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San Jose’s 71 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 71 FinTech companies in San Jose. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (San Jose)


Listo

FoundersSam Ulloa
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Listo is a consumer financial services company offering insurance and loans via retail and mobile experience.


Sureify

FoundersDavid Belgum, Dustin Yoder, Greg Yoder, Jacob Ruiz, Mark Radanovich, Philip Blatt, Ryan Swanson, Sulu Velugu, Vijay Kumar Thoduponoori
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Sureify is an industry leading SaaS platform for Life and Annuity companies.


Payactiv

FoundersIjaz Anwar, Safwan Shah, Sohail Aslam
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Payactiv helps put financial wellness within reach.


Productfy

FoundersDuy Vo
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Productfy is a secure and advanced platform for building financial applications.


BrightPlan

FoundersMarthin De Beer, Robert Wallace
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BrightPlan provides Total Financial Wellness for all employees by creating a plan to achieve their financial goals.


ThreatMetrix

FoundersAlisdair Faulkner, David Jones, Scott Thomas
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ThreatMetrix is an integrated digital identity platform that allows its users to transact their businesses without friction.


FlyFin AI

FoundersJaideep Singh, Sachin Rajendra
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FlyFin is a consumer startup that focuses on automating the financial lives.


AppZen

FoundersAnant Kale, Kunal Verma
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AppZen is an artificial intelligence platform for modern finance teams.


PayPal Ventures

FoundersPeter Thiel
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PayPal Ventures is a corporate VC, investing in financial services, commerce enablement, and data and infrastructure companies.


Online Check Writer

FoundersSabeer Nelli
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Online Check Writer is an all-in-one financial service provider with all kinds of payment options to pay and get paid.


BANKEX

FoundersDima Dolgov, Igor Khmel
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BANKEX is digital asset banking platform that creates infrastructure for tokenized assets and the world’s capital markets


Zumigo

FoundersChirag Bakshi, Partha Chowdhury
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Zumigo is a pioneer of mobile services providing fraud prevention and helping secure transactions, devices and identities.


GIANT Protocol

FoundersSuruchi Gupta
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GIANT Protocol is a web3 protocol to decentralize and democratize access to the internet and financial services.


Vive Benefits

FoundersRonald Weidner
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Vive Benefits advances funds to people to help them pay for out-of-pocket medical expenses.


AnChain.ai

FoundersBen Wu, Victor Fang
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AnChain.AI : Next Generation AI-powered Cryptocurrency Anti-Money Laundering


IMPESA

FoundersMario Hernandez
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Impesa is a LATAM fintech, developer of global innovative electronic payment technologies for the financial sector.


Obsidiam

FoundersFrancisco Uzcategui, Nelson Moran
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Cryptocurrency and digital assets exchange


Birch

FoundersAlex Whiteside, Alexander Cohen
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Birch is democratizing credit card rewards by helping consumers maximize rewards with every purchase.


Coinpay

FoundersJorge Pasapera
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Coinpay is a blockchain ecosystem trading platform.


INSTO

FoundersBruce Chen
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INSTO is an app of person-to-person installment payment and scheduled payments.


Gosocket

FoundersMario Fernandez, Sergio Chaverri
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B2B network based on compliant electronic invoices in Latin America that offers value added services with a focus in supply chain finance.


PeerNova

FoundersBenjamin Gorlick, Emmanuel Abiodun, Gangesh Ganesan, Naveed Sherwani
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PeerNova’s mission is to empower firms to make confident and timely decisions using high-quality data.


Zunify

FoundersJuan Monge
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Zunify is the payment network that provides a unified and fair financial system.


Verient

FoundersRajesh Shakkarwar
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Verient provides cloud-based financial software products for banks and other financial institutions.


myFICO

FoundersJania Jania
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myFICO provides immediate online access to your FICO® score, credit report from all 3 credit bureaus.


Net30

FoundersAnthony Cirinelli, Casey Bell
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Net30 is a complete construction payment platform that helps contractors seamlessly manage invoices and payments.


Aballoon

FoundersDavid Anguiano
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Music collaboration platform, record label & mutual fund where artists & fans collaborate and create songs together & investors earn money.


BetterLabs

FoundersVaibhav Domkundwar
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BetterLabs incubates products for early stage startup founders with an unique model that allows rapid development, iteration and launch at


EmpInfo

FoundersJag Puttanna
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EmpInfo is a platform to verify Employment & Income Verification of anyone in the USA.


Motocho

FoundersMansoor Safi
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Motocho is a smart, secure, and transparent platform for individual investors to buy, sell, trade, and manage digital currencies.


PayPal – Russia

FoundersUnknown
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PayPal – Russia is an electronic cash operator that allows users to make and receive payments, transfer funds, and more.


Arcus Lending

FoundersShashank Shekhar
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Arcus Lending provides a variety of loan options for home buyers.


NES Financial

FoundersIzak Joubert, Michael Halloran, Thomas W. Steipp
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NES Financial is a Silicon Valley financial technology firm headquartered in San Jose.


Round Pegs

FoundersPedro Donati, Taise Hacker
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We build web or mobile apps in a couple of weeks by architecting the idea to leverage pre-built building blocks.


Kuiki Credit

FoundersUnknown
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The Kuiki concept takes care of the agility and immediate speed that is demanded today to have access to the financing.


FiscalHive

FoundersUnknown
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FiscalHive is an AI-based financial technology platform designed to accelerate transactions.


Clever Finance

FoundersDavid Grubman, Sally Bradley-Golding
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Corporate Financial Wellness


Monk

FoundersDanny Bin
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Monk is a platform aiming to provide financial security by enabling social circles to save, borrow and lend together.


Fintech Latam

FoundersUnknown
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Fintech Latam is a B2B fintech company focused on developing and managing neobanking platforms for financial institutions.


Bancrex

FoundersJeison Rodríguez Álvarez
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Bancrex is a fintech company that provides credit, factoring and credit service for SMEs.


Cordiance

FoundersUnknown
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Cordiance delivers cloud-based technology solutions that use machine learning & AI to accelerate the delivery of tax engine implementations.


Rooled

FoundersJohnnie Walker
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Rooled is a financial service company.


Viral Media S.A.

FoundersLeopoldo Castillo Schouwé
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Platform striving to give everyone in CA the same opportunities through efficient mobile money transactions and access to credit.


Antit Mobile Development Company

FoundersJames Jara, Robert Baron
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Specialized In Minimum Viable Product (MVP), And Time-to-market (TTM) Development, Fintech and Super Apps.


D2R-Collect

FoundersUnknown
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D2R-Collect is a FinTech SaaS application that helps organizations recover their debts by accelerating the debt collection process.


tempCFO, Inc.

FoundersUnknown
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Come visit us at: 60 S. Market Street, Suite 600, San Jose, CA 95113


LoanCity.com

FoundersUnknown
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LoanCity.com, a large source of online residential mortgage loans for brokers.


Namutek Fintech

FoundersUnknown
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Namutek Fintech is a fintech solution firm that offers and develops tools for facilitating consumer financial processes.


ReadyPrice

FoundersUnknown
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ReadyPrice is a mortgage technology platform for mortgage loan originators and lenders to work together.


Bowerbird

FoundersAaron Apple, Emmanuel Randon
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Technology + complementary services to help individuals and institutions manage their valuable possessions


LendFu

FoundersAaron Ledbetter, Kristie Ledbetter
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Peer-to-peer Lending Marketplace for fair Payday Loans


Matchfund

FoundersDave Smith, Paul Taylor, William Nygard
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Matchfund is an educational banking platform designed to nurture real-world financial literacy in today’s family.


DataPi io

FoundersAli Syed
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The Alpha Generation platform for the Machine Learning age in Capital Markets.


Omniscient CRM

FoundersUnknown
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Omniscient CRM is a fintech software development firm.


TrueCerts

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

TrueCerts is an Enterprise grade Blockchain powered Data Integrity solution.


Ridivi

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Ridivi is a fintech company that specializes in financial transactions like money transfers, payments, and other business transactions.


Teledolar

FoundersUnknown
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Teledolar is a platform that helps companies and individuals to digitize financial needs with optimization and automation of payments.


Ohana Venture Group

FoundersUnknown
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Ohana Venture Group provides blockchain management, alternative financing, and venture capital investing in financial technology companies.


Wallet Space

FoundersUnknown
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Cryptocurrency Payments Platform


Global Innovation Access

FoundersUnknown
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Global Innovation Access is a cross functional entry point for investors, startups and governments in innovation business.


Signifyd

FoundersMichael Liberty, Rajesh Ramanand
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Signifyd is a provider of an enterprise-grade fraud technology solution for e-commerce stores.


MainStreet

FoundersDan Lindquist, Daniel Griffin, Doug Ludlow
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MainStreet is a financial platform that helps startups and small businesses discover and claim tax credits and government incentives.


WeConsent

FoundersUnknown
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They allows two or more individuals to register their mutual consent to enter into simple agreements or contracts.


LI AI

FoundersUnknown
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LI AI is a technology company that offers FinTech platform solutions, interactive behavioral AI, & natural language processing technologies.


KDS Global

FoundersUnknown
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KDS Global is a techfin company provides securitized mortgage products.


Tesfa Pay

FoundersUnknown
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Tesfa Pay is an online payment system enabling users to make payments transaction securely.


/bdigital

FoundersUnknown
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/bdigital is a digital fintech platform for credit management, which represents the possibility of self-managing user’s credits.


HealthDonor

FoundersAndrew Watson
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Healthdonor is a software platform that allows the uninsured or underinsured to raise money to pay for their medical needs.


LAB353

FoundersUnknown
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LAB353 Accelerator is a mentorship and early-stage investment program for technology-enabled startups in mobile, cloud, and the IoT space.


PayPal

FoundersKen Howery, Luke Nosek, Mallikarjun Yagnavajulla, Max Levchin, Peter Thiel, Rod D. Martin, Senthil Udayasooriyan
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PayPal is a financial service company that provides online payment solutions to its users worldwide.


Tribal Credit

FoundersAmr Shady, Duane Good, Hariraj Jayakumar, Mohamed Elkasstawi, Prasant Sudhakaran
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Tribal is a payments and financing platform that provides SMBs in emerging markets with better access to financial services

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