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Japan’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Japan. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Japan)


Coincheck

FoundersJames Riney, Koiichiro Wada, Masakazu Sasaki, Yusuke Otsuka
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Coincheck operates a bitcoin and cryptocurrency exchange.


Gojo & Company

FoundersSanjay Gandhi, Taejun Shin, Takeshi Nagashima
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Gojo extends financial inclusion to micro, small, and medium-sized enterprises.


Orb

FoundersMasa Nakatsu, Toshi Senoo, Yasuhiro Kobayashi
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Orb is an enterprise software startup that helps businesses to define and configure their own coin economy.


Wealthnavi

FoundersKazuhisa Shibayama
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Wealthnavi is wealth management of world-class on your side.


SoftBank Capital

FoundersKiyoshi Ichimura
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SoftBank Group is a holding company focused on artificial intelligence and other emerging technologies.


JustInCase

FoundersHiroo Koizumi, Kazuya Hata, Shinichi Nasukawa
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JustInCase is the first full-stack InsurTech company in Japan, offering P2P insurance and AI-based health & small-amount insurance online.


AlpacaJapan

FoundersMorifumi Yotsumoto, Osone Kazuhiko, Yuki Hayashi
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Building cutting-edge capital markets AI technology working with number of financial institutions


Coiney

FoundersNaoko Samata, Shinnosuke Io, Yusuke Sato
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Coiney provides smarphone-based credit card processing services in Japan.


Kyash

FoundersShinichi Takatori
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Kyash is a fintech platform providing mobile banking services with full-stack banking technology currently offering digital wallet app.


Paidy

FoundersLee Smith, Russell Cummer
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Paidy is a software platform that allows consumers to buy online without a credit card or pre-registration.


Liquid Global

FoundersMario Gomez Lozada, Mike Kayamori, Tanaka Masaaki
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Liquid Global is a developer of a cryptocurrency trading platform designed to provide liquidity to the crypto economy.


CROWD CREDIT

FoundersTomoyuki Sugiyama
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Cross-border marketplace lending platform


STRIVE

FoundersYusuke Amano
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STRIVE invests in early stage (Seed to Series A) internet and mobile companies in Asia.


READYFOR

FoundersMera Haruka, Takaho Miki, Yutaka Matsuo
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READYFOR is a Japanese crowdfunding platform for the service sector.


Tech Bureau

FoundersHosoi Ryosuke, Takao Asayama
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Tech Bureau provides cryptographic currency and Blockchain technology using exchange API to handle currency encryption.


Crowd Cast

FoundersHoshikawa Takashi, Takashi Hoshikawa
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Crowd Cast is a company that simplifies payment between employees and organization.


Infcurion Group

FoundersHiroki Maruyama, Jun Kanzawa
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Infucurion Group is a business development company that focuses on payment technologies.


bitbank

FoundersKato Yorihiko, Minematsu Hiroki, Noriyuki Hirosue, Yuji Kusunoki
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Bitcoin wallet, payment processing, bitcoin reward service and news media


Payme Japan

FoundersRichiko Mori
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Payme provides a platform for mobile payments to help users in Japan.


izumi Finance

FoundersUnknown
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izumi Finance is a platform providing liquidity as a Service (LaaS) with Uniswap V3 .


Credit Engine

FoundersSeiichiro Uchiyama
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Credit Engine is a online lending platform enables financial institutions.


Robot Fund

FoundersSatoshi Noguchi, Satoshi Noguchi
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Robot Fund is a provider of RPA (Robotic Process Automation) solutions for asset management businesses.


xenodata lab

FoundersNatsuki Yagi, Yojiro Seki
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xenodata lab is a developing an AI-powered finance data analytics leveraging Natural Language Processing (NLP).


Huobi Japan

FoundersLeon Li
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Huobi Japan designs a digital asset trading platform that empowers financial service.


GVE

FoundersKoji Fusa
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GVE develops and operates a legal currency digitization platform.


Cryptact

FoundersAmin Azmoudeh, Amin Azumude, Gaku Saito, Masuda Shunsuke
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Cryptact is a technology company providing solutions and platforms utilizing blockchains, smart contracts and virtual currencies.


Lecto

FoundersYutaka Koyama
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Lecto provides Saas solutions to eliminate the tedious practices behind financial services


Smart Trade

FoundersGuang Zhen Li, Nianhui Song, Sakugawa Tsuyoshi, Tomoyuki Uchida
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Smart Trade is an information technology company that offers full stack software development for investment strategy environment.


Emerada

FoundersHiromichi Goto, Naoki Furukawa, Taiga Sawamura
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Emerada is a bank account aggregation and cashflow analytics platform for SMEs and banks for enhancing lending activity in Japan.


Chaintope

FoundersTeruaki Murakami
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Chaintope is specializes in blockchain technology with a focus for FinTech and non-FinTech sectors.


efit

FoundersGo Tobita, Miyahara Victory, Shori Miyahara
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Efit is an investment platform that makes it easy for anyone to make a technical investment automatically.


Kipp Financial Technologies

FoundersUnknown
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Kipp Financial Technologies provides BaaS products and system infrastructure in the form of SaaS.


Mikatus

FoundersToshinao Morisaki
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Mikatus supports good tax accountants and contribute to the growth of enthusiastic SMEs.


SMART IDEA Japan

FoundersShohei Ejiri
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SMART IDEA is a financial technology company.


SusLab

FoundersUnknown
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SusLab is a data bank that uses AI technology to support SDG and ESG development goals and investments.


Timebank

FoundersUnknown
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Time Bank is an application that allows you to experience a great deal with a little clearance time.


OsidOri

FoundersTakashi Miyamoto
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OsidOri is a financial app company will provide this mechanism with the new FinTech service.


PayPay

FoundersUnknown
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PayPay is an online payment app.


BrainCat

FoundersKiichi Nakamura
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BrainCat is a Japanese company that specializes in developing FinTech platforms.


keychain

FoundersJonathan Hope, Kazuyoshi Mishima
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Keychain is the decentralized authentication blockchain platform for finance, IoT, and enterprise.


Social Good Foundation Inc.

FoundersSoichiro Takaoka
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Crypto Back Rewards App


Credit Saison

FoundersTorajiro Okamoto
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Credit Saison is a Japanese financial services company.


BitFlyer

FoundersMasuda Rikiya, Takafumi Komiyama, Yuzo Kano
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BitFlyer is a bitcoin exchange and marketplace that enables its customers to buy, sell, and spend bitcoins.


Money Forward

FoundersChihiro Asano, Nakayama Shinichiro, Taki Toshio, Tanak Masaaki, Toshio Taki, Yosuke Tsuji
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Money Forward provides online personal accounting solutions that enable individuals to better manage their daily expenses.


Moneytree

FoundersJonathan Epstein, Mark Makdad, Paul Chapman, Ross Sharrott
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Moneytree is a financial data aggregation platform that provides a personal finance app and a cloud-based accounting service.


MUFG Innovation Partners

FoundersUnknown
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MUFG Innovation Partners is a corporate venture capital (CVC) arm of Mitsubishi UFJ Financial Group (MUFG).


WebPay

FoundersHiro Fukami, Kei Kubo
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Fluxflex develops an auto scaling cloud hosting platform for LAMP applications enabling automated file sync between clients and server ends.


SushiSwap

FoundersOx Maki
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SushiSwap is a peer-to-peer, decentralized exchange that allows users to swap tokens, provide liquidity, and other DeFi services.


Rakuten Capital

FoundersUnknown
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Rakuten Capital is a corporate venture capital group that provides funding, sector experience, and operational support.


Soramitsu

FoundersIkkei Matsuda, Makoto Takemiya, Ryu Okada
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Fintech company based in Tokyo, specializing in blockchain technology. Main contributor to Hyperledger Iroha.


W ventures Japan

FoundersUnknown
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W ventures engages in venture capital and incubation businesses.


INORU

FoundersDan Peter
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With INORU’s intuitive software for banking and finance, get the best start to your profitable lending business.


SlowMist

FoundersUnknown
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SlowMist specializes in blockchain technology with cybersecurity audits and protection for digital asset exchanges & crypto wallets.


Kibidango, Inc.

FoundersRyota Matsuzaki
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Leading reward-based crowdfunding platform in Japan helping entrepreneurs from all over the world succeed with the power of people.


Resona Capital

FoundersUnknown
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Resona Capital is a micro-venture capital fund specialized in early-stage investments.


CrowdLoan

FoundersDaisuke Murata
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CrowdLoan is a platform that connects financial institutions and individuals with smooth loans.


Neoteny

FoundersJoi Ito
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Neoteny is an internet investment firm that holds a diversified financial portfolio.


Kyriba

FoundersUnknown
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Kyriba provides a cloud-based financial management and money management solution.


CoinJinja

FoundersLele Xu, Yu Numazaki
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Japan’s top crypto media: CoinJinja.com (ICO listing site) and CoinView (free, all-in-one crypto investment portfolio management app).


Mercoin

FoundersUnknown
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Mercoin is a fintech company which plans and develops services related to crypto assets and blockchain technology.


BANQ

FoundersMark Elenowitz, Munetaka Takahashi
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BANQ is a FinTech company that provides on-demand salary services.


ICHI

FoundersUnknown
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ICHI creates a stable currency and economic stimulus platform that allows it to create and manage in-house, non-custodial tokens.


Prance Gold Holdings

FoundersAndre Gerald
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Prance Gold Holdings is a technology company that offers digital asset holders an opportunity to grow their portfolio.


SB Payment Service

FoundersUnknown
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SB Payment Service offers a wide range of payment methods and support for procedures related to payment, business agency, and contract work.


FINOLAB

FoundersUnknown
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FINOLAB is a fintech company that provides real estate and financial services.


ZAISAN Net

FoundersOgino Shirabe, Shirabe Ogino
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ZAISAN Net is a AI-Fintech startup specializing in stock price movement.


FinTech Global

FoundersGoro Takeda, Nobumitsu Tamai
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FinTech Global is a boutique investment bank that supports the growth of companies.


SoftBank Payment Service Corp.

FoundersUnknown
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SBPS is a Payment Service Provider and a subsidiary of SoftBank Corp.


Global Risk Exchange

FoundersUnknown
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Global Risk Exchange (or GRE) is a blockchain-based, decentralized global risk exchange market .


FGC Group

FoundersTony Evans
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Fintech Global Consultants is an independent Fintech Consultants, with more than $150 million raised for ICO.


Japan Digital Design

FoundersUnknown
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Japan Digital Design is an AI technology company for financial industries.


Nishi-Nippon

FoundersUnknown
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Nishi-Nippon provides banking and financial services for individuals, and small and medium-sized enterprises.


Fidel Technologies

FoundersSunil Kulkarni
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Fidel Technologies provides IT services for localisation and translation.


Another lane

FoundersUnknown
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Another lane is a credit card number handling contract conclusion company.


Digital Platformer

FoundersUnknown
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Digital Platformer provides platforms for digital currency using blockchain technology.


bitFlyer Holdings

FoundersUnknown
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bitFlyer Holdings is the parent company of bitFlyer.


Ayumi Trust Holdings Co.

FoundersSoichiro Takaoka
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The Ayumi Trust Group is an independent corporate group that develops fintech businesses globally.


Beta Catalyst

FoundersUnknown
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BetaCatalyst provides venture capital investment services in areas such as health care, lifestyle, AI, and IoT.


Invast Securities

FoundersUnknown
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Invast Securities provides online forex and ETF trading services and is listed on the JASDAQ market under the stock code 8709.


enigma Japan

FoundersUnknown
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Enigma is a FinTech services for various industries


COMTURE

FoundersOno Ken, Shinichi Inoue
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COMTURE is a provider of Cloud, Big data, AI, IoT, Business system construction, ERP, Fintech, and Infrastructure construction solutions.


Bit One Group

FoundersUnknown
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Bit One Group is a fintech company.


CXR

FoundersUnknown
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CXR is a fintech company.


Milestone Consulting Group

FoundersMasahiro Iwasawa, Naoya Takeda, Saito Natsuhiko
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Milestone Consulting Group is a fintech start up.


THS

FoundersUnknown
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THS provides cloud services, smartphone application development and fintech services.


MILIZE INVESTMENT

FoundersUnknown
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MILIZE INVESTMENT is a financial consulting platform with AI and financial engineering.


Fintech Association of Japan

FoundersUnknown
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Fintech Association of Japan is a startup focusing on the health industry, fintech ecosystem, and accelerating open innovations.


Minna Bank

FoundersUnknown
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Minna Bank is a first smartphone-only bank that was designed from a digital perspective and designed on a zero basis.


Cygnos

FoundersBenjamin Smith, Hiroyuki Mihara
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Cygnos is a crypto lending platform that provides fiat monthly direct interest payments for crypto loans.


Orient Corporation

FoundersUnknown
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Orient Corporation is a consumer credit company that provides auto loans, credit cards, and direct cash loan services.


aiQ

FoundersHiroki Yamamoto
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aiQ offers AI technology and Big Data analysis using many Machine Learning techniques, Analysis experience in the Financial Industry.


Protoption

FoundersMasuda Shunsuke
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Protoption is a FinTech startup that provides crypto asset related services.


Smart Contract

FoundersObata Kazuki
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Forefront of cryptocurrency trading and consulting


Phantom AI Japan

FoundersOgino Shirabe
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Phantom AI is a fintech startup.


Money Forward Fine

FoundersAkira Ieda, Yosuke Tsuji, Yuki Kanahama
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Money Forward Fine provides fast funding with quick approvals, supporting the growth and the financial stability of the client’s business.


Daiwa Securities SMBC

FoundersUnknown
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Daiwa Securities SMBC is a comprehensive securities group representing Asia configured mainly Global Investment Banking.


ISI

FoundersUnknown
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IS Eye is a FinTech consulting company


cyberplus

FoundersUnknown
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cyberplus is a Minamisenju, Arakawa-ku, Tokyo as a company specializing in financial system development.


Bitcrements

FoundersUnknown
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Bitcrements Bitcoin Exchange specializes in exchange of cryptocurrencies.


BlockTec

FoundersUnknown
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BlockTec is a company that primarily engages in blockchain consulting.


Blue Melon Capital

FoundersUnknown
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Blue Melon Capital provides real estate investment, real estate, asset management, crowdfunding, FinTech services.

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