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Pakistan’s 35 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 35 FinTech companies in Pakistan. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Pakistan)


Finja

FoundersMonis Rahman, Qasif Shahid, Umer Munawar
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Finja is a financial services platform that offers payments, lending, and collection services to professionals and SMEs.


TAG

FoundersAlexander Lukianchuk, Talal Ahmad Gondal
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

TAG is a financial app that provides users with an e-money account with a debit card.


SadaPay

FoundersBrandon Timinsky
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

SadaPay is a “neobank” in Pakistan


Jiye Technologies

FoundersAhmed Bilal Afzal
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Agri Supply Chain & Agri Fintech


Savyour

FoundersOzair Ahmad, Saad Gadit, Umair Gadit
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pakistan’s first and largest integrated Discovery, Deals & Rewards platform.


Muawin

FoundersAmmar Afif, Hashim Ali, Moeed Qamar
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Muawin is Pakistan’s first digitally integrated B2B Buy Now, Pay Later entity, empowering MSMEs to grow their businesses. 


Tez Financial Services

FoundersHumza Hussain, Nadeem Hussain, Naureen Hyat
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Tez Financial Services operates as a fully digital non-bank microfinance company.


Elphinstone

FoundersFarooq Tirmizi
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Robo-advisory platform for Pakistan


Trellis Housing Finance Limited

FoundersJamshed Meherhomji, Samuel Hjelmfelt
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Providing affordable home financing to low income earners in Pakistan


Abhi

FoundersAli Ladhubhai, Omair Ansari
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Abhi is a financial wellness platform that provides employees with salary advances based on accrued wages.


SnappRetail

FoundersAdeel Rasheed Chaudhary, Ahsan Aziz, Moazzam Ali Khan, Moiz Ali
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

SnappRetail is a complete retail operating platform that empowers traditional trade retailers in Pakistan, to grow their margin and revenue.


Easypaisa

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Easypaisa is a bank that offers various types of financial services.


CreditFix

FoundersFawad Ahmed Soomro, Pearse Flynn
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

CreditFix is a Shariah-based lending solutions and financial services, particularly targeting Micro, Small & Medium Enterprises (MSME).


Hysab Kytab

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Personal Finance Management platform


TPS

FoundersMuhammad Sohail
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

TPS is a leading provider of cards and payment solutions powering digital payments for banks, telecoms, processors & financial institutions.


Daily Cash Free – Earn Real Money Online

FoundersM.Shoaib Anwar
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Earn Real Money by completing simple tasks.


YPay Financial Services

FoundersSarfraz Hussain
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Building an autopilot for the first-time millennial investors across Pakistan.


mKhata

FoundersUmair Sheikh
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

mKhata helps MSMEs manage credit, avoid disputed transactions and improve cash flows with automated collection reminders and free SMS alerts


Neem Exponential

FoundersNadeem Shaikh, Naeem Zamindar, Vladimira Mesko Briestenska
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

An Open Banking Platform built to enable the Financial Wellness of underbanked consumers and businesses.


Payit.pk

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pakistan’s only digital invoicing, bill payment/collection platform enabling B2B, B2B2C payments


Investify

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pakistan’s top app to track PSX stocks, manage portfolio in real-time & follow latest business & financial news


Chatty

FoundersHamza Rauf
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Chatty is a cloud based social, business and fintech platform.


Akountmate

FoundersMuhammad Umer Farooq, Rida Akhlaq
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Hire an on-demand chartered accountant to manage your finance and accounting related tasks on the go.


Pakistan National Investor Portal

FoundersOmer Javed Ghani, Shujaat Khalid, Zahid Ali
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

PNIP is a digital ecosystem for investors that provides access to investor-ready startups and facilitates the investment process.


Alpha Beta Core

FoundersKhurram Schehzad, Farhan Bashir Khan
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Alpha Beta Core is a Tech-driven boutique financial advisory / investment banking platform with a global focus


Mawazna.com

FoundersMuhammad Waqar Asghar
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Mawazna.com is Pakistan’s leading personal finance marketplace and a financial products aggregator platform.


FrontPay

FoundersMuhammad Ilyas
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Payment Processing Platform in Pakistan


Sahal Verifai

FoundersAbdulwahab Majeed, Hamza Azeem, Usman Mushtaq
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Sahal Verifai is AI based state of the art customer onboarding and verification system. Our target market is Low and Medium Income Countries


Evantagesoft Private Limited

FoundersArshad Quayyum
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A FinTech enabler, providing financial platforms ranging from Digital Banking, Mobile Money, Mobile Wallet and various Financial Solutions


PayPro

FoundersAli Janjua
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Leading FinTech solutions provider in Pakistan.


Secure AML

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Secure AML® is an identity verification application offering KYC/ AML (Anti Money Laundering) compliance services to detect online frauds.


Bzurg

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Venture Capital Firm


Komaytee

FoundersAtiq ur Rehman
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A fintech platform providing saving and investment solutions for financial inclusion in Pakistan


OpenWare Business

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

OpenWare Business specializes in infrastructure development, open-source training, fintech, big data analytics, web development services.


Axiom World

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Axiom World is a fintech company that provides consultation, financial accounting, ERP, software development, and IFRS services.

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