London’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in London. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (London)

Selina Finance

Founders	Andrea Olivari, Hubert Fenwick, Leonard Benning
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Selina Finance provides loans to small and medium businesses in the form of flexible credit facilities.

Soldo

Founders	Carlo Gualandri
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Soldo is a multi-user expense account helping companies manage their budgets.

Monese

Founders	Norris Koppel
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Monese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area.

Codat

Founders	Alex Cardona, David Hoare, Peter Lord
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Codat is an API platform that provides real-time connectivity to the financial software used by small businesses.

Bought By Many

Founders	Guy Farley, Steven Mendel
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Bought By Many is a pet InsurTech company that provides insurance products and a streamlined customer experience.

Token

Founders	Marten Nelson, Steve Kirsch, Todd Clyde, Yobie Benjamin
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Token is an open banking payments platform driving the shift from traditional payment methods to bank payments.

Rapyd

Founders	Arik Shtilman, Arkady Karpman, Omer Priel
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Rapyd is a payments platform that inserts fintech services into any app and simplifies the complex offering of local payment methods.

Bud

Founders	Edward Maslaveckas, George Dunning
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Bud is a financial network combining APIs & data to create a new species of connected experiences.

Form3

Founders	Michael Mueller
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Form3 is a cloud native payments-as-a-service platform that designs, builds, and runs the technology that powers the future of payments.

DIEM

Founders	Geri Cupi
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Twig is a fintech startup that provides a mobile banking app.

Zepz

Founders	Catherine Wines, Ismail Ahmed, Richard Igoe
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Zepz is a money transfer service that helps migrants send money to their loved ones all over the world.

LATOKEN

Founders	Valentin Preobrazhenskiy
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LATOKEN is the leading platform for multi-asset tokenization and cryptocurrency exchange.

Outlier Ventures

Founders	Aron van Ammers, Jamie Burke
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The World’s Leading Open Metaverse Accelerator

Atomico

Founders	Niklas Zennström
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Atomico is an international investment firm that focuses on helping disruptive technology companies scale globally.

Trustology

Founders	Alex Batlin
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Trustology is building a custody platform to safeguard your crypto assets.

Fintern

Founders	Dr Michelle He, Gerald Chappell
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Fintern is a lending startup looking to offer an AI-driven alternative to costly payday loans.

Moneybox

Founders	Ben Stanway, Charlie Mortimer
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Moneybox is a mobile savings and investment app that offers a range of saving and investment products including Lifetime ISAs and Pensions.

Ziglu

Founders	Mark Hipperson, Niall McConnell, Philip Goffin
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Ziglu provides a digital platform that enables customers to exchange fiat currency for cryptocurrency.

LMAX Group

Founders	Martin Thompson
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LMAX Group: Delivering a transparent, neutral, global marketplace for all participants

3S Money

Founders	Andrei Dikouchine, Eugene Dugaev, Ivan Zhiznevskiy
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3S Money offers international business banking services in 190 countries.

Outfund

Founders	Daniel Lipinski
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Outfund is a revenue-based finance startup.

Stenn

Founders	Andrey Polevoy, Greg Karpovsky, Walter Colebatch
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Stenn is a non-bank trade finance provider that delivers innovative solutions to unlock working capital for buyers and suppliers.

Urban Jungle

Founders	Greg Smyth, Jimmy Williams
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Urban Jungle provides an insurance technology to help young people get cheaper, better home insurance.

TradingView

Founders	Constantine Ivanov, Denis Globa, Stan Bokov
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TradingView provides traders and investors with charts, tools, and social networking.

ANNA : Absolutely No Nonsense Admin

Founders	Andrei Pachai, Boris Dyakonov, Daljit Singh, Eduard Panteleev, Nikita Filippov, Slava Akulov
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Business Banking and Admin service

GlobeDX

Founders	Shaun Ng
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GlobeDX is a startup, which has dubbed itself the “Coinbase for derivatives”.

LANDBAY

Founders	Gray Stern, John Goodall
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Landbay is a specialist Buy to Let mortgage lender using peer-to-peer technology to fund its loans.

DigiSEq

Founders	Colin Tanner, Terrie Smith
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DigiSEq is an innovative global FinTech company providing Programme Managers, Issuers or NFC wearable manufacturers.

Repay Solutions

Founders	George Robbins
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Over The Top payment platform connecting businesses to the latest real-time payments innovations without changing bank.

Nucoro

Founders	Antonio Melé, Jose Maria Carbajo, Lennart Asshoff
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Nucoro enables financial institutions to build digital savings, investment and wealth management propositions at speed and scale.

9fin

Founders	Huss EL-Sheikh, Steven Hunter
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The leading data, news and predictive analytics platform for debt capital markets

Concentric

Founders	Denis Shafranik, Kjartan Rist
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Concentric invests in software technology business in the financial services, mobility, real estate, industrial, and logistics sectors.

Ondato

Founders	Andrej Vistorskij, Liudas Kanapienis
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Complete KYC and AML management suite that helps businesses onboard clients, authenticate users, and safely conduct their remote processes.

TaxScouts

Founders	Dan Karger, Kaupo Kõrv, Mart Abramov
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TaxScouts is a tax preparation platform that makes tax planning easier.

CRED Investments

Founders	Chaitanya Shah, Jonathan Carr-Harris
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CRED uses artificial intelligence to invest in the future of talent. Helping realize the commercial & financial potential of talent.

Cushon

Founders	Ben Pollard, Phil Hollingdale
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Cushon is a fintech company that provides investment, pension, financial wellbeing and workplace savings.

Cryptopay

Founders	Dmitry Gunyashov, George Basiladze
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Cryptopay is a digital currency firms, offering crypto-wallets, debit cards, B2B payments, & investments.

Coinrule

Founders	Gabriele Musella, Oleg Giberstein, Zdeněk Höfler
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Coinrule Catches the Next Market Opportunity on Your Behalf by Automating Your Investments

Coconut

Founders	Adam Goodall, Sam O’Connor
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Coconut is the current account that takes care of your accounting and tax.

Vizolution

Founders	Bill Safran
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Vizolution develops a screen sharing technology for businesses to directly interact with their clients.

Wayhome

Founders	Josef Wasinski, Nigel Purves, Ray Rafiq Omar
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Start owning a home today from just 5% deposit

dopay

Founders	Frans van Eersel
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dopay provides a cloud-based payroll service that allows employers to calculate salaries and make payments electronically.

ezbob

Founders	Tomer Guriel
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ezbob is a UK based software provider for banks and other financial institutions.

Founders Factory

Founders	Brent Hoberman, George Northcott, Henry Lane Fox, Jim Meyerle
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Founders Factory is a global corporate-backed venture studio and accelerator.

Percent

Founders	Henry Ludlam
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Percent is the API-first fintech powering purpose worldwide.

ComplyAdvantage

Founders	Charles Delingpole
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ComplyAdvantage provides AI-driven financial crime risk data and detection technology.

Funding Options

Founders	Conrad Ford
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Funding Options is a business to business services marketplace platform operating in the UK and the Netherlands.

The Bank of London

Founders	Anthony Watson
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The Bank of London is a global clearing, agency, and transaction bank advancing the economic infrastructure of the future.

Cashaa

Founders	Janina Lowisz, Kumar Gaurav
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Next Generation Banking Platform

Upside Saving

Founders	Andries Smit, Paul Russell, Steve Fourie
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Upside is Intelligent Cashback as an API, fuelled by Open Banking.

Interlay

Founders	Alexei Zamyatin, Dominik Harz
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Interlay enables you to invest, earn and pay with BTC on any blockchain via a decentralized open-source protocol.

Baanx Group

Founders	Garth Howat, Mark Evans, Sean Salloux
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BaaS (Banking as a Service), white label, mobile digital asset friendly: wallets, cards, payment gateways, IBANs, for communities

Nebeus

Founders	Konstantin Zaripov, Sergey Romanovskiy
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Nebeus is a cryptocurrency and crypto-backed lending platform that allows people to borrow, exchange, earn, and insure their crypto assets.

Calastone

Founders	Ian Taylor, Philip Goffin
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Calastone is a global transaction network for the mutual fund industry.

DigiDoe

Founders	Avigail Slavin, Pavel Guzminov
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DigiDoe is a UK-based fintech which has redesigned the world’s payments infrastructure for the 21st century.

REG

Founders	Michael Phair
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REG provides an intelligence, analytics, and risk management software to the global insurance and financial services market.

TreeCard

Founders	Gary Wu, James Cox, James Dugan, Jamie Cox, Peter Francis
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Treecard is a fullstack green finance platform, allowing consumers to spend, save and invest responsibly.

Countingup

Founders	Tim Fouracre
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The one that does your books. Countingup is the UK’s #1 banking & accounting app. Dead easy. Super fast. Self sorting.

Octopus Ventures

Founders	Unknown
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Octopus is a multi stage European venture capital investor specializing in health, money, deep tech, and consumer.

BACKED VC

Founders	Alex Brunicki, Andre de Haes, Sonia Maciuszewicz
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BACKED is the human-centric venture capital fund. We invest in exceptional founders, at Seed, in Europe.

APEXX Global

Founders	Peter Keenan, Rodney Bain, Toreson Lloyd
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APEXX consolidates global payment providers into a single integration point, optimising the cost of complex payment ecosystems.

Fluidly

Founders	Caroline Plumb, Johnnie Ball
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Fluidly is fundamentally rethinking the way businesses plan and manage cashflow, using data science, accounting domain expertise.

Gro

Founders	Hannes Graah
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Gro develops protocols or autonomous programs designed for a simple and friendly DeFi experience.

Jaja

Founders	Jostein Svendsen, Kyrre Riksen, Per Elvebakk
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Jaja is a fintech company that provides digital and physical credit cards and other financing services.

Trading 212

Founders	Borislav Nedialkov, Ivan Ashminov
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Trading 212 is a fintech company that provides free, smart apps to democratize the economic market.

Updraft

Founders	Aseem Munshi, David Yalland, Matt Millar
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Updraft is a part lending, part credit report, and part financial planning app for millennials. We turn borrowers into savers.

Glint

Founders	Ben Davies, Jason Cozens
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Glint is a FinTech with an app and debit card that enables clients to save, exchange, spend and send multi-currencies and physical gold.

Stubben Edge

Founders	Chris Kenning
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Stubben Edge is a technology-based financial services group that enables intermediaries & clients to make easy decisions about their risks

Fnality International

Founders	Jan Schoombee
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Fnality International provides a digital cash system that uses blockchain technology to settle financial transactions.

Yapily

Founders	Stefano Vaccino
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Yapily offers API-based software to enable innovative products to connect to banks.

Global Wealth Group

Founders	Scott Picken
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Global Wealth Group is a Meta-Marketplace Embrace a more accessible way of Creating Global Wealth.

Koyo

Founders	Thomas Olszewski
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Koyo uses machine learning to serve customers with competitively priced credit

Omnio

Founders	Scott Lanphere
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Omnio Group is a market leading provider of cloud-based banking and payment services.

Mode

Founders	Alex Ryvkin, Jonathan Rowland
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Mode is building the next-gen financial ecosystem allowing consumers and businesses to connect in ways that have never before been achieved.

inai

Founders	Anantharaman Pattabiraman, Karthik Narayanan
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Inai allows vendors to set up their payment stack with a single integration.

Pave

Founders	Chris Butcher, Sho Sugihara
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The proper path to good credit

CIRCA5000

Founders	Matt Latham, Tom McGillycuddy
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The investment platform of the human future

Monitise

Founders	Alastair Lukies CBE
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Monitise is a technology and services company that delivers mobile banking, payments, and commerce networks.

B-Social

Founders	Nazim Valimahomed, Tim Brown
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Kroo is a financial technology company that develops innovative services for a new generation of customers.

YayPay

Founders	Anthony Venus, Eugene Vyborov, Saul Frank
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YayPay is intelligent accounts receivables automation

AllBright

Founders	Anna Jones, Debbie Wosskow
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AllBright is a funding and education network that provides the support and finance needed for female-led businesses to launch and scale.

Flux Systems

Founders	Matty Cusden-Ross, Tom Reay, Veronique Merriam Barbosa
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Flux Systems develops software platform that keeps a track of payment receipts by automatically linking them to payment cards.

CreditEnable

Founders	Nadia Sood, Philip Hua, Varun Sahni
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CreditEnable provides data analytics, deep learning, AI and technology to build solutions to financial challenges.

Traydstream

Founders	Achille D’Antoni, Gary Bhattacharjee, Uzair Bawany
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Traydstream automates the most critical aspects of converting, checking and managing trade finance documents.

KodyPay

Founders	Jack Howell, Joshua Roel, Morgan Hammans, Yoyo Chang
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Revolutionising in-person payments to grow your business with a trustworthy and innovative solution.

Oval Money

Founders	Benedetta Arese Lucini, Claudio Bedino, Edoardo Benedetto
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Oval offers an app for financial coaching and planning that helps people save according to their rules.

CoinBurp

Founders	Peter Wood, Tom Allison
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CoinBurp is a trading platform designed for everyone built by seasoned cryptocurrency experts.

Marshmallow

Founders	Alexander Kent-Braham, David Goate, Oliver Kent-Braham
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Marshmallow is a full-stack insurance carrier driven by technology.

Chaser

Founders	David Tuck, Mark Woodbridge
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Chaser helps businesses get their invoices paid on time, automatically.

SparkChange

Founders	Daniel Barry, Joff Hamilton-Dick, Steffen Buschbacher
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SparkChange is a provider of specialist carbon investment products and data, serving global institutions and their clients.

Satago

Founders	Adam Horner, Steven Renwick
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Cover cashflow gaps, manage debtors and predict credit risks all in one easy-to-use product. Start your 14-day free trial today.

Globacap

Founders	Alexander Green, Joanne Filbin, Myles Milston, Paul Thistoll
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We automate the flow of capital across the entire securities ecosystem from placement, to register management, and secondary liquidity.

Smarkets

Founders	Hunter Morris, Jason Trost
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Smarkets simplifies peer-to-peer trading on sporting and political events.

Ben

Founders	David Duckworth, Sebastian Fallert
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Supercharge your benefits, save time and money

Notion Capital

Founders	Ben White, Chris Tottman, Ian Milbourn, Jos White, Stephen Chandler
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Notion is an early-stage venture fund that focuses on technology and cloud computing markets.

Mycelium

Founders	Dan Holloway
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Mycelium is pioneering secure and private digital banking for the era of digital assets.

Anorak

Founders	David Vanek, Vincent Durnez
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Anorak offers a smart independent insurance adviser that gives people access to tailored advice about their life and their risks.

Neyber

Founders	Ezechi Britton, Martin Ijaha, Monica Kalia
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Neyber is financial wellbeing provider that helps UK employees to be better with their money.

Wrisk

Founders	Darius Kumana, Niall Barton
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Wrisk offers a customizable platform that enables businesses to create mobile-first insurance experiences for their customers.

AEVI

Founders	Unknown
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AEVI provides a platform for merchant-facing businesses that enables them to upgrade to more agile, more data-driven propositions.

Keebo

Founders	Matthew Hallett, Michael Vanaselja
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Hey, we’re Keebo, the credit card designed for the new generation to build better credit and improve financial wellbeing.