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Canada’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Canada. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Canada)


Wave

FoundersJames Lochrie, Kirk Simpson
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Wave offers tailored financial services (payments, payroll) and award-winning free software for small/micro-businesses around the world.


Apollo Insurance

FoundersDavid Dyck, Drew Green, Jeff McCann, Justin Hamade
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Apollo Insurance is an online insurance company designed to help brokers to instantly transact insurance online.


Newton.co

FoundersDustin Walper, Erynn Saunders, Tyson Leslie
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Newton.co is a cryptocurrency trading platform that buys and sells Bitcoin and Ethereum instantly from iPhone, Android, or web apps.


Nest Wealth

FoundersRandy Cass
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Nest Wealth is Canada’s first SaaS-based digital wealth management platform.


Sensibill

FoundersCorey Gross, Jamie Alexander
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Sensibill makes SKU-level data actionable, equipping financial institutions with insights to help their customers.


Pluto

FoundersMohammed Aziz, Mohammed Ridwan, Nayeem Zen
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Unlimited corporate cards with spend controls for businesses in MENA


Payfare

FoundersKeith McKenzie, Marco Margiotta
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Providing instant payout and digital banking solutions for today’s workforce.


Control Mobile

FoundersKathryn Loewen
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Control Mobile offers payment analytics and alerts platform for SaaS, subscription, and commerce businesses.


Waleteros

FoundersEtienne Gillard, Sergio Carrera
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One-stop-shop Mobile Banking solution addressing the very specific needs of the 20M+ unbanked and under-banked US Hispanics.


FISPAN

FoundersAndrea Zand, Clayton Weir, Lisa Shields, Valery Novikov
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Fintech Service Management for Financial Institutions


Moves

FoundersMatthew Spoke
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A fintech product for the gig economy, and a collective for gig workers


Planswell

FoundersEric Arnold, Eric Rogness
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Planswell is on a mission to provide the world’s most actionable financial planning experience to everyone, for free.


CAARY Capital

FoundersJason Sawyer, Steve Apostolopoulos
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CAARY is a digital credit, lending and payments platform, offering a corporate credit card and payments solution.


Firefly Exchange

FoundersNikodem Grzesiak, Zabi Mohebzada
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Firefly is a decentralized, orderbook-based exchange with sub-second trade settlement.


Trolley

FoundersAndreas Farina Vaz, Tim Nixon
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Trolley is the payouts platform for the internet economy.


ZayZoon

FoundersDarcy Tuer, Tate Hackert
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ZayZoon gives employees access to their paycheck at any point in the pay cycle.


Beanworks

FoundersCatherine Dahl, Cory Cleaver, Reza Sanaie, Tracy Thompson
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Beanworks is an accounts payable automation solution that helps companies eliminate paperwork and reduce invoice processing costs.


Flow Capital

FoundersSteve Parry
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Flow Capital provides founder-friendly growth capital for high-growth companies.


Quandl

FoundersAbraham Thomas, Tammer Kamel
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Quandl is the premier source for open, commercial, and alternative data, serving investment professionals.


Bitbuy

FoundersAdam Goldman
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Bitbuy operates as a cryptocurrency trading platform.


Bitcoin Well

FoundersAdam O’Brien
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Bitcoin Well is a bitcoin ATM company headquartered in Edmonton


Finn AI

FoundersGuru Atlu, Jake Tyler, Natalie Cartwright
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Finn AI provides AI-powered conversational banking technology for personal banking and finance.


Breathe Life

FoundersArach Tchoupani, Ian Jeffrey, Jean-Nicholas Hould, Sébastien Malherbe
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The digital distribution platform for life insurance carriers


Brim Financial

FoundersMarcius Bansavatar, Rasha Katabi
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Brim Financial is a provider of a credit card infrastructure and digital platform used in users’ payment experience.


Nuvei

FoundersDavid Avgi
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Nuvei is the payment technology partner of thriving brands.


NDAX

FoundersBilal Hammoud, Hussein Hammoud
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NDAX is a cryptocurrency exchange offering both individuals and institutions to safely trade digital assets.


Wealthsimple

FoundersBrett Huneycutt, Michael Katchen, Rudy Adler
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Wealthsimple offers financial tools to help investors grow and manage their money.


Lydia.ai

FoundersAnthony Lee, Christina Cai, Fedor Suprychev, Kresimir Bojcic
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Lydia AI is on a mission to insure the next billion people by making insurance personalized, easier to buy and more inclusive.


Ethoca

FoundersAndre Edelbrock, Trevor Clarke
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Ethoca established itself as an innovative, one-of-a-kind global collaboration-based technology services company.


TIMIA Capital

FoundersAndrew Abouchar, Gregory Smith, Mike Walkinshaw
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TIMIA Capital is a specialty finance company focused on providing growth capital to B2B and SaaS companies.


Lexop

FoundersAmir Tajkarimi, Jean-Olivier Bouchard
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Removing friction from collections by offering the most customer-centric software-as-a-service to world-class companies.


Livelii

FoundersAdam Roach, Anya Switzer
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Livelii packages and delivers financial, insurance, and business services to independent workers through a rewards driven platform.


Composer

FoundersAnanda Aisola, Benjamin Paul Rollert
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Composer allows users to build, test, and manage automated investment strategies without writing a line of code.


BlocPal International Inc.

FoundersNick Mellios
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BlocPal is a digital transaction solutions provider delivering a suite of integrated financial services and applications to our partners.


Trust Science

FoundersEvan Chrapko
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Credit Bureau 2.0 ® SaaS. Customers are lenders serving consumers–lenders who demand a modern Decision System platform and alt.data.


Salt Edge Inc.

FoundersDmitrii Barbasura, Tamara Royz
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A leader in providing banks, fintechs, lenders, credit bureaus with Open Banking API solutions, connected to 5000+ banks in 50 countries


nanopay

FoundersLaurence Cooke
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nanopay empowers businesses and banks to scale with innovative payment and liquidity management products.


RentMoola

FoundersPatrick Postrehovsky, Patrick Postrehovsky, Philipp Postrehovsky
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Pay rent with credit card, debit card & more. Get access to exclusive MoolaPerks!


Purefacts Financial Solutions

FoundersRobert Madej
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A WealthTech100 Company, PureFacts provides global enterprise wealth management and asset management solutions.


Foxquilt

FoundersKarim Jamal, Mark Morissette, Roshni Wijayasinha
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Foxquilt is an Insurance technology company focused on empowering small businesses and B2B networks to save on Small Business insurance.


Moka

FoundersPhilip Barrar
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Moka (previously Mylo) is Canada’s #1 saving and investing app.


Shakepay

FoundersJean Amiouny, Roy Breidi
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Shakepay is ushering in the Bitcoin Golden Age


FreshBooks

FoundersLevi Cooperman, Michael McDerment
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FreshBooks is a software company that provides cloud-based accounting software for small and medium-sized businesses.


Financeit

FoundersCasper Wong, Michael Garrity, Paul Sehr
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Financeit simplifies complex sales transactions for businesses and their customers.


Verafin

FoundersBrendan Brothers, Jamie King, Raymond Pretty
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Verafin offers a fraud and AML detection platform that helps detect, investigate, and report money laundering and financial fraud.


Hubdoc

FoundersJamie McDonald, Jamie Shulman
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Your key financial docs in one place. Automatically.


InvestX Capital

FoundersMarcus New
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InvestX is the private equity marketplace for registered dealers to provide access to retail accredited investors.


Street Contxt

FoundersBlair Livingston
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Street Contxt brings email intelligence to the capital markets.


Blackspark

FoundersRay Tavares, Vic Arora
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We’re building the world’s most advanced tax automation system.


Dream Payments

FoundersAnant Tailor, Brent Ho-Young, Greg Wolfond, Long Van
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Dream Payments is a fintech platform that enables merchants to sell everywhere using mobile devices.


Passiv

FoundersBrendan Lee Young, Brendan Wood
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Wealth automation for self-directed investors. Manage all your investments from a single dashboard and leave the tedious things to Passiv.


Flahmingo

FoundersGio L. Moros, Kunal Seth, Taran Singh Kainth
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Flahmingo is an investment app for retail investors to begin investing commission-free using fractional shares starting at $1.


Aya

FoundersChanddeep Madaan, Joanna Armatys
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Aya is a healthcare startup that builds payment tools and programs for employee benefits packages.


Lemonade Finance

FoundersOlalere Ridwan, Rian Cochran
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Lemonade Finance is a digital bank that enables Africans abroad to send and receive money within minutes.


Progressa

FoundersAli Pourdad, David Gens, Michael Jover
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Millions of Canadians have had their credit rating impacted by overdue bills and items that have gone to collections.


Hardbacon

FoundersJulien Brault
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Hardbacon strives to help Canadians make better financial decisions.


BlockCerts Blockchain

FoundersTim Vasko
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BlockCerts is the only one-click SaaS platform, which enables companies to truly go digital


Grow

FoundersKevin Sandhu
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Grow is an enterprise software company empowering financial innovation using technology and data analytics.


MazumaGo

FoundersMatthew Smith, Nick Addison
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MazumaGo is a fintech startup that offers an easy way to manage business transactions.


Finaeo

FoundersAaron Alsop, Aly Dhalla, Donald Chu
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Finaeo helps the life insurance industry simplify distribution by automating the front/back-office of today’s complex supply chain.


Spade

FoundersCooper Hart, Oban MacTavish
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Financial Transaction Enrichment API


Timechain

FoundersLouis Cleroux
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All-in-one DeFi DEX ecosystem across BSC and ETH: Access best swap rates and liquidity through AMM powered by our algos.


BuyProperly

FoundersKhushboo Jha
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BuyProperly is an AI driven online exchange for fractional real estate investments.


FlipGive

FoundersElissa Beckett, Mark Bachman, Nicholas Lee, Steve Croth
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FlipGive is a team commerce platform that connects merchants & consumers via the youth sports market


Overbond AI

FoundersHan R, Vuk Magdelinic
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Global AI data-stream for bond trading automation and market signals. Data aggregation, real-time pricing and smart order routing.


Hubly

FoundersLouis Retief, Oban MacTavish, Ron Gorodetsky, Sean Rumsby
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Hubly is building technology to power the future of financial advice.


Simplyk

FoundersFrançois de Kerret, Thibaut Jaurou
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Free Fundraising platform for nonprofits


Senso.ai

FoundersNick Seelert, Saroop Bharwani
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Senso is a fintech startup that uses AI to provide financial institutions with recommendations on how to strengthen client relationships.


Goldmoney

FoundersJames Turk, Josh Crumb, Roy Sebag
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Goldmoney is a financial services group that combines the unique attributes of gold with technology-driven innovation.


Neo Financial

FoundersAndrew Chau, Jeff Adamson, Kris Read
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Neo Financial is a FinTech company that provides spending, savings, and rewards programs.


Payfirma

FoundersFern Glowinsky, Michael Gokturk
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Payfirma offers businesses a multi-channel payment platform for mobile, ecommerce and in-store payments.


Carta Worldwide

FoundersFrank Svatousek, Robert Elensky, Rui Mendes
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Carta Worldwide is an international leader in digital transaction technology, specializing in mobile & emerging payments.


Mobilum

FoundersPrzemyslaw Maliszewski, Wojtek Kaszycki
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Mobilum is the missing bridge between crypto and fiat currencies.


QuadFi

FoundersManny Nikjoo
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Invisible Credit Group (Millennial & Newcomers) Risk Rating & Lending


Ledn

FoundersAdam Reeds, Mauricio Di Bartolomeo
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Ledn builds financial products with a mission to help more people save in digital assets


Corl

FoundersDerek Manuge, Sam Kawtharani
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Corl provides fast, fair, and flexible revenue-based financing to high-growth businesses that operate in the digital economy.


3Commas

FoundersYuriy Sorokin
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3Commas provides a platform for cryptocurrency investors to trade with minimal risks, limit losses, and increase profits.


Covalent

FoundersGanesh Swami, Levi Aul
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Covalent is a technology company that is solving the huge infrastructure problems inhibiting blockchain adoption.


Canalyst

FoundersDamir Hot, James Rife
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Canalyst is the leading destination for public company data and analysis.


Tokens.com

FoundersAndrew Kiguel
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Tokens.com is a PoS technology company that enables investors to invest in digital assets in a simple and secure way.


Fraction

FoundersHayden James, Josh Baker, Rayan Rafay
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Fraction is a technology-based lending platform focused on making residential real estate affordable, flexible, and liquid.


Wingocard

FoundersMehdi Mehni, Salvatore D’Agostino, Sebastien Brault
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Wingocard is a mobile banking app designed to connect teens to the mobile, cashless economy, and strengthen financial literacy skills.


Lendified

FoundersTroy Wright
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The Lendified story begins with a wealth of banking experience, a deep knowledge of the Canadian financial services marketplace.


iComply Investor Services Inc.

FoundersMatt Masiar, Matthew Unger, Qayyum Rajan
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iComply Investor Services (iComply) is an award-winning software company focused on reducing regulatory friction in financial markets.


Hutsy

FoundersTefari Bailey
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Hutsy is an online digital banking platform that provides its users with financial, and credit building products.


Bitaccess

FoundersHaseeb Awan, Moe Adham, Ryan Wallace, Vignesh Sundaresan
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Bitaccess Inc is a Canadian Fintech startup focusing on Blockchain technologies.


Periculum

FoundersMichael Collins
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Periculum is an alternate credit assessment solution for underserved markets.


LQwD FinTech

FoundersDean Sutton
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LQwD FinTech is a decentralized finance and fintech company.


Black Banx

FoundersAby Sousa, Michael Gastauer, Peter Arnold
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Black Banx is digital Bank offering online, real time account opening for Private and Business clients from 180 countries.


Finhaven

FoundersDH Kim
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Finhaven is building an investment banking platform supporting the issuance, investment, and trading of digital securities.


Homewise

FoundersCarlos Medeiros, Jesse Abrams
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Homewise uses machine learning to match and secure clients with their best tailored mortgage options from over 30 banks and lenders.


Nedc

FoundersUnknown
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Nedc is a financial services fintech company located in Port Alberni.


Korapay

FoundersBryan Uyanwune, Dickson Nsofor
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Korapay offers a payment engine that enables local and global businesses to send and accept payments.


Chroma Technologies

FoundersMyles Shedden, Riley Pickerl, Tiffany Kaminsky, Yacine Bara
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Chroma Technologies provides financial technology and property solutions to enhance the rental experiences.


Chroma Technologies

FoundersMyles Shedden, Riley Pickerl, Tiffany Kaminsky, Yacine Bara
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Chroma Technologies provides financial technology and property solutions to enhance the rental experiences.


Conquest Planning

FoundersMark Evans
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Conquest Planning is a FinTech company that is developing an innovative solution for the financial services industry.


Neptune Digital Assets

FoundersKalle Radage
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Neptune Digital Assets is a publicly traded company that manages cryptocurrency assets, Bitcoin mining, DeFi, and blockchain nodes.


JUDI.AI

FoundersMonique Morden
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JUDI.AI is an AI-driven financial platform for credit unions and banks that want to grow their small business lending and analytics.


DealMaker

FoundersMat Goldstein, Rebecca Kacaba
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DealMaker is a cloud-based platform that drastically eliminates friction in the capital-raising process.


Responsive

FoundersDavyde Wachell
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The enterprise hybrid wealth management solution for service excellence and actionable insights.


Zapper

FoundersNodar Janashia, Seb Audet, Suhail Gangji
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Zapper is a fintech platform that manages all DeFi assets from one simple interface.

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