages of the Bridge platform is the increased choice and convenience it offers to Walmart’s suppliers. With over 70 lenders participating on the platform, suppliers have a wide range of options to choose from. They can compare loan terms, interest rates, and repayment plans to find the best fit for their specific needs. This increased competition among lenders benefits suppliers by potentially lowering borrowing costs and providing more favorable loan terms.

Inclusion of Minority Depository Institutions and Community Development Financial Institutions

Citi has made a conscious effort to include Minority Depository Institutions (MDIs) and Community Development Financial Institutions (CDFIs) on the Bridge platform. MDIs and CDFIs are financial institutions that primarily serve minority and underserved communities. By including these institutions, the platform aims to promote financial inclusion and provide opportunities for historically marginalized businesses. Over 20 MDIs and four women-owned institutions are participating on the Bridge platform, ensuring that a diverse range of suppliers can access the capital they need to thrive.

Access to Capital: Loans of up to $10 Million

Through the Bridge platform, suppliers have the opportunity to secure loans of up to $10 million. This significant amount of capital can be a game-changer for small businesses, allowing them to expand operations, invest in new technologies, or hire additional staff. The platform’s ability to connect suppliers with lenders offering substantial loan amounts demonstrates its commitment to supporting the growth and success of Walmart’s suppliers.

Empowering Black-Owned Banks

In a commendable move towards promoting diversity and inclusion, the Bridge platform has partnered with 15 of the 20 Black-owned banks in the United States. This partnership empowers Black-owned banks by providing them with a platform to connect with suppliers and offer their financial services. By supporting these banks, the platform contributes to the economic empowerment of Black communities and helps address historical disparities in access to capital.


The partnership between Walmart and Citi to create the Bridge platform is a significant step towards empowering small business suppliers. By streamlining the loan process, providing greater choice and convenience, and including Minority Depository Institutions and Community Development Financial Institutions, the platform aims to level the playing field and promote financial inclusion. With loans of up to $10 million and partnerships with Black-owned banks, the Bridge platform is poised to make a lasting impact on the growth and success of Walmart’s suppliers.

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