At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 101 FinTech companies in Germany. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top FinTech Companies & Startups (Germany)
Monite
Founders | Andrey Korchak, Ivan Maryasin |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Monite lets B2B brands embed Invoicing, AP Automation, Expense Management, and more, into their existing interface in 3-4 weeks.
Moonfare
Founders | Alexander Argyros, Heinrich von Liechtenstein, Steffen Pauls, Steffen Pauls |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Moonfare provides access to top-tier private markets investment opportunities through a technology-enabled platform.
Xempus AG
Founders | Martin Bockelmann |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Xempus is a leading European pension & life insurance distribution platform.
wefox
Founders | Dario Fazlic, Fabian Wesemann, Jonathan Seoane, Julian Teicke, Teodoro Martino |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
wefox is a digital insurance company with tech enabled human agents.
Forget Finance
Founders | Jurek Herwig, Konradin Breyer |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Forget Finance provides a personal finance coach that manages your entire financial life – with personalized guidance and automation.
Zeitgold
Founders | Jan Deepen, Kobi Eldar, Stefan Jeschonnek |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Zeitgold is a Berlin-based AI company providing a complete solution for financial administration of small businesses.
Myos
Founders | Benjamin Schickert, Frane Bandov, Mark Hartmann, Nikolaus Hilgenfeldt, Tim von Hörsten |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Rethinking working capital | Myos helps merchants of all kind grow to scale, fully digital, flexible and without personal guarantees
Exporo
Founders | Bjorn Maronde, Julian Oertzen, Simon Brunke, Tim Buetecke |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Exporo is an online platform for real estate investments.
Kadmos
Founders | Justus Schmueser, Sasha Makarovych |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Cross-border blue-collar salary payments
CANDIS
Founders | Christian Ritosek, Christopher Becker, Garik Suess |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CANDIS is Berlin-based company that offers an intelligent platform for automated accounting.
Spotcap
Founders | Jens Woloszczak, Toby Triebel |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Spotcap empowers SMEs with tailored finance, allowing them to focus on their business.
Heliad Equity Partners
Founders | Falk Simon Schaefers |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Heliad Equity Partners (ISIN: DE000A0L1NN5) is a growth equity company investing across verticals and regions pre-, at-, and post-IPO.
Finiata
Founders | Daniel Schlotter, Kenan Deniz, Naveen Prasad, Sebastian Diemer |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Finiata provides working capital financing for freelancers and SME’s over a fully automated data driven scoring technology.
Monedo
Founders | Alexander Müller, Sebastian Diemer |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Monedo uses machine-learning technologies to provide access to better credit for the underbanked.
nextmarkets
Founders | Dominic Heyden, Manuel Heyden |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
nextmarkets is Europe’s commission-free online broker
insureQ
Founders | Alexander Marius Le Prince, Iven Schorr, Johannes Breulmann, Laibing Yang, Luisa Müller-Wittmann |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
InsureQ is an insuretech startup that offers insurance tailored to SMEs’, freelancers’, and startups’ needs.
Airbank
Founders | Christopher Zemina, Patrick de Castro Neuhaus |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Airbank is an all-in-one finance platform for SMBs in Europe.
Elinvar
Founders | Chris Bartz, Marco Neuhaus, Sebastian Böttner |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Elinvar enables asset and wealth managers to digitalize their business models by providing the required Platform as a Service.
OptioPay
Founders | Marcus Borner, Mike Rötgers, Moritz Claussen, Oliver Neumann, Oliver Oster |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
OptioPay is an open banking technology provider for customer-centric and value-add solutions based on bank account data.
FinCompare – Smarter Business Finance
Founders | Nicolay Ofner, Sarp Dag Demirel, Stephan Heller |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
FinCompare is a SaaS enabled marketplace. Helping advisors and businesses to find, compare, and close the financing solutions.
HAWK:AI
Founders | Tobias Schweiger, Wolfgang Berner |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Money-laundering detection & investigation platform. SaaS, Cloud, Artificial Intelligence, Machine Learning.
portagon
Founders | Jamal El Mallouki, Johannes Laub |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
portagon provides a SaaS technology platform that enables financial intermediaries and businesses to raise capital online.
simplesurance
Founders | Felix Jankowski, Ismail Asci, Joachim von Bonin, Patrick Frey, Robin von Hein |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.
Vane
Founders | Christopher Vogt, Gregor Dimitriou |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Vane is a technology-enabled finance provider dedicated to global digital media companies.
Payworks
Founders | Christian Deger, David Bellem, Johannes Lechner, Simon Eumes |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Payworks provides payment gateway technology for the POS.
Unstoppable Finance
Founders | Maximilian von Wallenberg-Pachaly, Omid Aladini, Peter Grosskopf |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Unstoppable Finance is building a next-gen crypto wallet to bring DeFi to retail investors globally.
wajve
Founders | Bastian Krautwald, David Meyer |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
wajve offers all financial services like banking, advice and education in one app.
Remagine
Founders | Julia Profeta Johansson, Sebastian Dienst |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Remagine offers the world’s first purpose-driven, digital business accounts
RightNow
Founders | Benedikt Martin Quarch, Phillip Eischet, Torben Antretter |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
RightNow provides consumers with access to justice by purchasing legal claims and paying a large proportion of the claim within 24h.
finleap connect
Founders | Ramin Niroumand |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
finleap connect addresses the fragmented open banking landscape with a full-stack platform.
COMPEON
Founders | Frank Wuller, Kai Boringschulte, Nico Peters |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
COMPEON is the product and vendor-independent full-service provider for SME financing.
FinTecSystems
Founders | Dirk Rudolf, Stefan Krautkrämer |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
FinTecSystems is an infrastructure Fintech for open banking and account data analysis
wealthpilot
Founders | Daniel Juppe, Marco Richter, Matthias Schmitt, Stephan Schug |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
wealthpilot enables professional advisors to deliver a data-driven and truly personal wealth management.
Clark
Founders | Chris Lodde, Christopher Oster, Garrett Whitmore, Marco Adelt, Steffen Glomb |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Clark is an insurance platform that provides full insurance cover.
topi
Founders | Charlotte Pallua, Estelle Merle |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Topi is a fintech company that offers digital payment solutions for business sellers and buyers.
PAIR Finance
Founders | Christine Kiefer, Stephan Stricker |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PAIR Finance is the leading AI-based Fintech for debt collection and receivables management in Germany.
Bitbond
Founders | Jürgen Walter, Radoslav Albrecht, Robert Nasiadek |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Compliant tokenization and digital asset custody enterprise software.
bonify
Founders | Andreas Bermig, Gamal Moukabary, Jan Ortmann, Josef Korte |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Bonify is a Fintech startup based in Berlin that offers credit scoring tools and services to its users.
Hepster
Founders | Alexander Hornung, Christian Range, Hanna Bachmann |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Hepster is an insurtech company that develops customized insurance products and integrates them into digital processes and systems.
FinLab
Founders | Christian Angermayer |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
FinLab is a Germany-based investment company engaged in the building of companies in the financial services technologies.
getquin
Founders | Christian Rokitta, Raphael Steil |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
getquin is the social network for investors.
Wiwin
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Wiwin is a financial service company based in Mainz, Germany.
IONIQ
Founders | Hanno Fichtner, Hendrik Krawinkel, Jan Beckers, Ruben Haas, Tim Koschella |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
IONIQ is an internationally active platform builder with the mission of shaping Europe’s digital future.
The NAGA Group
Founders | Benjamin Bilski, Yasin Sebastian Qureshi |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
NAGA AG Group is a German-based fintech company founded in 2015 and publicly listed on the Frankfurt Stock Exchange.
Penta
Founders | Aleksandar Orlic, Igor Kuschnir, Jessica Holzbach, Lav Odorovic, Luka Ivicevic, Matteo Concas, Sir Gabriel Holbach |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking.
Invesdor Deutschland (Kapilendo AG)
Founders | Christopher Gratz |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Invesdor (formally Kapilendo) offers investors to invest online in selected and audited investment projects of companies.
Carl
Founders | Kurosch Daniel Habibi, Pascal Stichler |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Carl Finance provides a platform for the acquisition and divestment of small and medium-sized businesses.
ExpressSteuer
Founders | Dennis Konrad, Konstantin Loebner, Maximilian Graf Lambsdorff, Mehdi Afridi |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
AI-powered software automating the process of filing a german tax return
CURE
Founders | Alexander Bernstein, Martin Buhl, Stefan Weiss |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CURE – Digital Banking for Health Professionals
PAYMILL
Founders | Mark Henkel |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
PAYMILL is a payment solution platform that enables online businesses to accept payments on their websites within a very short time.
Finanzcheck.de
Founders | Moritz Thiele |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Finanzcheck.de is a leading, independent online comparison portal for installment loans and private financial products.
RIDE Capital
Founders | Christine Kiefer, Felix Schulte |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Digital wealth management for the next 9%
rubarb
Founders | Fabian Scholz, Jakob Scholz, Kelvin Craig |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
More money for your dreams
Blocksize Capital
Founders | Christian Labetzsch, Christoph Impekoven |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Crypto currency trading, SaaS for Digital Assets, Digital Asset infrastructure, Blockchain
finway
Founders | Csaba Krümmer, Jennifer Dussileck, Philipp Rieger |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
finway provides financial guidence to SMEs, plan & control all expenses and budgets in one tool.
figo
Founders | André M. Bajorat |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
figo is a banking service provider.
Atlantic Labs
Founders | Christophe Maire |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Atlantic Labs is an early-stage venture capital investment firm that is based in Berlin, Germany.
Brickblock
Founders | Jakob Drzazga, Martin Mischke |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Providing a full suite SaaS solution to setup, raise and manage an alternative investment fund e.g. Real estate, Private Equity, Hedge Fund
Companisto
Founders | David Rhotert, Tamo Zwinge |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Companisto is an equity crowdinvesting platform for startups.
Modifi
Founders | Jan Wehrs, Nelson Holzner, Sven Brauer |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Modifi empowers small and medium-sized businesses to trade internationally with digital trade financing.
Traxpay
Founders | Markus Rupprecht |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Traxpay is a fin-tech platform that provides supply chain finance, dynamic discounting and reverse factoring services to corporate clients.
Naga
Founders | Benjamin Bilski, Yasin Sebastian Qureshi |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Naga AG Group is a German-based fintech company founded in 2015 and publicly listed on the Frankfurt Stock Exchange.
Moss
Founders | Ante Krsanac, Ante Spittler, Anton Rummel, Max Meyer, Stephan Haslebacher |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
The corporate credit card built for your entire spend.
CRX Markets AG
Founders | Carlo Kölzer, Moritz von der Linden |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CRX Markets is Europe’s leading marketplace for working capital financing.
Prestatech
Founders | Christian Nothacker, Luca Terragni |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Prestatech offers to leading European Banks a variety of credit services from data enrichment to end-to-end instant lending solutions.
Acton Capital
Founders | Christoph Braun, Frank Seehaus, Jan-Gisbert Schultze, Paul-Bernhard Kallen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Acton Capital is a leading growth venture capital investor in tech-enabled business models, headquartered in Munich, Germany.
anybill
Founders | Lea Frank, Tobias Gubo |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
We provide technology and infrastructure to create smart added value for the connected POS of the future.
OneFor
Founders | Ilir Aliu |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
OneFor operates as a fintech enterprise.
ryd
Founders | Johannes Martens |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
ryd is a cross-brand solution for mobile payments directly at the gas pump.
ayondo
Founders | Fabian John |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
RSQ Technology Ventures GmbH – Legacy heritage and since 2019 benefitial owner of the asset portfolio associated with the brand ayondo.
CryptoTax
Founders | Klaus Himmer, Magnus Berchtold, Vladimir Tosovic |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Tax reporting and compliance solutions for all digital assets.
Raisin
Founders | Frank Freund, Michael Stephan, Tamaz Georgadze |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach.
Evercity
Founders | Alexey Shadrin, Elizaveta Romanova |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Digital platform for impact measurement & investment. Techstars + ABN AMRO Future of Finance Accelerator alumni.
Denario
Founders | Unknown |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Denario is an integrated B2B Payments experience that helps SMBs & Startups improve their cash flow.
Finanzchef24
Founders | Felix Schollmeier, Hendrik Rennert |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Finanzchef24 offers entrepreneurs and self-employed in Germany digital commercial insurance via its independent online comparison platform.

coindex
Founders | Kai H. Kuljurgis, Sergio M. Pereira |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Indexbased crypto investment for anyone
flatex
Founders | Bernd Fortsch |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
flatex AG is a financial technology innovator in Germany.
FINEXITY AG
Founders | Henning Wagner, Paul Huelsmann |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Germany‘s first blockchain-based real asset investment platform.
Vantik
Founders | Lara Hammerle, Til Klein |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Vantik is the first mobile retirement account to boost your confidence in your financial future.
flatex
Founders | Bernd Fortsch |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
flatex AG is a financial technology innovator in Germany.
Vantik
Founders | Lara Hammerle, Til Klein |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Vantik is the first mobile retirement account to boost your confidence in your financial future.
DingoDot
Founders | Peter Capkovic, Peter Fusek |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Virtual CFO for SMBs: Time is Money. Get Both. Automate payments nad make cash work. #fintech #SaaS #AI #crypto #B2B #openbanking #PSD2
Tapline
Founders | Dean Hastie, Peter Grouev |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
SaaS Finance Platform
Vaamo Finanz AG
Founders | Oliver Vins, Thomas Bloch, Yassin Hankir |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Vaamo Finanz AG provides automated investment solutions and financial advice to its clients.
re:cap
Founders | Jonas Tebbe, Paul Becker |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
re:cap creates a subscription economy financial marketplace.
Fraugster
Founders | Chen Zamir, Max Laemmle |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Fraugster is a German-Israeli anti-fraud company that uses artificial intelligence to eliminate fraud and increase customers’ profits.
Auxmoney
Founders | Philip Kamp, Philipp Kriependorf, Raffael Johnen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Auxmoney is an online peer-to-peer loan marketplace created to offer a means of exchange between people.
Nuri
Founders | Benjamin Jones, Jan Goslicki, Jorg von Minckwitz, Niels Doerje |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Nuri empowers people to manage and grow their wealth through innovative technologies.
CrossLend
Founders | Oliver Schimek |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
CrossLend designs a cross-border marketplace lending platform that makes pan-European investments possible via a single platform.
iFunded
Founders | Michael Stephan |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
iFunded is a marketplace for global online real estate investments for institutional and private investors.
Getsafe
Founders | Christian Wiens, Marius Simon |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Getsafe is on a mission to reinvent how people do insurance, building the radically best insurance experience at their fingertips.
DTCP
Founders | Thorsten Langheim, Vicente Vento |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
DTCP is an investment management firm focused on growth equity and digital infrastructure.
Etvas
Founders | Ilie Ghiciuc, Sören Timm |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Etvas is a digital marketplace for value-added services.
Quantumrock
Founders | Michael Morsch, Stefan Tittel |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Adaptive Investment Programs for the Asset Management Industry.
Taxdoo
Founders | Christian Königsheim, Matthias Allmendinger, Roger Gothmann |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Taxdoo is an automated financial compliance platform developing a sales-tax automation software to manage sales tax in online retail.
VAI Trade
Founders | Garry Krugljakow |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
VAI is a digital supply chain financing solution company in Europe for SMEs.
Bilendo
Founders | Florian Kappert, Jakob Beyer, Markus Haggenmiller |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Most companies waste resources to collect and manage their receivables. Bilendo helps to secure these resources and to make good decisions.
Tidely
Founders | Archibald Sheran, Jörg Haller, Niclas Storz, Stefan Tuschen |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Tidely is a liquidity planning software with artificial intelligence
Acatus
Founders | Bernd Schmid, Christoph Schellkes, Daniel Wigbers, Marie Louise Seelig |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Acatus is a financial services company that offers a debt capital markets platform for banks and other organizations.
Revent
Founders | Benjamin Otto |
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Revent is a tech fund backing mission-driven founders addressing the biggest challenges of our time.
Savedo
Founders | Christian Tiessen, Steffen Wachenfeld |
Follow | Website, Crunchbase, Twitter, Facebook, Linkedin |
Savedo is the one-stop-shop for retail investment products in Europe.
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