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Karnataka’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Karnataka. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Karnataka)


Zolve

FoundersRaghunandan G
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Zolve is a cross border fintech that enables fair access to global financial products.


Wealthy

FoundersAditya Agarwal, Prashant Gupta
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Wealthy is a financial services platform that is leveraging technology to build superior financial advice and transaction capabilities.


Artivatic.ai

FoundersLayak Singh
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Artivatic’s patent pending technology solves complex problems in Insurance for On-boarding, Fraud, Risk Profiling, Underwriting & claims.


Nira

FoundersNupur Gupta, Rohit Sen
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Nira promotes financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.


KreditBee

FoundersKarthikeyan Krishnaswamy, Madhusudan Ekambaram, Wan Hong
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KreditBee is a digital lending platform developed to assist young professionals with their personal finances.


Vayana Network Services Pvt Ltd.

FoundersH Srikrishnan, Ramaswamy Iyer
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Vayana serves with flexible, scalable and customizable solutions for delivery channels and specialized financial transactions.


Recko

FoundersPrashant Borde, Saurya Prakash Sinha
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Recko is a financial operations platform for internet companies that automates reconciliation, commission calculations, and payouts.


Cashfree Payments

FoundersAkash Sinha, Reeju Datta
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Cashfree Payments enables businesses in India to collect payments online and make payouts.


Niro

FoundersAditya Kumar, Sankalp Mathur
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Niro is embedding personal credit products into leading consumer internet platforms.


Kuvera.in

FoundersGaurav Rastogi
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An online platform for mutual fund investments.


IndianMoney

FoundersRahul Singh, Sudheer CS
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They only provide FREE financial advice / education to ensure that you are not misguided while buying any kind of financial products.


twid

FoundersAmit Koshal, Amit Sharma, Rishi Batra
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Twid is the millennials, new mode of payment.


Jana Small Finance Bank

FoundersRamesh Ramanathan
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Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.


Capital Float

FoundersGaurav Hinduja, Sashank Rishyasringa
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Capital Float is an online platform that provides working capital finance to SMEs.


Pension Box

FoundersUnknown
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Pension Box is a digital pension platform for private workforce.


Namaste Credit

FoundersGaurav Anand, Krishnan Parameswaran, Lucas Bianchi
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India’s first online marketplace for loans.


threedots

FoundersUnknown
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threedots is where early traders and experienced investors meet and mint together.


Flippy

FoundersSrinidhi Moodalagiri, Srivar Harlalka
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Flippy is a financial platform that simplifies crypto investments through thematic investments.


Streak

FoundersHarsha M, Jayalakshmi Manohar, Vipul Divyanshu
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Streak enables traders to create, back-test, and deploy trading algorithms live in the stock market.


Groww

FoundersHarsh Jain, Ishan Bansal Dean, Lalit Keshre, Neeraj Singh
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Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds.


MoneyOnClick

FoundersHimanshu gupta, Vishal Chopra
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Building India’s largest financial services brand for the 500Mn underserved lower-middle income customers.


MyShubhLife

Founders.. .., .. .., .. .., Monish Anand, Mudit Tyagi, Rahul Sekar
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MyShubhLife helps financial service providers to access and serve new and underserved market segments.


CreditAccess Grameen

FoundersVinatha Reddy
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CreditAccess Grameen provides micro financial products and services for women from rural poor and low income households in India.


Qbera

FoundersAditya Kumar, Anubhav Jain, Anuj Sachdev
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Qbera is a managed marketplace for unsecured personal loans.


Spenny

FoundersGaurav Arora, Rathin Shah
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Spenny offers an easy and fast way to save and invest money.


CRED

FoundersKunal Shah
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CRED is a Bengaluru-based fintech startup that offers rewards for customers who use its platform to pay their credit card bills.


Kinara Capital

FoundersHardika Shah
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Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.


Actyv

FoundersRaghu Venkat, Raghunath Subramanian, Ramkumar Thirumurthi
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Enabling FIs, Enterprises, and SMEs to be Neo-Institutions


Scripbox

FoundersAshok Kumar, Atul Shinghal, Sanjiv Singhal
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Scripbox is an online mutual funds investment platform.


Fello

FoundersManish Maryada, Shourya Lala
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Fello is a savings and investment platform that helps to save, invest and earn higher returns than a traditional savings account.


Crediwatch

FoundersMeghna Suryakumar, Sandeep Anandampillai
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The easiest way to connect the world of business and financial data and convert them into analytics powered insights.


Hashstack

FoundersUnknown
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Onchain under-collateralised loans for personal finance & trading capital needs.


Kointrack Techsystems Private Limited

FoundersAmit Sitapara, Badrinath Mutkule, Rizuta Gour
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Fast, secure & simply the best Cryptocurrency Payment Gateway you can get


DanaMojo

FoundersDhaval Udani
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DanaMojo provides payment solutions platform for NGOs of India.


PayGlocal Technologies

FoundersPrachi Dharani, Rohit Sukhija, Yogesh Lokhande
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PayGlocal is a FinTech company that helps merchants and aggregators securely handle payments from all around the world.


Wizely

FoundersNihar Bobba, Vijay Bobba
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Wizely is India’s first platform dedicated to Financial Wellness for emerging India.


Davinta

FoundersRaj Vattikuti, Ravi Garikipati
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Davinta is digital lending platform that brings together underserved customers and financial products that are quick, easy and contextual


Vyapar App

FoundersRuqiya Irum, Shubham Agrawal, Sumit Agarwal
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Vyapar is a fully GST-compatible business accounting software aimed at simplifying the daily activities of micro & small businesses.


Jar

FoundersMisbah Ashraf, Nishchay AG
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Jar is a fintech app that allows users to save money and invest in digital gold.


GoldenPi

FoundersAbhijit Roy, Samir Baran Pratihar
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One stop shop for Bonds and Debentures exclusively.


Cashkumar

FoundersDhiren Makhija, Kannan Kandappan, Yogesh Joshi
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A P2P Lending Platform connecting millions of financially under-served & new to credit borrowers with investment savvy lenders in India


GoSats

FoundersMohammed Roshan, Roshni Aslam
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We make people wealthy. GoSats lets you earn bitcoin rewards whenever you shop online at your favourite brands.


Hyperface

FoundersAishwarya Jaishankar, Ramanathan RV
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Hyperface is a banking-as-a-service startup that helps companies create and launch their own credit cards.


Instamojo

FoundersAditya Sengupta, Akash Gehani, Harshad Sharma, Sampad Swain
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Instamojo is an on-demand payments platform that enables entrepreneurs to build, manage, and grow their business online.


Signzy

FoundersAnkit Ratan, Ankur Pandey, Arpit Ratan
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Signzy is an AI-powered fintech company offering a digital onboarding solution for banks, NBFCs, and other financial institutions.


Avail Finance

FoundersAnkush Aggarwal, Tushar Mehndiratta
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Avail is a digital app that offers loans with flexible repayment options to the blue-collared workforce of India.


Happay

FoundersAnshul Rai, Varun Rathi
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Happay is an AI-powered business expense management software that enables businesses to automate their expense management process.


Prime Venture Partners

FoundersAmit Somani, Bala Parthasarathy, Sanjay Swamy, Shripati Acharya
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Prime Venture Partners is a natural destination for the startups targeting global markets


Quiklo

FoundersKush Srivastava, Mrigank Shekhar, Rahul Saxena
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Quiklo is a consumer lending platform for students.


Trendlyne Technologies

FoundersAmber Pabreja, Devi Yesodharan
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Trendlyne is a multi-geo analytics platform, that builds powerful equity analytics products for analysts, advisors and investors.


KNAB Finance

FoundersMandeep Chaudhary, Thomas Varghese, Vineet Gupta
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KNAB finance enables fast, flexible and easy short-term credit for businesses


Finception

FoundersBhanu Harish Gurram, Pawan Kumar Rai, Shrehith Karkera
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Finception is currently working on building a product around managing and helping people plan their finances better.


Goalwise

FoundersSwapnil Bhaskar
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Goalwise is a mutual fund investment platform that provides an investment plan to achieve financial goals.


Credy

FoundersHarshit Vaishnav, Pratish Gandhi
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Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.


Credy

FoundersHarshit Vaishnav, Pratish Gandhi
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Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.


3one4 Capital

FoundersPranav Pai, Siddarth Pai
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3one4 Capital is an early-stage venture capital fund based in Bangalore, India.


Innoviti

FoundersAmrita Malik, Rajeev Agrawal
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Innoviti develops payment processing, credit distribution, and payment management software solutions.


Fyle

FoundersSivaramakrishnan Narayanan, Yashwanth Madhusudan
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Fyle is an intelligent expense management platform for enterprises.


Jodo

FoundersAtulya Bhat, Koustav Dey, Raghav Nagarajan
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Jodo is a mission-oriented fintech company which is building customized financial products for middle-income households in urban India.


Coupl

FoundersUnknown
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A neobank that helps millennial couples master their money as a team!


HappyEMI

FoundersAnmol Vij, Suhas Gopinath
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HappyEMI is a point of sale digital lending platform that helps consumers finance their purchases in-store and online


Pickright

FoundersArchana Elapavuluri, Namandeep Bhatia
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Pickright is a fintech marketplace platform for stock market investors and the stock market advisors.


Capitall

FoundersPranav Nair, Sanskar Jayaswal
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Capitall enables investors to grow their wealth and earn passive income by investing in verified brands, startups & MSMEs.


Koshex

FoundersAkash Agarwal, Komal Kumar Gupta
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Koshex provides a personal finance and wealth management service.


Velocity

FoundersAbhiroop Medhekar, Atul Khichariya, Saurav Swaroop
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Velocity provides revenue-based financing to online businesses.


WeRize

FoundersHimanshu gupta, Vishal Chopra
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India’s first socially distributed full stack financial services platform for small town India


MoneyTap

FoundersAnuj Kacker, Bala Parthasarathy, Kunal Varma
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MoneyTap is an app-based credit line that provides small to medium sized cash loans, quick credit on mobile, and affordable interest rates.


KarmaLifeAI

FoundersNaveen Budda, Rohit Rathi
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KarmaLifeAI is a digital solution for the financial well being of blue-collar gig workers and micro-business.


Chiratae Ventures

FoundersManik Arora, Sudhir Sethi, TC Meenakshisundaram
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Chiratae Ventures is a leading tech venture capital fund focused on enabling entrepreneurs in India


Billionloans

FoundersRangan Varadan
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Billionloans is a technology-enabled financial services company.


IDOS – DIGITAL CFO

FoundersALEXANDER REIFE, CHERUKU SRIKANTH
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Accounting & Financial management software platform


Balance

FoundersAbhishek Malik, Ankit Kumar
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A habit building saving app for Indian millennials looking to save up for stuff in life. Just start saving without ever breaking a sweat.


P10 Money

FoundersVikas Kothari, Vivek Kandkur, Yogesh Keswani
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Community of stock investors in India


KredX

FoundersAnurag Jain, Manish Kumar
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KredX is an online invoice discounting platform where business owners get an opportunity to raise funds for their working capital needs.


GoalTeller

FoundersAbhisek Puglia, Vivek Banka
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GoalTeller create your own 24/7 smart financial advisor and prosperity planner.


BharatX

FoundersEeshan Sharma, Mehul Nath Jindal, Shyam Murugan, Siddharth Venu
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BharatX is a Embedded Consumer Credit company that enables Apps & Websites.to give their users, Credit as a Feature.


UDMATech

FoundersPrashanth Naik, Shivaprasad Karkala
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UDMATech Though the Business world intends to move towards cashless society, the payment transactions through Credit Card.


OnJuno

FoundersRatnesh Ray, Siddharth Verma, Varun Deshpande
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OnJuno is a cross-border Neo Banking Platform that aims to give users across the world a high yield account to grow their savings.


Stack Finance

FoundersSmriti Tomar, Tushar Vyas, Vidit Varshney, Yashwardhan Pauranik
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Stack Finance develops a finance platform designed to automate savings, spending, and investments along with friends and family.


TradeLab

FoundersBiplab Sinha, Dilip Kumar Singh
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Tradelab Software Private Limited is a start-up in capital market


JiT Finco

FoundersPraveen Hari, Sagar Raghunath
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JiT Finco is solving the access-to-finance problem for 65 million small businesses in India.


TRDR

FoundersRicky Jacob
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TRDR is an automated robo-investing platform for retail investors.


Artoo

FoundersIndus Chadha, Kavita Nehemiah, Sameer Segal
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Artoo is a CRM system that enables financial institutes to manage their interactions with its customers and deliver them with insights.


EzCred

FoundersAmiya Pathak, Sachin Maheshwari
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EzCred is a new age technology based consumer lending platform.


Fxkart.com

FoundersAbdul Hadi Shaikh, Mushtaq Shah
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Fxkart.com is a Bengaluru based online aggregator of Foreign Exchange Dealers


ClearTax

FoundersAnkit Solanki, Archit Gupta, Srivatsan Chari
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ClearTax is a Tax & Investing platform that simplifies financial lives for Indians.


TartanHQ

FoundersPramey Jain
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Tartan is a payroll connectivity API company enabling consent-driven employment and income verification in real-time.


ANASTRAT

FoundersMohit Golecha, Sunil Bagrecha
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Trading Suite for capital market traders with behavioral insights, trade analytics and trading journals.


Celerix Technologies

FoundersNagesh Kodavali
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Celerix Technologies is a financial technology Product and Services company focused on FPGA-based hardware accelerated technologies.


OmegaOn

FoundersSreekanth Eragadindla
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OmegaOn is FinTech startup company that aims to build a technology which can let anyone make online payments.


FinBox

FoundersAnant Deshpande, Rajat Deshpande
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FinBox digitizes customer journeys for Banks and NBFCs & to help them underwrite NTC customers using alternative data from the smartphone.


Unocoin

FoundersAbhinand Kaseti, Harish B V, Sathvik Vishwanath, Sunny Ray
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Unocoin is an Indian bitcoin processor that enables users to buy, sell, store, use, and accept bitcoins.


Edyoo

FoundersRakshit Kejriwal
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Edyoo.com a School Commerce Marketplace where payments, financing, and commerce merge with technology.


Mypoolin

FoundersAnkit Singh, Rohit Taneja
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Payments Infrastructure Provider


Bitbns

FoundersPrashant Singh
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Bitbns is a cryptocurrency exchange platform in India that offers crypto trading services.


Card91

FoundersAjay Pandey, Kush Srivastava, Vineet Saxena
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Card91 offers plug & play payment infrastructure as a service for the businesses who wants to issue, control, view and approve payments


Impact Micro Ventures (IMV)

FoundersPranay Bhargava
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AI based platform for ‘no-file’ & ‘thin-file’ micro-enterprise financing


Basis

FoundersDipika Jaikishan, Hena Mehta
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Basis provides personal finance and investment services for Indian women.


Atyati technologies

FoundersPrakash Prabhu
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atyati technologies Private Limited offers GANASEVA, an end-to-end mobility based multi application platform.


Novopay

FoundersGautam Bandyopadhyay, Sridhar Rao, Srikanth Nadhamuni
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Novopay make banking and payments convenient, simple and safe.


yBANQ

FoundersAbhishek Ayyagari, Ahamed Shah, Ganesh Mallya
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yBANQ is a fintech startup that simplifies collection and reconciliation for large B2B businesses in India.

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