Fintech Energy - Team
At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 101 FinTech companies in Jakarta Raya. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top FinTech Companies & Startups (Jakarta Raya)
Pluang
| Founders | Claudia Kolonas, Iwan Tjam, Richard Chua |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Pluang is a financial technology application that specializes in digital micro-savings and micro-investment products.
Kredivo
| Founders | Akshay Garg |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kredivo offers an online credit card with payment methods and installments in 30 days or monthly installments.
ALAMI
| Founders | Bembi Juniar, Dima Djani, Harza Sandityo |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
ALAMI is a sharia-based peer-to-peer (P2P) lending platform that helps people fund small businesses.
Pintek
| Founders | Ioann Fainsilber, Tommy Yuwono |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Pintek is a financial technology company aiming to democratise access to education in Indonesia through affordable and flexible credit.
Cermati
| Founders | Andhy Koesnandar, Oby Sumampouw |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cermati are a technology startup that engages in the Indonesian financial technology area.
CROWDE
| Founders | Muhamad Risyad Ganis, Yohanes Sugihtononugroho |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Agriculture-focused fintech startup that empowers farmers across Indonesia with technology and capital
Verihubs
| Founders | Rick Firnando, Williem Williem |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Verihubs builds a digital infrastructure and provides a range of AI-based services for financial services enterprises.
INDODAX
| Founders | Oscar Darmawan, William Sutanto |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
INDODAX is the largest digital asset exchange in Indonesia, previously known as Bitcoin.co.id (Bitcoin Indonesia)
Tokopedia
| Founders | Herman Widjaja, Leontinus Alpha Edison, Melissa Siska Juminto, William Tanuwijaya |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Tokopedia is a tech company that provides a C2C business platform for buyers and merchants.
Moduit
| Founders | Jeffry Lomanto |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Moduit Digital Indonesia offers financial services.
Bibit.id
| Founders | Johny Susanto, Sigit Kouwagam, Wellson Lo |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Bibit.id is a Robo-investing app developed to provide assistance on smart mutual fund investments.
KoinWorks
| Founders | Benedicto Haryono, Willy Arifin |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Koinworks is an Indonesia Super Financial App that provides both investment and liabilities products under single platform
PAYFAZZ
| Founders | Hendra Kwik, Jefriyanto Guang, Ricky Winata |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PAYFAZZ is an agency-based financial platform that facilitates digital transactions and payments.
PasarPolis
| Founders | Cleosent Randing |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PasarPolis is an insurtech startup that provides an online insurance comparison platform for individuals.
OY!
| Founders | Hilfi Alkaff, Jan Kristanto, Jesayas Ferdinandus |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
OY! is a fintech application that simplifies the management of finances.
Ayoconnect
| Founders | Adi Vora, Chiragh Kirpalani, Jakob Rost |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Ayoconnect is Indonesia’s leading API platform.
UpBanx
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
UpBanx is a next-generation financial technology platform for creators, brands, freelancers, agencies, and beyond.
Alpha JWC Ventures
| Founders | Chandra Tjan, Jefrey Joe, Will Ongkowidjaja |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Alpha JWC Ventures is a value-adding venture capital firm with expertise in FinTech and Consumer tech sector.
BukuWarung
| Founders | Abhinay Peddisetty, Chinmay Chauhan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
BukuWarung is a startup focused on building bookkeeping, digital payments, and e-commerce solutions for MSMEs in Indonesia.
Amartha
| Founders | Andi Taufan Garuda Putra |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Amartha is a financial technology company that connects micro and SME business partners with investors.
GajiGesa
| Founders | Martyna Malinowska, Vidit Agrawal |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
GajiGesa is a financial wellness platform helping Indonesians achieve financial dignity and security from their work.
Akulaku
| Founders | Gordon Hu, William LI |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Akulaku is a leading banking and digital finance platform in Southeast Asia.
Pintu
| Founders | Jeth Soetoyo |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Pintu is a crypto assets platform for buying, selling, and investing in Bitcoin and Blockchain-based assets.
Batumbu
| Founders | sonny ch joseph |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Batumbu presents information technology-based money lending services.
SuperAtom
| Founders | Johnny Li, Scarlett Xiao |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SuperAtom is a technology company that provides financial services.
Cashlez
| Founders | Teddy Tee |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cashlez operates as a financial technology company that provides value propositions for traders, and mobile payment players.
Pinhome
| Founders | Ahmed Aljunied, Dayu Dara Permata |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Pinhome is Indonesia’s largest property transaction & real estate fintech platform making property & home financing more accessible.
Brick
| Founders | Deepak Malhotra, Gavin Tan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Brick is a financial data application programming interface (API) that allows developers to offer in-app financial services.
Radana Bhaskara Finance
| Founders | Evy Indahwaty |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Radana Finance is an Indonesia-based company engaged in motorcycle financing and multipurpose financing.
Investree
| Founders | Adrian Asharyanto Gunadi, Amir Amiruddin, Kok Chuan Lim |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Investree is a financial technology company that provides a B2B marketplace lending platform for SMEs.
LinkAja
| Founders | Danu Wicaksana |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
LinkAja is an electronic-based service that makes your financial transactions more exciting.
Cicil
| Founders | Leslie Lim |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cicil.co.id is a new-age financing platform in South East Asia.
Taralite
| Founders | Abraham Viktor |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Taralite is a financial technology startup that focuses on lending money to the unbankables.
Moka
| Founders | Grady Laksmono, Haryanto Tanjo |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Moka is an Indonesian fintech startup that focuses on building mobile point-of-sale (mPOS) for small and medium businesses.
OnlinePajak
| Founders | Charles Guinot |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
OnlinePajak simplifies the entire tax reporting process with instant, hassle-free, and secure online tax management technology.
Finantier
| Founders | Diego Rojas, Edwin Kusuma, Keng Low |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Finantier provides the infrastructure and data products required by businesses to build the next generation of financial services in SEA.
FUNDnesia
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
We strive to help Thousands of MSMEs and People by delivering this breakthrough through hassle-free usury-free end-to end services.
Skystar Capital
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Founded in 2014, Skystar Capital is a venture capital fund that invests in technology-driven startups in the Asia Pacific region.
Brankas
| Founders | Ken Shaw, Kenneth Shaw, Todd Schweitzer |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Brankas is a fintech company that provides financial software and solutions.
UangTeman
| Founders | Aidil Zulkifli |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
UangTeman is an online lending service that provides instant short-term microcredit to Indonesian consumers.
Qelola
| Founders | Abdul Halim |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Qelola is a digital payment startup focuses on international remittance transfer
SMDV
| Founders | Mario Suntanu |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SMDV is a venture capital firm based in Jakarta that finances and mentors tech companies.
Konsumtif
| Founders | Sofian Hadiwijaya |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Pinjam is a financial services technology company that provides cloud services platform online pawn.
Alterra
| Founders | Ananto Wibisono, Jefrey Joe |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Alterra is a technology company that provides services in bill payment aggregator, promotion platform, and distribution network.
PT Wallezz Finansial Teknologi
| Founders | Christian Linting, Yuniar Kris Santoso |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Wallezz Finansial Teknologi is an indonesia fintech startup that focus to create many front end solution to serve many transaction mnodels.
Lifepal
| Founders | Benny Fajarai, Giacomo Ficari, Nicolo Robba, Reza Muhammad |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Lifepal is the #1 Insurance marketplace in Indonesia
Akseleran
| Founders | Ivan Nikolas Tambunan, Rassel Pratomo |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Akseleran is a peer-to-peer lending platform.
Kitabisa.com
| Founders | Alfatih Timur, Vikra Ijas |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Indonesia’s Largest Crowdfunding Platform
Zendz
| Founders | Isybel Harto |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cross Border Payment System
Nobi
| Founders | Dion Evan, Lawrence Samantha |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Nobi provides a cryptocurrency investment platform designed with multiple product offerings for users worldwide.
Teman Usaha
| Founders | Eri Prasetiyo, Muh Arif Mahfudin |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Teman Usaha is a micro-financing application that connects lenders in Indonesia with high quality loan applicants.
Sribuu
| Founders | Fransisca Susan, Nadia Amalia, Nadia Fadhila |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Sribuu is an AI-powered personal financial advisor that help Indonesians reach their financial dreams.
Paper.id
| Founders | Jeremy Limman |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Paper.id is the first free invoicing, payment, accounting and inventory app for SMEs in Indonesia.
Finku
| Founders | Reinaldo Tendean, Shyam Kalairajah, Shylla Estee Pramadhani |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Democratizing personal finances for all Indonesians
Midtrans
| Founders | Ryu Kawano Suliawan |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Midtrans empowers eCommerce through technology.
Modal Rakyat
| Founders | Christian Hanggra, Hendoko Kwik, Stanislaus Mahesworo Christandito Tandelilin, Wafa Taftazani |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Modalrakyat is a B2B2C API-driven fintech working capital enabler for startups and Micro, Small, & Medium Enterprises (MSMEs)
Indodana
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Indodana is a financial service company located in Jakarta Pusat.
Fast Rupiah
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Rupiah Cepat is the name of the application product offered by KUFI is one of Indonesia’s application-based microloan service providers.
BeeCash
| Founders | Lorenzo Peracchione |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
BeeCash operates as a financial management application that helps stores in managing sales tracking, cash flow, and accounts.
PT. INDONESIA DIGITAL EXCHANGE
| Founders | Duwi Sudarto Putra |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
digitalexchange.id is Indonesia’s digital asset exchange platform, that provide fast trading execution, reliable digital wallet, and more.
amalan international
| Founders | Arne Hartmann |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fintech for distressed consumer loans in Southeast Asia
Vospay
| Founders | Lina Gejali, Tito Tambayong |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Vospay offers virtual credit card services.
Gradana
| Founders | Angela Oetama, William Susilo |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Gradana is a property FinTech company that addresses the issues of limited funding alternatives.
Duithape
| Founders | Hario Dhewanto, Sara Dhewanto |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Duithape is a mobile payment and remittance platform that is designed to transact without a bank account.
Danabijak
| Founders | Markus Prommik |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Danabijak is an online lending platform that offers microloans.
Futuready
| Founders | Sendy Filemon |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Futuready.com is the first online insurance broker in Indonesia that has an official license from OJK
Netzme Kreasi Indonesia, PT
| Founders | Kong Putra, Vicky Saputra |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A cashless mobile payment solution as a service company that enable prosperity to be accessible for everyone, especially in Indonesia.
Bizhare
| Founders | Giovanni Umboh, Heinrich Vincent, Wahyu Sanjaya |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Bizhare is a business investment company that offers equity crowdfunding services.
DanaRupiah
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
DanaRupiah is a fintech P2P company that offers financial products, cash loans, agricultural loans, and education loans.
CrowdDana
| Founders | Stevanus Iskandar Halim |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CrowdDana is an equity crowdfunding platform that connects investors to potential property investments.
PandaCredit
| Founders | Wenjun Ye |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Pandacredit is a data-driven consumer fintech company that focuses on developing emerging markets.
PT Qoin Digital Indonesia
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PT Qoin Digital Indonesia is a company engaged in financial technology for financial transactions.
Bank OCBC NISP
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Bank OCBC NISP is a banking company located in Jakarta.
Sofi
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Sofi provides solutions and services for the needs of finance and financial technology.
Finfini
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Finfini is a financial data aggregator that offers API for account integration, transaction data, and payment verification.
Discovery Nusantara Capital
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Discovery Nusantara Capital focuses on internet startups investment in Indonesia and Southeast Asia.
DotX
| Founders | Charlie Chandra |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
DotX is a solution for unbanked workers so they may use banks for receiving payments and making transactions using our mobile app.
Indonesian FinTech Association
| Founders | J.P Ellis |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Indonesian FinTech Association creates a code of ethics that serves as an umbrella organization for all fintech verticals.
KlikACC
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Anchor Based Peer to Peer Lending
Duitku
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Duitku is a payments company located in Jakarta Barat.
Danamart
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Danamart is a financial technology-based company that offers financial solutions for businesses, education, and institutions.
PayAccess
| Founders | Rorian Pratyaksa |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PayAccess is an independent mobile payment platform designed for daily payment solution.
Ammana Fintek Syariah
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Ammana Fintek Syariah is a fintech company located in Jakarta.
Rupiah Token Indonesia
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Rupiah Token Indonesia is a financial services fintech company located in Jakarta Pusat.
AIQQON
| Founders | Alan Pierce, Ferry Sugianto |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
AIQQON provides a platform to accommodate MSMEs that needed noncash payments.
Dipo Star Finance
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Dipo Star Finance is a commercial finance company specializing in financing, factoring and operating lease services for cars and trucks.
Cashcash
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cashcash is the largest financial intelligence platform
KreditGoGo
| Founders | Sendy Filemon |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
KreditGoGo helps you compare and determine the best place to get financial products. Click and GoGo. Easy, safe, fast!
Instamoney
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Instamoney develops a platform of payment infrastructures that allows users to transfer money quickly and effectively at scale.
RajaPremi
| Founders | CJ Ong, Keith Chee |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
RajaPremi is an online insurance marketplace in Indonesia that offers the most comprehensive insurance product.
Monit
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Monit is a B2B fintech startup that helps SMEs manage their finances.
Pay OK
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
A lifestyle finance app that helps Indonesian consumers connect and manage their finance securely from multiple finance institutions
Dimo Pay Indonesia
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Dimo Empowering Mobile Payment Across Indonesia
Texo
| Founders | Candra ., Ondi Simamora |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Texo provides a payment ecosystem in Indonesia so that society can choose to use any payment channel on online and offline merchants.
PT. Idana Solusi Sejahtera
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PT. Idana Solusi Sejahtera is a Fintech company that is engaged in consumer finance.
Waqara
| Founders | Dino Patti Djalal |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
E-Commerce, Fintech, Payments
Artawana
| Founders | Robert Robert, Rocky Stephanus |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Artawana is a marketplace for highly secured loan products for everyone.
KELOLA Indonesia
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Kelola is a technology financial company based in Indonesia that focuses on giving curated investment option for its user.
Pendanaan
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Pendanaan is a lending fintech platform dedicated to using cutting-edge technology and big data algorithms.
OttoPay
| Founders | Unknown |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
OttoPay is a financial services fintech company.
Sikatabis
| Founders | Chris Situmorang |
| Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Sikatabis.com helps Indonesian consumers compare loans, insurance, investments, credit cards, and make smarter financial decisions.
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