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Texas’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Texas. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Texas)


Bestow

FoundersJonathan Abelmann, Melbourne O’Banion
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Bestow is an insurance technology company offering term life insurance that is accessible and affordable to families.


Turnkey Lender

FoundersDmitry Voronenko, Elena Ionenko
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#1 AI-based SaaS for digital lending


Vertalo

FoundersDave Hendricks, Gautam Gujral, William Baxter
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Vertalo is a SaaS solution connecting and enabling the digital asset economy.


Modo

FoundersAaron Wilkinson, Bruce Parker, Erich Schulz, Greg Harvey, Mark Saum, Sam Brown
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Modo is the payments orchestration platform for enterprises.


Rabbet

FoundersAndrew Latimer, Will Mitchell
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Rabbet is an intelligent construction finance platform using data to bring trust, transparency, and matchmaking to home renovation.


Fair Fintech

FoundersKhalid Parekh
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Fair is a multilingual neobank and financial services platform that values people over profit and purpose over process.


Opcity

FoundersBen Rubenstein, Michael Lam
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Opcity connects real estate agents and mortgage loan officers to pre-screened, live leads.


Upside Financing

FoundersNicholas Mares
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Upside Financing tackles one of the biggest problems across the CPG industry: mis-matched payment terms.


Fintiv

FoundersMichael A. Liberty
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Fintiv is a technology company that designs, develops, and provides mobile commerce and payment solutions.


Everyware

FoundersLarry Talley, Scott Orlinsky
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Everyware provides a secure, user-friendly payment collection and two-way messaging platform.


MicroVentures

FoundersBill Clark
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MicroVentures is an online equity crowdfunding platform enabling angel investors to connect with startups to raise capital.


Self

FoundersUnknown
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Self is a venture-backed fintech company with a mission to help people build credit and savings.


inKind

FoundersAndrew Harris, Johann Moonesinghe, Miles Matthias
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inKind finances restaurants by purchasing large amounts of food and beverage credits upfront, and then selling that F&B credit to consumers.


dash.fi

FoundersZach Johnson
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The world first charge card exclusively for ad spend


DocSpace

FoundersMario Amaro, Miles Montes
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We make it easy for clinicians to build and launch independent practices


Solovis

FoundersCaleb Doise, Josh Smith
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Solovis is a multi-asset class portfolio management, analytics and reporting technology platform, designed for institutional investors.


Open Lending

FoundersJohn Flynn, Ross Jessup, Sandy Watkins
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Open Lending is a provider of lending enablement and risk analytics solutions to financial institutions.


Maxima Investments

FoundersMarcos Martins
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We’ll teach you how to grow your finance, stocks & cryptocurrency portfolios, provide good forex Signals, financial services & consultation


Vpay

FoundersRobert Allen
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VPay is focused on delivering best-in-class claims payment solutions designed specifically to streamline the payment process.


Vyze

FoundersJim White, Suneet Paul
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Vyze offers solutions that enable retailers to offer more payment options for their customers.


iownit

FoundersHamid Gayibov, Rashad Kurbanov
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Powering Digital Private Markets


Billd

FoundersChristopher Doyle, Jesse Weissburg
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Billd is a construction finance company that offers material purchases at 120-day terms to the construction industry.


Zirtue

FoundersDennis Cail, Michael Seay
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Zirtue is a relationship-based lending application that simplifies and automates loans between friends, family and trusted relationships.


Indyfin

FoundersAkshay Singh
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Indyfin empowers independent financial advisors to compete and win in a new era of wealth management.


Aurox

FoundersUnknown
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Aurox is a cryptocurrency trading terminal designed to help traders accelerate their profits.


Credit Mountain

FoundersFrank Santoni, Nathan Pinto
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Fintech SaaS solution that allows lenders to offer rejected borrowers a “Path to Approval”


Factom

FoundersAbhiśek Dobhal, Brian Deery, David A. Johnston, Paul Snow, Peter Kirby, Tiana Laurence
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Factom, Inc. is a blockchain innovations company providing blockchain as a service platforms.


Zabo

FoundersAlex Treece, Christopher Brown, William Dias
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Zabo connects any crypto wallet to any application in a few lines of code.


KindHealth

FoundersAlbert Pomales, Andrew Tomasik, John Constantine
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The Digital Platform that simplifies Health Insurance Management.


Kare

FoundersCharles Turner
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Kare is a platform that empowers post-acute caregivers to earn extra income and manage their own flexible schedules.


Oveit

FoundersMike Mihai Dragan
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We offer closed loop payments, distributed on public and private blockchain. We use AI to prevent fraud. Oveit can be deployed on minutes.


Able Lending

FoundersEvan Baehr, Will Davis
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Able is the lowest-cost online lender for small business loans in the nation. We partner with your network to provide loans from $25k-$1MM.


AEGIS Hedging Solutions

FoundersBryan Sansbury
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AEGIS Hedging Solutions is the recognized global leader for hedging technology and expertise.


GrainChain

FoundersFernando Campos, Luis Macias, Jaime Lopez, Carlos Huggins
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GrainChain solves problems for all participants at every stage of the global agricultural supply chain through a software ecosystem that creates unparalleled transparency, efficiency, reliability, and liquidity. 


JetPay

FoundersBipin C. Shah
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JetPay specializes in technology solutions for the e-commerce and card-not-present marketplace, including proccessing and acquiring.


VeraBank

FoundersUnknown
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VeraBank is a financial service company providing a services in banking technology.


Visio Lending

FoundersJeff Ball
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Visio Lending offers a range of loans and mortgage loans to investors in the real estate investment markets.


Joust

FoundersGeorge Kurtyka, Lamine Zarrad
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Joust is a banking platform that directly provides merchant services and business banking for the self-employed.


Cion Digital

FoundersArpit Agrawal, Fred Brothers, Snehal Fulzele
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Blockchain Orchestration Platform, Real-Time Crypto Payment and Financing Solutions


Beyond Finance

FoundersBenjamin Schwan
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FinTech – Next Generation Financial Services & Debt Solutions


Rev Worldwide

FoundersBertrand Sosa, Roy Sosa
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Fintech company focused on developing payment product innovations around the world leveraging a proprietary processing platform.


Realized

FoundersDavid Wieland
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The Realized FinTech platform enables aging HNW families to tax-efficiently convert legacy real estate into passive income investments.


Tricolor Holdings

FoundersDaniel Chu
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Tricolor Holdings is a mission-driven company that utilizes advanced data analytics and technology to advance financial inclusion.


HEADLINE

FoundersAaron Martinez
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HEADLINE is a Texas-based fintech startup and media company. We build software on the Algorand blockchain.


CollateralEdge

FoundersJoel Radtke
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CollateralEdge is an innovative fintech platform.


Multicoin Capital

FoundersKyle Samani, Tushar Jain
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Multicoin Capital is a thesis-driven cryptofund that invests long term in tokens that reshape entire sectors of the global economy.


Satoshi Energy

FoundersAndrew Myers
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Satoshi Energy is a provider of data driven insights and power contracts for bitcoin miners.


OverlayAnalytics

FoundersBryan Shupe, Tommy Shuey
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Integrated financial data platform


Chipper

FoundersTony Aguilar
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Chipper is a student loan app that lower payments, qualify for forgiveness, and chip away debt faster.


Hearth

FoundersAnthony Ghosn, Joe Lonsdale, Joe Lonsdale
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Financial Technology for built for the Home Improvement industry


Q2ebanking

FoundersHank Seale
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Q2ebanking designs virtual, mobile and voice banking applications for financial institutions.


HyperLinq

FoundersAmar Gautam, Karamvir Singh, Kunal Kumar
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Democratizing access to trading technologies


FloatMe

FoundersChristopher Brown, Joshua Sanchez, Ryan Cleary
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FloatMe is the fast-growing fintech app that’s helped Americans save $100M in fees since launch through “floats” and a host of PFM tools.


LegacyTexas

FoundersUnknown
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LegacyTexas is commercially oriented community bank that serves local entrepreneurs, businesses, and families.


NextSeed

FoundersAbraham Chu, Robert Dunton, Youngro Lee
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NextSeed is an online fundraising platform where any businesses can raise financing from any investors including non-accredited investors.


ioogo

FoundersJosh Alballero, Kristy Alballero, Val Osipenko
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ioogo is a tax and accounting software and services company that specializes in software development, mobile software, and web solutions.


Abacus

FoundersIan Macalinao, Pradyuman Vig
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Abacus streamlines customer onboarding for financial services companies.


DriverUp

FoundersBrett Beebe, Sam Ellis
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DriverUp is the first online auto lending marketplace for accredited investors.


Unchained Capital

FoundersDhruv Bansal, Joseph Kelly
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Unchained Capital is a blockchain financial services company that lends cash to long-term crypto holders.


Grey

FoundersMichael Ruddock, William Clark
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Grey is a financial service company that offers payment processing services for high-risk businesses.


AlgoPear

FoundersBen Malena, Johnathon Albercrombie, Lakeisha Turner, Ronnie Green
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AlgoPear is a AI trading marketplace where retail traders can connect their portfolio to AI investment strategies.


Paybook

FoundersGerardo Treviño, Rafael Fong
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Paybook is a hub that connects people with their financial world through bank connectivity and innovative technology.


BorrowersFirst

FoundersJonathan Ende
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We are a tech-enabled consumer lending platform organized around providing superior value and experience for our borrowers.


DonateStock

FoundersSteve Latham
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DonateStock is an emerging fintech startup seeking to transform charitable giving.


Honest Dollar

FoundersHenry Yoshida, William Hurley
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Honest Dollar Hopes to Make Retirement Plans Affordable For SMBs.


Alkami Technology

FoundersGary Nelson, Sean McElroy, Stephen Bohanon
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Alkami Technology provides cloud-based digital banking solutions for credit unions and banks.


Vesti

FoundersAbimbola Amusan, Olusola Amusan
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Vesti provides finance application for sending, receiving and investment of money.


CollBox

FoundersCameron Desautels, Ed Luczycki
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Debt collection for cloud accounting


Coinflip Solutions

FoundersDevin Wade, Kerry Gilligan, Mike Fragale
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CoinFlip is the first payment network to route transactions on a per-item basis.


m1neral

FoundersJacob Avery, Kyle Chapman, Shawn Cutter
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M1neral is building the first all-in-one transaction management platform for oil & gas minerals and royalties.


Lendflow

FoundersJon Fry, Matthew Watts
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Lendflow makes it easy for software companies to embed lending services into their product.


Wedy

FoundersRumaiza Fathima Ali
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Wedy is the world’s first booking and financing marketplace for the wedding industry.


CVEX Group

FoundersChris Belew, Craig Aumann
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CVEX Group is applying technology and automation to create the most advanced trading platform for private company equities.


RiftPay

FoundersAdoba Yua, Bryce DeVaughn, Deric Riddle-Richardson, Haafiz Abdurrahim
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Riftpay is a FinTech startup that offers a secure payment environment and can combine split transactions in real-time.


I Hate Receipts (IHR)

FoundersRyan Greene
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The Cloud Based Receipting™ empowers consumers with their purchase data and engages merchants with their proprietary Mobile HD Receipt™


Unbill

FoundersJordan Wright, Scott Weinert
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Unbill is a mobile app that can pay your bills for you. Additionally, developers can use it’s biller API inside their own apps.


Founderpath

FoundersNathan Latka
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Founderpath helps SaaS companies increase cash flow without diluting ownership by offering loans based on their monthly recurring revenue.


Episode Six

FoundersChermaine Hu, Futeh Kao, John Mitchell
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Episode Six offers a highly configurable ledger and payments system. The financial technology is readily accessible via over 550 API.


Dosh

FoundersRyan Wuerch
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Dosh is a free cash back app that finds users money for shopping, dining out, and pumping gas at thousands of merchants & brands nationwide.


Levelfield

FoundersDavid Powell, Earl Powell, Gene Grant, Hal Hoodwin, Stephen Helmholz, Stephen Redler
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VRBex is a Houston, Texas based financial services company seeking to blend traditional banking, securities, and digital assets


Freede Solutions

FoundersBruce Cummings
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Freede develops strategies intended to help people reduce and eliminate their debt.


Vault Wallet

FoundersCorey Segall, Daniel Arulraj
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Vault Wallet, making blockchain development Easy. Secure. Affordable.


Noesis

FoundersScott Harmon
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Noesis is a tech-enabled lending marketplace for financing commercial building improvements.


Milestones Labs

FoundersDustin Gray
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Milestones Labs provides real estate services to assist people in purchasing a home, selling a home, and obtaining a mortgage.


Goldcrest Capital

FoundersAdam Ross, Daniel Friedland
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Goldcrest is a venture capital fund that invests in private technology companies.


BankingON Inc.

FoundersAlexey Krasnoriadtsev, Anton Antonov, Carl Thong
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Mobile Banking Platform for Credit Unions and Community Banks


IPwe

FoundersBrian Berman, Erich Spangenberg
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IPwe is a global innovation fintech platform company focused on enterprise/corporate assets.


Highcrest Capital

FoundersJ.P. Bourtin
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Highcrest Capital utilizes technology and innovation to create products that meet pressing investment needs.


GradJoy

FoundersJesus Marco del Carmen, Jose Bethancourt
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GradJoy manages your student loans — helping you save money and be debt-free faster.


MR Presta

FoundersCarlos Rosso, Cesar Manduca
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Developing cutting edge technology for Fintechs in origination, credit scoring and servicing around the world.


UpEquity

FoundersLouis Wilson, Tim Herman
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UpEquity is a tech-enabled mortgage platform.


TrustFund, Inc.

FoundersFrank Santoni, Nathan Pinto
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Fintech platform to disrupt predatory lending


CreditSuppliers

FoundersJames Nielsen
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CreditSuppliers provides construction material financing to help contractors and subs grow their business while ensuring that merchants


InforcePRO

FoundersCameron Jacox, James Hilton, Karan Kanodia
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InforcePRO™ (Acquired 06/17) has reshaped how the $2T insurance industry manages, mines, & markets to it’s largest asset–policyholder data.


Abrigo

FoundersDaniel Cho
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Abrigo provides market-leading compliance, credit risk, and lending solutions to enable its customers to think bigger.


tapNpay

FoundersManuel Fustes
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tapNpay is a FinTech company that has developed a new patented payment service working with mobile carriers globally as billing agents.


ATA RiskStation

FoundersAladin Abughazaleh
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ATA RiskStation is a financial services company that offers a web-based platform for risk-reporting of funds and investors.


Unwired Nation

FoundersC. Eric Smith, R. Stacey Zuniga
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Unwired Nation powers mobile banking apps for community financial institutions with Unwired Banking, its patented mobile platform.


ScaleFactor

FoundersKurt Rathmann
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ScaleFactor provides accounting and finance software with automated bookkeeping, proactive alerts, and other features.


Method Financial

FoundersJesus Marco del Carmen, Jose Bethancourt
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Method Financial is a debt repayment API that facilitates payments for all types of debt.

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