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Austin, Texas’s 101 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 FinTech companies in Austin, Texas. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Austin, Texas)


Turnkey Lender

FoundersDmitry Voronenko, Elena Ionenko
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#1 AI-based SaaS for digital lending


Vertalo

FoundersDave Hendricks, Gautam Gujral, William Baxter
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Vertalo is a SaaS solution connecting and enabling the digital asset economy.


Rabbet

FoundersAndrew Latimer, Will Mitchell
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Rabbet is an intelligent construction finance platform using data to bring trust, transparency, and matchmaking to home renovation.


Opcity

FoundersBen Rubenstein, Michael Lam
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Opcity connects real estate agents and mortgage loan officers to pre-screened, live leads.


Upside Financing

FoundersNicholas Mares
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Upside Financing tackles one of the biggest problems across the CPG industry: mis-matched payment terms.


Fintiv

FoundersMichael A. Liberty
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Fintiv is a technology company that designs, develops, and provides mobile commerce and payment solutions.


Everyware

FoundersLarry Talley, Scott Orlinsky
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Everyware provides a secure, user-friendly payment collection and two-way messaging platform.


MicroVentures

FoundersBill Clark
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MicroVentures is an online equity crowdfunding platform enabling angel investors to connect with startups to raise capital.


Self

FoundersUnknown
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Self is a venture-backed fintech company with a mission to help people build credit and savings.


inKind

FoundersAndrew Harris, Johann Moonesinghe, Miles Matthias
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inKind finances restaurants by purchasing large amounts of food and beverage credits upfront, and then selling that F&B credit to consumers.


dash.fi

FoundersZach Johnson
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The world first charge card exclusively for ad spend


Open Lending

FoundersJohn Flynn, Ross Jessup, Sandy Watkins
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Open Lending is a provider of lending enablement and risk analytics solutions to financial institutions.


Vyze

FoundersJim White, Suneet Paul
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Vyze offers solutions that enable retailers to offer more payment options for their customers.


Billd

FoundersChristopher Doyle, Jesse Weissburg
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Billd is a construction finance company that offers material purchases at 120-day terms to the construction industry.


Factom

FoundersAbhiśek Dobhal, Brian Deery, David A. Johnston, Paul Snow, Peter Kirby, Tiana Laurence
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Factom, Inc. is a blockchain innovations company providing blockchain as a service platforms.


KindHealth

FoundersAlbert Pomales, Andrew Tomasik, John Constantine
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The Digital Platform that simplifies Health Insurance Management.


Oveit

FoundersMike Mihai Dragan
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We offer closed loop payments, distributed on public and private blockchain. We use AI to prevent fraud. Oveit can be deployed on minutes.


Able Lending

FoundersEvan Baehr, Will Davis
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Able is the lowest-cost online lender for small business loans in the nation. We partner with your network to provide loans from $25k-$1MM.


Visio Lending

FoundersJeff Ball
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Visio Lending offers a range of loans and mortgage loans to investors in the real estate investment markets.


Joust

FoundersGeorge Kurtyka, Lamine Zarrad
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Joust is a banking platform that directly provides merchant services and business banking for the self-employed.


Cion Digital

FoundersArpit Agrawal, Fred Brothers, Snehal Fulzele
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Blockchain Orchestration Platform, Real-Time Crypto Payment and Financing Solutions


Rev Worldwide

FoundersBertrand Sosa, Roy Sosa
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Fintech company focused on developing payment product innovations around the world leveraging a proprietary processing platform.


Realized

FoundersDavid Wieland
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The Realized FinTech platform enables aging HNW families to tax-efficiently convert legacy real estate into passive income investments.


Multicoin Capital

FoundersKyle Samani, Tushar Jain
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Multicoin Capital is a thesis-driven cryptofund that invests long term in tokens that reshape entire sectors of the global economy.


Chipper

FoundersTony Aguilar
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Chipper is a student loan app that lower payments, qualify for forgiveness, and chip away debt faster.


Hearth

FoundersAnthony Ghosn, Joe Lonsdale, Joe Lonsdale
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Financial Technology for built for the Home Improvement industry


Q2ebanking

FoundersHank Seale
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Q2ebanking designs virtual, mobile and voice banking applications for financial institutions.


HyperLinq

FoundersAmar Gautam, Karamvir Singh, Kunal Kumar
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Democratizing access to trading technologies


Unchained Capital

FoundersDhruv Bansal, Joseph Kelly
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Unchained Capital is a blockchain financial services company that lends cash to long-term crypto holders.


Paybook

FoundersGerardo Treviño, Rafael Fong
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Paybook is a hub that connects people with their financial world through bank connectivity and innovative technology.


BorrowersFirst

FoundersJonathan Ende
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We are a tech-enabled consumer lending platform organized around providing superior value and experience for our borrowers.


Honest Dollar

FoundersHenry Yoshida, William Hurley
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Honest Dollar Hopes to Make Retirement Plans Affordable For SMBs.


CollBox

FoundersCameron Desautels, Ed Luczycki
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Debt collection for cloud accounting


Lendflow

FoundersJon Fry, Matthew Watts
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Lendflow makes it easy for software companies to embed lending services into their product.


Wedy

FoundersRumaiza Fathima Ali
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Wedy is the world’s first booking and financing marketplace for the wedding industry.


CVEX Group

FoundersChris Belew, Craig Aumann
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CVEX Group is applying technology and automation to create the most advanced trading platform for private company equities.


I Hate Receipts (IHR)

FoundersRyan Greene
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The Cloud Based Receipting™ empowers consumers with their purchase data and engages merchants with their proprietary Mobile HD Receipt™


Unbill

FoundersJordan Wright, Scott Weinert
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Unbill is a mobile app that can pay your bills for you. Additionally, developers can use it’s biller API inside their own apps.


Founderpath

FoundersNathan Latka
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Founderpath helps SaaS companies increase cash flow without diluting ownership by offering loans based on their monthly recurring revenue.


Episode Six

FoundersChermaine Hu, Futeh Kao, John Mitchell
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Episode Six offers a highly configurable ledger and payments system. The financial technology is readily accessible via over 550 API.


Dosh

FoundersRyan Wuerch
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Dosh is a free cash back app that finds users money for shopping, dining out, and pumping gas at thousands of merchants & brands nationwide.


Noesis

FoundersScott Harmon
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Noesis is a tech-enabled lending marketplace for financing commercial building improvements.


Milestones Labs

FoundersDustin Gray
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Milestones Labs provides real estate services to assist people in purchasing a home, selling a home, and obtaining a mortgage.


BankingON Inc.

FoundersAlexey Krasnoriadtsev, Anton Antonov, Carl Thong
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Mobile Banking Platform for Credit Unions and Community Banks


GradJoy

FoundersJesus Marco del Carmen, Jose Bethancourt
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GradJoy manages your student loans — helping you save money and be debt-free faster.


UpEquity

FoundersLouis Wilson, Tim Herman
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UpEquity is a tech-enabled mortgage platform.


CreditSuppliers

FoundersJames Nielsen
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CreditSuppliers provides construction material financing to help contractors and subs grow their business while ensuring that merchants


InforcePRO

FoundersCameron Jacox, James Hilton, Karan Kanodia
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InforcePRO™ (Acquired 06/17) has reshaped how the $2T insurance industry manages, mines, & markets to it’s largest asset–policyholder data.


Abrigo

FoundersDaniel Cho
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Abrigo provides market-leading compliance, credit risk, and lending solutions to enable its customers to think bigger.


Unwired Nation

FoundersC. Eric Smith, R. Stacey Zuniga
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Unwired Nation powers mobile banking apps for community financial institutions with Unwired Banking, its patented mobile platform.


ScaleFactor

FoundersKurt Rathmann
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ScaleFactor provides accounting and finance software with automated bookkeeping, proactive alerts, and other features.


Method Financial

FoundersJesus Marco del Carmen, Jose Bethancourt
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Method Financial is a debt repayment API that facilitates payments for all types of debt.


Stellar

FoundersLamine Zarrad
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Stellar is an app set out to solve one of the biggest economic problems faced by American consumers — access to credit.


Consero Global Solution

FoundersKiran Jagannath, Scott Tynes
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Consero is a provider of cloud-based outsourced finance and accounting services.


Routefusion

FoundersColton Seal, Richard Scappaticci
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Routefusion is an API first, global product expansion platform built for product teams


Blockhenge

FoundersDustin D. Trammell
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White-glove financial services for cryptoasset investors and traders.


SocialMatters.ai

FoundersJD Chang, John Mao, Michael Roberts
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SocialMatters.ai helps Financial Wealth Advisors automate the work of an entire sales team so all they have to do is close.


Signum City

FoundersLauren Winfield
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Signum City is a fantasy stock market gaming app.


DRAFT

FoundersBrad Lawler, Jason St Peter
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Draft offers a modern suite of analytics and communication tools built to help wealth advisors win and retain assets.


Student Loan Hero

FoundersAndrew Josuweit, Evan Shoemaker, Pavel Timofeev
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Student Loan Hero is a web platform that provides support for organizing, managing and repaying student loans.


AffiniPay

FoundersAmy Porter
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AffiniPay is a FinTech company that supports online credit card transactions for professional trade associations.


Invoiced

FoundersJared King, Parag Patel
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Invoiced is an app that provides accounts receivable automation.


Septent Financial

FoundersDenise Hinkley
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Septent Financial is a financial technology company developing specialized divisions that span the industry.


F1 Payments

FoundersChad Anselmo
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Corvia provides expertise in navigating critical payments for businesses.


Zoro Card

FoundersRoger Morris, Zak Grove
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Build credit with a debit card.


360factors

FoundersEd Sattar
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360factors is a cloud based fintech firm that provides enterprise risk and compliance automation software to banks & financial firms.


RateGenius

FoundersChris Brown
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RateGenius is a multi-state, web-based auto loan refinance and brokerage company.


Nano

FoundersColin LeMahieu
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Nano A payment system for the world offering instant, feeless, scalable transactions.


Kickfin

FoundersBrian Hassan, Justin Roberts
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Kickfin is the only way to instantly deposit tips into employees’ bank accounts the second their shift ends, 24/7/365.


LVL

FoundersAri Stiegler, Chris Slaughter
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LVL is an FDIC-insured mobile banking app where you can exchange cash & Bitcoin for free & invest easily with Autopilot.


SaveDay

FoundersAyman Abukhater, Barry Mione
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We provide a $0 cost to employer, secure, fully bundled 401k plans; retirement investment plans that grow freely.


ProsperOps

FoundersChris Cochran, Chris Kuehl, Erik Carlin
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Autonomous Cloud Savings service that increases AWS savings an average of 68%.


RAIN Platforms

FoundersRaghu Kumar
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Automated, social investing & trading products aimed at helping promote investor participation rates at the retail level.


D&S Global Solutions

FoundersUnknown
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D&S Global Solutions is a fintech company that specializes in providing cutting-edge technologies to improve client experience.


InstaPayments

FoundersUnknown
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Out of the box solutions for Stripe, Braintree and Auth.net


Fundify

FoundersJoshua Chodniewicz
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Fundify connects startups and investors to each other.


Carbon Zero

FoundersCathryn Peirce
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Carbon Zero Financial builds white-label climate features for credit card products, enabling all card programs to automatically calculate, offset, and reduce their cardholders’ carbon footprints as they spend. 


Guava

FoundersJustin Crites, Kaoru Fujita
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Guava is an automated financial planner that provides strategies and guidance to help consumers meet their financial goals.


TaxTaker

FoundersAri Palmer
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TaxTaker identifies, applies, and secures R&D Tax Credits for Startups and SMBs.


inbanx, Inc.

FoundersRob Kaczmarek
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Business Banking as a Service


FedFis

FoundersUnknown
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FedFis is a financial company that provides data analytics and a strategy system that tracks financial, M&A, and vendor data.


Simple.ID Inc

FoundersPeter Kirby
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Blockchain Based Identity System for Fintech


MoonRocket

FoundersJordan Pokross
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Customer lifecycle management for the space age


Swiftarc Capital

FoundersUnknown
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Swiftarc Capital LLC, a hedge fund focusing on undervalued consumer companies in emerging and frontier markets across Asia, Africa


Portfolio Visualizer

FoundersUnknown
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Portfolio Visualizer is a financial technology firm.


Noble Money

FoundersUnknown
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Noble Money engages in making sound money accessible to every human.


Suppli

FoundersUnknown
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Suppli is a fintech and proptech company that uses technology to rebuild payments for the construction materials industry.


Harmonate

FoundersUnknown
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Harmonate provides SaaS-based solutions that enable scale and efficiency for the fund middle and back office.


Alloy Labs

FoundersJP Nicols
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Alloy Labs is a community bank that provides strategic investments, financial services and develops new technologies in the finance sectors.


eCommission

FoundersSean Whaling
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eCommission is a real estate company that offers commission advance funding services to its clients.


FiO

FoundersGeorge Kai Chu
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A SaaS platform that allows companies to create blockchain applications without programming knowledge.


UpgradeUSA

FoundersJon Weisblatt
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Online, easy lease payment plans to meet the technology needs of small businesses.


RxSaver

FoundersUnknown
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RxSaver is a free prescription savings program that is available to everyone through our website, mobile app, and prescription savings card.


XNV

FoundersAdriano Marques
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Exponential Ventures is a Startup Studio focused on building disruptive startups powered by exponential technologies.


CSTMR Fintech Marketing & Design

FoundersJack Macy, Rory Holland
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CSTMR is a full-service digital marketing & design agency specializing in fintech and financial services.


PaidUp

FoundersFelipe Fernandes, Gerry Mecca, W. Allan Rayson
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Youth Sports Payments, Done For You


Vest Technologies

FoundersGavan Gooch, Michael Willingham
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An intelligent ecosystem of capital, technology, and ideas that works for the everyday person.


AIM2

FoundersUnknown
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AIM2 is a financial technology company that creates cutting-edge artificial intelligence-powered investment processes and management tools.


Meed

FoundersUnknown
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Meed provides a new global platform for a community of networked Member Banks, Corporate Members and individual Meed users.


Zaprite

FoundersUnknown
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Convert your time into bitcoin


Altafid

FoundersGonzalo Maturana, PhD, Vito Sciaraffia, PhD
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The World’s First Fiduciary Financial Services Marketplace

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