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India’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in India. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (India)


True Balance

FoundersCheolwon Lee, Jay Yi, Martin Lee
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True Balance is a balance management utility application that helps users save and manage their mobile balances.


InCred

FoundersBhupinder Singh
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InCred is a financial services platform that leverages technology and data-science to make lending quick and easy.


Kuhoo

FoundersPrashant A. Bhonsle
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Kuhoo is a fintech NBFC company that provides digital student loans for the education of economically backward communities.


Kissht

FoundersKaran Mehta, Krishnan Vishwanathan
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Kissht is a financial technology platform that provides loans and credit for consumers.


Paytm Payments Bank

FoundersVijay Shekhar Sharma
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Paytm Payments Bank is a mobile-first bank with zero balance-zero digital transaction charge accounts.


Lendingkart

FoundersHarshvardhan Lunia, Mukul Sachan
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Lendingkart is an online financing company that provides short-term working capital loans to SME borrowers.


Zolve

FoundersRaghunandan G
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Zolve is a cross border fintech that enables fair access to global financial products.


BlackSoil

FoundersAnkur Bansal
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Blacksoil Advisory is an independent boutique advisory firm.


Wealthy

FoundersAditya Agarwal, Prashant Gupta
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Wealthy is a financial services platform that is leveraging technology to build superior financial advice and transaction capabilities.


Artivatic.ai

FoundersLayak Singh
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Artivatic’s patent pending technology solves complex problems in Insurance for On-boarding, Fraud, Risk Profiling, Underwriting & claims.


Nira

FoundersNupur Gupta, Rohit Sen
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Nira promotes financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.


U Gro Capital

FoundersAnuj Pandey, Sathiayan Jaichandran
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U Gro Capital is a small business lending fintech platform that provides loan solutions.


One97

FoundersVijay Shekhar Sharma
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One97 delivers mobile content and commerce services to its customers.


Grip

FoundersAashish Jindal, Nikhil Aggarwal, Vivek Gulati
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Investment platform that allows retail investors to diversify their portfolio with asset backed alternative investment opportunities


IndusInd Bank

FoundersSrichand Parmanand Hinduja
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IndusInd Bank is a Mumbai-based Indian new generation bank established in 1994.


KreditBee

FoundersKarthikeyan Krishnaswamy, Madhusudan Ekambaram, Wan Hong
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KreditBee is a digital lending platform developed to assist young professionals with their personal finances.


Billdesk

FoundersAjay Kaushal, Karthik Ganapathy, Srinivasu (Vasu) MN
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BillDesk develops an integrated technology platform and unified APIs to make digital payments easy and accessible.


Aye Finance

FoundersSanjay Sharma, Vikram Jetley
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Aye Finance is a finance company that provides business loans to micro and small businesses.


Vayana Network Services Pvt Ltd.

FoundersH Srikrishnan, Ramaswamy Iyer
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Vayana serves with flexible, scalable and customizable solutions for delivery channels and specialized financial transactions.


PaySense

FoundersPaul Meinshausen, Prashanth Ranganathan, Sayli Karanjkar
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PaySense provides financial services to Indian consumers.


TranZact

FoundersRitesh Kumar, Rohan Sen Sharma, Sharad Sen Sharma
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TranZact is a Cloud based P2P Network Platform where businesses can connect, collaborate and transact with each other.


IndiaLends

FoundersGaurav Chopra, Mayank Kachhwaha
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IndiaLends is a digital lending and borrowing marketplace that connect borrowers with lenders to help them access affordable credit.


CreditMantri

FoundersGowri Thyagarajan Mukherjee, Ranjit Punja, Sudarshan Rajasundaram
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CreditMantri is a data-driven platform that provides credit and financial reports to users based on their credit history.


Recko

FoundersPrashant Borde, Saurya Prakash Sinha
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Recko is a financial operations platform for internet companies that automates reconciliation, commission calculations, and payouts.


Cashfree Payments

FoundersAkash Sinha, Reeju Datta
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Cashfree Payments enables businesses in India to collect payments online and make payouts.


SMECorner

FoundersSamir Bhatia, Sneha Shah
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SMEcorner is a financial lending firm that focuses on providing services to small and medium enterprises.


BookMyForex.com

FoundersNitin Motwani, Sudarshan Motwani
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Online Money Exchange and Remittances


flipitmoney

FoundersDipankar Biswas, Diptanil Das
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FlipItmoney is building India’s first community of financial literates and capital market enthusiasts using AI, Data Science, and NLP.


Niro

FoundersAditya Kumar, Sankalp Mathur
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Niro is embedding personal credit products into leading consumer internet platforms.


Rubique

FoundersMohan Siva
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Online marketplace lending platform


Paytail

FoundersAmit Chaturvedi, Vikas Garg
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Paytail is a technology start-up providing instant paperless EMIs to consumers to buy products as well as services.


Payswiff

FoundersAnil Bharadwaj, Krishna Kishore, Maulik Shah, Priti Shah, Ravi Kiran
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PaySwiff is India’s leading omni channel transactions solution provider to small, medium and large enterprises.


Kuvera.in

FoundersGaurav Rastogi
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An online platform for mutual fund investments.


IndianMoney

FoundersRahul Singh, Sudheer CS
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They only provide FREE financial advice / education to ensure that you are not misguided while buying any kind of financial products.


PayMate

FoundersAjay Adiseshann
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PayMate is an Indian market leader in B2B payments for Enterprise and SME across supply chains.


Easy Home Finance

FoundersHrishikesh Gandhi, Rohit Chokhani
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Easy Home Finance is a mortgage-tech startup.


twid

FoundersAmit Koshal, Amit Sharma, Rishi Batra
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Twid is the millennials, new mode of payment.


Jana Small Finance Bank

FoundersRamesh Ramanathan
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Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.


PayU Finance India

FoundersShailaz Nag
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PayU Finance India is a digital lending company.


CashBook

FoundersAshutosh Pathak, Vivek Kumar
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CashBook creates an online application to record and track expenses and income of businesses.


Ummeed Housing Finance

FoundersAshutosh Sharma
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Ummeed Housing Finance is a housing finance employer that affords home loans and property loans to lower and middle-income families.


dezerv.

FoundersSahil Contractor, Sandeep Jethwani, Vaibhav Porwal
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dezerv. offers an integrated portfolio approach to investment, providing higher returns with lower risk.


Faircent

FoundersNitin Gupta, Rajat Gandhi, Vinay Mathews
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Faircent.com is a website where borrowers and lenders connect directly.


Capital Float

FoundersGaurav Hinduja, Sashank Rishyasringa
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Capital Float is an online platform that provides working capital finance to SMEs.


M1xchange

FoundersSundeep Mohindru
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M1 an online exchange for TReDS set up under the approval RBI to facilitate discounting of invoices on a PAN India basis.


Infibeam Avenues Limited

FoundersVishal Mehta, Vishwas Patel
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Infibeam Avenues Limited is an Indian multinational Financial Technology Company


Verak

FoundersRahul Mathur
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Better Business Insurance for Indian MSMEs and SMEs- best prices, expert guidance & paperless claims.


Pension Box

FoundersUnknown
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Pension Box is a digital pension platform for private workforce.


INDmoney

FoundersAshish Kashyap
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INDmoney is a mobile app that consolidates and manages finances in one place.


Electronica Finance

FoundersS. R. Pophale
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Electronica Finance is a pioneer in the field of Machine Finance.


Unnati

FoundersAmit Sinha, Ashok Prasad
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Unnati is a fintech based agri platform.


PickMyWork

FoundersKajal Malik, Utsav Bhattacharjee, Vidyarthi Baddireddy
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We are the on-demand commerce platform for Internet Companies looking to acquire customers using our digital distribution network


Capital First

FoundersV. Vaidyanathan
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Capital First is a Financial Institution in India focused on providing debt financing to MSMEs and Indian consumers.


GramCover

FoundersDhyanesh Bhatt, Jatin Singh, Nalin Rawal, Neelam Kumar Gupta, Rishabh Garg, Rishi Raj Vashisht
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GramCover is an InsurTech marketplace that offers rural insurance products to farmers.


Namaste Credit

FoundersGaurav Anand, Krishnan Parameswaran, Lucas Bianchi
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India’s first online marketplace for loans.


Easebuzz

FoundersRohit Prasad
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Easebuzz is a software platform that allows B2B companies and start-ups to become fintechs and grow their enterprises.


Karvy Group

FoundersC. Parthasarathy, M S Ramakrishna, Yugandhar Meka
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KARVY is one of India’s largest integrated financial services group.


threedots

FoundersUnknown
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threedots is where early traders and experienced investors meet and mint together.


EduFund

FoundersArindam Sengupta, Eela Dubey
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Changing the way Indians evaluate and plan higher education


Loan Frame

FoundersAkshun Gulati, Rishi Arya, Shailesh Jacob
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Loan Frame is a fintech company.


RedCarpetUp

FoundersAbhay Tamaria, Kartik Venkataraman, Sandeep Srinivasa
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RedCarpet lends to customers in India to finance their online purchases – ecommerce, travel, etc.


GalaxyCard

FoundersAmit Kumar, Gunjeet Singh
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Mobile based Instant credit card. | Easiest way to get a credit card. Get one in 3 minutes


EnKash

FoundersHemant Vishnoi, Naveen Bindal, Yadvendra Tyagi
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EnKash – Commercial Payments & Cards Platform


Flippy

FoundersSrinidhi Moodalagiri, Srivar Harlalka
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Flippy is a financial platform that simplifies crypto investments through thematic investments.


PayMe India

FoundersMahesh Shukla, Sandeep Singh
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PayMe India is an innovative FinTech organization offering financial support to individuals with fixed income pattern.


Happy

FoundersGautam Ivatury, Manish Khera, Shweta Aprameya
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Happy is a digital lending platform offering short term loans using alternate data to micro-enterprises in India


Stratzy

FoundersGaurav Sangle, Mohit Bhandari
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Stratzy let’s users invest in ideas and strategies and bringing institutional-grade investment products to everyday investors.


Streak

FoundersHarsha M, Jayalakshmi Manohar, Vipul Divyanshu
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Streak enables traders to create, back-test, and deploy trading algorithms live in the stock market.


FypMoney

FoundersKapil Banwari
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Fyp is all in one Neo Banking Product designed for Kids & Teens to help them Earn, Spend, Save & Invest


Basic Home Loan

FoundersAtul Monga, Kalyan Josyula
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Building India’s first Neo Housing finance Company. Making home loans faster, stress-free & Basic for middle-& low-income households.


Annapurna Finance

FoundersGobinda Chandra Pattnaik
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Annapurna Finance is a microfinance venture that works for the financial and economic upliftment of underserved and unreached women.


Credit Fair

FoundersAaditya Damani
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Credit Fair operates as a consumer lending fintech startup.


WealthDesk

FoundersUjjwal Jain
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WealthDesk is a business-to-business-to-consumer (B2B2C) investment-tech platform.


Credit Wise Capital

FoundersAalesh Avlani
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CreditWise Capital is a consumer finance digital NBFC that aims to leverage technology to make lending quick and easy


Groww

FoundersHarsh Jain, Ishan Bansal Dean, Lalit Keshre, Neeraj Singh
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Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds.


MoneyOnClick

FoundersHimanshu gupta, Vishal Chopra
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Building India’s largest financial services brand for the 500Mn underserved lower-middle income customers.


MyShubhLife

Founders.. .., .. .., .. .., Monish Anand, Mudit Tyagi, Rahul Sekar
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MyShubhLife helps financial service providers to access and serve new and underserved market segments.


CreditAccess Grameen

FoundersVinatha Reddy
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CreditAccess Grameen provides micro financial products and services for women from rural poor and low income households in India.


numberz

FoundersAditya Tulsian, Baskar Ganapathy, Rajeev Chari
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Numberz is a Collections automation platform that helps businesses view, track and collect their unpaid invoices.


Qbera

FoundersAditya Kumar, Anubhav Jain, Anuj Sachdev
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Qbera is a managed marketplace for unsecured personal loans.


Credright

FoundersNeeraj Bansal
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CredRight is a new age digital lending company 100% focused on Micro & Small businesses.


WheelsEMI

FoundersKarunakaran Vadakkepat, Ratheesh Bharathan, Srinivas Kantheti
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WheelsEMI is the brand name of NBFC, WheelsEMI Pvt. Ltd.


Coinsecure

FoundersBenson Samuel, Mohit Kalra
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Bitcoin service provider in India.


Spenny

FoundersGaurav Arora, Rathin Shah
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Spenny offers an easy and fast way to save and invest money.


goDutch

FoundersAniruddh Singh, Riyaz Khan, Sagar Sheth
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GoDutch is a fintech application that powers group payments.


CRED

FoundersKunal Shah
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CRED is a Bengaluru-based fintech startup that offers rewards for customers who use its platform to pay their credit card bills.


Kinara Capital

FoundersHardika Shah
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Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.


EarlySalary

FoundersAkshay Mehrotra
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EarlySalary.com is a new FinTech start-up in Pune. We are here to help you from being broke.


LenDenClub

FoundersBhavin Patel, Dipesh Karki
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LenDenClub is a digital platform to bring investors and loan seekers at one place to achieve a common goal.


RevFin

FoundersSameer Aggarwal
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RevFin is a digital lending company.


Jai Kisan

FoundersAdriel Maniego, Arjun Ahluwalia
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Jai Kisan is a fintech platform that provides sustainable financing for rural emerging markets.


Stashfin

FoundersTushar Aggarwal
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StashFin is a unique neo-banking platform with a mission to deliver seamless, transparent and efficient financial services to everyone.


Rapipay

FoundersSumit Kumar Narvar, Yogendra Kashyap
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Rapipay operates as the banking and financial services to crores of customers.


Actyv

FoundersRaghu Venkat, Raghunath Subramanian, Ramkumar Thirumurthi
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Enabling FIs, Enterprises, and SMEs to be Neo-Institutions


Karza Technologies

FoundersAlok Kumar, Gaurav Samdaria, Omkar Shirhatti
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Karza Technologies is the largest data, analytics, automation, & decisioning solution provider to Financial Institutions.


Scripbox

FoundersAshok Kumar, Atul Shinghal, Sanjiv Singhal
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Scripbox is an online mutual funds investment platform.


Nivesh.com

FoundersAnurag Garg, Sridhar Srinivasan
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Nivesh.com is a mass market mutual funds investment platform.


Fello

FoundersManish Maryada, Shourya Lala
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Fello is a savings and investment platform that helps to save, invest and earn higher returns than a traditional savings account.


Wishfin.com

FoundersPuru Vashishtha, Rishi Mehra
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Wishfin enables wishes through investment, credit and smart financial management.


HomeCapital

FoundersLalit Menghani, Madhusudan Sharma, Prasad Ajinkya
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HomeCapital is a tech company focused on helping people buy their first home with down payment assistance at zero interest cost.


Crediwatch

FoundersMeghna Suryakumar, Sandeep Anandampillai
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The easiest way to connect the world of business and financial data and convert them into analytics powered insights.

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