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San Diego’s 66 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 66 FinTech companies in San Diego. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (San Diego)


Kyriba

FoundersJean-Luc Robert
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kyriba offers SaaS-based treasury solutions that enable treasury departments to plan for market volatility, regulation, and opportunities.


Wells Fargo

FoundersPeggy Reingold, Perry Abbonzino
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Wells Fargo & Company is a diversified financial services company with $1.3 trillion assets providing banking, insurance, and investments.


Corevest

FoundersAndrew Drauschak
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Brokerage-Validated Social Trading Platform


Onramp Invest

FoundersEric R. Ervin, Tyrone Ross
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Onramp Invest is a digital comprehensive crypto-asset management solution that helps financial advisors to invest in cryptocurrency.


Ando Money

FoundersJ. P. McNeill
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Ando Money enables customers to join and drive a transformative movement to combat the climate crisis through carbon-reducing banking.


Blooma

FoundersShayne Skaff, Shayne Skaff
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Blooma is the leading digital underwriting platform powered by artificial intelligence for commercial real estate


DiversyFund

FoundersAlan Lewis, CRAIG CECILIO
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DiversyFund is a provider of a real estate crowdfunding platform used to simplify real estate research and investment process.


GAIN Credit

FoundersKrishna Gopinathan
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GAIN Credit is a fintech company dedicated to providing credit for people who are underserved by mainstream financial service companies.


XILO

FoundersEli Zaragoza, Jon Corrin
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

XILO is an insurtech platform that modernizes the insurance shopping experience for the greater insurance industry.


National Funding

FoundersDave Gilbert
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National Funding: the financial technology solution for businesses nationwide. We provide capital, financing, and other merchant services.


Edge

FoundersDamian Cutillo, Paul Puey, Scott Morgan, Tim Horton, William Swanson
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Edge is a complete self custody solution that allows users to buy, sell, and trade cryptocurrencies.


ClosingCorp

FoundersAnthony Farwell, Steve Katinsky
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ClosingCorp provides residential real estate closing cost data and technology for the mortgage and real estate services industries.


MK Decision

FoundersGuru Dharam Khalsa, Har Rai Khalsa
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MK Decision’s mission is to help community financial institutions thrive by receiving more deposits and more loans.


Up n’​ go – Pay at the table for restaurants

FoundersMatt Hoyt, Scott Webber, Touradj Barman
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Up n’​ go is a payment solution that brings speed and consistency to contactless dining payments.


SmartDeFi

FoundersDziugas Butkus, Kieran Daniels
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

SmartDeFi is a non-custodial robo-investment app for decentralized finance.


LoanHero

FoundersDerek Barclay, Kristin Slink
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LoanHero provides financing for the important things in life, empowering merchants to extend instant financing at the point of sale.


HUMBL

FoundersBrian McLaren Foote, Jeffrey Hinshaw, Michele Rivera
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HUMBL provides merchant services software which is being developed to accommodate the migration by governments to digital forms.


BLOCK 30

FoundersBrian Foote, Jeffrey Hinshaw
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BLOCK 30 is a blockchain and mobile payments provider, with a focus on the emerging markets.


Mosaic.tech

FoundersBijan Moallemi, Brian Campbell, Joe Garafalo
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Mosaic.tech is a finance platform that provides predictive reporting capabilities to assist with financial strategy and planning.


Trust & Will

FoundersBrian Lamb, Cody Barbo, Daniel Goldstein
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Trust & Will is modernizing the trust and estate planning industry with an easy, fast, and secure way to set up your estate plan online.


Trovata

FoundersBrett Turner
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Trovata makes it easy for businesses to automate cash reporting, forecasting, and analysis through direct API connections to most banks.


Figtree Financing

FoundersMahesh Shah
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The Figtree OnDemandPACE Program provides PACE


Fi Money

FoundersOscar Herrera
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Fi is a smart-wallet where you can manage, save, spend, borrow, and share money — all in one trusted platform.​


Bridgeport Financial Technology

FoundersChristopher Nero
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Bridgeport Financial Technology is modernizing private funds to bring centralization, fluidity, and liquidity to key industry constituents.


SparkFin

FoundersJason Pang
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Early stage fintech focused on mobile.


Approved

FoundersAndy Taylor, Navtej Sadhal
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Approved is a financial services platform for modernizing mortgage lending.


Blockchain Industries, Inc.

FoundersSheldon Silverman
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Diversified Blockchain Fintech Company


Financial Fitness Group

FoundersJoe Saari
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The Financial Fitness Group reduces financial risk in organizations by improving the personal financial well being of their employees.


Respositax, Inc.

FoundersMichael McCarthy
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SaaS applicatoin provides market-standard tools for the management of equity holdings of privately held companies,.


MaliVest

FoundersChris Harding, Jess Bradshaw
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PropTech/FinTech


Reality Shares

FoundersEric R. Ervin
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Reality Shares focused on ETFs based on innovative investment methodologies.


Mission Ventures

FoundersDouglas F. Wall, Paddy Willis
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Mission Ventures is a California-based venture capital firm providing investment and guidance to early-stage companies in emerging markets.


Hedgedesk

FoundersAeron Sullivan
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Hedgedesk specializes in rehumanizing markets with artificial intelligence.


Common Form, Inc.

FoundersAustin Marron, Bill Hendricks, Charles Logston
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Do your taxes in minutes from your phone or computer


OnBudget

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

OnBudget is a financial application software designed for financial institutions.


Luna Capital

FoundersLindsey Maule
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Luna Capital is a Cryptocurrency Investment Fund.


leadPops

FoundersAndrew Pawlak, Robert Shuey
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leadPops is the easiest way for mortgage pros, real estate agents, insurance agents, and attorneys to generate more quality leads, no setup


Ascent Funding

FoundersKen Ruggiero
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Ascent gives students more opportunities to pay for college, with or without a cosigner.


Pushing Innovation

FoundersChristian Braemer, Craig Hagopian, Gert Lanckriet, James Christopher, Thomas Paparatto
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A for profit venture with a social mission – to fund research!.


Venovate

FoundersMichael Raneri, Thomas Foley
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Venovate facilitates the discovery, evaluation, and purchase of private company stock and other alternative assets.


Linkpay

FoundersJames Byler
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Linkpay is a cloud payment services helps online and mobile businesses accept credit card payments by providing payment solution from cloud.


siyea

FoundersCristian Fournies, Matt Shapiro
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Accounts Receivable SaaS powered by AI reclaiming revenue and reducing losses by expediting payments and proactively creating payment plans.


Truston

FoundersTom Fragala
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White label credit monitoring, credit reports, credit scores & identity theft protection


FlashSpread

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

FlashSpread automates the spreading process by converting PDF tax returns into financial reports with the click of a button.


Tangello

FoundersAshwin Dayal, Christopher Russow, Sean Marsh
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Tangello offers an innovative new way for people to finance homes without taking on a mortgage, home equity loan or reverse mortgage.


LK LiquidKlear

FoundersGianni Del Vecchio, Scott Hazard
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LK LiquidKlear is a seamless fintech ecosystem combining p2p payments, bank card, differentiated with an extensive third-party ATM network


Occams Paradigm Inc

FoundersAnupam Satyasheel
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Occam’s Advisory provides a wide range of services to help small businesses compete, grow and avoid pitfalls.


Early IQ

FoundersUnknown
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EarlyIQ – Driving Trust Through Transparency – Marketplace Integrity in Financial and Social Markets through our Verification Platform.


WYLog

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

WYLog provides solutions in fintech, video surveillance, healthcare, IoT, and the industrial sector.


Torrey PInes Securities

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Financial Services


Poly Pay

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Poly Pay is aiming to forever redefine the way people think about making and receiving payments


CenterPoint Securities

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

CenterPoint Securities helps trading clients with direct market access technology.


Digital Karma

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Digital Karma is an investment and investment advisory services firm focused on early stage digital media companies.


SIFIRM

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Insitute for Financial Innovation and Risk Management


OptionsBook

FoundersShem Weissman
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Stock options data, made free for everyone.


Karmel Capital

FoundersScott Neuberger
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Karmel Capital operates dedicated funds investing in software companies via transactions with early employees or investors.


LoanKrunch

FoundersDavid E Chin, John Wang
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LoanKrunch is a next generation loan comparison engine dedicated to empowering consumers in the mortgage process by providing flexible


CapitalSphere

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

CapitalSphere is a fintech company.


ViewRidge Funding

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

ViewRidge Funding renders working capital loans, leasing, financing and business loans to small and medium-sized businesses.


Fronis Group

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

They help startups raise capital, develop strategic leverage, and position for an exit.


OMYEN Corp.

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Technology to help people live better, financially!


Paymentearth

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Paymentearth is a fintech firm that offers payment services and foreign exchange services.


Noteswatch Inc

FoundersMarcel Brunello
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Structured Notes Market Intelligence


RediQual

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Cloud-based Mortgage Application Platform


Carmel Valley Insurance Agency

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

We strive to educate and empower you to make the best decisions for your retirement goals.


cMoksha Management Consulting

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Indian Ventures, Offshore Centers

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