Johannesburg’s 41 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 41 FinTech companies in Johannesburg. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Johannesburg)

FloatPays

Founders	Simon Ward
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

FloatPays provides payroll integration, employee access, financial education, effective reporting, payment, and training services.

Pineapple

Founders	Marnus van Heerden, Matthew Elan Smith, Ndabenhle Junior Ngulube
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Pineapple makes insuring easy, fair and accessible. Get cover in a snap. See the good your premiums do. Get all leftover premium back.

BancX

Founders	David Rogers
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cloud based financial services infrastructure platform designed to build, configure, launch and scale financial services

MFS Africa

Founders	Dare Okoudjou
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

MFS Africa is a digital payment company that offers mobile financial solutions for senders, money users, and service providers.

Investsure

Founders	Ignatious Nkwinika, Mbulelo Mpofana, Shane Curran
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

InvestSure- a tech company, provides APIs to enable partner investment platforms to sell its Investment Insurance product to their clients.

MortgageMarket

Founders	Tim Akinnusi
Follow	Website, Crunchbase, Instagram, Facebook, Linkedin

MortgageMarket.co.za is a fintech that not only provides access to 7 banks and real-time home loan comparison services but also pays consumers R5000 cashback just for using its online platform to get a home loan.

Bright On Capital

Founders	Koena Headbush, Tsepo Headbush
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Bright On Capital is a peer-to-peer online enterprise-lending platform for SMEs to raise working capital funding from lenders.

Franc

Founders	Sebastian Patel, Thomas Brennan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Franc is a digital wealth platform helping more people invest more.

Kopano

Founders	Duran Hamer, Eleftherios Kyriazis, Gustav Praekelt
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Delivering insurance to emerging markets.

Truzo

Founders	Terence Naidu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Truzo is a web and app-based escrow platform enabling buyers and sellers anywhere to transact in a safe and secure way.

GetVanced

Founders	Brendon Harris, Raeesa Gabriels
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

GetVanced is a financial wellness platform that allows employees to get immediate access to a percentage of their earned wages.

CommuScore

Founders	Philile Mkhize, Priya Thakoor Mistry
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

We digitise trust in the informal market. We provide alternative credit scoring for the unbanked to drive financial inclusion.

ProsperiProp

Founders	Llewellyn Morkel
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

ProsperiProp is fintech platform that makes it possible for people to own property and ultimately create their own personal wealth.

MobiLife

Founders	Adrian Solomon, Frank Schütte, Shadrack Sivhugwana
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

MobiLife is an insurance provider aiming to transform micro-insurance in South Africa.

DafriBank Digital LTD

Founders	Ziggy Xolane Ndhlovu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

DafriBank Digital is a branchless financial technology company providing customized financial services to clients in 180+ countries

Transaction Capital

Founders	Rob Rossi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Transaction Capital is a provider of specialised financial and allied services.

walletDoc

Founders	Dan Wagner, Leonard Shenker
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

walletdoc is the smart, secure & free way to pay bills – with no admin.

Maxicash

Founders	Tania Engau Mukwamu
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Maxicash is a Fintech company & developer of a mobile app that helps African financially support their loved ones back home.

Fincheck

Founders	Christopher Ball, Michael Bowren
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fincheck provides users with the facts and figures required to make an informed decision on their personal finance and loans.

BitFund

Founders	Bradley Goldman, Dean Joffe, Jonathon Ferrer, Joshua Miltz
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

BitFund is a Cryptocurrency investment platform.

Veneka

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Veneka renders payment technology solutions such as card and wallet issuing, card payments, electronic and digital banking.

Airvantage

Founders	Mark Collie, Michael Roffey
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Airvantage is a fintech provider of mobile financial and value-added services for mobile network operators.

PayCurve

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

PayCurve is a financial technology platform that provides early access to a portion of earned and unencumbered salaries.

Fedgroup

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fedgroup is a financial services company investing in smart technology.

Merchant Capital South Africa

Founders	Daniel Moritz, Dov Girnun
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Merchant Capital is an alternative provider of working capital for small and medium entrepreneurs.

Astute Financial Services

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Astute provides data exchange, intermediary, fintech and risk technology solutions to the financial services industry.

OysterPay

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

OysterPay is a digital banking platform for gig workers who are largely overlooked by traditional financial institutions.

Stock Shop

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Stock Shop provides a toolbox of platforms that financial institutions can white-label to provide financial education.

ZAR X

Founders	Etienne Nel, Geoff Cook, Graeme Wellsted
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

ZAR X is a licensed stock exchange that uses disruptive fintech to create a more efficient market for all.

SIPP Investments

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

SIPP is a technology driven investment business with online tools for investors to empower financial well-being.

FMJ Financial Services

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Registered tax practitioners that focus on assisting individuals with SARS tax returns, tax advice, tax audits and tax objections

Cryptovecs Capital

Founders	John Lombela
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cryptovecs Capital is a black-owned African Investment and Technology company headquartered in Johannesburg.

Neomutual

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Neomutual is an online platform dedicated to giving uninsured & underinsured individuals alternative coverage through zero interest credit.

Imafin

Founders	Thabo Mongoma
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Imafin is a specialist payment and commercial credit firm driven by innovation on traditional payments models.

Arcus Capital

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Arcus Capital has created a robo advisor with advanced investment algorithms that trawl the market and analyse them using big data.

Diga Digital Intelligence

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Diga Digital Intelligence specializes in cloud applications that are changing the way advisers connect with their clients.

AvantCore

Founders	Andre Bergh, Nicholas Allen, Shaun Ritson
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

AvantCore is a FinTech entity focused on Blockchain and CryptoAsset Research and Development.

MIP Holdings

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

MIP Holdings is an IT company that provides software-as-a-service technology solutions to various financial services industries.

Jigsaw Advisory

Founders	De Wet Lessing, Pierre Van Zyl
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Jigsaw Advisory specializes in finance digitization, EPM, automation, financial data, and analytics for digital transformation solutions.

CollectVest

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CollectVest is a fintech tool that facilitates non-traditional asset investment, trading of e-units, fractional ownership & stock exchanges.

Riovic

Founders	Naledi Mokoena, Phiwa Nkambule
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

A convenient and transparent way for shareholders to access private market profiles, insights, reports, financial data and deals.