Sao Paulo’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Sao Paulo. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Sao Paulo)

Agrolend

Founders	Alan Glezer, Andre Glezer, Leopoldo Vettor, Valeria Bonadio
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Agrolend provides credit for Brazilian farmers with an easy, digital and bureaucracy-free process

2TM

Founders	Gustavo Chamati, Mauricio Chamati
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

We are the gateway to the financial market of the future

Hashdex

Founders	Marcelo Sampaio
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Hashdex exists to bridge digital assets world and traditional markets unlocking the blockchain potential to mainstream investors.

C6 Bank

Founders	Carlos Fonseca, Leandro Torres, Luiz Calicchio, Marcelo Kalim
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

C6 Bank is a full-service digital bank that offers a range of banking services to individuals as well as small and midsize businesses.

Solfácil

Founders	Fabio Carrara
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Solfácil is the leading solar investment platform in Brazil.

Aracar Group

Founders	Russell Abrams, Sandra Piedrabuena
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Aracar is an AI driven platform for secured credit scores, car loan originations, dealership services and financial inclusion

TerraMagna

Founders	Bernardo Fabiani and Rodrigo Marques
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

TerraMagna is a fintech company that focuses on risk mitigation for agribusinesses.

Provu

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Provu is a fintech company that provides online payment solution such as credit and loan facilities.

Zak

Founders	Andrés Andrade, David Grandes
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

ZAK is an All-in-One management platform for the digitization and financial empowerment of restaurants.

Gorila

Founders	Guilherme Assis, Leo Kalim, Robinson Dantas
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Gorila is a Fintech that help users take control of their investments.

Matera

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Matera offers a solution for promoting a digital transformation for financial, risk, and retail markets.

Remessa Online

Founders	Alexandre Liuzzi, Fernando Pavani, Marcio WIlliam, Stefano Milo
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Remittance Online has made international transfers simple, fast and cost-effective for you and your business.

WEEL

Founders	Henry Hazan, Russell Weiss, Shmuel Kalmus, Simcha Neumark
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Weel specializes in providing the key to growth for Brazilian SMEs.

Dinie

Founders	Andrea Burattini, Suzy Ferreira, Vinícius Cibim
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Dinie provides flexible, convenient and easy-to-use financing solutions for small businesses embedded into digital platforms.

Avante

Founders	Bernardo Bonjean, Davi Viana
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Avante provides financial solutions for the micro-entrepreneur’s needs in Brazil.

Linkapital

Founders	André Campos, Bruno Chiminazzo, Fausto Morais, Hector Rafael Benitez Gonzalez, Luter Filho, Renato Herszenhaut
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Linkapital is a credit fintech aimed at small and medium-sized companies.

Iugu

Founders	Marcelo Paez Sequeira, Patrick Negri
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Iugu offers an online platform for financial automation, signature management and marketplace.

BeeTech

Founders	Alexandre Liuzzi, Fernando Pavani
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

BeeTech connects financial technology and innovation to transparency for the main currency exchange services in the world.

Dolado

Founders	Guilherme Freire, Khalil Yassine, Marcelo Loureiro
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Dolado is a SaaS platform and B2B marketplace that provides 360-degree business solutions for SMBs in Latam.

SMIN ltda

Founders	Bill Gates, Grace Kwan, Jeff Bezos, Mark Zuckerberg, Thomas Lucas, Warren Buffett
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Nosso Negócio é Gerar Novos Negócios

Creditas

Founders	Sergio Furio
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Creditas is a consumer loaning startup that operates a digital platform providing secured loans and low interest rates.

TC – TradersClub

Founders	Pedro Albuquerque Filho
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

TC is the first independent and colaborative platform for investors, assets and brokers.

QI Tech

Founders	Marcelo Buosi, Pedro Mac Dowell
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

QI Tech focuses on developing a new (and truly digital) way of raising money and investing in credit assets.

Monkey Exchange

Founders	Bruno Oliveira, Gustavo Muller, Rafael Coelho
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Monkey Exchange is an online corporate financial alternative to SMB in Brazil focused on reducing cost of capital.

Onze

Founders	Antonio Rocha
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Onze is a fintech company focused on private health, financial security and corporate pension solutions.

Fitbank

Founders	Otavio Farah, Rener Menezes
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

FitBank is a modern Banking as a Service platform that provides infrastructure and tools to help companies build and manage payment solution

payleven

Founders	Alexander Zumdieck, Alston Zecha, Armando Baquero Ponte, Konstantin Wolff, Rafael Otero
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

payleven enables small and medium sized businesses to accept card payments via smartphone or tablet.

Vindi

Founders	Rodrigo Dantas
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Vindi is an online payment platform (PCI certified) that focuses on subscription and recurring billing.

Magnetis

Founders	Luciano Tavares
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Magnetis offers digital solutions for individuals to build long-term investment plans.

Nubank

Founders	Cristina Junqueira, David Vélez, Edward Wible
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Nubank is a digital bank that offers digital credit cards, transfers, and payments.

Foxbit

Founders	João Canhada, Luís Augusto Schiavon Ramos
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Foxbit is a cryptocurrency exchange operating in Brazil with trading in bitcoin, ether, litecoin, TrueUSD and XRP.

Click Cash

Founders	Douglas Murdoch
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Click Cash is a mobile App that enables fast and secure personal loans in emerging economies using Open Banking and data analysis.

Compareemcasa

Founders	Lucas Lezcano Velez, Maria Laura Hernandez, Rodrigo Carreras, Sebastian Ferro
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Compareemcasa is a digital insurance marketplace on a mission to democratise insurance in emerging markets.

KeyCash

Founders	Alessandro Silva, Clarissa Vieira, Eduardo Tinari, Paulo Humberg, Rogério Santos
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

KeyCash is a fintech company which are into real estate market.

Aarin

Founders	Lúcio Cordeiro
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Aarin is a payment platform for pix in Brazil.

Acesso

Founders	Davi Holanda, Davi Holanda, Jonathan Whittle, Sergio Kulikovsky
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Acesso is a financial service company specialized in issuing and managing cards and means of prepaid payments.

Provi

Founders	Fernando Franco, Luciano Krebs, Mario Perino
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

We create financial solutions to help people access professional education in partnership with the best Brazilian experts and institutions.

ZigPay

Founders	Carlos Lino, David Pires, Yan Tironi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Zigpay is the most innovative platform for the entertainment market

FinanZero

Founders	Joakim Pops, Kristian Jacobsson, Olle Widén
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

FinanZero is the leading online credit marketplace in Brazil

Pitzi

Founders	Daniel Hatkoff
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Pitzi is an insurtech company that uses cutting edge CX design and an innovative supply chain to transform smartphone insurance.

Capim

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Capim is a developer of a FinTech platform used to provide payment solutions focused on healthcare and essential needs.

NovaDAX

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Tech company, innovation mindset and customer-driven soul.

Zro Bank

Founders	Tulio Santos
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Zro Bank is a fintech company that offers digital banking solutions, mobile payments, international e-card options and money transfer.

Klever

Founders	Bruno Campos, David Ianakiara, Dio Ianakiara
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Public Blockchain Infrastructure for the Internet.

Paketá Crédito

Founders	Fabian Valverde
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Paketá Crédito is a FinTech offering credit payroll for employees of companies.

smartbrain

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

smartbrain provides controlling investments, intelligent analyzes, and expanding equity services.

alt.bank

Founders	Brad Liebmann
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Alt.bank develops a digital banking platform to improve the lives of unbanked and underbanked individuals.

Klubi

Founders	Eduardo Rocha
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Klubi is a fintech company that provides credit facilities in a simple, transparent, secure and truly digital experience.

Vortx

Founders	Juliano Cornacchia
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Vortx provided Innovation and transparency in fiduciary services

Jeitto

Founders	Carlos Barros, Fernando Silva
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Jeitto is a digital credit app. Less questions and more trust.

Pluggy

Founders	Federico Mirás, Gabriel Pan Gantes, Rogerio Correa
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Pluggy is an Open Finance API platform that allow developers to access their users’ financial data.

Neon

Founders	Pedro Conrade
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Neon is a digital bank that offers credit cards, personal loans, and investment products, among other services.

Dock (formerly Conductor Technology)

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Dock is a provider of modern financial technology infrastructure that integrates card issuing and core banking services.

Celcoin

Founders	Adriano Meirinho, Marcelo França
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Celcoin- pionner and the biggest Open Finance Platform in Brazil

Facio

Founders	Márcio Vinicius dos Santos, Saulo Tristao, Ticiano Vieira
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Facio is a financial education platform that offers free lectures, courses, and salary-advance services.

Pago Rural

Founders	Patricio Williams Becú
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Pago Rural is an inclusive lend and pay platform, specially designed for underserved farmers and distributors (most of them SMEs)

Laqus

Founders	Rodrigo Martins Amato
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Laqus provides financial market infrastructure, software and consulting services in treasury management, financial risks, and accounting.

Allya

Founders	Gustavo Antonelli, Marco Ferelli, Welton Brandão
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Allya is a financial wellbeing platform that helps people save money.

Ribon

Founders	Carlos Menezes, João Moraes, Rafael Rodeiro
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Ribon connects big donors to everyday givers to contribute to social projects, by increasing donations up to 60% together!

Concil

Founders	Antonio Fatichi, Leonardo Campelo, Jr.
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Concil provides financial and account reconciliation with expertise in online payment transactions.

Noverde

Founders	Eduardo Teixeira
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Noverde provides personal loan services in Brazil.

Quero Quitar

Founders	Artur Zular
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Quero Quitar is a financial services company for negotiating and clearing debts.

Astella Investimentos

Founders	Edson Rigonatti, Laura Mello de Andrea Costantini
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Astella Investimentos is a venture capital company that backs Brazilian entrepreneurs who are willing to change our country’s future.

Quasar Flash LLC

Founders	Carlos Maggioli
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Quasar Flash is an embedded lending plataform dedicated to resolving credit scarcity to Brazilian SMEs via intense use of technology.

Quasar Flash LLC

Founders	Carlos Maggioli
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Quasar Flash is an embedded lending plataform dedicated to resolving credit scarcity to Brazilian SMEs via intense use of technology.

IOUU

Founders	Bruno Sayão
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

IOUU offers a P2P lending platform for small businesses.

88i

Founders	Alex Silva, Rodrigo Ventura, Thiago Souza
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

88i is a digital platform for blockchain-based protection, insurance and assistive services.

Cora

Founders	Igor Senra Magalhaes, Leonardo Soares Barbosa Mendes
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cora is a fintech company that provides digital accounts for small and medium businesses.

Open Co (Brazil)

Founders	Adriana Sonu, Andre Botelho Bastos, Paulo Asterio Nunes, Rafael Pereira, Raphael Zagury, Sandro Reiss
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Alternative Online Lending, FinTech, online credit, Personal financial management

Spin Pay

Founders	Alan Chusid, Felipe Park, Marcelo Mingatos de Toledo
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Spin Pay is a fintech that connects payers and payees, who want to manage resources in a simple, quick and secure way.

Abacashi

Founders	Dimitri Mussard, Nicolas de Virieu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Abacashi is the Brazilian leading platform for day-to-day money pot.

Zen Finance

Founders	Jorge Vargas Neto, Marcelo Nomoto
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Zen Finance is a Fintech that improve the relationship of people and companies.

Exten

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Exten provides invoice financing solutions to small and medium businesses.

Klavi

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Klavi is revolutionizing financial services in Brazil through a full suite of Open Finance solutions.

Picsel

Founders	Daniel Miquelluti, Rennan Paloschi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Picsel offers a platform where farmers can quote and contract crop insurance, monitor and adjust claims.

Investo

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Investo is an invesment company company focuses on Exchange Traded Funds.

180° Insurance

Founders	Alex Körner, Franco Lamping, Mauro Levi D’Ancona
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

180° is an InsurTech company that provides an insurance-as-a-service business model.

Trace Finance

Founders	Bernardo Brites
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Global Banking & Smart Cross Border Solutions for LATAM Startups

RecargaPay

Founders	Alvaro Teijeiro, Gustavo Victorica, Rodrigo Teijeiro
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

RecargaPay offers a complete ecosystem of financial services and mobile payments.

Rebel

Founders	Andre Botelho Bastos, Paulo Asterio Nunes, Rafael Pereira
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Alternative Online Lending, FinTech, online credit, Personal financial management

Adianta

Founders	André Buchaim, Lucas Mattos
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Adianta is a financial service company that offers a platform for clients to grant working capital for small and medium businesses.

Bom Consórcio

Founders	Claudio Oliveira, Fabio Gordilho, Jorge Freire
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Marketplace seguro para consórcios

Bidu

Founders	Eldes Mattiuzzo, Fábio Colaferro, João Herreros, João Luiz de Souza Dantas Herreros, João Nercessian
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Bidu is an online recommendation, comparison and marketplace portal for insurance and financial services.

SmartMEI

Founders	Carlos Dejavite, Marcello Picchi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

SmartMEI provides banking and automated accounting for micro-entrepreneurs in Brazil.

Ali Credito

Founders	Bruno Souza Reis, Joseph Henri Bregeiro
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Ali Credito is a credit platform for Individuals that grants personal credit and direct consumer credit.

RoadPass Payments & Urban Mobility Ltda.

Founders	Fernando Pereira Candido
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

RoadPass is a Payment Institution, according to article 6 of Circular No. 3,885, of March 26, 2018. Digital Account, Bank as a Service

mGrana

Founders	Angel Freire, Daniel Kafie, Federico Costa
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

mGrana is building a neobank for Brazil and Latam’s financially underserved.

CashU

Founders	João Torquato, Thiago Saldanha, Yuri Fonseca
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CashU is a fintech company that provides credit solutions to small and medium-sized company to manage their security.

Balko

Founders	Caio Fasanella
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Balko is Brazilian fintech with the mission to democratize alternative investments for all.

Nexoos

Founders	Daniel Gomes, Murilo Bassora, Nicolas Arrellaga
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Nexoos is a marketplace lending platform that provides business loans by matching investors with quality businesses.

Cumbuca

Founders	Daniel Ruhman
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Multiplayer banking with bill splitting for Brazilian families.

a55

Founders	Andre Wetter, Hugo Mathecowitsch
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A55 is a developer of a financial underwriting platform used to offer a credit line system to companies with recurring revenue.

Cashfly

Founders	Thiago Butignon Claramunt
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Cashfly is a financial intelligence platform that seeks to improve the relationships.

Conta Simples

Founders	Fernando Santos, Leandro Andrade, Ricardo Gottschalk, Rodrigo Tognini
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

All-in-one solution that combines expense management software, corporate cards and checking account, for Latam SMBs.

hiSofi

Founders	Tatiana Pomar
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hiSofi is a fintech that promote a healthy financial lifestyle.

Captal

Founders	Leonardo Vianna, Victor Boso
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Captal is a fintech company that helps with investment management in real estate business.

InvestAI

Founders	Lucas Seixas, Rafael Ribeiro Correia
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InvestAI is a platform which assist investors to select best investments in market through Artificial Intelligence.

Ewally

Founders	Andre Cunha
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Ewally makes life easier for people with limited access to financial services.

Nimbly

Founders	Henrique Netzka
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Nimbly is a platform that enables financial managers to automate their processes using banking interfaces and artificial intelligence.

Monis

Founders	André Dantas Vilar, Luiz Dorocinski
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We are creating the best savings experience in LatAm to help people save money for their dreams

Capital Empreendedor

Founders	Juliano Graff
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#1 Brazilian fintech marketplace. Democratizing credit to SME’s