in

San Francisco’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in San Francisco. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (San Francisco)


Affirm

FoundersJeffrey Kaditz, Max Levchin, Nathan Gettings
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.


Plate IQ

FoundersBhavuk Kaul, Ram Jayaraman
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Plate IQ saves restaurants time and money by automating their invoice processing and accounts payable.


Block

FoundersBuzz Andersen, Jack Dorsey, Jim McKelvey
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Block is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.


Empower

FoundersJustin Ammerlaan, Warren Hogarth
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Empower is building the best mobile-banking experience in the world.


HomeLight

FoundersBC Broussard, Drew Uher, Jason Zhang
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

HomeLight is a real estate platform where users can buy or sell homes.


Incode Technologies

FoundersRicardo Amper
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Incode Technologies is a real-life verification company that specializes in omnichannel biometric identity.


Multis

FoundersThibaut Sahaghian, Théophile Villard
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Multis is an all-in-one application to help Web3 organizations manage their crypto finances.


Secfi

FoundersFrederik Mijnhardt, Wouter Witvoet
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Secfi works with startup employees and founders to provide equity planning and stock option financing.


Plastiq

FoundersDaniel Choi, Eliot Buchanan
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Plastiq offers a bill pay service for businesses to better manage their cash flow.


Eco

FoundersAndy Bromberg, Garrett Camp, Henry Ault, Joey Krug, Ryne Saxe
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Eco provides a digital cryptocurrency platform that can be used as a payment tool for daily-use transactions.


Truework

FoundersEthan Winchell, Ryan Sandler, Victor Kabdebon
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Truework is a one-stop platform that helps banks, lenders, and others verify income and employment.


Alt

FoundersLeore Avidar
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Alt is an alternative asset platform that allows people to buy, sell, and store sports cards.


Branch International

FoundersDaniel Jung, Matt Flannery, Random Bares
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Branch offers mobile financial services across emerging markets to spur human potential.


One

FoundersBill Harris, Brian Hamilton
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

One is a provider of banking services intended to make banking experience better.


Karus

FoundersAaron Travis, James Harrison, Paul Kostoff
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

The AI Engine for Auto Finance


Kiva

FoundersJessica Jackley, Matt Flannery
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kiva is an international non-profit organization that enables families to make small loans to entrepreneurs in developing countries.


Juvo

FoundersSteve Polsky
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Juvo is a developer of mobile identity scoring software designed to establish financial identities who are creditworthy.


interface.ai

FoundersSrinivas Njay
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

interface.ai is an award-winning out-of-the-box Intelligent Virtual Assistant(IVA) for Banks & Credit Unions.


Midas League

FoundersVeronica Lee
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Midas League is a technology platform that connects family offices with venture capital funds for co-investments.


Remote

FoundersJob van der Voort, Marcelo Lebre
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Remote offers international payroll, benefits, and compliance services for employees and contractors.


Gusto

FoundersEdward Kim, Joshua Reeves, Tomer London
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Gusto provides a cloud-based payroll, benefits, and human resource management solution for businesses.


Chisos Capital

FoundersWilliam Stringer
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Chisos Capital writes checks of $15K-50K to invest in idea-and early stage-startup businesses.


Aella

FoundersAkin Jones, Wale Akanbi
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Aella helps africans get credit, invest, get health insurance, and make payments.


Coin

FoundersKanishk Parashar
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Coin is a consumer electronics and financial technology company.


Kava Labs

FoundersBrian Henning Kerr, Ruaridh O’Donnell, Scott Stuart
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kava Labs is a developer of Kava, is the most trusted DeFi platform by financial institutions


Long Game

FoundersAshby Monk, Lindsay Holden
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Long Game is the mobile personal finance app that uses games with cash prizes to help users win the savings game.


Keeper Tax

FoundersDavid Kang, Paul Koullick
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Discover the tax write-offs you’ve been missing


River Financial

FoundersAlexander Leishman, Andrew Benson
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

River Financial is a Bitcoin financial institution allowing long-term investors to buy, sell, and manage Bitcoin.


Pngme

FoundersBrendan Playford, Cate Rung
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pngme, they believe everyone deserves equal access to finance.


Wholesail

FoundersChristopher Pennello, Corey Reese
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Wholesail modernizes the invoicing and payment process for food distributors and their buyers.


Neighborly

FoundersJase Wilson, Josemar Luedke, Patrick Hosty, Patrick Hosty
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Neighborly designs, finances, and constructs open access fiber-optic networks to connect communities across the United States.


Charlie Finance Co.

FoundersIlian Georgiev, Ivo Parashkevov, Robert Luedeman
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Charlie Finance is a financial services company that helps ordinary Americans worry less about money and get out of debt faster.


Omniex

FoundersHu Liang, John Burnett, Kamal Mokeddem
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Omniex develops software infrastructure that integrates front, middle, and back-office services to simplify access and remove fragmentation.


BOSONIC

FoundersRosario Ingargiola
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

BOSONIC is a Fintech platform that eliminates counterparty credit and settlement risk in digital assets trading.


FarmRaise

FoundersAlbert Abedi, Jayce Hafner, Sami Tellatin
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

FarmRaise is a digital platform that offers financial resources for farmers and ranchers to make on-farm improvements.


Trim

FoundersThomas Smyth
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Trim is a financial health company that empowers customers across the United States to improve their financial lives.


Bento for Business

FoundersFarhan Ahmad, Sean Anderson
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Bento offers a complete B2B payments solution that helps SMBs gain full control and visibility over their cash on one platform


SharesPost

FoundersGreg Brogger
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

SharesPost is a company that provides liquidity solutions in the private growth asset market.


inDinero

FoundersAndrea Barrica, Andy Su, Jessica Mah
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

inDinero develops software that assists its users in tracking and managing their finance.


Figure

FoundersGeoffrey Tisserand, Miles Hobby
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Figure is a compensation platform that helps companies figure out how to pay their employees by making data driven decisions.


Dapi

FoundersAhmed Mo, Hesham Ghandour, Mohammed Aziz
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Dapi is a platform that enables any application to accept payments instantly at near to 0 fees directly from bank accounts.


Tally

FoundersJason Brown, Jasper Platz
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Tally is a financial automation company that helps members payoff credit card debt.


ThankUCash

FoundersHarshal Gandole, Madonna Ononobi, Simeon Ononobi, Suraj Supekar
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

ThankUCash is a rewards and loyalty infrastructure for banks and businesses in Africa.


Treasure Financial

FoundersBenjamin Verschuere, Sam Strasser
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Using automation and machine learning to help companies identify, manage and monetize their idle cash


Risk Harbor

FoundersDrew Patel, Raouf Ben-Har
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

The only objective, transparent, and fully automated risk management marketplace for decentralized finance (DeFi).


Evergrow

FoundersJames Richards, Luke Whiting
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Evergrow is a climate fintech company that aims to be the first dedicated carbon offtake company.


Indio Technologies

FoundersAdam Bratt, Matthew Watson, Michael Furlong
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Indio Technologies simplifies the insurance application process for brokers and clients, making it fast and easy.


Nomis Solutions

FoundersRobert Phillips
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Nomis Solutions provides pricing and profitability management strategies in data-driven decisions for financial services companies.


Umba

FoundersBarry O’Mahony, Tiernan Kennedy
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Umba is an African digital bank, offering free bank accounts and financial services to our customers


Sifchain Finance

FoundersJazear Brooks
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Sifchain is the world’s first omni-chain decentralized exchange (DEX) for digital assets.


Runway Financial

FoundersArya Asemanfar, Siqi Chen
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Runway is a ground up rethink of the role of financial data inside modern businesses.


Trace

FoundersMartin Destagnol, Matt Gonzalez, Mike Gonzalez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Trace provides collaborative workflows and analytics for companies to better manage financial services like budgeting, spending, and hiring.


Visor

FoundersAvinash Anand, Gene Conley, Gernot Zacke
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Visor is an online personal tax advisor that provides year-round tax advice to optimize a user’s finances.


XMargin

FoundersArne Hollum, Darshan Vaidya, Matthew Ficke
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

XMargin utilizes zero-knowledge proof technology to provide cross-margin, credit and settlement services for the financial markets.


Sequin

FoundersMark Thomas, Vrinda Gupta
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Sequin is building a suite of credit products for women, starting with a debit card that builds credit.


Unifimoney

FoundersBen Soppitt, Edward Cortis
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Mobile app integrating high interest checking account, credit card and Robo investment platform designed for young high earners


Car IQ

FoundersSterling Pratz
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

The better way for fleets to pay


Pry Financials

FoundersAlex Sailer, Andy Su, Hayden Jensen, Tiffany Wong
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Control your startup’s financial future. Without Spreadsheets.


Sperta

FoundersMing Fang, Yifu Diao
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Sperta provides a risk decision platform for financial services and tech companies.


Butter

FoundersJD Ross, Vijay Menon
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

You are likely losing 4% of your total customers to accidental churn, let us recover them


Paperclip

FoundersDaniel Chan, Kent Mori
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Paperclip develops accounting software that integrates seamlessly with the modern finance technology stack.


DigiSure

FoundersMike Shim, Paul Smith, Praveen Rao
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

DigiSure is the global leader in marketplace trust, safety and insurance for mobility.


Modern Treasury

FoundersDimitri Dadiomov, Matthew Marcus, Sam Aarons
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Modern Treasury offers a payment operations platform used to simplify and modernize business payments.


Meemo

FoundersAndré Madeira, Ranveer Kunal, Robson Araújo, Wisam Dakka
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Meemo is an AI-powered social finance app that lets users receive personal rewards based on recent activity and transfer money to friends.


DataWallet

FoundersDaniel Hawthorne, Serafin Lion Engel
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

DataWallet operates a consumer-to-business marketplace which directly links businesses with internet users.


Tokensoft

FoundersJames Poole, Mason Borda
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Tokensoft is the leading technology platform for companies seeking to launch digital assets on the blockchain, at scale.


Maveron

FoundersDan Levitan, Howard Schultz
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Maveron is a consumer-only venture capital firm that empower consumers to live on their terms.


Opyn

FoundersAlexis Gauba, Aparna Krishnan, Zubin Koticha
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Opyn allows users to earn a premium or take views on assets by trading options on ETH and ERC20s.


Bitwage

FoundersJohn Lindsay, Jonathan Chester
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Payroll, Invoicing & Benefits services for the new digital era.


Verikai

FoundersBrett Coffin, Hari Sundram
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Verikai is an insurance technology company leveraging alternative data and machine learning to help insurers improve underwriting.


Qualia

FoundersJoel Gottsegen, Lucas Hansen, Nate Baker
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Qualia is a digital closing platform used by 1000s of real estate and mortgage companies to provide simple, secure homebuying experiences.


Handle

FoundersBlake Robertson, Chris Woodard, Patrick Hogan
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Simplifying construction financial management.


Leapfin

FoundersErik Yao, Raymond Lau
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Leapfin is a unified financial data platform for high growth businesses.


ApplePie Capital

FoundersDenise Thomas, Steve Pelletier
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

ApplePie Capital is an alternative financing software platform designed for franchise businesses.


HamsaPay

FoundersAdam Zbar, Hubert Wu, Liang Gong
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

HamsaPay is the world’s first Smart, X-Border Trade DeFi Network


Finley Technologies

FoundersJeremy Tsui, Josiah Tsui, Kevin Suh
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Finley is a YC- and Bain Capital Ventures-backed company that helps companies streamline debt capital raise and management.


Sanlo

FoundersOlya Caliujnaia, William Liu
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Vertically-focused platform of financial services for the gaming & app companies


Fundbox

FoundersEyal Shinar, Tomer Michaeli, Yuval Ariav
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fundbox is an AI-powered financial platform for small businesses.


Flowcast

FoundersKen So, Winnie Cheng
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Flowcast provides an AI platform that automates and powers lender credit decisions.


Upside

FoundersJuney Ham, Tom Kimberly
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Upside Financial is an SEC-registered investment advisor providing brokerage services.


TrueNorth

FoundersAgustin Sanchez, Alex Gonikman, Brian Samson, Soul Htite
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

TrueNorth is a leader in fintech software solutions having built 45 enterprises from scratch and 120 digital transformations.


Cushion

FoundersFazil Mohamood, Paul Kesserwani
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Cushion automatically negotiates bank fees and credit card interest on behalf of consumers


Settle

FoundersAleksander Koenig
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Settle is a fintech platform that automates B2B payments and provides working-capital solutions for businesses.


Digits

FoundersJeff Seibert, Wayne Chang
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Digits is building financial technology so powerful.. you’ll think they stole it from the future


Prosper Marketplace

FoundersChris Larsen, John Witchel
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Prosper Marketplace is an online lending platform that connects people who want to borrow money with individuals and institutions.


Dividend Finance

FoundersEric White, Steve Michella
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Dividend Finance is a Technology-enabled finance platform supporting the energy transition with lending and other financial solutions.


Treasury Prime

FoundersChris Dean, Jim Brusstar
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Treasury Prime is a Banking-as-a-Service company that connects banks and FinTechs through an API.


Very Good Security

FoundersMahmoud Abdelkader, Marshall Jones
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Very Good Security is a fintech & data security enablement platform helping to maximize the value of data without compliance & breach risk.


CircleUp

FoundersRory Eakin, Ryan Caldbeck
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

CircleUp is an investment platform that provides capital and resources to innovative, early-stage consumer brands.


CrowdForce

FoundersDamilola Ayorinde, Oluwatomi Ayorinde
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

CrowdForce is an offline distribution network for market research and financial services.


LendingHome

FoundersJames Herbert, Josh Stech, Matt Humphrey
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

LendingHome offers fix-and-flip bridge loans and rental loans for real estate investors.


Embroker

FoundersMatt Miller, Sean X Cummings, Yotam Shacham
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Embroker helps growing businesses save time and find the best value on the right coverage.


Synctera

FoundersDominik Weisserth, Kris Hansen, Peter Hazlehurst
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Platform, experiences, and programs to power the future of FinTech.


Synapse

FoundersBryan Keltner, Sankaet Pathak
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Synapse is a banking platform that enables companies to provide financial products to their customers.


Zerion

FoundersAlexey Bashlykov, Evgeny Yurtaev, Vadim Koleoshkin
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Zerion is an all-in-one interface that allows technical and non-technical users to acquire, track and manage DeFi assets.


Chia Network

FoundersBram Cohen, Gene Hoffman, Ryan Singer
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Chia Network is building a blockchain platform based on Proofs of Space and Time.


SigFig

FoundersMike Sha, Parker Conrad
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

SigFig is financial services firm that dedicates in making high-quality investment advice to investors of all wealth levels.


MobileCoin

FoundersJoshua Goldbard
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

MobileCoin is a cryptocurrency platform that provides anti-fraud services and payment systems for merchants.


Jasper

FoundersBob Hartheimer, Elnor Rozenrot, Jonathan Jacobi, Shahar Nechmad
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Jasper, formerly CreditStacks, is a financial service company that offers a premium Mastercard® designed for professionals.


Compound

FoundersGeoffrey Hayes, Robert Leshner
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Compound is an open-source interest rate protocol that unlocks new financial applications.


Scratch

FoundersChris Walters, Sameh Elamawy
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Scratch is changing the way people experience debt.

Leave a Reply

Your email address will not be published.

GIPHY App Key not set. Please check settings

New York’s 101 Fastest Growing FinTech Startups

India’s 101 Fastest Growing FinTech Startups