Singapore’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Singapore. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

• Track record
• Executive leadership
• Market share
• Innovation
• ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Singapore)

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Stader Labs

Founders	Amitej Gajjala, Sidhartha D.
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Stader Labs is building decentralized financial protocols and applications for efficient stake management on public blockchain networks.

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Wavemaker Partners

Founders	David Siemer, Eric Manlunas, Paul Santos
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Wavemaker is a crossborder early-stage VC firm that focuses on early-stage tech startup opportunities.

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hoolah

Founders	Arvin Singh, Stuart Thornton
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

hoolah is Asia’s leading omnichannel Buy Now Pay Later ecosystem, helping merchants to increase conversion & consumers to afford responsibly

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Structure

Founders	Bryan Hernandez
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Structure financial is a global trading platform that aims to facilitate crypto-based investing and lending for mobile users.

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MoneySmart

Founders	Vinod Nair
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

MoneySmart is a financial portal to search the best loan package, insurance policy, and credit card deals.

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TomoChain

Founders	Long Vuong
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

TomoChain is an innovative solution to scalability problem with the ethereum blockchain, and other blockchain platforms.

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DeFiance Capital

Founders	Arthur Cheong
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

DeFiance Capital is a Decentralized Finance (DeFi) focused cryptoasset fund.

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Finlync

Founders	Peter Klein, Phillip Ashley Klein
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Finlync is a fintech company that manages complex financial needs through its ERP native apps and API connectivity.

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Cybavo

Founders	Paul Fan, Tim Hsu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cybavo provides digital asset custody infrastructure for crypto businesses.

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Osmosis Foundation

Founders	Josh Lee, Sunny Aggarwal
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Osmosis is a automated market maker Protocol that enables to create liquidity and trade IBC enabled tokens.

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GoCoin

Founders	Brock Pierce, Kevin Beauregard, Steve Beauregard, William Quigley
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

GoCoin develops a payment gateway for online and retail merchants to accept bitcoin as a payment method.

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Hodlnaut

Founders	Juntao Zhu, Simon Lee
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Hodlnaut is a platform that provides financial services for individual investors.

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bluesheets

Founders	Christian Schneider
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Bluesheets is a revolutionary financial data delivery platform that enables you to collect and operationalize your data in real-time.

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Incomlend

Founders	Dimitri Kouchnirenko, Morgan Terigi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Incomlend is a global invoice marketplace that gives SMEs access to tech-enabled working capital solutions by institutional investors.

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PolicyPal

Founders	Val Jihsuan Yap
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

PolicyPal is a digital management platform that provides personalized financial review and action plan.

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Jungle Ventures

Founders	Amit Anand, Anurag Srivastava
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Jungle Ventures is a venture capital firm that invests in and helps build tech category leaders from Asia.

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Credolab

Founders	Adrian Chng, Greg Krasnov, Peter Barcak
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Embedded Scoring from credolab – The confidence to say “yes”.

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Active.ai

Founders	Parikshit Paspulati, Ravi Shankar, Shankar Narayanan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Active.ai is a service platform that connects consumers with their banks via micro conversation.

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Pundi X

Founders	Constantin Papadimitriou, Danny Lim, Pitt Huang, Zac Cheah
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Pundi X is a blockchain company that’s creating a new era of decentralized world to improve your everyday life.

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Wapi Pay

Founders	Eddie Ndichu, Paul Ndichu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Wapi Pay is a Singapore based company that facilitates payments and cross border commerce between Africa and Asia.

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SOCASH

Founders	Hari Sivan, Rekha Hari, Salil Sankaran
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

soCash is the digital cash circulation platform connecting banks , retailers and individuals for cash & other banking services.

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GIC

Founders	Chow Kiat Lim
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

GIC is a global long-term investor that manages Singapore’s foreign reserves.

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CardUp

Founders	Nicki Ramsay
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CardUp simplifies the lives of business owners by bringing payments and collections into one easy-to-use digital platform.

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Helicap

Founders	David Z Wang
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Helicap is a fintech investment platform that offers funding to alternative lenders such as peer-to-peer platforms.

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Nickel

Founders	Liam Julien Lin
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Nickel is a fintech company in the Capital Markets space which builds NiX, Asia’s first FX exchange on the blockchain.

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Xen Capital

Founders	Katrina Cokeng, Manish Sansi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Xen Capital is an alternative investment platform enabling accredited investors access and liquidity in top tier investment opportunities.

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Qashier

Founders	Christopher Choo, Frank Zhao Liang
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Qashier provides smart point-of-sale solutions that help merchants digitize their businesses.

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BondEvalue

Founders	Rahul Banerjee, Raj Kannan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

BondEvalue is a Singapore based Fintech company that focuses on Asian bond markets.

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ClearX

Founders	Eran Haggiag, Gal Hochberg
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Blockchain-based enterprise marketplaces to seamlessly automate order to cash cycles with no disputes

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Saison Capital

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Saison Capital is a venture capital arm of Credit Saison.

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Persistence One

Founders	Deepanshu Tripathi, Tushar Aggarwal
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Protocol Powering Institutional Decentralized Finance

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Touché

Founders	Javier Peso, Remy Klammers
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Touché shapes how businesses and their clients interact, and allows users to make payments securely without needing to carry a card.

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TrakInvest

Founders	Bobby Bhatia
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Explore virtual social stock trading market playground that allows everyone to learn, share, and earn.

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Gotrade

Founders	David Alan Grant, Norman Wanto, Peter Hoang, Rohit Mulani
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Gotrade is a fractional share trading startup that enables 150 countries to invest commission-free in fractions of companies.

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Acala Network

Founders	Antonia Chen, Bette Chen, Bryan Chen, Ruitao Su
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Acala Network is a decentralized finance hub and stablecoin platform powering cross-blockchain liquidity and applications.

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Infina

Founders	James Vuong
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Infina is an investment platform that engages in real estate and financial services.

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Morpheus Labs

Founders	Branson Lee, Bruce Lu Yang, Chuang Pei-Han, Dorel D. Burcea
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

A platform that Enables organisations to build solutions and validate blockchain use cases atop reference applications and solutions.

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HitPay

Founders	Aditya Haripurkar, Nitin Muthyala
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

HitPay develops a platform that delivers a no-code payment processing service for SMEs.

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PowerTrade

Founders	Jon Myers, Mario Gomez Lozada
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Mobile crypto options and derivatives platform

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EDBI

Founders	Michael D. Laufer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

EDBI is a global fund with investments in the knowledge and innovation-intensive sectors.

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Canopy

Founders	Tanmai Sharma
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Canopy is a financial data aggregation, visualization, analytics, and reporting platform.

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WeInvest

Founders	Aananth Solaiyappan, Bhaskar Prabhakara, Rajesh Arjunlal
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

WeInvest enables individual investors to discover investment opportunities across real estate, mutual funds, and deposits.

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Spark Systems

Founders	Jason Lee, Jason Wang Kee Huat, Wong Joo Seng, Ye Ting Song
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cutting edge system design and technology

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Propine

Founders	Liang Zan Wong, Tuhina Singh
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Propine is a regulated tokenization and custody provider for digital assets.

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N-Frnds (nFrnds)

Founders	Arnon Yaar, Dorron Mottes, Gil Zaidman, Stanley Sacharen
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

N-Frnds’ unique agency network platform combines digital and physical distribution networks in emerging markets.

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Silot

Founders	Andy Li, Bryan Sun, Villence Kang-Ran Yu, Zihao Dennis Song
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Silot is a Singapore-based Fintech startup that empowers banks with a fast and scalable AI platform.

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Hugo Save

Founders	Ben Davies, Braham Djidjelli, David Fergusson
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Hugo is a digital account that helps you spend, save and invest, starting with gold.

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Contour

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Contour is building the world’s open trade finance network.

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C88 Financial Technologies

Founders	J.P Ellis, Karl Knoflach
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

C88 connects banks and insurers in Asia to consumers buying financial products online.

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Chintai

Founders	David Packham, Phillip Hamnett, Ryan Bethem
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Chintai is a B2B SaaS company that uses blockchain technology to revolutionize capital markets

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Wiseasy

Founders	Yan Li
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Wiseasy is a global digital banking and payment builder providing “cloud + software + terminals” services to partners worldwide

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KingSwap

Founders	Anish Mohammed, Chin-Shin Ho, Dunstan Teo, Elliotz Thiara
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

KingSwap is the newest DeFi liquidity pool platform that offers off-ramp fiat currency converting solutions.

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RioDeFi

Founders	Calvin Ng, Ekaterina Volkova, James Anderson, Stephane Laurent Villedieu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

RioDeFi is a Blockchain technology company that is bridging traditional and decentralized finance.

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Uncharted

Founders	Nick Macey
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Platform-as-a-Service that enables digital insurance transactions between global insurance carriers, brokers, and distributors.

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PolyTrade

Founders	Piyush Gupta
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

PolyTrade operates as a blockchain-based trade finance protocol.

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Red Dot Payment

Founders	Randy Tan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Red Dot Payment is an online payment company that provides payment solutions for banks, acquirers, and merchants across the Asia Pacific.

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MatchMove Pay

Founders	Hsueh Huah Leow, Shailesh Naik
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

MatchMove Pay is a financial technology company providing innovative enterprise payments solutions.

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Crypto.com

Founders	Bobby Bao, Gary Or, Kris Marszalek, Rafael Melo
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Crypto.com is a payment and cryptocurrency platform that empowers users to buy, sell, and pay with crypto.

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Fincy

Founders	Douglas Gan, Lim Ming Wang, Vanessa Koh
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fincy is a fintech startup that utilizes modern distributed ledger technology to minimize the costs of currency exchange.

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TSLC

Founders	V. Raman Kumar, Deepak H Saluja
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

TSLC is an AI/ML-driven credit enablement platform company.

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AND Global

Founders	Anar Chinbaatar, Bayarsaikhan Volodya, Boldbaatar Ochirsuren, Naranbayar Purevsuren
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

AND Global is a Financial Technology as a service company that offers the very best of Fintech.

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Spiking

Founders	Clemen Chiang, Nic Yee
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Arming everyday investors with verified trading information.

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Lucy

Founders	Debbie Watkins, Hal Bosher, Luke Janssen
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Lucy is a financial mobile app for extraordinary everyday women everywhere. Unstoppable. Launching in Singapore in August 2021.

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Fastacash

Founders	Michael Wee, Shankar Narayanan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fastacash offers a payments platform that enables users to transfer value and digital content via social networks and messaging platforms.

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Lenddo

Founders	Jeff Stewart, Richard Eldridge
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Lenndo is a technology company that uses non-traditional data to provide credit scoring and verification.

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BigPay

Founders	CD DC, NR RN, Salim Dhanani, Tony Fernandes
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Bringing fair and transparent financial services to Southeast Asia

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Surer

Founders	Derren Teo, Gordon Tay, Renfred Tay
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Surer is a cloud-based web platform to solve inefficiencies within the insurance industry.

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BetterTradeOff

Founders	Laurent Bertrand, Robert Lonsdorfer, Vincent Weber
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

BTO redefines financial advice, enabling everyone everywhere regardless of net worth or financial acumen, to make better financial decisions

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Arbor Ventures

Founders	Melissa Guzy, Wei Hopeman
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Arbor Ventures is a FinTech-focused VC shaping the way the world transacts with extraordinary founders.

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HolyWally

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

HolyWally is the world’s first wallet-as-a-service platform that combines adaptability, rapid scalability, and optimized user experience.

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Bixie

Founders	Jeremy Cole, Rosalia Gitau
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Bixie is an AI-enabled finance platform for women.

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Fewcents

Founders	Abhishek Dadoo
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Unbundling quality content across digital publishers and enabling easy micropayments in 50+ currencies.

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Capital Match

Founders	Arnaud Bailly, Kevin Lim, Pawel Kuznicki
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Capital Match is an online peer-to-peer lending marketplace for SMEs based in Singapore and Southeast Asia.

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Milaap

Founders	Anoj Viswanathan, Mayukh Choudhury, Sourabh Sharma
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

India’s largest crowdfunding platform for personal causes.

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Syfe

Founders	Dhruv Arora
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Syfe is a digital wealth manager built for investors who expect more

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Blockchain Founders Fund

Founders	Aly Madhavji, Mansoor Madhavji
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Blockchain Founders Fund (BFF) is a Singapore based early-stage Venture Capital Fund which invests in top-tier Blockchain startups globally.

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PRYTEK

Founders	Andrey Yashunsky, Igor Rybakov
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Investment corporation & Technology group

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XanPool

Founders	Jeffery Liu, Tema Ibragimov
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

XanPool is a fintech firm that offers a software solution for exchanges, wallets, and other cryptocurrency businesses.

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Coda Payments

Founders	Bobby Choi, Neil Davidson, Paul Leishman
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Building the platform of choice for taking life’s digital experiences over the top.

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Jojonomic

Founders	Indrasto Budisantoso
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Jojonomic is a mobile personal financial application that will revolutionize the way people manage their finance.

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Kira Core

Founders	Mateusz Grzelak, Milana Valmont
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

KIRA is a financial hub connecting decentralized Web3 applications

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Credify

Founders	Makoto Tominaga, Shuichi Nagao
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Credify ushers in the age of embedded finance through self-sovereign digital identity and privacy-first cross-service offering technologies.

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GoldMint

Founders	Dmitry Pluschevskiy, Konstantin Romanov
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fintech company GOLDMINT provides innovative technology and services to pawnshops business and buy-ups.

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RootAnt

Founders	Lincoln Yin
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

The 1st Transaction Neobank in Asia, to achieve easier, faster, cheaper working capital solutions with digital banking technologies.

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Regtank Technology Pte Ltd

Founders	Megan Li
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

One-stop compliance solutions for FinTechs. Navigating compliance, security and risk management challenges in the most effective manner.

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Validus

Founders	Ajit Raikar, Nikhilesh Goel, Vikas Nahata
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Southeast Asia’s leading SME financing platform for SMEs and accredited investors | 1st place under SG FI at MAS Fintech Awards

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FlexM

Founders	A. Georg E. Dokken, Naveed Weldon, Rune W Nilsson
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

FlexM is an award winning Fintech, providing Fintech-as-a-Service platform that enables organizations to launch their brand Fintech use-case

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Kilde

Founders	Ilgvars Jecis, Oleg Kryukovskiy, Radek Jezbera
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Kilde is a global private debt investment platform that raises capital for alternative lenders.

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CapBridge

Founders	Johnson Chen
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CapBridge is the leading private capital platform for investing in global growth companies.

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SGeBIZ

Founders	Edmund Louis Nathan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

SGeBIZ helps accelerate growth for all businesses through integrated payments, financing and value-added services.

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LALA WORLD

Founders	Sankalp Shangari
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Lala World is a technology company using blockchain to create a connected financial ecosystem for the unbanked, migrants, and refugees.

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Everex

Founders	Alexander Kakunov, Alexi Lane
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Blockchain-powered coop banking for global SMEs, digital entrepreneurs and internet merchants

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CoinGecko

Founders	Bobby Ong, TM Lee
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CoinGecko provides a data platform, digital currency prices, and fundamental analysis of the cryptocurrency market.

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CrediLinq.Ai

Founders	Deep Singh, Vikram Kotibhaskar and Priyan Fernando
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CrediLinq.Ai is revolutionizing SME lending using AI and machine learning.

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ipaymy

Founders	Chrystie Dao-Szabo, Ethan Dobson
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

paymy is the smarter way for SMEs to pay and be paid. Businesses can pay virtually any type of expense with a credit card, even when vendors only accept bank transfers. Or use ipaymy’s easy invoicing and payment collection tool. 

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Wallet Engine

Founders	Arish Khajotia, Barry Hurley, Gregor Arn
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

International gateway for embedded finance

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iCare Benefits Group

Founders	Chantha Lim, Molika Meas, Pablo F. Alonso Caprile, Trung Dung
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

iCare Benefits empowers low income employees to increase their purchasing power with deferred payment and interest-free.

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Finbots.AI

Founders	Sanjay Uppal, Shripad Keni
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Singapore-based B2B SaaS fintech transforming financial services with AI

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CDRX

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Trade global equities, bonds and derivatives as securitised tokens (Crypto Depository Receipts) – faster, cheaper and fractionally

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Seedly

Founders	Kenneth Lou, Tee Ming Chew
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Seedly is a finance assistant platform that helps make financial decisions with the right tools.

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Zilliqa

Founders	Amrit Kumar, Jia Yaoqi, Max Kantelia, Prateek Saxena
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Zilliqa is the high-throughput public blockchain platform – designed to scale to thousands ​of transactions per second.