Munich’s 53 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 53 FinTech companies in Munich. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Munich)

Xempus AG

Founders	Martin Bockelmann
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Xempus is a leading European pension & life insurance distribution platform.

insureQ

Founders	Alexander Marius Le Prince, Iven Schorr, Johannes Breulmann, Laibing Yang, Luisa Müller-Wittmann
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

InsureQ is an insuretech startup that offers insurance tailored to SMEs’, freelancers’, and startups’ needs.

HAWK:AI

Founders	Tobias Schweiger, Wolfgang Berner
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Money-laundering detection & investigation platform. SaaS, Cloud, Artificial Intelligence, Machine Learning.

Payworks

Founders	Christian Deger, David Bellem, Johannes Lechner, Simon Eumes
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Payworks provides payment gateway technology for the POS.

wealthpilot

Founders	Daniel Juppe, Marco Richter, Matthias Schmitt, Stephan Schug
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

wealthpilot enables professional advisors to deliver a data-driven and truly personal wealth management.

PAYMILL

Founders	Mark Henkel
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

PAYMILL is a payment solution platform that enables online businesses to accept payments on their websites within a very short time.

finway

Founders	Csaba Krümmer, Jennifer Dussileck, Philipp Rieger
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

finway provides financial guidence to SMEs, plan & control all expenses and budgets in one tool.

CRX Markets AG

Founders	Carlo Kölzer, Moritz von der Linden
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CRX Markets is Europe’s leading marketplace for working capital financing.

ryd

Founders	Johannes Martens
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

ryd is a cross-brand solution for mobile payments directly at the gas pump.

CryptoTax

Founders	Klaus Himmer, Magnus Berchtold, Vladimir Tosovic
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Tax reporting and compliance solutions for all digital assets.

Quantumrock

Founders	Michael Morsch, Stefan Tittel
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Adaptive Investment Programs for the Asset Management Industry.

Bilendo

Founders	Florian Kappert, Jakob Beyer, Markus Haggenmiller
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Most companies waste resources to collect and manage their receivables. Bilendo helps to secure these resources and to make good decisions.

Tidely

Founders	Archibald Sheran, Jörg Haller, Niclas Storz, Stefan Tuschen
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Tidely is a liquidity planning software with artificial intelligence

treefin

Founders	Andreas Gensch, Reinhard Tahedl, Reinhard Tahedl
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

treefin is a mobile appication that organizes aspects of your finances.

Saffe

Founders	André Coelho, Giovani Chiachia
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Saffe is a face recognition platform for payments and financial services.

CEPRES

Founders	Daniel Schmidt
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CEPRES is the first platform built for the age of digital transformation in private markets.

Digital+ Partners

Founders	Axel Krieger, Dirk Schmuecking, Patrick Beitel, Thomas Jetter
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Digital+ Partners is a growth equity investor focused on B2B technology companies.

Fidor Solutions

Founders	Matthias Kröner
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Munich-based Fidor is the first digital-only bank in Germany and now commercializes its tech stack to banks and startups around the world

Fidor Bank

Founders	Matthias Kroener
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fidor Bank is a digital bank an effort to re-establish lost confidence in banking with new and customer-focused services.

beatvest

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

An investment platform supporting do-it-yourself portfolio building with education and tools

AssetMetrix GmbH

Founders	Emmeram von Braun
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

AssetMetrix is Europe’s leading next generation asset servicer for private capital investors.

Zuper

Founders	Leitha Matz
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Zuper is an AI-driven finance coach that helps people improve their financial health with convenient mobile apps.

Bullfinch Asset

Founders	Robin Haack
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Bullfinch Asset is a FinTech platform that pools, finances, and operates green & sustainable building and plant infrastructure projects.

optile

Founders	Daniel Smeds
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

The next-generation independent payment platform to scale, unify, and optimize your payment setup.

cleversoft group

Founders	Florian Clever
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

The cleversoft group is cloud Based RegTech company providing regulatory document, reporting and marketing solutions for financial services.

Sub Capitals

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Sub Capitals believe it is time to democratize artificial intelligence (AI) for private investors on the financial market.

Black Manta Capital Partners

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Black Manta Capital Partners financial and investment services.

Cometum

Founders	Alexander Rennig, Alexander Schaetz, Marius Klein, Sascha Miller
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cometum´s mission is to become Europe´s No.1 digital private bank for affluents and HNW-Millennials.

Betterfront

Founders	Michel Geolier, Sergi Case, Worathiti Manosroi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Betterfront is a vertical SaaS company dedicated to private equity and venture capital.

BANKSapi Technology GmbH

Founders	Felix Baaken, Jan Wichmann, Paul Huber
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

We empower innovators by delivering BaFin-licensed access to over 3,000 banks in Germany! #finanziellesblutbild

Divizend

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Divizend is a wealth-tax FinTech platform used to reclaim foreign dividend withholding taxes.

dxFeed

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

dxFeed is a financial data provider, sourcing and storing direct market data feeds from a variety of exchanges in the US, Canada and Europe.

MyHomely

Founders	Charles Collet
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Breaking the barriers to homeownership

FinAPI

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

FinAPI offers a standardized API to enable multibanking and digital account management services that banks, savings banks.

Zenmieter

Founders	Kiki Woehl, Maximilian Moehring, Tobias Frech
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Investment platform for private real estate investors.

mietwise

Founders	Jonathan Liemann, Storm Farrell
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

mietwise offers a simple payments management platform for landlords, property managers and tenants.

Finconomy AG

Founders	Paul Huber, Reinhard Tahedl, Rolf Henning Hackel
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

B2B Fintech and Insurtech Company Builder

Current Ventures

Founders	Markus Rinderer, Tobias Schweiger, Wolfgang Berner
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Current Ventures provides a platform for entrepreneurs to build & grow B2B fintech ventures.

Quant IP

Founders	Lucas von Reuss
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Quant IP is an AI-enabled financial service provider that offers software for asset management, venture capital, and consulting solutions.

kontoblick

Founders	Christopher Cederskog, Philipp Erler
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

German Online personal finance service

Fidor TecS AG

Founders	Unknown
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Fidor TecS AG develops, implements and operates the digital banking platform fidorOS for Fidor Group and further white label partners.

finenso

Founders	Max Knicker, Simon Zachau, Thomas Bauer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Finenso offers retail investors a web solution to easily create, test, apply and share investment strategies.

Paylobby GmbH

Founders	Ivan Zargorchev, Julia Houben, Nils Wietelmann, Peter Petridis
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Paylobby.com is an innovative platform that helps merchants find a suitable Payment Provider.

Pigtie

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Pigtie is an app that does financial planning without much effort and on the side.

United Mobility Technology

Founders	Robert Schmiedler
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United Mobility Technology is a company that provides mobile technology solutions for sales.

YIELCO Investments

Founders	Unknown
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YIELCO Investments generates attractive and stable returns for its institutional investors with a focus on running yield.

Black Pearl Digital AG

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Blockchain beyond Bitcoin

AlleAktien

Founders	Jonathan Neuscheler, Michael Jakob
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AlleAktien focuses on high quality company analyses and long-term investment ideas for private investors, who are serious about their wealth

Payment Universe

Founders	Unknown
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Payment Universe provides payment consulting & interim management services for banks, merchants, PSD2 SCA, fintech, and risk providers.

PBA Experts

Founders	Unknown
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PBA Experts focuses on financial technologies, mobile payment methods, banking and digitization as well as finance and economics.

INOVIS Capital GmbH

Founders	Unknown
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INOVIS Capital is an independent corporate finance and M&A boutique

iAutofinance

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

iAutofinance is an innovative and growth-oriented FinTech company.

Scalable Capital

Founders	Adam French, Erik Podzuweit, Florian Prucker, Manuela Rabener, Patrick Poschl, Simon Miller, Stefan Mittnik
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Scalable Capital is on its way to becoming Europe’s leading digital investment platform.