Germany’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Germany. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Germany)

Monite

Founders	Andrey Korchak, Ivan Maryasin
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Monite lets B2B brands embed Invoicing, AP Automation, Expense Management, and more, into their existing interface in 3-4 weeks.

Moonfare

Founders	Alexander Argyros, Heinrich von Liechtenstein, Steffen Pauls, Steffen Pauls
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Moonfare provides access to top-tier private markets investment opportunities through a technology-enabled platform.

Xempus AG

Founders	Martin Bockelmann
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Xempus is a leading European pension & life insurance distribution platform.

wefox

Founders	Dario Fazlic, Fabian Wesemann, Jonathan Seoane, Julian Teicke, Teodoro Martino
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

wefox is a digital insurance company with tech enabled human agents.

Forget Finance

Founders	Jurek Herwig, Konradin Breyer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Forget Finance provides a personal finance coach that manages your entire financial life – with personalized guidance and automation.

Zeitgold

Founders	Jan Deepen, Kobi Eldar, Stefan Jeschonnek
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Zeitgold is a Berlin-based AI company providing a complete solution for financial administration of small businesses.

Myos

Founders	Benjamin Schickert, Frane Bandov, Mark Hartmann, Nikolaus Hilgenfeldt, Tim von Hörsten
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Rethinking working capital | Myos helps merchants of all kind grow to scale, fully digital, flexible and without personal guarantees

Exporo

Founders	Bjorn Maronde, Julian Oertzen, Simon Brunke, Tim Buetecke
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Exporo is an online platform for real estate investments.

Kadmos

Founders	Justus Schmueser, Sasha Makarovych
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Cross-border blue-collar salary payments

CANDIS

Founders	Christian Ritosek, Christopher Becker, Garik Suess
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CANDIS is Berlin-based company that offers an intelligent platform for automated accounting.

Spotcap

Founders	Jens Woloszczak, Toby Triebel
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Spotcap empowers SMEs with tailored finance, allowing them to focus on their business.

Heliad Equity Partners

Founders	Falk Simon Schaefers
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Heliad Equity Partners (ISIN: DE000A0L1NN5) is a growth equity company investing across verticals and regions pre-, at-, and post-IPO.

Finiata

Founders	Daniel Schlotter, Kenan Deniz, Naveen Prasad, Sebastian Diemer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Finiata provides working capital financing for freelancers and SME’s over a fully automated data driven scoring technology.

Monedo

Founders	Alexander Müller, Sebastian Diemer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Monedo uses machine-learning technologies to provide access to better credit for the underbanked.

nextmarkets

Founders	Dominic Heyden, Manuel Heyden
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

nextmarkets is Europe’s commission-free online broker

insureQ

Founders	Alexander Marius Le Prince, Iven Schorr, Johannes Breulmann, Laibing Yang, Luisa Müller-Wittmann
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

InsureQ is an insuretech startup that offers insurance tailored to SMEs’, freelancers’, and startups’ needs.

Airbank

Founders	Christopher Zemina, Patrick de Castro Neuhaus
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Airbank is an all-in-one finance platform for SMBs in Europe.

Elinvar

Founders	Chris Bartz, Marco Neuhaus, Sebastian Böttner
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Elinvar enables asset and wealth managers to digitalize their business models by providing the required Platform as a Service.

OptioPay

Founders	Marcus Borner, Mike Rötgers, Moritz Claussen, Oliver Neumann, Oliver Oster
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

OptioPay is an open banking technology provider for customer-centric and value-add solutions based on bank account data.

FinCompare – Smarter Business Finance

Founders	Nicolay Ofner, Sarp Dag Demirel, Stephan Heller
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

FinCompare is a SaaS enabled marketplace. Helping advisors and businesses to find, compare, and close the financing solutions.

HAWK:AI

Founders	Tobias Schweiger, Wolfgang Berner
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Money-laundering detection & investigation platform. SaaS, Cloud, Artificial Intelligence, Machine Learning.

portagon

Founders	Jamal El Mallouki, Johannes Laub
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

portagon provides a SaaS technology platform that enables financial intermediaries and businesses to raise capital online.

simplesurance

Founders	Felix Jankowski, Ismail Asci, Joachim von Bonin, Patrick Frey, Robin von Hein
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.

Vane

Founders	Christopher Vogt, Gregor Dimitriou
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Vane is a technology-enabled finance provider dedicated to global digital media companies.

Payworks

Founders	Christian Deger, David Bellem, Johannes Lechner, Simon Eumes
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Payworks provides payment gateway technology for the POS.

Unstoppable Finance

Founders	Maximilian von Wallenberg-Pachaly, Omid Aladini, Peter Grosskopf
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Unstoppable Finance is building a next-gen crypto wallet to bring DeFi to retail investors globally.

wajve

Founders	Bastian Krautwald, David Meyer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

wajve offers all financial services like banking, advice and education in one app.

Remagine

Founders	Julia Profeta Johansson, Sebastian Dienst
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Remagine offers the world’s first purpose-driven, digital business accounts

RightNow

Founders	Benedikt Martin Quarch, Phillip Eischet, Torben Antretter
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

RightNow provides consumers with access to justice by purchasing legal claims and paying a large proportion of the claim within 24h.

finleap connect

Founders	Ramin Niroumand
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

finleap connect addresses the fragmented open banking landscape with a full-stack platform.

COMPEON

Founders	Frank Wuller, Kai Boringschulte, Nico Peters
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

COMPEON is the product and vendor-independent full-service provider for SME financing.

FinTecSystems

Founders	Dirk Rudolf, Stefan Krautkrämer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

FinTecSystems is an infrastructure Fintech for open banking and account data analysis

wealthpilot

Founders	Daniel Juppe, Marco Richter, Matthias Schmitt, Stephan Schug
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

wealthpilot enables professional advisors to deliver a data-driven and truly personal wealth management.

Clark

Founders	Chris Lodde, Christopher Oster, Garrett Whitmore, Marco Adelt, Steffen Glomb
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Clark is an insurance platform that provides full insurance cover.

topi

Founders	Charlotte Pallua, Estelle Merle
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Topi is a fintech company that offers digital payment solutions for business sellers and buyers.

PAIR Finance

Founders	Christine Kiefer, Stephan Stricker
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

PAIR Finance is the leading AI-based Fintech for debt collection and receivables management in Germany.

Bitbond

Founders	Jürgen Walter, Radoslav Albrecht, Robert Nasiadek
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Compliant tokenization and digital asset custody enterprise software.

bonify

Founders	Andreas Bermig, Gamal Moukabary, Jan Ortmann, Josef Korte
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Bonify is a Fintech startup based in Berlin that offers credit scoring tools and services to its users.

Hepster

Founders	Alexander Hornung, Christian Range, Hanna Bachmann
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Hepster is an insurtech company that develops customized insurance products and integrates them into digital processes and systems.

FinLab

Founders	Christian Angermayer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

FinLab is a Germany-based investment company engaged in the building of companies in the financial services technologies.

getquin

Founders	Christian Rokitta, Raphael Steil
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

getquin is the social network for investors.

Wiwin

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Wiwin is a financial service company based in Mainz, Germany.

IONIQ

Founders	Hanno Fichtner, Hendrik Krawinkel, Jan Beckers, Ruben Haas, Tim Koschella
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

IONIQ is an internationally active platform builder with the mission of shaping Europe’s digital future.

The NAGA Group

Founders	Benjamin Bilski, Yasin Sebastian Qureshi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

NAGA AG Group is a German-based fintech company founded in 2015 and publicly listed on the Frankfurt Stock Exchange.

Penta

Founders	Aleksandar Orlic, Igor Kuschnir, Jessica Holzbach, Lav Odorovic, Luka Ivicevic, Matteo Concas, Sir Gabriel Holbach
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking.

Invesdor Deutschland (Kapilendo AG)

Founders	Christopher Gratz
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Invesdor (formally Kapilendo) offers investors to invest online in selected and audited investment projects of companies.

Carl

Founders	Kurosch Daniel Habibi, Pascal Stichler
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Carl Finance provides a platform for the acquisition and divestment of small and medium-sized businesses.

ExpressSteuer

Founders	Dennis Konrad, Konstantin Loebner, Maximilian Graf Lambsdorff, Mehdi Afridi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

AI-powered software automating the process of filing a german tax return

CURE

Founders	Alexander Bernstein, Martin Buhl, Stefan Weiss
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CURE – Digital Banking for Health Professionals

PAYMILL

Founders	Mark Henkel
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

PAYMILL is a payment solution platform that enables online businesses to accept payments on their websites within a very short time.

Finanzcheck.de

Founders	Moritz Thiele
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Finanzcheck.de is a leading, independent online comparison portal for installment loans and private financial products.

RIDE Capital

Founders	Christine Kiefer, Felix Schulte
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Digital wealth management for the next 9%

rubarb

Founders	Fabian Scholz, Jakob Scholz, Kelvin Craig
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

More money for your dreams

Blocksize Capital

Founders	Christian Labetzsch, Christoph Impekoven
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Crypto currency trading, SaaS for Digital Assets, Digital Asset infrastructure, Blockchain

finway

Founders	Csaba Krümmer, Jennifer Dussileck, Philipp Rieger
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

finway provides financial guidence to SMEs, plan & control all expenses and budgets in one tool.

figo

Founders	André M. Bajorat
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

figo is a banking service provider.

Atlantic Labs

Founders	Christophe Maire
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Atlantic Labs is an early-stage venture capital investment firm that is based in Berlin, Germany.

Brickblock

Founders	Jakob Drzazga, Martin Mischke
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Providing a full suite SaaS solution to setup, raise and manage an alternative investment fund e.g. Real estate, Private Equity, Hedge Fund

Companisto

Founders	David Rhotert, Tamo Zwinge
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Companisto is an equity crowdinvesting platform for startups.

Modifi

Founders	Jan Wehrs, Nelson Holzner, Sven Brauer
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Modifi empowers small and medium-sized businesses to trade internationally with digital trade financing.

Traxpay

Founders	Markus Rupprecht
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Traxpay is a fin-tech platform that provides supply chain finance, dynamic discounting and reverse factoring services to corporate clients.

Naga

Founders	Benjamin Bilski, Yasin Sebastian Qureshi
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Naga AG Group is a German-based fintech company founded in 2015 and publicly listed on the Frankfurt Stock Exchange.

Moss

Founders	Ante Krsanac, Ante Spittler, Anton Rummel, Max Meyer, Stephan Haslebacher
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

The corporate credit card built for your entire spend.

CRX Markets AG

Founders	Carlo Kölzer, Moritz von der Linden
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

CRX Markets is Europe’s leading marketplace for working capital financing.

Prestatech

Founders	Christian Nothacker, Luca Terragni
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Prestatech offers to leading European Banks a variety of credit services from data enrichment to end-to-end instant lending solutions.

Acton Capital

Founders	Christoph Braun, Frank Seehaus, Jan-Gisbert Schultze, Paul-Bernhard Kallen
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Acton Capital is a leading growth venture capital investor in tech-enabled business models, headquartered in Munich, Germany.

anybill

Founders	Lea Frank, Tobias Gubo
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

We provide technology and infrastructure to create smart added value for the connected POS of the future.

OneFor

Founders	Ilir Aliu
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OneFor operates as a fintech enterprise.

ryd

Founders	Johannes Martens
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

ryd is a cross-brand solution for mobile payments directly at the gas pump.

ayondo

Founders	Fabian John
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

RSQ Technology Ventures GmbH – Legacy heritage and since 2019 benefitial owner of the asset portfolio associated with the brand ayondo.

CryptoTax

Founders	Klaus Himmer, Magnus Berchtold, Vladimir Tosovic
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Tax reporting and compliance solutions for all digital assets.

Raisin

Founders	Frank Freund, Michael Stephan, Tamaz Georgadze
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach.

Evercity

Founders	Alexey Shadrin, Elizaveta Romanova
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Digital platform for impact measurement & investment. Techstars + ABN AMRO Future of Finance Accelerator alumni.

Denario

Founders	Unknown
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Denario is an integrated B2B Payments experience that helps SMBs & Startups improve their cash flow.

Finanzchef24

Founders	Felix Schollmeier, Hendrik Rennert
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Finanzchef24 offers entrepreneurs and self-employed in Germany digital commercial insurance via its independent online comparison platform.

coindex

Founders	Kai H. Kuljurgis, Sergio M. Pereira
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Indexbased crypto investment for anyone

flatex

Founders	Bernd Fortsch
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flatex AG is a financial technology innovator in Germany.

FINEXITY AG

Founders	Henning Wagner, Paul Huelsmann
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Germany‘s first blockchain-based real asset investment platform.

Vantik

Founders	Lara Hammerle, Til Klein
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Vantik is the first mobile retirement account to boost your confidence in your financial future.

flatex

Founders	Bernd Fortsch
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flatex AG is a financial technology innovator in Germany.

Vantik

Founders	Lara Hammerle, Til Klein
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Vantik is the first mobile retirement account to boost your confidence in your financial future.

DingoDot

Founders	Peter Capkovic, Peter Fusek
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Virtual CFO for SMBs: Time is Money. Get Both. Automate payments nad make cash work. #fintech #SaaS #AI #crypto #B2B #openbanking #PSD2

Tapline

Founders	Dean Hastie, Peter Grouev
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SaaS Finance Platform

Vaamo Finanz AG

Founders	Oliver Vins, Thomas Bloch, Yassin Hankir
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Vaamo Finanz AG provides automated investment solutions and financial advice to its clients.

re:cap

Founders	Jonas Tebbe, Paul Becker
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re:cap creates a subscription economy financial marketplace.

Fraugster

Founders	Chen Zamir, Max Laemmle
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Fraugster is a German-Israeli anti-fraud company that uses artificial intelligence to eliminate fraud and increase customers’ profits.

Auxmoney

Founders	Philip Kamp, Philipp Kriependorf, Raffael Johnen
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Auxmoney is an online peer-to-peer loan marketplace created to offer a means of exchange between people.

Nuri

Founders	Benjamin Jones, Jan Goslicki, Jorg von Minckwitz, Niels Doerje
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Nuri empowers people to manage and grow their wealth through innovative technologies.

CrossLend

Founders	Oliver Schimek
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CrossLend designs a cross-border marketplace lending platform that makes pan-European investments possible via a single platform.

iFunded

Founders	Michael Stephan
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iFunded is a marketplace for global online real estate investments for institutional and private investors.

Getsafe

Founders	Christian Wiens, Marius Simon
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Getsafe is on a mission to reinvent how people do insurance, building the radically best insurance experience at their fingertips.

DTCP

Founders	Thorsten Langheim, Vicente Vento
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DTCP is an investment management firm focused on growth equity and digital infrastructure.

Etvas

Founders	Ilie Ghiciuc, Sören Timm
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Etvas is a digital marketplace for value-added services.

Quantumrock

Founders	Michael Morsch, Stefan Tittel
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Adaptive Investment Programs for the Asset Management Industry.

Taxdoo

Founders	Christian Königsheim, Matthias Allmendinger, Roger Gothmann
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Taxdoo is an automated financial compliance platform developing a sales-tax automation software to manage sales tax in online retail.

VAI Trade

Founders	Garry Krugljakow
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VAI is a digital supply chain financing solution company in Europe for SMEs.

Bilendo

Founders	Florian Kappert, Jakob Beyer, Markus Haggenmiller
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Most companies waste resources to collect and manage their receivables. Bilendo helps to secure these resources and to make good decisions.

Tidely

Founders	Archibald Sheran, Jörg Haller, Niclas Storz, Stefan Tuschen
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Tidely is a liquidity planning software with artificial intelligence

Acatus

Founders	Bernd Schmid, Christoph Schellkes, Daniel Wigbers, Marie Louise Seelig
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Acatus is a financial services company that offers a debt capital markets platform for banks and other organizations.

Revent

Founders	Benjamin Otto
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Revent is a tech fund backing mission-driven founders addressing the biggest challenges of our time.

Savedo

Founders	Christian Tiessen, Steffen Wachenfeld
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Savedo is the one-stop-shop for retail investment products in Europe.