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Johannesburg’s 41 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 41 FinTech companies in Johannesburg. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Johannesburg)


FloatPays

FoundersSimon Ward
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

FloatPays provides payroll integration, employee access, financial education, effective reporting, payment, and training services.


Pineapple

FoundersMarnus van Heerden, Matthew Elan Smith, Ndabenhle Junior Ngulube
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pineapple makes insuring easy, fair and accessible. Get cover in a snap. See the good your premiums do. Get all leftover premium back.


BancX

FoundersDavid Rogers
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Cloud based financial services infrastructure platform designed to build, configure, launch and scale financial services


MFS Africa

FoundersDare Okoudjou
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

MFS Africa is a digital payment company that offers mobile financial solutions for senders, money users, and service providers.


Investsure

FoundersIgnatious Nkwinika, Mbulelo Mpofana, Shane Curran
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

InvestSure- a tech company, provides APIs to enable partner investment platforms to sell its Investment Insurance product to their clients.


MortgageMarket

FoundersTim Akinnusi
FollowWebsite, Crunchbase, Instagram, Facebook, Linkedin

MortgageMarket.co.za is a fintech that not only provides access to 7 banks and real-time home loan comparison services but also pays consumers R5000 cashback just for using its online platform to get a home loan.


Bright On Capital

FoundersKoena Headbush, Tsepo Headbush
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Bright On Capital is a peer-to-peer online enterprise-lending platform for SMEs to raise working capital funding from lenders.


Franc

FoundersSebastian Patel, Thomas Brennan
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Franc is a digital wealth platform helping more people invest more.


Kopano

FoundersDuran Hamer, Eleftherios Kyriazis, Gustav Praekelt
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Delivering insurance to emerging markets.


Truzo

FoundersTerence Naidu
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Truzo is a web and app-based escrow platform enabling buyers and sellers anywhere to transact in a safe and secure way.


GetVanced

FoundersBrendon Harris, Raeesa Gabriels
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

GetVanced is a financial wellness platform that allows employees to get immediate access to a percentage of their earned wages.


CommuScore

FoundersPhilile Mkhize, Priya Thakoor Mistry
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

We digitise trust in the informal market. We provide alternative credit scoring for the unbanked to drive financial inclusion.


ProsperiProp

FoundersLlewellyn Morkel
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ProsperiProp is fintech platform that makes it possible for people to own property and ultimately create their own personal wealth.


MobiLife

FoundersAdrian Solomon, Frank Schütte, Shadrack Sivhugwana
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

MobiLife is an insurance provider aiming to transform micro-insurance in South Africa.


DafriBank Digital LTD

FoundersZiggy Xolane Ndhlovu
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DafriBank Digital is a branchless financial technology company providing customized financial services to clients in 180+ countries


Transaction Capital

FoundersRob Rossi
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Transaction Capital is a provider of specialised financial and allied services.


walletDoc

FoundersDan Wagner, Leonard Shenker
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

walletdoc is the smart, secure & free way to pay bills – with no admin.


Maxicash

FoundersTania Engau Mukwamu
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Maxicash is a Fintech company & developer of a mobile app that helps African financially support their loved ones back home.


Fincheck

FoundersChristopher Ball, Michael Bowren
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fincheck provides users with the facts and figures required to make an informed decision on their personal finance and loans.


BitFund

FoundersBradley Goldman, Dean Joffe, Jonathon Ferrer, Joshua Miltz
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

BitFund is a Cryptocurrency investment platform.


Veneka

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Veneka renders payment technology solutions such as card and wallet issuing, card payments, electronic and digital banking.


Airvantage

FoundersMark Collie, Michael Roffey
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Airvantage is a fintech provider of mobile financial and value-added services for mobile network operators.


PayCurve

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

PayCurve is a financial technology platform that provides early access to a portion of earned and unencumbered salaries.


Fedgroup

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fedgroup is a financial services company investing in smart technology.


Merchant Capital South Africa

FoundersDaniel Moritz, Dov Girnun
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Merchant Capital is an alternative provider of working capital for small and medium entrepreneurs.


Astute Financial Services

FoundersUnknown
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Astute provides data exchange, intermediary, fintech and risk technology solutions to the financial services industry.


OysterPay

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

OysterPay is a digital banking platform for gig workers who are largely overlooked by traditional financial institutions.


Stock Shop

FoundersUnknown
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Stock Shop provides a toolbox of platforms that financial institutions can white-label to provide financial education.


ZAR X

FoundersEtienne Nel, Geoff Cook, Graeme Wellsted
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ZAR X is a licensed stock exchange that uses disruptive fintech to create a more efficient market for all.


SIPP Investments

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

SIPP is a technology driven investment business with online tools for investors to empower financial well-being.


FMJ Financial Services

FoundersUnknown
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Registered tax practitioners that focus on assisting individuals with SARS tax returns, tax advice, tax audits and tax objections


Cryptovecs Capital

FoundersJohn Lombela
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Cryptovecs Capital is a black-owned African Investment and Technology company headquartered in Johannesburg.


Neomutual

FoundersUnknown
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Neomutual is an online platform dedicated to giving uninsured & underinsured individuals alternative coverage through zero interest credit.


Imafin

FoundersThabo Mongoma
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Imafin is a specialist payment and commercial credit firm driven by innovation on traditional payments models.


Arcus Capital

FoundersUnknown
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Arcus Capital has created a robo advisor with advanced investment algorithms that trawl the market and analyse them using big data.


Diga Digital Intelligence

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Diga Digital Intelligence specializes in cloud applications that are changing the way advisers connect with their clients.


AvantCore

FoundersAndre Bergh, Nicholas Allen, Shaun Ritson
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

AvantCore is a FinTech entity focused on Blockchain and CryptoAsset Research and Development.


MIP Holdings

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

MIP Holdings is an IT company that provides software-as-a-service technology solutions to various financial services industries.


Jigsaw Advisory

FoundersDe Wet Lessing, Pierre Van Zyl
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Jigsaw Advisory specializes in finance digitization, EPM, automation, financial data, and analytics for digital transformation solutions.


CollectVest

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

CollectVest is a fintech tool that facilitates non-traditional asset investment, trading of e-units, fractional ownership & stock exchanges.


Riovic

FoundersNaledi Mokoena, Phiwa Nkambule
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A convenient and transparent way for shareholders to access private market profiles, insights, reports, financial data and deals.

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