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China’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in China. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (China)


Fenbeitong

FoundersCheng Huang, Xi Lan
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Fenbeitong (分贝通) is a corporate consumer management platform.


Lu.com

FoundersGregory Gibb
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Lu.com is an online marketplace for trading of financial assets.


36Kr

FoundersChengcheng Liu, Jian Hu
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36Kr is a China-based publishing and data company focused on the ‘new economy’


Yetan Finance

FoundersYe Tan
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Yetan Finance is a Fintech company.


Qixing Tonglian

FoundersSu Huidong
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Qixing Tonglian is the provider of a technology platform designed to provide external big data services for financial institutions.


Yirendai

FoundersNing Tang
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Yirendai is the consumer finance arm of Chinese peer-to-peer (P2P) lender CreditEase.


Gaorong Capital

FoundersBin Yue, Xiang Gao, Zhen Zhang
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Gaorong Capital is a venture capital firm that focuses on early and growth stage investments in TMT, including AI and frontier technologies.


Souche

FoundersJunhong Yao
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Souche provides new and second-hand car trading services.


Jiguang

FoundersFei Chen, Weidong Luo
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Jiguang provides its clients with user activity analysis, precision marketing, financial risk.


Dianrong

FoundersKevin Guo, Soul Htite, Soul Htite
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Dianrong is an online marketplace lending company that uses technology to transform the way China is financed to help enrich people’s lives.


Tongdun Technology

FoundersJackal Ma, Tao Jiang
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Tongdun Technology develops online software solutions for anti-theft and fraud management applications.


Huisuanzhang

FoundersZhang Shugang
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Huisuanzhang is a financial services platform for Chinese integrated enterprises.


9F Group

FoundersLei Liu, Lei Sun, Lixing Chen
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9F Group is a digital platform integrating and personalizing financial services.


QFPay

FoundersTim Lee, Weiquan Feng
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QFPay is a global mobile payment technology, service, and solution provider.


Jiedaibao

FoundersUnknown
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Jiedaibao designs an application that helps in lending and borrowing loans.


EasyTransfer

FoundersMichael Shang, Tony Gao
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The leading international student tuition payment platform in China.


PPmoney

FoundersChen Baoguo
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PPmoney Wan Hui Group is a leading Fintech company in China.


ABC Fintech

FoundersYongzhi Yang
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ABC Fintech provides AI-driven cloud services for financial professionals.


51 Credit Card Manager

FoundersHaitao Sun
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51 Credit Card Manager develops a credit card management application.


Baiwang Cloud

FoundersChen Jie
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Baiwang Cloud offers intelligent solutions & invoice cloud ecological services integrating tax control equipment and other related services.


IceKredit

FoundersLingyun Gu
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IceKredit Inc. is an AI company dedicated to apply AI related technologies to make all-rounded credit evaluation of individuals and SMEs.


Future FinTech Group

FoundersShanchun Huang
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Future FinTech Group is a blockchain technology research and development company.


V CREDIT

FoundersStephen Liu
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V CREDIT provides internet Micro-lending, financial guarantee, finance leases, and other financial services all over China.


Black Fish

FoundersChris Wang, Conor Yang, David Chen, Haifeng Yan
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Black Fish is a consumer finance platform that offers financial service like consumer loans, installment and wealth management facilities.


Jimubox

FoundersBarry Freeman, Jun Dong, William Wei
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Jimubox is a Chinese marketplace lending platform that facilitates SME loans and individual consumption loans for Chinese Borrowers.


WeShare

FoundersZuo Lesi
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WeShare is a Chinese financial services provider.


Sequoia Capital China

FoundersDon Valentine
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Sequoia Capital China is a VC firm focused on seed stage, mid stage, late stage, and growth investments in the fintech sector.


China Rapid Finance

FoundersZane Wang
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China Rapid Finance is an online consumer lending marketplace serving online users and China’s emerging middle class.


Lexin

FoundersJay Wenjie Xiao
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Lexin is an online consumer finance platform for educated young adults in China.


eBroker

FoundersMax He
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eBroker is a B2B2C marketplace for China consumers to access overseas insurance and financial products.


1Token

FoundersDamon Xu
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1Token CAM provides one-stop On-Premise solution, covering front to back office for buy / sell side in crypto market.


FinVolution Group

FoundersCliff Zhang, Jack Gu
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FinVolution Group is a Chinese online platform for peer-to-peer small unsecured loans.


Tiger Brokers

FoundersWu Tianhua
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Tiger Brokers is a financial advisory firm that focuses on brokering stock market transactions.


PINTEC

FoundersWilliam Wei
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PINTEC is a independent technology platform enabling financial services in China.


Mashang Consumer Finance

FoundersWilliam Zhao
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Fintech company providing consumer credit services based in Chongqing.


Lionbridge Financing Leasing

FoundersHao Wan
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Lionbridge is a commercial vehicle smart finance and service platform that creatively combines financial capital and industrial operation.


Tuandaiwang

FoundersLin Zhang
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Tuandaiwang provides peer-to-peer lending.


QuantGroup

FoundersWang Ni, Zhou Hao
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QuantGroup is a data-driven, open-form financial services platform.


Senmiao Technology

FoundersUnknown
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Senmiao Technology is an online lending platform in China connecting Chinese investors with individual and SME borrowers.


Feidee

FoundersGu Feng
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Feidee is a Chinese company providing budget management, enterprise management, and e-business application solutions.


Leyaoyao

FoundersGenghao Chen
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Leyaoyao is an offline self-service equipment intelligent payment platform, a payment solution expert.


Omni Prime

FoundersDan Hu, Xuanyi Li
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Omni Prime provides Lending as a Service solution to retailers.


CashBUS

FoundersYang Tang
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CashBUS is a microfinance company.


CGTZ

FoundersZhongkao Jin
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CGTZ is a fintech platform which provides investment- and loan-related products and services.


OTCBTC

FoundersYiTing Cheng
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OTCBTC is a blockchain OTC and crypto exchange platform.


Renrendai

FoundersShishi Zhang, Xinhe Le, Yifu Yang
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Renrendai is a Beijing-based company providing P2P financial services such as loans, debts, investment, and others.


PanPay

FoundersJian Zhou
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PanPay is a financial technology company that provides multi-currency accounts, global payments, currency exchange, and bank cards.


FinTell

FoundersJing Wang, Jun Sheng, Yu Zhang
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FinTell is a financial service provider based in Beijing.


Fenbushi Capital

FoundersBo Shen, Xiao Feng
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Fenbushi Capital is the first and most active blockchain-focused venture capital firm in Asia


LD Capital

FoundersBlake G., Huawei Kong
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LD Capital is an VC investors in the blockchain field in Asia.


RealAI

FoundersTian Tian
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RealAI is an AI tech firm providing services like financial smart risk control & management, and a face recognition system.


Dashu Finance

FoundersChen Zhijian, Robert Liu
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Dashu Finance is an online small and micro loan startup that offers personal and small enterprise loans.


Magnet Finance

FoundersQiang Yan, Wei Li
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Leader in the field of small and micro business loans and personal business loans in China.


ArchForce Financial Technology

FoundersSheng Zou
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A Fintech Company based in Shenzhen,China.


Baidu Ventures

FoundersWenjie Wu
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Baidu Ventures aims to back artificial intelligence, virtual reality, and augmented reality projects.


Qiancheng Technology

FoundersYongmin Zhu
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Qiancheng Technology is a leading innovative Fintech company.


Hui’an Jinke (Ahi Fintech)

FoundersLing Huang, Wei Xu, Yitao Duan
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Hui’an Jinke (Ahi Fintech) is a company that specializes in using artificial intelligence technology


BiUP

FoundersUnknown
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BiUP is a currency exchange platform.


Yixin Group

FoundersZhang Andy
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Yixin Group is an online automobile finance transaction platform in China.


FREES FUND

FoundersBen Lin, Feng Li
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FREES FUND is a venture capital firm that provides both early and growth stage investment to technology startups in both China and the U.S.


Bangsun Technology

FoundersXinyu Wang
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Real-time financial risk management company based in Hangzhou.


Huize

FoundersCunjun Ma
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Huize is a Chinese third-party insurance services platform.


Phoenix Finance

FoundersZhen Zhang
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Phoenix Finance is an online platform provides intelligent financial services for Chinese investors worldwide.


Samoyed Financial Service

FoundersJianming Lin
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Smyfinancial is an internet FinTech company provide users more inclusive financing options.


OneConnect

FoundersUnknown
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OneConnect is a financial technology services company that provides financial technology solutions for small and medium-sized banks.


Cobo

FoundersChanghao Jiang, Shixing Mao
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Cobo is a leading producer of hardware and software blockchain products that make it easy for anyone to own and use cryptocurrencies.


IXX.com

FoundersDanny Bral, Rene Zagers
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IXX.com is a digital currency exchange, the world’s first pan-transaction eco-platform for business.


Wecash

FoundersGeorge Zhengchun Zhi, Mechbill Li
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Wecash was founded in October of 2013 and is reshaping the way customers around the world interact with finance.


Panda Technology

FoundersXiaozhou Gao
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China’s leading FinTech startup Panda Technology is an AI-based credit management &lead-gen platform that serves users in China and SE Asia.


Jubao Internet Technology

FoundersAobi Xia
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Jubao Internet Technology is an internet financial services platform.


iBoxPay

FoundersHansen Han
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Iboxpay is a mobile payment solutions and services provider.


Duobaoyu Insurance

FoundersYaopeng Zhang
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Duobaoyu Insurance provides an online insurance service platform.


Linkfin Technology

FoundersUnknown
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Linkfin Technology is a management group-controlled startup company.


G-Banker

FoundersJie Yu, Jing Zhang, Liangang Yang
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G-Banker is a Beijing-based gold trading O2O (online-to-offline) platform.


Flying Tiger Interactive

FoundersHaidong Shi
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Feihu 365 is an interactive video + AI + RPA technology for providing financial institutions with means of digital customer operation.


Firstp2p

FoundersUnknown
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Firstp2p is an online finance marketplace which matches borrowers with investors.


Fudata.cn

FoundersWeiqi Zhang
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Shanghai based Fintech company.


Leyue Health

FoundersUnknown
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Leyue Health is a medical big data and health insurance technology service provider.


XiaoBangGuiHua

FoundersBin Xu
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XiaoBangGuiHua is an intelligent investment advisory service platform.


Yongqianbao

FoundersKe Jiao
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Yongqianbao is an AI-based financial service APP that provides small amount, short term loans to underbanked population in China.


Lancai

FoundersWei Jie Tao, Zi Tuo Li
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Lancai is a Beijing-based Fintech company that receives investment from listed and venture capital.


Licaifan

FoundersForest Water, Shen Lei, Ye Yinghui
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Licaifan is a Chinese online finance platform


Fumi Technology

FoundersAnquan Wang
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Fumi Technology is a fintech company that provides real-time market data, analysis tools, and trading commissions.


Jinfuzi

FoundersGuogguo Lin, Kaixing Zhang
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Jinfuzi is online financial investment platform.


Xtransfer

FoundersAlice Yao, Guobiao (Bill) Deng, Leon Deng, Yanfang Liu
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Xtransfer is a Fintech company that provides cross-border financial services for China-based SMEs.


Bravowhale

FoundersShaokang Zhu
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Bravowhale is a financial management platform that provides supply chain financing services.


AIX Tech

FoundersJiangang He, Meng Zhang, Qingfeng Zhang
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AIX Tech is a third-party insurance technology platform


E-Life Financial Services

FoundersUnknown
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E-Life Financial Services (Yisheng Jinfu) provides financial services in the travel/tourism industry


Tree Fintech

FoundersUnknown
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Tree Fintech is an online platform that provides credit loan services.


Bankorus

FoundersEagle An, Gregory Van den Bergh
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Bankorus is a blockchain banking platform for individuals & institutions, enabling you to buy, sell, store and lend digital assets.


Gmex.io

FoundersUnknown
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Gmex.io is a professional digital asset derivative trading platform.


Duanrong

FoundersWang Kun
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Duanrong.com is a short-term lending and financial services platform.


Themis

FoundersHongwei Meng
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Themis is a decentralized digital currency custody platform.


Platinum Analytics & Technologies

FoundersBao Qihong, Jiahong Gu, Zheng Huiyi
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FinTech Solutions for Banking and Finance


Zongshen Credit

FoundersUnknown
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Zongshen Credit is an industrial chain smart financial service platform which provides microloan financing and capital operation services.


China Chengxin Credit

FoundersMAO Zhenhua
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A Fintech Company based in Beijing,China.


Melotic

FoundersJacky Wang
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Melotic, Inc. is a cryptocurrency technology company founded in 2014 based in Hong Kong


Shengli Financial Software

FoundersUnknown
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Shengli Financial Software is a Fintech company.


Onlyou

FoundersJing Cao
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Onlyou is a digital financial technology service company.


Lixiangjia

FoundersHai Huang
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Lixiangjia is an overseas asset allocation service platform.


Penging.com

FoundersUnknown
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Penging.com is an online P2P financial and lending information platform for businesses.

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