China’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in China. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

Track record
Executive leadership
Market share
Innovation
ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (China)

Fenbeitong

Founders	Cheng Huang, Xi Lan
Follow	Website, Crunchbase, Twitter, Facebook, Linkedin

Fenbeitong (分贝通) is a corporate consumer management platform.

Lu.com

Founders	Gregory Gibb
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Lu.com is an online marketplace for trading of financial assets.

36Kr

Founders	Chengcheng Liu, Jian Hu
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36Kr is a China-based publishing and data company focused on the ‘new economy’

Yetan Finance

Founders	Ye Tan
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Yetan Finance is a Fintech company.

Qixing Tonglian

Founders	Su Huidong
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Qixing Tonglian is the provider of a technology platform designed to provide external big data services for financial institutions.

Yirendai

Founders	Ning Tang
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Yirendai is the consumer finance arm of Chinese peer-to-peer (P2P) lender CreditEase.

Gaorong Capital

Founders	Bin Yue, Xiang Gao, Zhen Zhang
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Gaorong Capital is a venture capital firm that focuses on early and growth stage investments in TMT, including AI and frontier technologies.

Souche

Founders	Junhong Yao
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Souche provides new and second-hand car trading services.

Jiguang

Founders	Fei Chen, Weidong Luo
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Jiguang provides its clients with user activity analysis, precision marketing, financial risk.

Dianrong

Founders	Kevin Guo, Soul Htite, Soul Htite
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Dianrong is an online marketplace lending company that uses technology to transform the way China is financed to help enrich people’s lives.

Tongdun Technology

Founders	Jackal Ma, Tao Jiang
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Tongdun Technology develops online software solutions for anti-theft and fraud management applications.

Huisuanzhang

Founders	Zhang Shugang
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Huisuanzhang is a financial services platform for Chinese integrated enterprises.

9F Group

Founders	Lei Liu, Lei Sun, Lixing Chen
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9F Group is a digital platform integrating and personalizing financial services.

QFPay

Founders	Tim Lee, Weiquan Feng
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QFPay is a global mobile payment technology, service, and solution provider.

Jiedaibao

Founders	Unknown
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Jiedaibao designs an application that helps in lending and borrowing loans.

EasyTransfer

Founders	Michael Shang, Tony Gao
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The leading international student tuition payment platform in China.

PPmoney

Founders	Chen Baoguo
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PPmoney Wan Hui Group is a leading Fintech company in China.

ABC Fintech

Founders	Yongzhi Yang
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ABC Fintech provides AI-driven cloud services for financial professionals.

51 Credit Card Manager

Founders	Haitao Sun
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51 Credit Card Manager develops a credit card management application.

Baiwang Cloud

Founders	Chen Jie
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Baiwang Cloud offers intelligent solutions & invoice cloud ecological services integrating tax control equipment and other related services.

IceKredit

Founders	Lingyun Gu
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IceKredit Inc. is an AI company dedicated to apply AI related technologies to make all-rounded credit evaluation of individuals and SMEs.

Future FinTech Group

Founders	Shanchun Huang
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Future FinTech Group is a blockchain technology research and development company.

V CREDIT

Founders	Stephen Liu
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V CREDIT provides internet Micro-lending, financial guarantee, finance leases, and other financial services all over China.

Black Fish

Founders	Chris Wang, Conor Yang, David Chen, Haifeng Yan
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Black Fish is a consumer finance platform that offers financial service like consumer loans, installment and wealth management facilities.

Jimubox

Founders	Barry Freeman, Jun Dong, William Wei
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Jimubox is a Chinese marketplace lending platform that facilitates SME loans and individual consumption loans for Chinese Borrowers.

WeShare

Founders	Zuo Lesi
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WeShare is a Chinese financial services provider.

Sequoia Capital China

Founders	Don Valentine
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Sequoia Capital China is a VC firm focused on seed stage, mid stage, late stage, and growth investments in the fintech sector.

China Rapid Finance

Founders	Zane Wang
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China Rapid Finance is an online consumer lending marketplace serving online users and China’s emerging middle class.

Lexin

Founders	Jay Wenjie Xiao
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Lexin is an online consumer finance platform for educated young adults in China.

eBroker

Founders	Max He
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eBroker is a B2B2C marketplace for China consumers to access overseas insurance and financial products.

1Token

Founders	Damon Xu
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1Token CAM provides one-stop On-Premise solution, covering front to back office for buy / sell side in crypto market.

FinVolution Group

Founders	Cliff Zhang, Jack Gu
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FinVolution Group is a Chinese online platform for peer-to-peer small unsecured loans.

Tiger Brokers

Founders	Wu Tianhua
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Tiger Brokers is a financial advisory firm that focuses on brokering stock market transactions.

PINTEC

Founders	William Wei
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PINTEC is a independent technology platform enabling financial services in China.

Mashang Consumer Finance

Founders	William Zhao
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Fintech company providing consumer credit services based in Chongqing.

Lionbridge Financing Leasing

Founders	Hao Wan
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Lionbridge is a commercial vehicle smart finance and service platform that creatively combines financial capital and industrial operation.

Tuandaiwang

Founders	Lin Zhang
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Tuandaiwang provides peer-to-peer lending.

QuantGroup

Founders	Wang Ni, Zhou Hao
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QuantGroup is a data-driven, open-form financial services platform.

Senmiao Technology

Founders	Unknown
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Senmiao Technology is an online lending platform in China connecting Chinese investors with individual and SME borrowers.

Feidee

Founders	Gu Feng
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Feidee is a Chinese company providing budget management, enterprise management, and e-business application solutions.

Leyaoyao

Founders	Genghao Chen
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Leyaoyao is an offline self-service equipment intelligent payment platform, a payment solution expert.

Omni Prime

Founders	Dan Hu, Xuanyi Li
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Omni Prime provides Lending as a Service solution to retailers.

CashBUS

Founders	Yang Tang
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CashBUS is a microfinance company.

CGTZ

Founders	Zhongkao Jin
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CGTZ is a fintech platform which provides investment- and loan-related products and services.

OTCBTC

Founders	YiTing Cheng
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OTCBTC is a blockchain OTC and crypto exchange platform.

Renrendai

Founders	Shishi Zhang, Xinhe Le, Yifu Yang
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Renrendai is a Beijing-based company providing P2P financial services such as loans, debts, investment, and others.

PanPay

Founders	Jian Zhou
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PanPay is a financial technology company that provides multi-currency accounts, global payments, currency exchange, and bank cards.

FinTell

Founders	Jing Wang, Jun Sheng, Yu Zhang
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FinTell is a financial service provider based in Beijing.

Fenbushi Capital

Founders	Bo Shen, Xiao Feng
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Fenbushi Capital is the first and most active blockchain-focused venture capital firm in Asia

LD Capital

Founders	Blake G., Huawei Kong
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LD Capital is an VC investors in the blockchain field in Asia.

RealAI

Founders	Tian Tian
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RealAI is an AI tech firm providing services like financial smart risk control & management, and a face recognition system.

Dashu Finance

Founders	Chen Zhijian, Robert Liu
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Dashu Finance is an online small and micro loan startup that offers personal and small enterprise loans.

Magnet Finance

Founders	Qiang Yan, Wei Li
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Leader in the field of small and micro business loans and personal business loans in China.

ArchForce Financial Technology

Founders	Sheng Zou
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A Fintech Company based in Shenzhen,China.

Baidu Ventures

Founders	Wenjie Wu
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Baidu Ventures aims to back artificial intelligence, virtual reality, and augmented reality projects.

Qiancheng Technology

Founders	Yongmin Zhu
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Qiancheng Technology is a leading innovative Fintech company.

Hui’an Jinke (Ahi Fintech)

Founders	Ling Huang, Wei Xu, Yitao Duan
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Hui’an Jinke (Ahi Fintech) is a company that specializes in using artificial intelligence technology

BiUP

Founders	Unknown
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BiUP is a currency exchange platform.

Yixin Group

Founders	Zhang Andy
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Yixin Group is an online automobile finance transaction platform in China.

FREES FUND

Founders	Ben Lin, Feng Li
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FREES FUND is a venture capital firm that provides both early and growth stage investment to technology startups in both China and the U.S.

Bangsun Technology

Founders	Xinyu Wang
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Real-time financial risk management company based in Hangzhou.

Huize

Founders	Cunjun Ma
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Huize is a Chinese third-party insurance services platform.

Phoenix Finance

Founders	Zhen Zhang
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Phoenix Finance is an online platform provides intelligent financial services for Chinese investors worldwide.

Samoyed Financial Service

Founders	Jianming Lin
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Smyfinancial is an internet FinTech company provide users more inclusive financing options.

OneConnect

Founders	Unknown
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OneConnect is a financial technology services company that provides financial technology solutions for small and medium-sized banks.

Cobo

Founders	Changhao Jiang, Shixing Mao
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Cobo is a leading producer of hardware and software blockchain products that make it easy for anyone to own and use cryptocurrencies.

IXX.com

Founders	Danny Bral, Rene Zagers
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IXX.com is a digital currency exchange, the world’s first pan-transaction eco-platform for business.

Wecash

Founders	George Zhengchun Zhi, Mechbill Li
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Wecash was founded in October of 2013 and is reshaping the way customers around the world interact with finance.

Panda Technology

Founders	Xiaozhou Gao
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China’s leading FinTech startup Panda Technology is an AI-based credit management &lead-gen platform that serves users in China and SE Asia.

Jubao Internet Technology

Founders	Aobi Xia
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Jubao Internet Technology is an internet financial services platform.

iBoxPay

Founders	Hansen Han
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Iboxpay is a mobile payment solutions and services provider.

Duobaoyu Insurance

Founders	Yaopeng Zhang
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Duobaoyu Insurance provides an online insurance service platform.

Linkfin Technology

Founders	Unknown
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Linkfin Technology is a management group-controlled startup company.

G-Banker

Founders	Jie Yu, Jing Zhang, Liangang Yang
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G-Banker is a Beijing-based gold trading O2O (online-to-offline) platform.

Flying Tiger Interactive

Founders	Haidong Shi
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Feihu 365 is an interactive video + AI + RPA technology for providing financial institutions with means of digital customer operation.

Firstp2p

Founders	Unknown
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Firstp2p is an online finance marketplace which matches borrowers with investors.

Fudata.cn

Founders	Weiqi Zhang
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Shanghai based Fintech company.

Leyue Health

Founders	Unknown
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Leyue Health is a medical big data and health insurance technology service provider.

XiaoBangGuiHua

Founders	Bin Xu
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XiaoBangGuiHua is an intelligent investment advisory service platform.

Yongqianbao

Founders	Ke Jiao
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Yongqianbao is an AI-based financial service APP that provides small amount, short term loans to underbanked population in China.

Lancai

Founders	Wei Jie Tao, Zi Tuo Li
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Lancai is a Beijing-based Fintech company that receives investment from listed and venture capital.

Licaifan

Founders	Forest Water, Shen Lei, Ye Yinghui
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Licaifan is a Chinese online finance platform

Fumi Technology

Founders	Anquan Wang
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Fumi Technology is a fintech company that provides real-time market data, analysis tools, and trading commissions.

Jinfuzi

Founders	Guogguo Lin, Kaixing Zhang
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Jinfuzi is online financial investment platform.

Xtransfer

Founders	Alice Yao, Guobiao (Bill) Deng, Leon Deng, Yanfang Liu
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Xtransfer is a Fintech company that provides cross-border financial services for China-based SMEs.

Bravowhale

Founders	Shaokang Zhu
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Bravowhale is a financial management platform that provides supply chain financing services.

AIX Tech

Founders	Jiangang He, Meng Zhang, Qingfeng Zhang
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AIX Tech is a third-party insurance technology platform

E-Life Financial Services

Founders	Unknown
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E-Life Financial Services (Yisheng Jinfu) provides financial services in the travel/tourism industry

Tree Fintech

Founders	Unknown
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Tree Fintech is an online platform that provides credit loan services.

Bankorus

Founders	Eagle An, Gregory Van den Bergh
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Bankorus is a blockchain banking platform for individuals & institutions, enabling you to buy, sell, store and lend digital assets.

Gmex.io

Founders	Unknown
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Gmex.io is a professional digital asset derivative trading platform.

Duanrong

Founders	Wang Kun
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Duanrong.com is a short-term lending and financial services platform.

Themis

Founders	Hongwei Meng
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Themis is a decentralized digital currency custody platform.

Platinum Analytics & Technologies

Founders	Bao Qihong, Jiahong Gu, Zheng Huiyi
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FinTech Solutions for Banking and Finance

Zongshen Credit

Founders	Unknown
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Zongshen Credit is an industrial chain smart financial service platform which provides microloan financing and capital operation services.

China Chengxin Credit

Founders	MAO Zhenhua
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A Fintech Company based in Beijing,China.

Melotic

Founders	Jacky Wang
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Melotic, Inc. is a cryptocurrency technology company founded in 2014 based in Hong Kong

Shengli Financial Software

Founders	Unknown
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Shengli Financial Software is a Fintech company.

Onlyou

Founders	Jing Cao
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Onlyou is a digital financial technology service company.

Lixiangjia

Founders	Hai Huang
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Lixiangjia is an overseas asset allocation service platform.

Penging.com

Founders	Unknown
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Penging.com is an online P2P financial and lending information platform for businesses.