in

Jakarta’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Jakarta. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Jakarta)


Pluang

FoundersClaudia Kolonas, Iwan Tjam, Richard Chua
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pluang is a financial technology application that specializes in digital micro-savings and micro-investment products.


Kredivo

FoundersAkshay Garg
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kredivo offers an online credit card with payment methods and installments in 30 days or monthly installments.


ALAMI

FoundersBembi Juniar, Dima Djani, Harza Sandityo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

ALAMI is a sharia-based peer-to-peer (P2P) lending platform that helps people fund small businesses.


Pintek

FoundersIoann Fainsilber, Tommy Yuwono
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pintek is a financial technology company aiming to democratise access to education in Indonesia through affordable and flexible credit.


Cermati

FoundersAndhy Koesnandar, Oby Sumampouw
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Cermati are a technology startup that engages in the Indonesian financial technology area.


CROWDE

FoundersMuhamad Risyad Ganis, Yohanes Sugihtononugroho
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Agriculture-focused fintech startup that empowers farmers across Indonesia with technology and capital


Verihubs

FoundersRick Firnando, Williem Williem
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Verihubs builds a digital infrastructure and provides a range of AI-based services for financial services enterprises.


INDODAX

FoundersOscar Darmawan, William Sutanto
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

INDODAX is the largest digital asset exchange in Indonesia, previously known as Bitcoin.co.id (Bitcoin Indonesia)


Tokopedia

FoundersHerman Widjaja, Leontinus Alpha Edison, Melissa Siska Juminto, William Tanuwijaya
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Tokopedia is a tech company that provides a C2C business platform for buyers and merchants.


Moduit

FoundersJeffry Lomanto
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Moduit Digital Indonesia offers financial services.


Bibit.id

FoundersJohny Susanto, Sigit Kouwagam, Wellson Lo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Bibit.id is a Robo-investing app developed to provide assistance on smart mutual fund investments.


KoinWorks

FoundersBenedicto Haryono, Willy Arifin
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Koinworks is an Indonesia Super Financial App that provides both investment and liabilities products under single platform


PAYFAZZ

FoundersHendra Kwik, Jefriyanto Guang, Ricky Winata
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

PAYFAZZ is an agency-based financial platform that facilitates digital transactions and payments.


PasarPolis

FoundersCleosent Randing
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

PasarPolis is an insurtech startup that provides an online insurance comparison platform for individuals.


OY!

FoundersHilfi Alkaff, Jan Kristanto, Jesayas Ferdinandus
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

OY! is a fintech application that simplifies the management of finances.


Ayoconnect

FoundersAdi Vora, Chiragh Kirpalani, Jakob Rost
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Ayoconnect is Indonesia’s leading API platform.


UpBanx

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

UpBanx is a next-generation financial technology platform for creators, brands, freelancers, agencies, and beyond.


Alpha JWC Ventures

FoundersChandra Tjan, Jefrey Joe, Will Ongkowidjaja
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Alpha JWC Ventures is a value-adding venture capital firm with expertise in FinTech and Consumer tech sector.


BukuWarung

FoundersAbhinay Peddisetty, Chinmay Chauhan
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

BukuWarung is a startup focused on building bookkeeping, digital payments, and e-commerce solutions for MSMEs in Indonesia.


Amartha

FoundersAndi Taufan Garuda Putra
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Amartha is a financial technology company that connects micro and SME business partners with investors.


GajiGesa

FoundersMartyna Malinowska, Vidit Agrawal
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

GajiGesa is a financial wellness platform helping Indonesians achieve financial dignity and security from their work.


Akulaku

FoundersGordon Hu, William LI
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Akulaku is a leading banking and digital finance platform in Southeast Asia.


Pintu

FoundersJeth Soetoyo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pintu is a crypto assets platform for buying, selling, and investing in Bitcoin and Blockchain-based assets.


Batumbu

Founderssonny ch joseph
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Batumbu presents information technology-based money lending services.


SuperAtom

FoundersJohnny Li, Scarlett Xiao
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

SuperAtom is a technology company that provides financial services.


Cashlez

FoundersTeddy Tee
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Cashlez operates as a financial technology company that provides value propositions for traders, and mobile payment players.


Pinhome

FoundersAhmed Aljunied, Dayu Dara Permata
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pinhome is Indonesia’s largest property transaction & real estate fintech platform making property & home financing more accessible.


Brick

FoundersDeepak Malhotra, Gavin Tan
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Brick is a financial data application programming interface (API) that allows developers to offer in-app financial services.


Radana Bhaskara Finance

FoundersEvy Indahwaty
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Radana Finance is an Indonesia-based company engaged in motorcycle financing and multipurpose financing.


Investree

FoundersAdrian Asharyanto Gunadi, Amir Amiruddin, Kok Chuan Lim
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Investree is a financial technology company that provides a B2B marketplace lending platform for SMEs.


LinkAja

FoundersDanu Wicaksana
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

LinkAja is an electronic-based service that makes your financial transactions more exciting.


Cicil

FoundersLeslie Lim
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Cicil.co.id is a new-age financing platform in South East Asia.


Taralite

FoundersAbraham Viktor
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Taralite is a financial technology startup that focuses on lending money to the unbankables.


Moka

FoundersGrady Laksmono, Haryanto Tanjo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Moka is an Indonesian fintech startup that focuses on building mobile point-of-sale (mPOS) for small and medium businesses.


OnlinePajak

FoundersCharles Guinot
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

OnlinePajak simplifies the entire tax reporting process with instant, hassle-free, and secure online tax management technology.


Finantier

FoundersDiego Rojas, Edwin Kusuma, Keng Low
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Finantier provides the infrastructure and data products required by businesses to build the next generation of financial services in SEA.


FUNDnesia

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

We strive to help Thousands of MSMEs and People by delivering this breakthrough through hassle-free usury-free end-to end services.


Skystar Capital

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Founded in 2014, Skystar Capital is a venture capital fund that invests in technology-driven startups in the Asia Pacific region.


Brankas

FoundersKen Shaw, Kenneth Shaw, Todd Schweitzer
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Brankas is a fintech company that provides financial software and solutions.


UangTeman

FoundersAidil Zulkifli
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

UangTeman is an online lending service that provides instant short-term microcredit to Indonesian consumers.


Qelola

FoundersAbdul Halim
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Qelola is a digital payment startup focuses on international remittance transfer


SMDV

FoundersMario Suntanu
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

SMDV is a venture capital firm based in Jakarta that finances and mentors tech companies.


Konsumtif

FoundersSofian Hadiwijaya
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pinjam is a financial services technology company that provides cloud services platform online pawn.


Alterra

FoundersAnanto Wibisono, Jefrey Joe
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Alterra is a technology company that provides services in bill payment aggregator, promotion platform, and distribution network.


PT Wallezz Finansial Teknologi

FoundersChristian Linting, Yuniar Kris Santoso
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Wallezz Finansial Teknologi is an indonesia fintech startup that focus to create many front end solution to serve many transaction mnodels.


Lifepal

FoundersBenny Fajarai, Giacomo Ficari, Nicolo Robba, Reza Muhammad
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Lifepal is the #1 Insurance marketplace in Indonesia


Akseleran

FoundersIvan Nikolas Tambunan, Rassel Pratomo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Akseleran is a peer-to-peer lending platform.


Kitabisa.com

FoundersAlfatih Timur, Vikra Ijas
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Indonesia’s Largest Crowdfunding Platform


Zendz

FoundersIsybel Harto
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Cross Border Payment System


Nobi

FoundersDion Evan, Lawrence Samantha
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Nobi provides a cryptocurrency investment platform designed with multiple product offerings for users worldwide.


Teman Usaha

FoundersEri Prasetiyo, Muh Arif Mahfudin
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Teman Usaha is a micro-financing application that connects lenders in Indonesia with high quality loan applicants.


Sribuu

FoundersFransisca Susan, Nadia Amalia, Nadia Fadhila
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Sribuu is an AI-powered personal financial advisor that help Indonesians reach their financial dreams.


Paper.id

FoundersJeremy Limman
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Paper.id is the first free invoicing, payment, accounting and inventory app for SMEs in Indonesia.


Finku

FoundersReinaldo Tendean, Shyam Kalairajah, Shylla Estee Pramadhani
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Democratizing personal finances for all Indonesians


Midtrans

FoundersRyu Kawano Suliawan
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Midtrans empowers eCommerce through technology.


Modal Rakyat

FoundersChristian Hanggra, Hendoko Kwik, Stanislaus Mahesworo Christandito Tandelilin, Wafa Taftazani
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Modalrakyat is a B2B2C API-driven fintech working capital enabler for startups and Micro, Small, & Medium Enterprises (MSMEs)


Indodana

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Indodana is a financial service company located in Jakarta Pusat.


Fast Rupiah

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Rupiah Cepat is the name of the application product offered by KUFI is one of Indonesia’s application-based microloan service providers.


BeeCash

FoundersLorenzo Peracchione
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

BeeCash operates as a financial management application that helps stores in managing sales tracking, cash flow, and accounts.


PT. INDONESIA DIGITAL EXCHANGE

FoundersDuwi Sudarto Putra
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

digitalexchange.id is Indonesia’s digital asset exchange platform, that provide fast trading execution, reliable digital wallet, and more.


amalan international

FoundersArne Hartmann
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fintech for distressed consumer loans in Southeast Asia


Vospay

FoundersLina Gejali, Tito Tambayong
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Vospay offers virtual credit card services.


Gradana

FoundersAngela Oetama, William Susilo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Gradana is a property FinTech company that addresses the issues of limited funding alternatives.


Duithape

FoundersHario Dhewanto, Sara Dhewanto
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Duithape is a mobile payment and remittance platform that is designed to transact without a bank account.


Danabijak

FoundersMarkus Prommik
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Danabijak is an online lending platform that offers microloans.


Futuready

FoundersSendy Filemon
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Futuready.com is the first online insurance broker in Indonesia that has an official license from OJK


Netzme Kreasi Indonesia, PT

FoundersKong Putra, Vicky Saputra
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A cashless mobile payment solution as a service company that enable prosperity to be accessible for everyone, especially in Indonesia.


Bizhare

FoundersGiovanni Umboh, Heinrich Vincent, Wahyu Sanjaya
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Bizhare is a business investment company that offers equity crowdfunding services.


DanaRupiah

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

DanaRupiah is a fintech P2P company that offers financial products, cash loans, agricultural loans, and education loans.


CrowdDana

FoundersStevanus Iskandar Halim
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

CrowdDana is an equity crowdfunding platform that connects investors to potential property investments.


PandaCredit

FoundersWenjun Ye
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pandacredit is a data-driven consumer fintech company that focuses on developing emerging markets.


PT Qoin Digital Indonesia

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

PT Qoin Digital Indonesia is a company engaged in financial technology for financial transactions.


Bank OCBC NISP

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Bank OCBC NISP is a banking company located in Jakarta.


Sofi

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Sofi provides solutions and services for the needs of finance and financial technology.


Finfini

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Finfini is a financial data aggregator that offers API for account integration, transaction data, and payment verification.


Discovery Nusantara Capital

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Discovery Nusantara Capital focuses on internet startups investment in Indonesia and Southeast Asia.


DotX

FoundersCharlie Chandra
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

DotX is a solution for unbanked workers so they may use banks for receiving payments and making transactions using our mobile app.


Indonesian FinTech Association

FoundersJ.P Ellis
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Indonesian FinTech Association creates a code of ethics that serves as an umbrella organization for all fintech verticals.


KlikACC

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Anchor Based Peer to Peer Lending


Duitku

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Duitku is a payments company located in Jakarta Barat.


Danamart

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Danamart is a financial technology-based company that offers financial solutions for businesses, education, and institutions.


PayAccess

FoundersRorian Pratyaksa
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

PayAccess is an independent mobile payment platform designed for daily payment solution.


Ammana Fintek Syariah

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Ammana Fintek Syariah is a fintech company located in Jakarta.


Rupiah Token Indonesia

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Rupiah Token Indonesia is a financial services fintech company located in Jakarta Pusat.


AIQQON

FoundersAlan Pierce, Ferry Sugianto
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

AIQQON provides a platform to accommodate MSMEs that needed noncash payments.


Dipo Star Finance

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Dipo Star Finance is a commercial finance company specializing in financing, factoring and operating lease services for cars and trucks.


Cashcash

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Cashcash is the largest financial intelligence platform


KreditGoGo

FoundersSendy Filemon
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

KreditGoGo helps you compare and determine the best place to get financial products. Click and GoGo. Easy, safe, fast!


Instamoney

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Instamoney develops a platform of payment infrastructures that allows users to transfer money quickly and effectively at scale.


RajaPremi

FoundersCJ Ong, Keith Chee
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

RajaPremi is an online insurance marketplace in Indonesia that offers the most comprehensive insurance product.


Monit

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Monit is a B2B fintech startup that helps SMEs manage their finances.


Pay OK

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A lifestyle finance app that helps Indonesian consumers connect and manage their finance securely from multiple finance institutions


Dimo Pay Indonesia

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Dimo Empowering Mobile Payment Across Indonesia


Texo

FoundersCandra ., Ondi Simamora
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Texo provides a payment ecosystem in Indonesia so that society can choose to use any payment channel on online and offline merchants.


PT. Idana Solusi Sejahtera

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

PT. Idana Solusi Sejahtera is a Fintech company that is engaged in consumer finance.


Waqara

FoundersDino Patti Djalal
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

E-Commerce, Fintech, Payments


Artawana

FoundersRobert Robert, Rocky Stephanus
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Artawana is a marketplace for highly secured loan products for everyone.


KELOLA Indonesia

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kelola is a technology financial company based in Indonesia that focuses on giving curated investment option for its user.


Pendanaan

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pendanaan is a lending fintech platform dedicated to using cutting-edge technology and big data algorithms.


OttoPay

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

OttoPay is a financial services fintech company.


Sikatabis

FoundersChris Situmorang
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Sikatabis.com helps Indonesian consumers compare loans, insurance, investments, credit cards, and make smarter financial decisions.

Leave a Reply

Your email address will not be published.

GIPHY App Key not set. Please check settings

Jakarta Raya’s 101 Fastest Growing FinTech Startups

Russian Federation’s 101 Fastest Growing FinTech Startups