in

Spain’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Spain. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Spain)


Octopus Investments

FoundersChris Hulatt
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Octopus Investments is an venture capital investment firm


Pagantis

FoundersMarta Plana, Pascal Pegaz-Paquet, Rolf Cederström
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pagantis, an established fintech founded in 2011, provides automated, friction-free consumer finance for e-commerce transactions in Europe.


Lana

FoundersAlvaro Jara Chavarría, Carla Cardoso, Juan Camilo Pineda, Juan De Antonio, Mark Villacampa, Pablo Muniz, René Galindo, Sam Lown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Lana is a technology platform for Gig Economy workers that operates as a financial marketplace in LATAM


WiPay

FoundersAldwyn Wayne
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

WiPay is an innovative provider of electronic payment solutions.


Goin

FoundersCarlos Rodríguez Antón, David Riudor, Gabriel Esteban Gullón
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Goin is a mobile application to save money easily and take advantage of it without knowing how to invest.


Voltz Labs

FoundersArtur Begyan, Simon Jones
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Voltz Labs is a defi primitive that empowers leveraged interest rate swaps.


Reloadly

FoundersEmmanuel Piard, Michel Francis
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Payment APIs for mobile airtime and digital prepaid value


Unnax

FoundersJordi Pérez, Julian Díaz-Santos
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Unnax offers bank aggregation, payments, onboarding, and e-money services through a single API.


Bit2Me

FoundersAndrei Manuel, Leif Ferreira
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Suite of blockchain services for exchanging cryptocurrencies and boost the adoption of Bitcoin


StudentFinance

FoundersMariano Kostelec, Marta Palmeiro, Miguel Santo Amaro, Sergio Pereira
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

StudentFinance is a Fintech company that aims to solve the skills gap, while transforming the trillion dollar education industry.


Atani

FoundersHaydee Barroso Bañales, Paul Barroso
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Atani is the one-stop crypto trading platform: trading on 20+ exchanges, integrates technical analysis tools and automates tax reporting.


Startupxplore

FoundersJavier Megias, Nacho Ormeño
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Startupxplore is a premium startup investment platform that allows unexperienced and time-savvy investors to diversify their portfolio .


Cleverea

FoundersAlvaro Sanz Perez, Javier Bosch Liarte, Joan Bosch Liarte
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

P&C Neo-insurer. We design, develop, underwrite, distribute (B2C & B2B2C) and manage disruptive insurance across the whole customer journey.


WEECOVER

FoundersJordi Pages, Rafael Gallardo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Weecover facilitates online and digital insurance on-boarding processes for Companies, Customers and Distribution partners.


TaxDown

FoundersAlvaro Falcones Muñoz, Enrique García Moreno, Joaquin Fernandez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

TaxDown is a Spanish startup that eases the income tax return filing process for taxpayers.


Ninety Nine

FoundersJavier Sanz Álvarez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Ninety Nine is a developer of financial trading platform intended to charge no commission fees.


anfix

FoundersAmine Khadmaoui, Jorge Pascual
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Anfix is ​​an accounting, invoicing and HR cloud software designed for advisors and small business/professionals


Arbor Fintech

FoundersIgnacio Bautiste Cuervo, Nicholas Edward Salguero, Samuel Benelbas
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Arbor is a 360 degree financial wellness platform helping users to save, invest and cut debt through


Finizens

FoundersAlfonso de Leon, Francisco Velazquez, Giorgio Semenzato, Martin Huete
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Wealth management firm offering a 100% digital robo-advisor investment service through globally diversified, low-cost index fund portfolios.


Neo (getneo.com)

FoundersEmmanuel Anton, Ian Yates, Laurent Descout, Nuria Molet
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Cash management and FX Hedging SaaS. We build bespoke FX hedging and cash management solutions for corporates across EU.


All Iron Ventures

FoundersAnder Michelena, Jon Uriarte
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

AIV invests in the early stages of European companies that aspire to reshape the future of consumers and enterprises through technology.


Alma Mundi Ventures

FoundersJavier Santiso, Rajeev Singh-Molares
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Alma Mundi Ventures is a venture capital firm that funds primarily technology-based companies with B2B and B2B2C business models.


Nemuru

FoundersEnric Gilabert, Natalia Piccinin, Pere Monràs
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A technology platform that revolutionizes the way people pay for products and services.


Ibancar

FoundersAlexander Melis
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Specialist online asset backed lender offering consumer loans to clients with difficult credit history


Declarando

FoundersJuanjo Traver, Marta Zaragozá, Vicente Solsona
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Declarando is a tax consultancy that helps the self-employed keep accounts, prepared invoices, and present taxes.


Coverfy

FoundersVicente Arias
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Coverfy is an insurtech startup on a mission to make insurance easy for everyone.


Capital Cell

FoundersDaniel Oliver
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Capital Cell is a European equity crowdfunding platform for biotech & healthcare projects based in Barcelona and Cambridge/UK.


Aplazame

FoundersDaniel Molina, Fernando Cabello, François Derbaix
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Aplazame is a consumer credit company that provides instant financing service for online purchases.


EthicHub

FoundersGabriela Chang, Jori Armbruster, Raul Martinez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Blockchain-based P2P platform connecting profitable small farming communities with lenders and product buyers.


Uelz

FoundersMaria Luque, Xandra Etxabe Arroyo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Uelz automate & route payment collection by integrating the solution with multiple payment gateways.


Banco Bilbao Vizcaya Argentaria

FoundersCarlos Torres Vila
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Banco Bilbao Vizcaya Argentaria is a global financial services group that offers the a range of services to customers and companies.


HUBUC

FoundersHasan Nawaz, Ignacio Javierre
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A single API-platform which allows any business to embed financial services capabilities into their products.


Verse

FoundersAlex Lopera, Bernardo Hernandez, Borja Rossell, Dario Nieuwenhuis
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Verse offers a payments platform that allows users to share payments easily, instantly, and with no hidden fees.


Afterbanks

FoundersDavid Lozano
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Subsidiary of Minsait, an Indra company, aggregates bank data and initiate payments. Authorized by the UK FCA to operate as PISP and AISP.


Fuell

FoundersDaniel Seijo, Eduardo Ortiz de Lanzagorta Gonzalez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A radically better corporate card for your business. Say goodbye to expense reports while you get credit limits that grow with you


Divilo

FoundersJuan Guruceta
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Divilo is a B2B financial platform for companies and the self-employed.


bnc10

FoundersDavid Montanyà, Jordi Domínguez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Bnc10 IS A mobile banking platform that aims to bend finance rules, far from traditional banks.


Fellow Funders

FoundersFrancisco Mariscal, Guillermo Azqueta
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fellow Funders is an independent firm with the goal of accompanying SMEs and Startups in their plans for expansion and consolidation.


Flanks

FoundersAlvaro Morales de Cano, Joaquim De la Cruz, Sergi Lao
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Flanks is a Spanish company specialized in providing comprehensive solutions of high added value based on financial data.


2gether

FoundersLuis Estrada, Salvador Casquero Algarra
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

2gether is a collaborative financial platform that accelerate the world’s transition to decentralized finance.


Housers

FoundersAlvaro Luna, Antonio Brusola
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Housers is a crowdfunding and crowdlending platform that enables individuals to invest in real estate, green and corporate projects.


Mitto

FoundersMarcos Cuevas
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Mitto is a debit card and app designed for “Generation Z” teens.


Lucas

FoundersJorge Arturo Cáceres, Steven Aitkenhead
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Lucas is introducing a new and accessible way into homeownership to millennials through a Rent to Buy model


Balio

FoundersGerard Bernal, Guillem Roig Collell, Sergi Benet
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Personal Finance Manager and Investing


LIBEEN Smart Housing

FoundersJosé Manuel Cartes González, Sofía Iturbe Cobos
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

We make homeownership flexible and affordable for millennials thanks to the #SmartHousing model.


Bewater Funds

FoundersFrançois Derbaix, Ramon Blanco Duelo, Unai Ansejo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Private securities investment for professional investors, with liquidity


Captio

FoundersDan Moser, Joaquim Segura, Joel Vicient, Lluís Claramonte
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Captio enables companies and their employees an improved control of their expenses and the discovery of new savings opportunities.


Polaroo

FoundersDavid Rovira, Marc Rovira, Sergio Sanchez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Polaroo is a centralized platform that allows its users to manage, optimize, and unify household bills.


IDC Ventures

FoundersBobby Aitkenhead
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

IDC Ventures is a venture capital fund investing in early and growth-stage Internet and technology-enabled companies.


StockCrowd

FoundersJavier Villacampa, Sergi Pallarès
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

StockCrowd is a software company that develops the Financial Crowd Management (FCM) software.


HeyTrade

FoundersBenito Méndez Sánchez, Luis Maldonado, Ramiro Martinez-Pardo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Next gen open banking investment platform


Coinscrap

FoundersDavid Conde Sayans
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Coinscrap is a financial technology solutions for banks and insurance company.


Card Dynamics

FoundersMario Cantero
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Card Dynamics is a Issuer and Merchant partner for the subscription economy.


Payflow

FoundersAvinash Sukhwani, Benoit Menardo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Payflow is a fintech firm that allows employees to instantly access earned wages through a mobile app.


Paymefy

FoundersGuillem Sarlé, Olivier Marquès de Brito, Quim Zurano Gallart
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Paymefy provides AI debt collection solution that helps in recovering more money faster and at a lower cost.


Dost

FoundersAdam Barbera, Fernando Martin, Naqqash Abbassi
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Dost automates the process of incoming supplier invoices to help CFOs and Finance Managers of mid-size and large companies.


ClimateTrade

FoundersFrancisco Benedito, José Lindo, Juan Boluda, Pedro Ramon Lopez Garcia
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

ClimateTrade is a blockchain platform for carbon offsetting. In 2018 launched the first Carbon API in the world


Worldcoo

FoundersAureli Bou, Sergi Figueres Moret
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Worldcoo is a social company aimed at funding NGO projects through omnichannel committed companies and their users.


Fundsfy

FoundersAntonio Brusola, Santiago Vernetta, Thomas Judge
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fundsfy brings together banking services plus an investor’s marketplace to manage the money and make it grow all from one place.


Preseries

FoundersArturo Moreno, Javier Alperte
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

PreSeries takes advantage of Machine Learning to transform startup investing into a successful data-driven practice


LoanBook Capital

FoundersJames Buckland, Octavio Soler
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Online marketplace lending platform


Finanbest

FoundersAsier Uribeechebarria, Frederic Dupuy
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Finanbest is a B2C and B2B robo advisor that provides financial advice and online portfolio management.


TRADEASY

FoundersCristian Gomez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Saas trading builder platform


elsa.care

FoundersAlvaro Martinez Esteban, Ignacio Jimenez LaIglesia, Luis Jimenez de Laiglesia, Teresa Basterra Martinez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

elsa.care is a platform that offers migrant workers commission-less services and cash remittances for their loved ones back home.


Ritmo

FoundersIvan Peña Uribe, Iñaki Mediavilla, Pablo Gasalla, Raimundo Burguera
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Ritmo helps digital entrepreneurs grow faster, through non-dilutive funding and growth tools.


Finteca

FoundersCarlos Blanco, Marc Torres, Silvia Escamez Romero
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

makes it easy to plan, apply and coordinate a mortgage – all from your phone.


Livetopic

FoundersAlejandro Mariño, Antonio Casal Rey, Pablo Sixto Gulín
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Livetopic is a online financial advisor that performs a detailed and independent analysis of your financial situation.


Bewa7er

FoundersFrançois Derbaix, Ramon Blanco Duelo, Unai Ansejo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Bewa7er is a Fintech Venture Builder with currently 3 projects under way: Indexa Capital, Indexa Lending and Bewater Fund.


CryptoTechFin

FoundersGonzalo Del Cerro Avalos, Miguel Pagán Murphy
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

We are an R&D incorporated company that applies its technological development (investment algorithms, big data solutions) to obtain profits.


Advancing

FoundersCristian Pujo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fintech solution offering landlords the chance to receive 12 months of their rents in advance while protecting them against default payments


Zank

FoundersLeonardo Ramírez, Luis Reig, Oriol Chimenos
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Zank is a platform where borrowers and lenders come together to make intelligent use of their money.


Trioteca

FoundersRicard Garriga
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Trioteca is the digital advisor that helps you to get your best mortgage in Spain


eSignus

FoundersDaniel Hernandez Rogriguez, Jose Ramon Sendra
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

eSignus delivers recognized and truly secure user experiences for the custody of private keys.


Wenalyze

FoundersCarlos Albo, Roger Ferrandis
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Wenalyze, works for the Banking and Insurance sector based on AI to better know their SMEs clients and better rate their risks


ADA IMPACTO

FoundersAlexa Varsavsky, Isabel Oriol
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Conversational financial companion for unbanked women


SEGO FINANCE

FoundersJavier Villaseca Sánchez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Sego Finance is a fintech company that provides digitalized solution for investments in startups, real estate and SMEs.


Micappital

FoundersBorja Nieto, Carlos Bernabeu Juan, Miguel Camiña
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Micappital automated savings and investments manager in Spain


PIGARI

FoundersHasan Nawaz, Ignacio Javierre
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Corporate debit cards for SME and Freelancers to automate expense management and remove paper expense receipts.


Rebellion Pay

FoundersSergio Cerro
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Neobank of the Gen Z and Millenial generations


Cobee

FoundersBorja Aranguren Herrera, Daniel Olea Martin, Nacho Travesi
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Cobee is a Spanish fintech startup that develops an online platform that automates and simplifies employee benefits management.


Tickendy

Founderscesar de pablo huete
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Tickendy is the world’s first contactless digital receipt processing & analytics platform.


Pensumo

FoundersJose Luis Oros Pineda
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pensumo seeks to implement in Europe a savings model by measuring personal consumption and measuring responsible actions.


Zero1

FoundersErnesto Corral, Jose Antonio Fernandez, Ramiro Martinez-Pardo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Early Supply Chain financing to help businesses thrive


Socilen

FoundersAitor Ruiz de Alegria Galparsoro, Alvaro Castrejana Irazola, Javier Quetglas
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Socilen is collective funding platform that connects families or SMEs that need financing with investors willing to finance.


fintonic

FoundersAitor Chinchetru, Lupina Iturriaga, Marcos Icardo, Sergio Chalbaud
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fintonic is a free application that enables anyone to organize accounts and saving money.


Fintech Payments | The first marketplace of Fintech & Insurtech solutions

FoundersFrancisco Romero de Ávila
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fintech Payments is a Fintech & Insurtech solutions marketplace with a presence in more than 33 countries.


Finanzarel

FoundersJorge Bustos, Paulino De Evan
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Finanzarel is an online marketplace where companies meet investors to solve working capital needs.


Beseif

FoundersAlberto Aznar Ibarra, Silvia Romero Pérez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Beseif is a web platform that allows managing secure sales between individuals.


BBVA

FoundersCarlos Torres Vila
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

BBVA is a financial company that provides a variety of banking services online.


Ábaco Latam

FoundersVictoria Blanco Alegria
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Ábaco Latam operates as a SaaS fintech company.


Combine

FoundersDenis Moskalets, Irakli Agladze
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Combine is a mobile financial assistant that lets people feel in control of all their finances.


MYMOID

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

MYMOID is a mobile payment service characterized by its ease of use and security of all your transactions.


Feelcapital

FoundersAntonio Banda
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Feelcapital is an advisor theft and web platform that provides personalized advice in investment funds and pension funds.


DUNFORCE

FoundersAlban Sauvanet
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

The smart collection agent that simplifies and accelerates the payment of your receivables.


Besepa

FoundersAlberto Molpeceres, Gonzalo Valverde
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Besepa is a FinTech startup that offers a technology platform.


ID Finance

FoundersAlexander Dunaev, Boris Batine
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

ID Finance is a FinTech company specializing in online lending in emerging and growing markets.


tugesto

FoundersLidon Serra, Manuel Fandos
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

tugesto is a legal and fintech consultancy firm that specializes in SMEs, freelancers, and startups.


easyGOband

FoundersBenjamín Garcés Saura, Christian Bongardt
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

easyGOband is a Enterprise software for access control and cashless payments’ wearables.


SeeDCash

FoundersIgnacio Avila Nunez, Teresa Nunez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

SeeDCash is a liquidity management for small businesses, startups and freelancers.


Bankinter

FoundersHéctor Esteban Moreno
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Bankinter is a commercial bank with a Venture Capital program investing in startups


Arboribus

FoundersCarles Escolano, Josep Nebot
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Arboribus is a financial intermediary that helps small and medium enterprises find suitable funding opportunities.

Leave a Reply

Your email address will not be published.

GIPHY App Key not set. Please check settings

Maharashtra’s 101 Fastest Growing FinTech Startups

Florida’s 101 Fastest Growing FinTech Startups