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France’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in France. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (France)


Finary

FoundersJulien Blancher, Mounir Laggoune
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Finary is a platform that allows everybody to track and manage their wealth online.


Descartes Underwriting

FoundersSebastien Piguet, Tanguy Touffut, Kevin Dedieu
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Descartes Underwriting is an insurtech company that specializes in climate risk modeling and data-driven risk transfer.


Agicap

FoundersClement Mauguet, Lucas Bertola, Sebastien Beyet
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Agicap builds a SaaS platform for SMBs to manage and forecast their cash flows.


Silvr

FoundersGregory Tappero, Nima Karimi
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Silvr reinvents the way entrepreneurs get funded.


Expensya

FoundersJihed Othmani, Karim Jouini
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Expensya provides software designed to automate expense management for businesses.


MatchUpBox

FoundersCaroline Dumortier, Caroline Dumortier, Didier Collin de Casaubon, Fabien Bucamp, Jorick Lartigau, Pauline Feaugas
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An innovative and compliant environment for unlocking the value fo personal data and digital indentities, based on proprietary blockchain


Shine.fr

FoundersNicolas Reboud, Raphael Simon
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Shine.fr is a mobile bank that offers a management platform to freelancers for online banking with contract and invoice management.


Mooncard

FoundersChristophe Crémer, Damien Metzger, Renaud Vaillant, Tristan Leteurtre
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Mooncard is a corporate payment card that automates the management of expense claims and business expenses.


Lovys

FoundersElise Moutarlier, Joao Cardoso
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Lovys is a digital insurance provider based in France.


ParaSwap

FoundersMounir Benchemled
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ParaSwap aims to solve the liquidity problem in crypto markets by bringing every exchange protocol into one plateforme


Karmen

FoundersBaptiste Wiel, Gabriel Thierry, Sebastien Lubineau
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Karmen offers revenue-based financial solutions such as venture capital and loans to accelerate business growth for SaaS companies.


Defacto

FoundersJordane Giuly, Marc-Henri Gires, Morgan O’hana
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Defacto is a fintech firm that offers credit infrastructure using an API for small and medium companies.


Mansa

FoundersAli Rami, Benjamin Cambier, Remy Tinco
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Mansa allows freelancers and gig workers borrow money with fair pricing and a genuine user experience.


Numeral

FoundersHichem Mâalmi, Édouard Mandon
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Numeral is a payment automation API designed for modern financial institutions, digital firms, and businesses.


Alven

FoundersCharles Letourneur, Guillaume Aubin
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Alven is a European independent venture investment firm with a successful track record of backing more than 160 startups over 2 decades.


Spendesk

FoundersJordane Giuly, Rodolphe Ardant, Thibaud Elziere
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Spendesk is a smart spend management software designed for both finance teams and employees.


Money Walkie

FoundersRaphael LEPRETTE
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Money walkie is an NFC wallet payment solution for kids.


Epsor

FoundersBenjamin Pedrini, Julien Murgey, Julien Niquet
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Epsor designs and distributes employee savings and retirement plans.


Dfns

FoundersChristopher Grilhault des Fontaines, Clarisse Hagege, Nore Rinnesjö-Eckerberg, Thibault de Saint-Sernin
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The security suite for crypto custody


Bankin’

FoundersDavid Sabbatini, Emmanuel Costa, Joan Burkovic, Robin Dauzon
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Bankin ‘is application for manage your money.


SheeldMarket

FoundersArnaud Carrere, Oliver Yates, Simon Douyer
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SheeldMarket is a cryptocurrency trading platform intended to keep the positions of the market participants hidden.


Kard

FoundersAmine Bounjou, Fabien Penso, Scott Gordon
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Kard is a mobile banking alternative for the new generation. We make banking easy, accessible and transparent for teenagers.


Pixpay

FoundersBenoit Grassin
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Pixpay provides mobile banking for teens.


Baobab Group

FoundersArnaud Ventura
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Baobab is a digital finance company focusing on financial inclusion in Africa and China.


Cryptio

FoundersAntoine Scalia
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Financial analysis & accounting tool for cryptocurrencies


Swan

FoundersMathieu Breton, Nicolas Benady, Nicolas Saison
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Swan is the easiest way to embed banking features into any digital product.


SESAMm

FoundersFlorian Aubry, Pierre Rinaldi, Sylvain Forté
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SESAMm is a fintech company that specializes in big data and artificial intelligence for investment.


Monisnap

FoundersJean-Baptiste Bouvier, Jonathan Brossard, Raphael Riviere
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Monisnap is a French-based fintech providing remittance services.


Jenji

FoundersNicolas André, Pierre Queinnec
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Jenji is one of the leading enterprise expense management solution.


Compte Nickel

FoundersHugues le Bret, Michel Calmo, Ryad Boulanouar
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Compte Nickel is a service bank account alternative and means of French Payment.


Indeez

FoundersUnknown
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Indeez is an European insurtech focused on everyday needs of independent workers, by providing them with better income protection.


Skaleet

FoundersHervé Manceron, Yves Eonnet
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Skaleet provides a Core Banking Platform to build scalable financial institutions & launch innovative banking products.


Linxo Group

FoundersBruno Haetsdaele, Hugues Pisapia
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Linxo Group enables financial innovation with its open banking technologies: Account Information Services & Payment initiation Services.


Eversend

FoundersEmma Sánchez Andrade Smith, Stone Atwine
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Eversend is a multi-currency wallets platform that provides currency exchange, merchant payments, and other financial services.


SlimPay

FoundersJean-Louis Hoenen, Jerome Traisnel
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SlimPay provides direct debit and card solutions for recurring payments, partnering with merchants at every step of the payment journey.


DreamQuark

FoundersNicolas Meric
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DreamQuark is a product that helps banks, insurance companies, and asset management firms with all of their artificial intelligence needs.


Regate

FoundersAlexis Renard, Laura Pallier
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Regate is an all-in-one SaaS platform to manage and book your invoices, expense reports, pay and get paid in a very easy way.


Limonetik

FoundersChristophe Bourbier, Olivier Berthelier
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Limonetik is driving the transformation into the new world of payment providing payments on a platform as a service (PaaS)


PayPlug

FoundersAntoine Grimaud, Camille Tyan
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PayPlug is an online payments platform designed for SMEs and micro-businesses.


Vybe

FoundersAlexandre PIDAULT, Brice Garnier, Maxence Cornet, Vincent Jouanne
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Vybe is a provider of a digital platform used to develop a payment card for young people aged 13 to 18.


Trustpair

FoundersAlexandre Gillier, Baptiste Collot, Simon Elcham
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Trustpair is digitizes and automates the validation of your vendor payments to protect you against transfer frauds.


HappyPal

FoundersAlyssa Emmungil, Rim zerhouni
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HappyPal reinvents employee perks with a SaaS and Payment solution


JellyFi

FoundersAlexis Masseron, Stéphane Coquet
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JellyFi is a capital-efficient DeFi lending protocol that enables crypto loans.


Helios.do

FoundersAndrei Tanascu, Julia Ménayas, Maeva Courtois
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Helios.do is a sustainable banking alternative


Unlimitd

FoundersJulien Zerbib
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Revenue Based Financing platform


Izicap

FoundersMiguel Mateus, Reda El Mejjad
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Izicap is a rapidly growing technology company.


FinFrog

FoundersRakesh Sharma, Riadh Alimi
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FinFrog offers smart personal loans / FinFrog souffle un vent nouveau sur les prêts aux particuliers


FundShop

FoundersFlorian de Miramon, Leonard de Tilly
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FundShop is a web-based financial application that helps investors construct and manage their investments online.


Indy

FoundersAdrien Plat, Come Fouques, Pablo Larvor, Romain Koenig
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Indy offers end-to-end and advanced AI-powered accounting software for freelancers and professionals.


Mon Petit Placement

FoundersMargaux Belhade, Thomas Perret
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exclusive access for everyone to the best investment products from world class asset managers


Assurly

FoundersMickael Benhassen, Toufik Gozim
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Assurly is an insurance company that offers a full mobile loan insurance product.


Lydia

FoundersAntoine Porte, Cyril Chiche
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Lydia is a P2P payment startup enabling users to get accounts, payment cards, loans, insurance, and gift cards.


MYRE

FoundersDeborah Fritz
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MYRE is a secure, collaborative, SaaS platform for Asset management in Commercial Real Estate.


TreasuryXpress

FoundersAnis Rahal
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TreasuryXpress is a SaaS company that offers treasury management solutions and cash forecasting solution.


Palico

FoundersAdrian Dultzin, Antoine Dréan, Cedric Teissier
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Palico is an online marketplace for the private equity fund community.


HedgeGuard

FoundersImad Wardé
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HedgeGuard provides Crypto portfolio management software and middle office services to help you launch and grow your crypto funds.


Aglaé Ventures

FoundersAntoine Loison, Cyril Guenoun
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Aglaé Ventures funds and supports passionate entrepreneurs who are committed to building transformational products and services.


Ventech

FoundersAlain Caffi
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Ventech is a European & Chinese early-stage investment fund that invests in the digital economy.


Youdge

FoundersDavid & Laurent CHEMLA
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Youdge is a digital neo-broker with a aim to make the consumer credit market clear and accessible.


Moonshot Insurance

FoundersAlexandre Rispal, Emilien Matte, Nicolas Serceau
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Moonshot Insurance,the pioneer Insurance-As-A-Service insurtech providing B2B2C contextual insurances products with 100% digital experience.


Nalo

FoundersGuillaume Piard, Hugo Bompard
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Nalo is a developer of smart digital platform intended to manage, secure and boosting capital of investor.


A3BC

FoundersDaniel Krob, Dinesh Ujoodah
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Tech-startup providing a secured SaaS platform for biometric payments through a patented data storage protocol


Particeep

FoundersDavid Dumont, Steve Fogue
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Particeep offers banks, insurers and asset management companies no code solutions to sell financial products on any online channel


FairMoney

FoundersLaurin Nabuko Hainy, Matthieu Gendreau, Nicolas Berthozat
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FairMoney is a mobile banking platform for emerging markets


AKUR8

FoundersGuillaume Beraud-Sudreau, Samuel Falmagne
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AKUR8 is a SaaS Insurtech specialized in Insurance pricing optimization with Transparent AI.


Fintel

FoundersJonathan Dahan, Nick van Roekel
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A solution to automatically evaluate the creditworthiness of individuals and originate loans instantly.


Julaya

FoundersCharles Talbot, Mathias Leopoldie
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Julaya is a fintech providing African businesses with a digital account to make payments.


Walnut Algorithms

FoundersAdrien Pain, Michael Blot
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Walnut Investments is a quantitative investment management company.


Paytweak

FoundersMickael Aidan, Thierry Meimoun
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Paytweak secure remote payment solution by Email and SMS to cash in Bank.


TradeIn

FoundersBekale Jean-Cedric, Jack Hermann Ntoko
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TradeIn is a SAAS developer of a collaborative platform for customer risk management in insurance.


Smile&Pay

FoundersSamuel Manasse
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Smile & Pay is born from a simple observation: the bank card is the preferred method of payment for French people.


Cashbee

FoundersChaker Nakhli, Cyril Garbois, Marc Tempelman
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Cashbee is a mobile application to helps save money with budget analysis tools based on artificial intelligence.


QuantCube Technology

FoundersAlexandre Damour, Serge Barbosa, Thanh Long
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QuantCube Technology is a Fintech startup specialized in real-time Big Data analytics for Finance and Economy.


Newfund

FoundersFrancois Veron, Patrick Malka
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Newfund is an Early-Stage Cross-Border People-Driven Entrepreneurial VC firm.


CryptoSimple

FoundersDorian Ravaute, François-Julien Alcaraz, Victor Metzger
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Crypto investing made Simple.


Wealth Square

FoundersAndrei Stanciulescu, Darren Moon, Ovidiu Roman
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Wealth Square is a cryptocurrency Robo-Advisor platform where users can invest, manage & create diversified portfolios with automated tools


Avanseo

FoundersAmine Hebri
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Avanseo is a marketplace financing and scoring technology that allows VSEs to meet their needs for cash financing.


Valoo

FoundersDavid Gascoin, Pierre Delage
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Valoo is a digital management platform for belongings.


Younited

FoundersCharles Egly, Geoffroy Guigou, Thomas Beylot
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The leading instant credit provider for the e-economy in Europe


carbonABLE

FoundersGuillaume Leti, Ramzi Laieb
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Invest in decarbonation through our Green DeFi Launchpad


DFi Labs

FoundersOlivier Chevillon
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We are a digital asset investment firm at the intersection of science and investment.


Meteo Protect

FoundersDaniel Jessula, Gabriel Gross
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Meteo Protect is an insurance underwriting and technology company specializing in Parametric Insurance.


Numary

FoundersClément Salaün
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Numary is an open-source financial ledger.


YouPass

FoundersFlorent Thiebeaux
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YouPass is a payment service providing electronic money by monetizing telephone credit.


Kaiko

FoundersAmbre Soubiran, Pascal Gauthier, Stanislas Marion
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Kaiko provides institutional investors and market participants with enterprise-grade data infrastructure.


Founders Future

FoundersMarc Menase
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Founders Future is a venture studio, providing creativity, network, support and productive capital.


Unilend

FoundersFrancois Prioux, Nicolas Lesur
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Unilend is a platform that allows anyone who wants to lend money to French SMEs and earn interest.


Paymium

FoundersGonzague Grandval, Pierre Noizat
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Paymium is pioneering Bitcoin services, with several tens of thousands of European customers.


Isai

FoundersChristophe Raynaud, Geoffroy Roux de Bezieux, Jean-David Chamboredon, Ouriel Ohayon, Pierre Kosciusko-Morizet, Stephane Treppoz
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Isai is a tech entrepreneurs’ fund that focuses on early-stage internet startups and small to mid cap tech private equity deals.


FinKey

FoundersAdrien Pelletant
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FinKey is a digital platform dedicated to M&A for start-ups and small businesses.


DizzitUp

FoundersCedric Nicolas, Jean-Michel Billaut, Kezar Fidaly, Laurence Tetrel-Poupart, Solofo Rafenombolatiana
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Unleashing Africa’s Future through Digital Green Energy & Inclusive Finance .


October

FoundersBenjamin Netter, Olivier Goy
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October is an online marketplace for business loans, enabling investors to lend money directly to small- and medium-sized enterprises.


Coinhouse

FoundersNicolas Louvet
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Coinhouse is a digital platform for individuals and institutions wishing to acquire and secure their digital assets.


Climb

FoundersAldric Emie, Rodrigue Menegaux
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Climb is a FinTech that helps individuals achieve their financial goals by optimizing their taxes and investments.


Bruno

FoundersFlorent Robert, Louis Chavane
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Bruno is building a new way to interact with money.


Lingua Custodia

FoundersOlivier Debeugny, Stéphanie Mogenot
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Lingua Custodia applies Machine Learning to Financial Translation


LaFinBox

FoundersLudivine Doladille, Stephane Vallois
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LaFinBox is a free application that allows the user to regain control over all their financial investments


Peculium

FoundersBilel BEN TANFOUS, Rachid OUKHAI
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Peculium is a transparent crypto savings and investment platform


Dejamobile

FoundersAhmad Saif, Bertrand Pladeau, Houssem Assadi
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Dejamobile is a fintech and software solutions editor specialized in transactional services on mobile terminals and connected devices.


Zolo

FoundersPierre-Ange Savelli, Simon Etchart
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Nanofinance mobile app


Aria

FoundersClément Carrier, Vincent Folny
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Aria is a fintech startup that allows companies to pay their freelancers.

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