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Accra’s 40 Fastest Growing FinTech Startups

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 40 FinTech companies in Accra. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

  • Track record
  • Executive leadership
  • Market share
  • Innovation
  • ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as CrunchbaseSemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top FinTech Companies & Startups (Accra)


OZÉ

FoundersDave Emnett, Meghan McCormick
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

OZÉ is a habit-forming mobile app that makes it easy for SMEs in Africa to keep digital records, make better decisions and access capital.


Fido

FoundersNadav Topolski, Nir Zepkowitz, Tomer Edry
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A credit first neobank for the unbanked


Zeepay

FoundersAndrew Takyi-Appiah
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Zeepay is the fastest growing fintech focusing on digital rails to connect digital assets.


BezoMoney

FoundersKenneth Simpson, Mubarak Sumaila
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Savings platform for low-income earners and millennials


KudiGo

FoundersBright Ahedor, Gideon Boateng, Kingsley Abrokwah
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kudigo is an end to end retail POS designed for micro smes in sub-saharan africa.


Zuberi Technologies Limited

FoundersJulian Owusu
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

HR-Fintech Payments System


FXkudi

FoundersAbioye Oyetunji, Adetunji Afeez
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

We are democratizing cross-border money transfer for Africans.


Nvoicia

FoundersKelvin Tyron, Ndifreke Anwanakak
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Nvoicia is a invoice discounting startup compnay.


Pavelon (Afford)

FoundersGerard Yitamkey
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Consumer-centric payments platform that allows users to buy items and pay in monthly installments.


Inclusive Financial Technologies

FoundersJonathan Dela Ayivor, Paul Damalie
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Inclusive is a pan-African financial data API that helps financial services onboard.


Bace Group

FoundersArinze Christopher, Charlette Desire, Jean Cedric Attiembonon, Samuel Sowah Mensah
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

BACE is a platform helping financial institutions increase customer experience with facial recognition technology.


Pennysmart

FoundersJoshua Oguntade, Richard Yao Baku
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Pennysmart is a FinTech company.


Motito

FoundersTobi Martins
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Motito promotes financial inclusion and increased access to credit across Africa.


Bosea

FoundersSamuel Bamfo
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Bosea Micro Credit is a financial technology company on a mission to democratize credit and accelerate financial independence in Ghana.


DreamOval

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

DreamOval is a company from Ghana providing data transfer and cloud service solutions worldwide.


Bloom Impact

FoundersCarol Caruso, David Hutchful
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Fintech platform that is digitizing access to financial services for emerging market MSMEs. Currently operating in Sub-Saharan Africa.


Nsano

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Nsano Ltd is one of Africa’s pioneering fintech companies with a specialty in mobile financial services, mobile money aggregation, etc.


Credit Locus

FoundersIsaac Quainoo, Richard Mensah-Baah
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Digital lending for small businesses


Triva

FoundersEmmanuel Mbalam, Suleiman Ampo Mohammed, Valerie Naana Asmah
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Triva is leverages data and analytics to deliver an intelligent financial and consumers services aggregation marketplace for millennials


Onango

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Onango is a fintech firm that provides working capital and lending services to money merchants.


Eganow

FoundersLouis Amenyo Adanuty
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Eganow enable people build healthy financial lives and participate in today’s connected economy by facilitating access to financial services


SliceBiz

FoundersHeather Cochran
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

SliceBiz is an investment platform that provides alternative financing for startups in Africa and emerging markets.


Growth Factor

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Speed focused Supply Chain finance Fintech


Xpendly

FoundersElorm Axolu
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Xpendly is a personal finance management app that enables users to manage their finances in one place.


Kadi

FoundersPaul-Miki Akpablie
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kadi is a Fintech solution that enables informal logistics providers in construction, mining, and oil & gas.


First Capital Plus

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

First Capital Plus (FCP) Bank is a wholly-owned Ghanaian operating under a Universal License from the Central Bank of Ghana


PulsePay

FoundersOreoluwa Akanni, Solomon Igori, Victor Okech
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A peer-to-peer money transfer and exchange platform


Bethniel Financial Technology

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Bethniel Fintech builds seamless and intuitive platforms that help African learns, transact, and grow financially.


Kitiwa

FoundersEmmanuel Quartey, Falk Benke, Mawuli Adzoe, Nikunj Handa
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kitiwa is a site that provides a tool to exchange Ghana Cedis into Bitcoins.


flippify

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Digital financial services platform for millennials.


OyaPay Africa

FoundersGeorge Lamptey
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

OyaPAY is a digital wallet payment platform. We enable fast and secure cross-border payments, with or without a bank account.


DreamBridge Ltd

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Our grassroot R&D approach & early stage startup financing model brings the wildest imagination of Africans to their ordinary service.


easyfin

FoundersElo Eriri
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Diversified Technology Company


Wekplace

FoundersFrank Botwey
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

A staffing and financial management software and service provider, actively modernizing the way people and companies work.


GP Business Associates – Ghana

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Business and Investment advisory services in Ghana


Kyrios Dougan

FoundersKojo Dougan
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Kyrios Dougan is a management consulting, FinTech and advisory company.


Duis Primo

FoundersAlbert G., Didier Banlock, Terence Ankrah
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

Duis Primo is a finance company that offers banking, e-payment, remittance, and advisory services based on advanced technology.


GhanaCompares.com

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

GhanaCompares.com is Ghana’s first comparison website for insurance and financial products


EziPay Ghana

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

EziPay is a financial service-based company.


Lending Square

FoundersUnknown
FollowWebsite, Crunchbase, Twitter, Facebook, Linkedin

LendingSquare is an online marketplace where individuals and small businesses access fast and simple finance.

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