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Helsinki’s 51 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 51 FinTech companies in Helsinki. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Helsinki)


ReceiptHero

FoundersJoel Ojala, Saku Pihlajaniemi, Tommi Keränen, Tuomas Peippo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Platform to for Merchants to engage with customers. Loyalty and receipts in one platform – respecting our data privacy


Mash

FoundersTommi Lindfors
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One of Europe’s fastest growing FinTech companies driving innovation in payments and lending.


CrediNord

FoundersJan Forsbom, Jim Forsbom, Matias Peltoniemi, Roope Lindroos
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SME lending reinvented!


Holvi

FoundersKristoffer Lawson, Mikko Teerenhovi, Teemu Hukkanen, Tuomas Toivonen
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Holvi is digital banking for freelancers and small business owners.


Loudspring

FoundersTarja Teppo, Timo Linnainmaa
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Loudspring is focused on funding and commercializing companies rooted in the Finnish clean technology industry.


Cooler Future

FoundersMatti Rönkkö, Moaffak Ahmed
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Cooler Future is a fintech startup developing transparent and effective impact investment solutions for the climate-conscious generation.


Inventure

FoundersKevin Lösch, Sami Lampinen, Timo Tirkkonen
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Inventure is a venture fund that specializes in helping its portfolio companies with talent and expansion.


Invesdor

FoundersJouni Leskinen, Lare Lekman, Lasse Mäkelä, Miikka Poutiainen, Petteri Poutiainen, Timo Lappi
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A leading European fintech firm making participation in growth finance easy and fair for everyone.


Selma Finance

FoundersKevin Linser, Mikael Roos, Patrik Schaer, Valeria Gasik
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the easiest way to take care of your money.


Lifeline Ventures

FoundersTimo Ahopelto
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Lifeline Ventures is a team of serial entrepreneurs that invest in sectors we know by heart from our years as founders and startup leaders.


Business Finland

FoundersUnknown
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Business Finland is a Finnish funding agency specialized in research communities, industry, and service sectors.


LVS Brokers

FoundersJarkko Forsberg, Lauri Mäenpää, Lauri Sommarberg, Teemu Jokinen
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Fintech: AI based brokering – connecting banks and lenders to consumers


Comparables.ai

FoundersMarkus Vesala, Martin Kangasniemi, Muhammad Ammad-ud-din, Niko Nalli
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Comparables.ai provides an AI-augmented company analysis platform for professionals to find and compare companies quickly and intelligently


Palofy Analytics Oy

FoundersKustaa Valtonen, Maria Thandia Pomar Zurita, Peter Vesterbacka, Timo Uusi-Kerttula
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Palofy provides SMEs with customer loyalty and payment processing services and develops analysis and forecasting tools.


Bankify

FoundersAntti Tarakkamäki, Tero Lappalainen
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We specialise in customer-centric mobile banking solutions, which we offer as microservices to financial institutions.


Enterpay

FoundersJarkko Anttiroiko
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Enterpay is a Finnish fintech startup


B2B Pay

FoundersNeil Ambikar
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B2B Pay provides virtual bank accounts for exporters receiving payments.


iconicchain

FoundersAndras Vajda
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We turn regulatory compliance into an automated, real time process by using private, high speed, secure distributed ledgers


United Finance

FoundersMarko Roivainen
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Smartcontract, Fintech, Subscription, Payment, Financing, Invoicing


Inside Secure

FoundersMarkku Mehtälä
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Meontrust provides banking grade security for online identities and payments.


OpenOcean

FoundersMichael Widenius, Patrik Backman, Ralf Wahlsten
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OpenOcean is an early-stage venture capital firm investing in B2B software across Europe.


KleverApp

FoundersJeanette Samuelsson, Simon Sandvik
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Klever is a smartphone application that allows you to receive and pay all your bills in one secure application.


kontoor

FoundersUnknown
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Kontoor reads all news and while monitoring markets learns to think like a trader combining human intuition with machine intelligence.


LocalBitcoins

FoundersJeremias Kangas
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At LocalBitcoins.com, people from different countries can exchange their local currency to bitcoins.


Fellow Finance Plc

FoundersHarri Tilev, Jouni Hintikka, Teemu Nyholm
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Fellow Finance is a peer-to-peer lending platform.


DaySave

FoundersCalvin Otewa, Kasper Nevalainen
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DaySave is a FinTech company that allows tailored saving solutions for individuals with no time commitment from the user.


Voima Gold

FoundersMarko Viinikka
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Voima Gold is a fintech company offering gold-backed accounts that allow clients to securely buy, sell, store, deposit and withdraw gold.


Fudge Token

FoundersUnknown
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FUDGE tokens is the most talked about altcoin project: it’s the. high-tech blockchain-based digital currency broadly similar to BTC & ETH.


Kredit Finance

FoundersUnknown
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Kredit Finance is a Finland-based fintech company that focuses on AI-based SME lending in the Nordic countries.


Valega Chain Analytics

FoundersJonathan Pallares, Sven Martinsson
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Valega Chain Analytics offers compliance tools to analyze and prevent illegal activities in crypto and blockchain-related transactions.


The Ferratum Group

FoundersUnknown
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TFG is a pioneer in the area of financial technology and mobile lending listed in The Prime Standard of The Frankfurt Stock Exchange.


Aion Sigma

FoundersUnknown
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Aion Trust Score enables the 2.1 billion underbanked to access fair finance and pay-as-you-go smartphones


P3 Cloudasset

FoundersHasan Malik
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P3 Cloudasset offers platforms for digital payments, future commerce, insurance, and banking.


YellowMay

FoundersJussi Tommola, Kristin Schombel
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Unique Data and Quality for insurance insights powered by global online comparison platform


riskrate

FoundersPäivi Kangasmäki, Tuomas Ritola and Jussi Pyörre
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riskrate picks up all invoices and bank data you need and lets you create live reports in seconds.


Norvestia Growth Equity

FoundersUnknown
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Norvestia Growth Equity are made in Nordic unlisted companies, growth-oriented listed companies and private equity funds.


Axinoss

FoundersAndreas Urbanski, Topias Nurminen
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AI-algorithmic trading and tail-risk hedging


Finnish Fintech Ecosystem

FoundersUnknown
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Finnish Fintech Ecosystem is to develop innovative, value added services for the end- customers.


Nordic XR Startups

FoundersUnknown
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Nordic XR Startups offers participating startups equity investment, mentorship opportunities, workspaces, and back-office services.


Exidio

FoundersUnknown
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Exidio is a Fintech company with a focus on improving cashflow and treasury control and management


GF Money Oyj

FoundersUnknown
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GF Money Oyj is a fintech versatile finance firm.


Fair PtP cover

FoundersJohannes Hirvaskoski, Tero Weckroth
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Fair PtP strives to create a global consumer brand, applying a new disruptive insurtech model, and sharing economy principles.


Euroloan Consumer Finance PLC

FoundersUnknown
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Euroloan Consumer Finance PLC provides instant consumer credit (short-term financing for private customers).


Salaxy

FoundersJanne Isosävi, Jukka Kiiskinen, Olli Perttilä
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Salary Payment Operator. Open API and services to integerate salary payment into your internet service.


Education Finland

FoundersRuby Rose
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Not available.


VertaaEnsin.fi

FoundersUnknown
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VertaaEnsin.fi is the leading financial comparison platform in Finland.


Fintech Finland

FoundersHarry Brade
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Fintech services in Finland and help Fintech companies grow internationally.


Mobey Forum

FoundersUnknown
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Mobey Forum is the global, non-profit industry association empowering banks.


Emittor

FoundersUnknown
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Emittor is a fintech company that offers money market platforms and solutions for the investment sector.


New Rose

FoundersUnknown
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New Rose is a financial institution that specializes in business development, financing, P2P technologies, insurance, and lending services.


Avotage

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Avotage is a powerful credit card verification solution against online fraud.

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