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Nairobi Area’s 93 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 93 FinTech companies in Nairobi Area. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Nairobi Area)


Credrails

FoundersUnknown
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Credrails delivers the infrastructure that connects bank, mobile money, and offline data into a single API.


DPO Group

FoundersEran Feinstein, Offer Gat
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An online payments processing company


Pezesha

FoundersHilda Moraa
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Pezesha is Africa-focused digital financial marketplace.


Zanifu

FoundersSebastian Kilimo, Steve Biko
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Zanifu provides working capital for MSME’s in Africa


Paylend

FoundersUnknown
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Paylend is a FinTech startup focused on providing access to finance and digitizing MSMEs in Kenya.


Kopo Kopo

FoundersBen Lyon, Dylan Higgins
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Kopo Kopo is a US-based company that offers solutions to help businesses grow and prosper through payments.


Kotani Pay

FoundersFelix Macharia, Samuel Kariuki, Keith Mandela, Brian Kimotho, Jonathan Morgan
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Kotani Pay is a technology stack that enables Blockchain protocols, dapps and blockchain FinTechs to on-ramp and off-ramp between digital assets and fiat currencies through payment channels in Africa


Tulaa

FoundersHillary Miller-Wise
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Mobile commerce solution for smallholder farmers in Africa


ImaliPay

FoundersOluwasanmi Akinmusire, Tatenda Furusa
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ImaliPay is a financial health platform offering financial products to freelancers and blue collar gig workers.


Lendable

FoundersArjun Batra, Daniel Goldfarb, Dylan Fried
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Lendable provides debt financing to fintechs in emerging and frontier markets.


Fingo Africa

FoundersGitari Tirima, Ian Waiguru, James da Costa, Kiiru Muhoya
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Fingo Africa provides a digital banking platform.


Naivera Holdings Ltd

FoundersUnknown
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Fintech Company digitizing Lenders and fostering wealth creation by enabling people to own affordable income-generating assets affordably


Catalyst Fund

FoundersUnknown
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Catalyst Fund supports early-stage startups building innovative Fintech solutions for the 3 billion underserved in emerging markets.


Digiduka

FoundersLovell Larbie, Roy Njoka
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Digiduka provides digital financial services and social commerce solutions to informal retailers in Africa


Alvin

FoundersWinston D. Reid
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Alvin is a personal finance app and API company thats helps people balance their daily spending with their savings goals.


Vooli

FoundersAllan Wafula, Brian Baliat, Joel Kipkorir, Maureen kiboi
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Vooli is an Insurtech that focuses on offering on-demand general insurance through App and a website.


WayaWaya

FoundersTeddy Ogallo
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WayaWaya is a one Account combining your bank, mobile wallet, savings & payments services through Apps, Social platforms and APIs.


BlockchainCybertech Limited

FoundersGranville Wafula, Shariff Abdulwalli
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Develops smart blockchain solutions for Supply chain and Financial services


Jackfruit Finance

FoundersUnknown
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Jackfruit Finance is FinTech for education, increasing access to low-cost African private schools.


PesaKit

FoundersAndrew Mutua
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PesaKit is an Artificial Intelligence (AI) powered virtual assistant for mobile money agents.


RePay Africa

FoundersYurie Walter
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RePay Africa API’s driven platform serves as electronic alternative to Cash, Cheques & Banks for the un-banked Sub-Saharan Africa.


Mobile Decisioning

FoundersJulian Kyula
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Mobile Decisioning is a technology company providing mobile value added services to mobile network operators in emerging nations.


Cherehani Africa

FoundersNasreen Ali, Robert Mboya, Wesley Owiti
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Cherehani leverages technology to provide credit bundled with market information and financial education to women micro-entrepreneurs.


Shield

FoundersKenny Kinako
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Easing short term, urgent cash flow needs.


Alternative Circle

FoundersKevin Mutiso
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It has the stamina to succeed in this competitive market, and we look forward to winning new markets with them


Mywagepay

FoundersBeth Wambui, Johnson Mwangi, Moses Gathecha
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Make everyday a payday.


Ubawa Technologies

FoundersWesley Masinde
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Payment Processing Platform


Kiba

FoundersArnold Roy
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Kiba is the fastest way for Fintechs to connect to banks across Africa and quickly build smart, personalized financial services.


The Kueq Limited

FoundersAristarichus Weru
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Africa’s; Virtual Bank, Neo Bank, Digital Bank, Mobile Bank, Challenger Bank.


Tulix

FoundersAlistair Gould, Brian Muriu
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Tulix is a smart, new way for Kenyans anywhere to share money, budget and manage finances better. The app enables users globally to instantly pay a business in Kenya from anywhere in the world using mobile money.


Saada

FoundersGerishon Mwaniki
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Saada helps businesses automate sales and process payments via messaging platforms and USSD.


Finplus Group

FoundersBernard Banta
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A new credit & commerce infrastructure to turn supply chains into demand chains and unlock financing for 10 Million+ SMEs.


Orion Fintech Africa – Orion ImageCapital Communication Ltd

FoundersAlex Mwaura
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Orion ImageCapital Communication (Orion Fintech Africa)provides diverse financial solutions powered through technology across Africa.


Afrigroups

FoundersHenry Makubuya
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A single platform for Founders, Co-founders, Investors, Entrepreneurs, Tech Developers coming together to develop businesses


Tanda

FoundersAlex Wilson, Geoffrey Mulei
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Tanda is a fintech startup working to revolutionize access to essential digital financial services for micro-retilers across Africa.


Scale

FoundersBrian Mung’ei 🇰🇪, Comark Onani, Marvin Tumbo
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Scale connects buyers, suppliers and financial institutions by digitising the procurement process and enabling supply chain financing.


Paytree

FoundersJames Munyeria Kaguamba
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Paytree is a full stack payments platform that enables businesses to accept mobile, bank and card payments in-app or on their websites.


SUPERFLUID LABS

FoundersTimothy Kotin
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Superfluid Labs delivers Africa’s Consumer Credit Risk Analytics platform using AI technologies and alternative data sets


OCharge

FoundersPratik Kumar
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Airtime recharge & mobile payments app with benefits.


Eastpesa

FoundersCharles Imo, Javan Owino
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Eastpesa is an online company that offers Instant Cross border payments in Africa.


Pesatalk

FoundersJoel Macharia
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financial website


Abacus

FoundersJoel Macharia, Kevin Omwega
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Abacus helps investors make and execute decisions in African capital markets.


Zenka

FoundersKrzysztof Łodykowski
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Zenka is a fintech company that offers a non-banking mobile loan platform that provides financial services to its users.


Chamasoft

FoundersMartin Njuguna, Martin Njuguna
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Microsavings and microinvestments record management system


Umati Capital

FoundersIvan Mbowa, Munyutu Waigi
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Umati Capital is a non-bank financial institution focused on the provision of credit and related payment technologies.


Gladys

FoundersDavid Maduri
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Virtual wallet infrastructure for financial services in Africa


FarmDrive

FoundersPeris Bosire, Rita Kimani
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FarmDrive applies data science to build software and credit models that increases access to meaningful financial services.


ChamaPesa

FoundersMichael Kimani
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ChamaPesa help chamas to get a better return on their investments by providing information and access to investment options.


Alliance Premium Services Limited

FoundersKevin Githae, Steve Mutinda
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Fintech Company


Afri Kash

FoundersBranislav Cika, Dayo Ogunyemi, Ezana Assefa, Kennedy Omondi Ogweyo, Lucas Lukaso Talunge, Miroslav Vignjevic, Robin Matharu
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Afri Kash is a microloan platform based on unique customer insights gained from careers in network development and operations management.


myNGOVO

FoundersUnknown
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myNGOVO is a fintech platform in Kenya that allows employers to give salary advances as a benefit to their employees.


Vikali

FoundersYonis Hassan
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A freemium digital ledger built for the small businesses of Africa to manage their daily transactions.


Professional Digital Systems Limited

FoundersUnknown
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Our core business is to provide solutions in I.C.T. & Fintech (hardware and software), installations, maintenance and services.


Valuraha

FoundersBetty Mutimba, Njoroge Kinyanjui, Wangechi Mwangi
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The Valuraha Trader is a virtual trading platform that simulates the Nairobi Securities Exchange & the larger financial ecosystem.


Kanjwa

FoundersUnknown
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Kanjwa is an online platform that talks about finance and money in Kenya.


PesaGuide

FoundersUnknown
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Finance, Fintech, Platform


ImpalaCoin

FoundersElsie Njane, John Mbindyo
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Digital Currency Kenya


Kyanda

FoundersCollins Kathuli
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Kyanda is a Kenyan Fintech startup that offers Digital financial services to both Businesses; SMEs and common Mwananchi (citizen).


Sokohela

FoundersUnknown
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Short term working capital, fresh food produce and financial literacy provider for MSEs in the urban agricultural value chain.


Paysap

FoundersHelen Zec, Lawrence Maina
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M-Pesa Payments Automation, Financial Systems


Mobile Financial Solutions

FoundersUnknown
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Mobile Financial Solutions is a fintech company that engages in payment solution and financial services.


Zoa Tech Limited

FoundersJean Muga
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Fintech company in the business of developing technology based solutions that impact how customers interact with money.


Afya Plan

FoundersDerrick Gakuu, Ethredah Chao
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Afya Plan is a health wallet for members in savings groups to save affordably , pool resources and be able to afford healthcare.


Quoxient Ltd

FoundersDennis Munyua
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Quoxient is a fintech company in Kenya. It delivers technology solutions to support SMEs in Financial Services.


Finserve Africa

FoundersUnknown
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Finserve is a fintech company that develops consumer-focused financial technology solutions.


Zipwallet

FoundersUnknown
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payment service provider


Moripesh

FoundersMark Moriama, Peter Okata, Shem Oyombe
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Integrated Mobile Technologies, Centralized Digital Currencies Fair Trade, Asset Management, Internet Distribution. Africa Centered


Boya

FoundersUnknown
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Boya enables the user to create a virtual card that can be loaded with e-cash and helps to manage the expenses on a single dashboard.


Jumuisha

FoundersJames Chege, Marvin Makau
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Jumuisha is a fintech startup that helps churches and non-profit organisations receive donations.


Lipa Card

FoundersUnknown
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Enabling Financial services to teenagers and high school students.


PesaBot

FoundersUnknown
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We help companies enhance their customer support through instant messaging powered by AI and make it easy for them to collect payments.


Chase Iman

FoundersUnknown
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Chase Iman is a combination of traditional Islamic values with a technology and innovation to provide Islamic finance and banking products.


Jamii Bora Bank

FoundersIngrid Munro
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Jamii Bora Bank is dedicated to entrepreneurship and savings, with a focus on innovation and relationship banking.


SILQU

FoundersBramwell Kipkoskei, Ronald Mutuku
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Africa’s most advanced PropTech platform in real estate


Zege Technologies

FoundersKariuki Gathitu
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A software development firm that focuses on building financial solutions for daily living with mobile, web and money interaction.


Brij

FoundersUnknown
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Brij is a fintech app that offers a complete range of cross-border payment solutions for frictionless trade between people and businesses.


ImpalaPay

FoundersUnknown
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ImpalaPay is a fintech company that offers mass payouts, merchant payments and mobile top-up services.


Aspira

FoundersUnknown
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Aspira is a product financing platform that enables financing of customer retail purchases with the option to pay later and in installments.


Savekubwa

FoundersUnknown
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Savekubwa is a web aggregator that gets users insurance policy options and comparisons for effective pricing.


Loniwa Sacco

FoundersCharles Imo
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Loniwa Sacco is a digital savings & credit company. We offer both short & long term loans to individuals and SMEs in Kenya


Sevisure Africa

FoundersVincent Onyango
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Sevisure Africa is an insurtech company that offers on-demand digital and mobile-based health insurance.


FeePlan

FoundersWachira Ndege
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An innovative fintech solution to bridge school fees instalments and make private school more attainable for parents in East African markets


Airpesa

FoundersSegeni Ng’ethe
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Airpesa is a service that provides Kenyans, Tanzanians & Ugandans living abroad (Diaspora) and locally a way to send airtime instantly.


Pi Consulting

FoundersUnknown
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We are providers of end-to-end payments automation services for a growing and diverse clientele that
includes International money transfer organizations, banks, corporates, Small and Medium Enterprises
(SMEs), SACCOs and Fintech companies (financial technology firms) under the following key
service areas:

  • Mobile Money Payments
  • Bank Account Transfers
  • Single and Bulk Payments
  • Mobile Banking and Lending Solutions
  • International Remittances
  • Mobile Money Integrations
  • Merchant Collections and Aggregation
  • Bulk Messaging and USSD

Spin Mobile

FoundersJonah Mwogi, Victor Kiplagat
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PaaS for next generation financial services targeted at mobile money dominant markets


Finite Intelligence

FoundersUnknown
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A tech startup looking to invest in the intelligence and IOT market


BT Africa

FoundersUnknown
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BT Africa provides customer-centric digital solutions for digital transformation and FinTech enablement initiatives.


Joly Ventures

FoundersDavid Stevens
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Private investment group, early to mid stage high tech startup companies.


Zemo

FoundersUnknown
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Zemo includes features such as reporting and analysis, spend management, and corporate cards that help businesses save money.


Okolea International

FoundersUnknown
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Okolea International is a fintech company that provides financial solutions for small and medium businesses.


Afriagrimark

FoundersUnknown
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Geolocation, logistics Agricultural marketplace connecting driver and vegetable vendors


ADAPTA.EARTH

FoundersUnknown
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Adapta.Earth is a transforming capital for agriculture adaptation.


M-KOPA

FoundersChad Larson, Jesse Moore, Nick Hughes
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M-KOPA provides connected asset financing solutions for underbanked customers.

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