Karnataka’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Karnataka. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Karnataka)

Zolve

Founders	Raghunandan G
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Zolve is a cross border fintech that enables fair access to global financial products.

Wealthy

Founders	Aditya Agarwal, Prashant Gupta
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Wealthy is a financial services platform that is leveraging technology to build superior financial advice and transaction capabilities.

Artivatic.ai

Founders	Layak Singh
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Artivatic’s patent pending technology solves complex problems in Insurance for On-boarding, Fraud, Risk Profiling, Underwriting & claims.

Nira

Founders	Nupur Gupta, Rohit Sen
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Nira promotes financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.

KreditBee

Founders	Karthikeyan Krishnaswamy, Madhusudan Ekambaram, Wan Hong
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

KreditBee is a digital lending platform developed to assist young professionals with their personal finances.

Vayana Network Services Pvt Ltd.

Founders	H Srikrishnan, Ramaswamy Iyer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Vayana serves with flexible, scalable and customizable solutions for delivery channels and specialized financial transactions.

Recko

Founders	Prashant Borde, Saurya Prakash Sinha
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Recko is a financial operations platform for internet companies that automates reconciliation, commission calculations, and payouts.

Cashfree Payments

Founders	Akash Sinha, Reeju Datta
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cashfree Payments enables businesses in India to collect payments online and make payouts.

Niro

Founders	Aditya Kumar, Sankalp Mathur
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Niro is embedding personal credit products into leading consumer internet platforms.

Kuvera.in

Founders	Gaurav Rastogi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

An online platform for mutual fund investments.

IndianMoney

Founders	Rahul Singh, Sudheer CS
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

They only provide FREE financial advice / education to ensure that you are not misguided while buying any kind of financial products.

twid

Founders	Amit Koshal, Amit Sharma, Rishi Batra
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Twid is the millennials, new mode of payment.

Jana Small Finance Bank

Founders	Ramesh Ramanathan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.

Capital Float

Founders	Gaurav Hinduja, Sashank Rishyasringa
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Capital Float is an online platform that provides working capital finance to SMEs.

Pension Box

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Pension Box is a digital pension platform for private workforce.

Namaste Credit

Founders	Gaurav Anand, Krishnan Parameswaran, Lucas Bianchi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

India’s first online marketplace for loans.

threedots

Founders	Unknown
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threedots is where early traders and experienced investors meet and mint together.

Flippy

Founders	Srinidhi Moodalagiri, Srivar Harlalka
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Flippy is a financial platform that simplifies crypto investments through thematic investments.

Streak

Founders	Harsha M, Jayalakshmi Manohar, Vipul Divyanshu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Streak enables traders to create, back-test, and deploy trading algorithms live in the stock market.

Groww

Founders	Harsh Jain, Ishan Bansal Dean, Lalit Keshre, Neeraj Singh
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds.

MoneyOnClick

Founders	Himanshu gupta, Vishal Chopra
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Building India’s largest financial services brand for the 500Mn underserved lower-middle income customers.

MyShubhLife

Founders	.. .., .. .., .. .., Monish Anand, Mudit Tyagi, Rahul Sekar
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

MyShubhLife helps financial service providers to access and serve new and underserved market segments.

CreditAccess Grameen

Founders	Vinatha Reddy
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CreditAccess Grameen provides micro financial products and services for women from rural poor and low income households in India.

Qbera

Founders	Aditya Kumar, Anubhav Jain, Anuj Sachdev
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Qbera is a managed marketplace for unsecured personal loans.

Spenny

Founders	Gaurav Arora, Rathin Shah
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Spenny offers an easy and fast way to save and invest money.

CRED

Founders	Kunal Shah
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CRED is a Bengaluru-based fintech startup that offers rewards for customers who use its platform to pay their credit card bills.

Kinara Capital

Founders	Hardika Shah
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.

Actyv

Founders	Raghu Venkat, Raghunath Subramanian, Ramkumar Thirumurthi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Enabling FIs, Enterprises, and SMEs to be Neo-Institutions

Scripbox

Founders	Ashok Kumar, Atul Shinghal, Sanjiv Singhal
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Scripbox is an online mutual funds investment platform.

Fello

Founders	Manish Maryada, Shourya Lala
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fello is a savings and investment platform that helps to save, invest and earn higher returns than a traditional savings account.

Crediwatch

Founders	Meghna Suryakumar, Sandeep Anandampillai
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

The easiest way to connect the world of business and financial data and convert them into analytics powered insights.

Hashstack

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Onchain under-collateralised loans for personal finance & trading capital needs.

Kointrack Techsystems Private Limited

Founders	Amit Sitapara, Badrinath Mutkule, Rizuta Gour
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fast, secure & simply the best Cryptocurrency Payment Gateway you can get

DanaMojo

Founders	Dhaval Udani
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

DanaMojo provides payment solutions platform for NGOs of India.

PayGlocal Technologies

Founders	Prachi Dharani, Rohit Sukhija, Yogesh Lokhande
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

PayGlocal is a FinTech company that helps merchants and aggregators securely handle payments from all around the world.

Wizely

Founders	Nihar Bobba, Vijay Bobba
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Wizely is India’s first platform dedicated to Financial Wellness for emerging India.

Davinta

Founders	Raj Vattikuti, Ravi Garikipati
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Davinta is digital lending platform that brings together underserved customers and financial products that are quick, easy and contextual

Vyapar App

Founders	Ruqiya Irum, Shubham Agrawal, Sumit Agarwal
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Vyapar is a fully GST-compatible business accounting software aimed at simplifying the daily activities of micro & small businesses.

Jar

Founders	Misbah Ashraf, Nishchay AG
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Jar is a fintech app that allows users to save money and invest in digital gold.

GoldenPi

Founders	Abhijit Roy, Samir Baran Pratihar
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

One stop shop for Bonds and Debentures exclusively.

Cashkumar

Founders	Dhiren Makhija, Kannan Kandappan, Yogesh Joshi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

A P2P Lending Platform connecting millions of financially under-served & new to credit borrowers with investment savvy lenders in India

GoSats

Founders	Mohammed Roshan, Roshni Aslam
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

We make people wealthy. GoSats lets you earn bitcoin rewards whenever you shop online at your favourite brands.

Hyperface

Founders	Aishwarya Jaishankar, Ramanathan RV
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Hyperface is a banking-as-a-service startup that helps companies create and launch their own credit cards.

Instamojo

Founders	Aditya Sengupta, Akash Gehani, Harshad Sharma, Sampad Swain
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Instamojo is an on-demand payments platform that enables entrepreneurs to build, manage, and grow their business online.

Signzy

Founders	Ankit Ratan, Ankur Pandey, Arpit Ratan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Signzy is an AI-powered fintech company offering a digital onboarding solution for banks, NBFCs, and other financial institutions.

Avail Finance

Founders	Ankush Aggarwal, Tushar Mehndiratta
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Avail is a digital app that offers loans with flexible repayment options to the blue-collared workforce of India.

Happay

Founders	Anshul Rai, Varun Rathi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Happay is an AI-powered business expense management software that enables businesses to automate their expense management process.

Prime Venture Partners

Founders	Amit Somani, Bala Parthasarathy, Sanjay Swamy, Shripati Acharya
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Prime Venture Partners is a natural destination for the startups targeting global markets

Quiklo

Founders	Kush Srivastava, Mrigank Shekhar, Rahul Saxena
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Quiklo is a consumer lending platform for students.

Trendlyne Technologies

Founders	Amber Pabreja, Devi Yesodharan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Trendlyne is a multi-geo analytics platform, that builds powerful equity analytics products for analysts, advisors and investors.

KNAB Finance

Founders	Mandeep Chaudhary, Thomas Varghese, Vineet Gupta
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

KNAB finance enables fast, flexible and easy short-term credit for businesses

Finception

Founders	Bhanu Harish Gurram, Pawan Kumar Rai, Shrehith Karkera
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Finception is currently working on building a product around managing and helping people plan their finances better.

Goalwise

Founders	Swapnil Bhaskar
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Goalwise is a mutual fund investment platform that provides an investment plan to achieve financial goals.

Credy

Founders	Harshit Vaishnav, Pratish Gandhi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.

Credy

Founders	Harshit Vaishnav, Pratish Gandhi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.

3one4 Capital

Founders	Pranav Pai, Siddarth Pai
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

3one4 Capital is an early-stage venture capital fund based in Bangalore, India.

Innoviti

Founders	Amrita Malik, Rajeev Agrawal
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Innoviti develops payment processing, credit distribution, and payment management software solutions.

Fyle

Founders	Sivaramakrishnan Narayanan, Yashwanth Madhusudan
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Fyle is an intelligent expense management platform for enterprises.

Jodo

Founders	Atulya Bhat, Koustav Dey, Raghav Nagarajan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Jodo is a mission-oriented fintech company which is building customized financial products for middle-income households in urban India.

Coupl

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

A neobank that helps millennial couples master their money as a team!

HappyEMI

Founders	Anmol Vij, Suhas Gopinath
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

HappyEMI is a point of sale digital lending platform that helps consumers finance their purchases in-store and online

Pickright

Founders	Archana Elapavuluri, Namandeep Bhatia
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Pickright is a fintech marketplace platform for stock market investors and the stock market advisors.

Capitall

Founders	Pranav Nair, Sanskar Jayaswal
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Capitall enables investors to grow their wealth and earn passive income by investing in verified brands, startups & MSMEs.

Koshex

Founders	Akash Agarwal, Komal Kumar Gupta
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Koshex provides a personal finance and wealth management service.

Velocity

Founders	Abhiroop Medhekar, Atul Khichariya, Saurav Swaroop
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Velocity provides revenue-based financing to online businesses.

WeRize

Founders	Himanshu gupta, Vishal Chopra
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India’s first socially distributed full stack financial services platform for small town India

MoneyTap

Founders	Anuj Kacker, Bala Parthasarathy, Kunal Varma
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

MoneyTap is an app-based credit line that provides small to medium sized cash loans, quick credit on mobile, and affordable interest rates.

KarmaLifeAI

Founders	Naveen Budda, Rohit Rathi
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KarmaLifeAI is a digital solution for the financial well being of blue-collar gig workers and micro-business.

Chiratae Ventures

Founders	Manik Arora, Sudhir Sethi, TC Meenakshisundaram
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Chiratae Ventures is a leading tech venture capital fund focused on enabling entrepreneurs in India

Billionloans

Founders	Rangan Varadan
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Billionloans is a technology-enabled financial services company.

IDOS – DIGITAL CFO

Founders	ALEXANDER REIFE, CHERUKU SRIKANTH
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Accounting & Financial management software platform

Balance

Founders	Abhishek Malik, Ankit Kumar
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A habit building saving app for Indian millennials looking to save up for stuff in life. Just start saving without ever breaking a sweat.

P10 Money

Founders	Vikas Kothari, Vivek Kandkur, Yogesh Keswani
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Community of stock investors in India

KredX

Founders	Anurag Jain, Manish Kumar
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KredX is an online invoice discounting platform where business owners get an opportunity to raise funds for their working capital needs.

GoalTeller

Founders	Abhisek Puglia, Vivek Banka
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GoalTeller create your own 24/7 smart financial advisor and prosperity planner.

BharatX

Founders	Eeshan Sharma, Mehul Nath Jindal, Shyam Murugan, Siddharth Venu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

BharatX is a Embedded Consumer Credit company that enables Apps & Websites.to give their users, Credit as a Feature.

UDMATech

Founders	Prashanth Naik, Shivaprasad Karkala
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

UDMATech Though the Business world intends to move towards cashless society, the payment transactions through Credit Card.

OnJuno

Founders	Ratnesh Ray, Siddharth Verma, Varun Deshpande
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

OnJuno is a cross-border Neo Banking Platform that aims to give users across the world a high yield account to grow their savings.

Stack Finance

Founders	Smriti Tomar, Tushar Vyas, Vidit Varshney, Yashwardhan Pauranik
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Stack Finance develops a finance platform designed to automate savings, spending, and investments along with friends and family.

TradeLab

Founders	Biplab Sinha, Dilip Kumar Singh
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Tradelab Software Private Limited is a start-up in capital market

JiT Finco

Founders	Praveen Hari, Sagar Raghunath
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JiT Finco is solving the access-to-finance problem for 65 million small businesses in India.

TRDR

Founders	Ricky Jacob
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TRDR is an automated robo-investing platform for retail investors.

Artoo

Founders	Indus Chadha, Kavita Nehemiah, Sameer Segal
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Artoo is a CRM system that enables financial institutes to manage their interactions with its customers and deliver them with insights.

EzCred

Founders	Amiya Pathak, Sachin Maheshwari
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EzCred is a new age technology based consumer lending platform.

Fxkart.com

Founders	Abdul Hadi Shaikh, Mushtaq Shah
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Fxkart.com is a Bengaluru based online aggregator of Foreign Exchange Dealers

ClearTax

Founders	Ankit Solanki, Archit Gupta, Srivatsan Chari
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ClearTax is a Tax & Investing platform that simplifies financial lives for Indians.

TartanHQ

Founders	Pramey Jain
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Tartan is a payroll connectivity API company enabling consent-driven employment and income verification in real-time.

ANASTRAT

Founders	Mohit Golecha, Sunil Bagrecha
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Trading Suite for capital market traders with behavioral insights, trade analytics and trading journals.

Celerix Technologies

Founders	Nagesh Kodavali
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Celerix Technologies is a financial technology Product and Services company focused on FPGA-based hardware accelerated technologies.

OmegaOn

Founders	Sreekanth Eragadindla
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OmegaOn is FinTech startup company that aims to build a technology which can let anyone make online payments.

FinBox

Founders	Anant Deshpande, Rajat Deshpande
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FinBox digitizes customer journeys for Banks and NBFCs & to help them underwrite NTC customers using alternative data from the smartphone.

Unocoin

Founders	Abhinand Kaseti, Harish B V, Sathvik Vishwanath, Sunny Ray
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Unocoin is an Indian bitcoin processor that enables users to buy, sell, store, use, and accept bitcoins.

Edyoo

Founders	Rakshit Kejriwal
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Edyoo.com a School Commerce Marketplace where payments, financing, and commerce merge with technology.

Mypoolin

Founders	Ankit Singh, Rohit Taneja
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Payments Infrastructure Provider

Bitbns

Founders	Prashant Singh
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Bitbns is a cryptocurrency exchange platform in India that offers crypto trading services.

Card91

Founders	Ajay Pandey, Kush Srivastava, Vineet Saxena
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Card91 offers plug & play payment infrastructure as a service for the businesses who wants to issue, control, view and approve payments

Impact Micro Ventures (IMV)

Founders	Pranay Bhargava
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AI based platform for ‘no-file’ & ‘thin-file’ micro-enterprise financing

Basis

Founders	Dipika Jaikishan, Hena Mehta
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Basis provides personal finance and investment services for Indian women.

Atyati technologies

Founders	Prakash Prabhu
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atyati technologies Private Limited offers GANASEVA, an end-to-end mobility based multi application platform.

Novopay

Founders	Gautam Bandyopadhyay, Sridhar Rao, Srikanth Nadhamuni
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Novopay make banking and payments convenient, simple and safe.

yBANQ

Founders	Abhishek Ayyagari, Ahamed Shah, Ganesh Mallya
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yBANQ is a fintech startup that simplifies collection and reconciliation for large B2B businesses in India.